Chattanooga Homes with FHA Financing available

Chattanooga Homes with FHA Financing available

Welcome to Chattanooga, Tennessee, a vibrant city nestled in the scenic foothills of the Appalachian Mountains. Known for its breathtaking views and rich history, Chattanooga is a charming blend of outdoor adventure, cultural experiences, and southern hospitality. With its picturesque riverfront, bustling downtown, and myriad parks, this city offers a perfect backdrop for families and individuals alike.

Chattanooga is not just a feast for the eyes; it's also a hub of economic growth and opportunity. The city boasts a diverse job market, with thriving sectors in healthcare, technology, and education. Residents enjoy a low cost of living compared to national averages, making it an attractive destination for homebuyers seeking both value and quality of life.

For those looking to invest in their dream home, Chattanooga offers a variety of properties eligible for FHA financing. This means that first-time homebuyers and those with limited financial resources can access affordable housing options with lower down payment requirements. Whether you’re searching for a charming historic home in the North Shore neighborhood or a modern townhouse near the bustling Southside, you'll find a range of choices that fit your lifestyle and budget.

As you explore the diverse neighborhoods of Chattanooga, you’ll discover not only beautiful homes but also a community that celebrates art, music, and the great outdoors. From the iconic Lookout Mountain to the vibrant Riverwalk, there’s always something new to experience. Embrace the opportunity to call Chattanooga home and enjoy all the warmth and charm this remarkable city has to offer!

Newest Chattanooga Homes with FHA Financing available

2 Beds ⋅ 2 Baths ⋅ 1540049 MLS

Welcome to 8255 Chula Creek, where comfort, convenience, and peaceful surroundings come together! This charming 2-bedroom, free-standing townhome offers the perfect blend of low-maintenance living and spacious design. Step inside to an inviting open floor plan featuring prefinished hardwood floors, newer appliances, and abundant natural light. The bright sunroom is sure to become your favorite spot--ideal for a home office, morning coffee, or curling up with a good book. Love spending time outdoors? You'll appreciate the oversized screened porch, where you can relax while overlooking your private backyard and the beautifully maintained HOA common area. With no home directly behind you, you'll enjoy peaceful views, abundant birdlife, and the beauty of nature right outside your door. Located in one of the area's most desirable townhome communities, this home offers easy, simplified living without sacrificing comfort or privacy. Schedule your private showing today and discover why 8255 Chula Creek is the perfect place to call home. Homes like this don't stay available for long!

8255 Chula Creek Road, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1540042 MLS

Nestled on a large, private lot, this spacious 3 bedroom, 2 bath tri-level home offers 1,764 square feet of comfortable living space and endless potential to make it your own. The combination brick and siding exterior is complemented by a covered front porch, while the open concrete patio provide great spaces for outdoor entertaining or relaxing. Inside, the generous living room is filled with natural light from a large picture window overlooking the front yard. Hardwood flooring is beneath the carpet throughout the main living areas, offering an excellent opportunity to restore its original charm. The oversized eat-in kitchen features ample cabinet space, linoleum flooring, and includes all appliances--electric range, dishwasher, and refrigerator. Upstairs are three bedrooms, including a spacious primary suite with a roomy closet and private bath featuring a tiled walk-in shower. A second full bath offers a tub/shower combination and convenient linen closet. The laundry closet includes the stackable washer and dryer which remain. The lower level provides abundant storage with built-in closets, a versatile bonus room perfect for a home office, hobby room, or flex space, and access to the single-car garage. Major updates include a roof and HVAC system that are approximately five years old and a water heater that is only three years old. With solid bones, valuable updates already completed, and plenty of room to personalize, this home presents an excellent opportunity for buyers looking to add their own style while enjoying a convenient East Ridge location.

