Chattanooga Homes with Lease Purchase Financing available

Chattanooga Homes with Lease Purchase Financing available

Welcome to Chattanooga, Tennessee – a hidden gem nestled in the heart of Hamilton County. Known for its stunning natural beauty, vibrant culture, and rich history, Chattanooga offers an exceptional quality of life that attracts families, professionals, and outdoor enthusiasts alike. With the majestic Tennessee River winding through the city and the breathtaking backdrop of the Appalachian Mountains, residents enjoy a plethora of recreational activities, from hiking and biking to fishing and kayaking.

Chattanooga is not just about its scenic views; it boasts a thriving arts scene, delicious culinary options, and a strong sense of community. With attractions like the Tennessee Aquarium, the Creative Discovery Museum, and the historic Lookout Mountain, there’s always something to explore. The city is also home to a growing tech industry, making it an ideal place for career-minded individuals seeking opportunities in a dynamic environment.

For those considering making Chattanooga their home, we’re excited to offer homes with lease purchase financing options. This innovative approach allows potential buyers to lease a property with the option to purchase it later, making homeownership more accessible and affordable. This flexible financing option is perfect for first-time buyers or those looking to transition into a new home without the immediate pressure of a full purchase.

Explore our listings and discover the perfect home in Chattanooga, where you can enjoy the beauty of the outdoors, the richness of culture, and the warmth of Southern hospitality. Your dream home awaits in this charming city!

Newest Chattanooga Homes with Lease Purchase Financing available

2104 Elmendorf Street, Chattanooga
$185,000
3 Beds ⋅ 1 Baths ⋅ 1545391 MLS
**YOUR PATH TO HOMEOWNERSHIP MAY BE CLOSER THAN YOU THINK!** Traditional financing not quite the right fit? This East Chattanooga home offers an opportunity to explore alternative paths to ownership! The seller is open to considering **creative financing options, including seller financing or lease-to-own**, with terms subject to negotiation and seller approval. This one-level home features a covered front porch, updated flooring in portions of the interior, and a detached garage. Conveniently located near Amnicola Highway, Highway 153, and Jersey Pike, with easy access to shopping, dining, and major commuting routes. **FIRST-TIME HOMEBUYERS -- DON'T OVERLOOK DOWN PAYMENT ASSISTANCE!** Qualified buyers may be eligible for up to $21,000 in combined assistance through Chattanooga's Down Payment Assistance Program and THDA, subject to program guidelines, available funding, and property eligibility. Whether you have funds available for a down payment but face challenges with traditional financing, or you're exploring assistance with upfront homebuying costs, this property is worth a closer look! Schedule your showing today and explore the possibilities! All financing options are subject to qualification, applicable requirements, and mutually agreeable terms. Down payment assistance and property eligibility must be independently verified by your lender

2104 Elmendorf Street, Chattanooga
718 East Avenue, Chattanooga
$200,000
3 Beds ⋅ 2 Baths ⋅ 1543531 MLS
This beautifully updated 3-bedroom home offers a move-in-ready opportunity at an affordable price. Extensively remodeled approximately two years ago, updates include a newer roof, HVAC, windows, flooring, kitchen, bathrooms, and more. The main level features a spacious living area, updated kitchen with stainless steel appliances, and dining space. Upstairs you'll find three bedrooms, a full bathroom, and convenient laundry area. Since the renovation, the home has been occupied by a long-term tenant, making this a great opportunity for an investor looking to add a turnkey property to their portfolio or a buyer looking for an updated home that's ready to enjoy. Conveniently located near shopping, dining, entertainment, and downtown Chattanooga. Home is currently occupied. Please respect the tenants and allow for 24 hr advanced notice for showings.

718 East Avenue, Chattanooga
108 S Seminole Drive, Chattanooga
$245,000
3 Beds ⋅ 2 Baths ⋅ 1541147 MLS
One level living with large back yard. This newly renovated 3 bedroom, 2 bath home sits just minutes from downtown Chattanooga, tucked away on quiet and convenient S. Seminole Drive. Formerly a successful rental, the property has been thoughtfully transformed into a comfortable single-family residence with major system upgrades and modern finishes throughout. Seller will finance for up to one year. Step inside to find brand-new bathrooms, new plumbing, new sewer line, new electrical, new insulation, and new flooring--all designed to give the next owner peace of mind for years to come. An expanded wrap-around deck offers generous outdoor living space perfect for relaxing, grilling, or entertaining. The home features a large parking area in front with room for multiple vehicles, and the huge stand-up crawlspace provides exceptional storage or the potential to finish out a workshop or hobby space. Great location! Text agent with questions.