1127 Hillsboro Drive, Chattanooga

4 Beds ⋅ 3 Baths ⋅ 1540038 MLS

Welcome to 3440 Cagle Rd, where space, privacy, and value come together on a beautiful 1.3-acre lot in the heart of Lookout Valley. This mostly brick home offers 4 bedrooms and 3 full bathrooms. Inside, you'll find a spacious layout with plenty of room for family, guests, or a home office. Step outside and enjoy the privacy of the large, fenced backyard--ideal for kids, pets, gardening, or entertaining. Major updates provide peace of mind, including a roof and HVAC system replaced within the last 7-8 years, a 1-year-old water heater, and a new garage door and opener for the oversized two-car garage. The home's exterior has also been freshly painted, giving it outstanding curb appeal and making it move-in ready. Conveniently located just minutes from downtown Chattanooga, shopping, dining, and outdoor recreation, this property offers the best of peaceful country living with easy access to city conveniences. If you've been searching for a well-maintained home with acreage, privacy, and exceptional value, 3440 Cagle Rd is one you won't want to miss. Priced to sell-schedule your private showing today!

3440 Cagle Road, Chattanooga

4 Beds ⋅ 2 Baths ⋅ 1540021 MLS

Beautifully renovated and move-in ready, this 4-bedroom, 3-bath bungalow offers 1,741 square feet of thoughtfully designed living space in Highland Park. Just minutes from Main Street, the Historic Southside, and Downtown Chattanooga, you'll enjoy convenient access to local favorites like Lo Main, Scottie's on the River, Sleepyhead Coffee, and so much more, all while coming home to a quiet neighborhood you will love. The open-concept living area centers around a elegantly updated kitchen featuring a large island, new cabinetry, and generous workspace for both everyday living and entertaining. A generously sized mudroom provides abundant storage and organization, while all three bathrooms have been thoughtfully renovated with stylish tile, quality fixtures, and timeless finishes. The flexible floor plan includes four bedrooms, offering options for guest accommodations, a home office, creative space, or other evolving needs. Outside, the level lot provides low-maintenance outdoor living with plenty of usable space to enjoy. Unwind on the covered front porch, gather in the backyard, or take advantage of the detached garage and accessory building for storage, a workshop, studio, or additional workspace accessible via the rear alley. Blending classic bungalow charm with thoughtful modern updates and an exceptional Highland Park location, this home offers the best of city living with neighborhood appeal. Come see what makes 1511 E 13th Street so special!

1511 E 13th Street, Chattanooga

5 Beds ⋅ 3 Baths ⋅ 1540018 MLS

Welcome to 7014 Rocky Trail, a truly unique property offering incredible flexibility for investors, house hackers, multigenerational households, or large blended families. The home features five bedrooms plus three additional rooms currently being used as bedrooms, providing an exceptional amount of space and versatility. The finished lower level includes its own kitchen with abundant cabinetry, a spacious living area, and a fireplace, making it possible to comfortably live on either level or create separate living spaces. A second living room and fireplace upstairs add even more room to relax and entertain. Three laundry areas, including one upstairs, one downstairs, and one in the garage, make the layout especially functional for multiple occupants. A chair lift on the interior stairs also provides added accessibility between levels. Outside, two separate driveways offer plenty of parking. One leads to the attached two-car garage, while the second is ideal for additional vehicles, an RV, or a camper. The expansive back deck and gazebo overlook a partially fenced backyard and provide an excellent space for outdoor dining and entertaining. Two storage buildings offer additional room for tools, equipment, and seasonal items. With flexible living spaces, a second kitchen, multiple laundry areas, abundant parking, and outstanding investment potential, this home is a rare opportunity. Schedule your private showing today.

7014 Rocky Trail, Chattanooga

4 Beds ⋅ 3 Baths ⋅ 1540012 MLS

MOVE-IN READY - KINGSTON WOODS IN EAST BRAINERD! Builder Incentive: 1% Rate Buydown OR 1% Toward Closing Costs with Preferred Lender Introductory Pricing Available - Don't miss this opportunity to purchase in East Brainerd's newest community before pricing increases. Welcome to Kingston Woods, East Brainerd's newest community, conveniently located just minutes from Hamilton Place. This thoughtfully designed home features an open-concept layout with 2 bedrooms on the main level, making it ideal for both everyday living and entertaining. Features include: • White Shaker Cabinets • Quartz Countertops with Waterfall Island • Electric Fireplace • Stainless Steel Samsung Appliances • Two-Car Garage • Freestanding Tub + Tile Shower in Primary Suite • Approx. 170 SF Unfinished Bonus Room • Covered Back Porch • Privacy Fence • Low-Maintenance New Construction Kingston Woods offers true low-maintenance living, with the HOA providing lawn care and landscaping maintenance throughout the community, allowing homeowners to spend less time on upkeep and more time enjoying their home. Buyer to verify all information including schools, square footage, taxes, and HOA information. Personal Interest Applies. Agent is related to Seller

1777 Millie Lot 3 Lane, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1539978 MLS

Welcome to 3612 5th Avenue, a thoughtfully renovated 1925 home that blends classic character with modern updates. Taken down to the studs and completely redone, this three-bedroom, two full bathroom property offers peace of mind and a fresh start for its next owner. Whether you are a first-time home buyer or searching for a solid rental opportunity, this home checks all the right boxes. Inside, you will find a great layout with a spacious living room and a separate dining area that feels both functional and inviting. Wood flooring pairs beautifully with luxury vinyl, adding warmth and durability throughout the home. The kitchen is bright and clean with white cabinetry and stainless-steel appliances, making it easy to imagine everyday meals or hosting friends. The main level features one bedroom and a full bathroom, while upstairs offers two additional bedrooms and another full bathroom. Both bathrooms are shared and include tub shower combinations, creating a practical setup for everyday living. Step outside to enjoy a covered front deck overlooking a private, fenced yard that is perfect for relaxing, entertaining, or letting pets roam. Off-street parking adds extra convenience. Located close to I-24, this home offers an easy drive to downtown Chattanooga restaurants, attractions, and all the outdoor adventures the area is known for, including hiking and rock climbing. Previously used as a rental, this property has proven versatility. Be sure to review the floor plans to fully appreciate the layout. Schedule your showing today. Local lenders are preferred. Owner-Agent.

3612 5th Avenue, Chattanooga

4 Beds ⋅ 3 Baths ⋅ 1539948 MLS

Discover your dream home! This stunning 4-bedroom, 2.5-bath residence offers the perfect blend of comfort, style, and functionality. The spacious master suite is conveniently located on the main floor, providing a private retreat with ample room to relax and unwind. Throughout the home, you'll find modern finishes and thoughtful details that create an inviting and elegant atmosphere. Three additional, large bedrooms upstairs offers ample space for a growing family or a office/den space! The fenced-in yard is perfect for family gatherings, outdoor play, or giving your pets a safe space to roam freely. One of the standout features of this property is the walking path that leads directly to Camp Jordan, offering endless opportunities for outdoor fun, fitness, and enjoying nature right at your doorstep. Whether you're an avid runner, cyclist, or simply love leisurely strolls, this location truly enhances your lifestyle. Don't miss out on this incredible opportunity to make this beautiful house your new home.

574 Prema Drive, Chattanooga

3 Beds ⋅ 3 Baths ⋅ 1539944 MLS

MOVE-IN READY ALL BRICK HOME in Brookhaven Heights! ALL NEW From the roof to the windows kitchen, baths, flooring, paint, fixtures, water heater, all exterior doors and even the garage door! This house has so much room for entertaining, inside and out. Host family & friends throughout the main level with huge living & dining areas leading into your gorgeous NEW kitchen & oversized breakfast area walking out French doors to the beautiful sunroom! Or have a game or movie night cozied up to the gas fireplace in the wide open basement family room. Unwind to the primary bedroom w/beautifully tiled private bath. Enjoy summer BBQ's in the fully fenced level, private yard backing to a peaceful treeline-perfect for cornhole or maybe a backyard pool! The list of new items is lengthy: roof, gutters, windows, waterheater, exterior doors, garage door & opener, kitchen cabinetry, granite counters, stainless appliances, fixtures, bath vanities, toilets, new tub & surround, pedestal sink, faucets, mirrors, light fixtures inside & out, new LVP flooring & carpet through house, new paint everywhere & new hardware. Close to I-75 at Exit 5, Gunbarrel Rd., Hamilton Place, 153, and the Airport. Agent is part owner.