108 S Seminole Drive, Chattanooga
1284 Heritage Landing Drive, Chattanooga
$439,900
2 Beds ⋅ 2 Baths ⋅ 1540437 MLS
Welcome to 1284 Heritage Landing Drive, where the perfect blend of convenience, comfort, and lifestyle awaits in Chattanooga's highly sought-after Northshore area. This well maintained 2-bedroom, 2-bath home features a bright, open-concept floor plan with spacious living areas, generously sized bedrooms, abundant cabinetry, and an updated kitchen complete with stainless steel appliances, wine cooler, refrigerator, washer, and dryer--making this truly move-in ready. The versatile loft provides the perfect space for a home office, media room, or additional living area, while the oversized two-car garage offers ample storage. Located within the gated Heritage Landing community, residents enjoy exceptional amenities including a clubhouse, swimming pool, scenic ponds, and picturesque walking trails. Just minutes from downtown Chattanooga, you'll have easy access to award-winning restaurants, boutique shopping, parks, the Tennessee Riverwalk, and vibrant riverfront attractions. Whether you're searching for a primary residence, a low-maintenance lifestyle, or a home in one of Chattanooga's most desirable communities, this property is a must-see.

1284 Heritage Landing Drive, Chattanooga
1663 Keeble Street, Chattanooga
$233,333
3 Beds ⋅ 2 Baths ⋅ 1540238 MLS
The seller is owner financing this at 20% down, 8% rate, 30 year note with a 3 year balloon with possible loan restructure after 3 years. East Ridge continues to be one of the hottest real estate markets in Hamilton County, and this move-in ready ranch home is an opportunity you won't want to miss! This charming 3-bedroom, 2-bathroom home offers over 1,250 square feet of comfortable living space, all conveniently situated on one level. Nestled on a beautiful fenced corner lot of approximately one-third acre, the property features a level yard perfect for children, pets, gardening, or outdoor entertaining. Inside, you'll find a spacious living room, a dedicated laundry/storage area, and solid-surface flooring throughout--absolutely no carpet. Recent updates include new windows, fresh paint, new flooring, and numerous additional improvements, making this home truly move-in ready. The backyard offers a large detached storage building that can serve as a workshop, garage, hobby space, or extra storage area. Conveniently located in the heart of East Ridge, you'll enjoy quick access to I-75, downtown Chattanooga, shopping, dining, and entertainment. Nearby attractions include Camp Jordan Park, the Red Wolves SC Stadium, Bass Pro Shops, and Chick-fil-A, making this location hard to beat. With its desirable location, recent updates, and affordable price point, this home is expected to sell quickly. Schedule your private showing today and see everything this property has to offer. Seller financing available with acceptable terms.

1663 Keeble Street, Chattanooga
8529 Ari Lane, Chattanooga
$425,000
3 Beds ⋅ 3 Baths ⋅ 1540073 MLS
Stunning new construction featuring 3 spacious bedrooms and 2.5 beautifully appointed baths. This home showcases high-end luxury finishes throughout, including a designer kitchen with quartz countertops, premium cabinetry, and an expansive open floor plan perfect for modern living and entertaining. Thoughtfully designed with elegance and functionality in mind-move-in ready and built to impress. LEASE PURCHASE AVAIABLE !!

8529 Ari Lane, Chattanooga
900 Beason Drive, Chattanooga
$455,000
3 Beds ⋅ 2 Baths ⋅ 1537411 MLS
Northshore Downtown Nestled on a quiet, secluded cul-de-sac atop a hill in desirable Northshore Downtown, this charming 3-bedroom, 2-bath home offers stunning mountain views and exceptional privacy. Just 5 minutes from the River Walk, Aquarium, and downtown amenities, the 1,550 sq ft residence features a functional layout with kitchen, dining, and living areas. The property includes a massive 70x70 concrete camper/RV pad with private entrance, full hookups & deck, plus a carport, two structures, garden, and chicken coop. Sold with an extra buildable lot at 944 Beason Drive offering more home potential. Currently rented for $2,400/month with occasional camper income. Serious inquiries only. Occupied -- appointments required. Don't miss this rare opportunity!

900 Beason Drive, Chattanooga
1001 E 11th Street, Chattanooga
$375,000
3 Beds ⋅ 2 Baths ⋅ 1535050 MLS
Lease to own available. Eligible for up to $15,000 down payment assistance with THDA and Chattanooga DPA program. Appraised for $403,500 in Dec 2024. Just 5~ minutes to UTC, Erlanger, Memorial, and Parkridge. Welcome to this charming 3-bedroom, 2-bathroom home featuring a main-level primary suite with a full ensuite. Enjoy new vinyl flooring in all bedrooms, a 2-year-old roof, and brand-new Champion windows for efficiency and peace of mind. Fenced front yard for pets. Off street parking for 3 cars - plenty of street parking for guest. This home is move-in ready and perfect for living, investing, or house hacking. Modern updates, thoughtful layout, and excellent condition make this home stand out. Don't miss this opportunity to own a stylish, low-maintenance property with flexibility and comfort in every detail! Comes with 1 year home warranty. Owner/Agent

1001 E 11th Street, Chattanooga
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