2307 Brookhaven Circle, Chattanooga

3 Beds ⋅ 3 Baths ⋅ 1539930 MLS

OPEN HOUSE Friday from 4-6:00 & Sunday 1:00-3:00 Welcome to your private retreat just minutes from Downtown Chattanooga! Nestled on a peaceful cul-de-sac street surrounded by the beauty of the hills, this home offers the perfect blend of convenience, comfort, and privacy. The desirable master suite is located on the main level and features a spacious walk-in closet. The main floor showcases beautiful hardwood and tile flooring, creating a warm and inviting atmosphere throughout. The open-concept design features a stunning cathedral ceiling in the great room with a balcony overlook, adding to the home's spacious feel. Enjoy the peaceful outdoors from the heated & cooled sunroom, complete with built-in bookcases and access to the custom-built deck overlooking a private wooded backyard. The outdoor living space is Maintenance Free & perfect for entertaining or relaxing, featuring a custom built-in firepit with swings where you can gather with friends and family and stay cozy on cool evenings. From the welcoming front porch, take in peaceful western views toward Signal Mountain. Located only 6.5 miles from Downtown Chattanooga, this home offers the rare combination of quiet hillside living with easy access to dining, shopping, entertainment, and all the city has to offer. Roof is only 4-5 yrs old!

4510 Pink Heather Trail, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1539923 MLS

Wonderful location offering the perfect blend of convenience and privacy. Ideally situated near popular restaurants, shopping and everyday amenities, This charming one-level home features three bedrooms and two bathrooms in a peaceful setting. The beautifully remodeled den is the heart of the home, showcasing a fireplace along with an electric insert that creates a warm and inviting space for relaxing or entertaining. Double-pane insulated vinyl windows were installed approximately 5-6 years enhance the home's energy efficiency and year-round comfort. The spacious eat-in kitchen features a double oven and French doors that open onto the back deck, providing the perfect setup for grilling, outdoor dining, or entertaining guests. Just off the kitchen, the conveniently located laundry room offers additional storage and pantry space. Step outside to enjoy the large fenced backyard and expansive deck-ideal for outdoor activities, gatherings, or simply unwinding in your own private retreat. A storage building provides space for lawn equipment, tools and other items that need protection from the elements. The sellers have also added a new drive-through driveway along with concrete steps leading down to the home, enhancing both accessibility and curb appeal. This home is currently zoned for highly rated Apison Elementary School, East Hamilton Middle School, and East Hamilton High School. Enjoy the convenience of nearby shopping, dining and everyday amenities while being tucked away from the hustle and bustle in a private setting. You'll also appreciate the benefit of low county taxes. Don't miss the opportunity to make this wonderful home your own. Schedule your private showing today!

2520 Standifer Hills Drive, Chattanooga

4 Beds ⋅ 2 Baths ⋅ 1539919 MLS

* MOTIVATED SELLER * NEW CONSTRUCTION * SELLER OFFERING FENCING INSTALLED WITH ACCEPTABLE OFFER -- Welcome to 918 Shallowford Rd--where modern comfort meets everyday convenience! This brand-new 4-bedroom, 2-bath ranch-style home offers 1,350 square feet of thoughtfully designed living space with a bright, open-concept layout perfect for both relaxing and entertaining. The seamless flow between the living, dining, and kitchen areas creates an inviting atmosphere with all new stainless-steel appliances and granite countertops, while the bedroom design and layout provides privacy and flexibility for families, guests, or even a home office. Step outside to enjoy the screened-in back porch--ideal for morning coffee or unwinding in the evenings without the bugs. There is also convenient parking in the back as well as the front. Conveniently located in Chattanooga, you'll love being just minutes from shopping, dining, and everyday essentials, making this home as practical as it is beautiful. Don't miss your opportunity to own a low-maintenance, move-in ready new construction in a prime location! **Buyer is responsible to verify any and all information deemed important. **House has been Virtually Staged and some items in pictures do not convey**

918 Shallowford Road, Chattanooga

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