Chattanooga Homes with VA Loan Financing available

Chattanooga Homes with VA Loan Financing available

Welcome to Chattanooga, Tennessee—a vibrant city nestled in the scenic foothills of the Appalachian Mountains. Known for its stunning landscapes, rich history, and a thriving cultural scene, Chattanooga is a place where outdoor enthusiasts and urban dwellers alike can find their perfect home. With the Tennessee River winding through the heart of the city, residents enjoy a plethora of recreational activities, from hiking and biking in the nearby Lookout Mountain to leisurely strolls along the riverfront parks.

Chattanooga is not just about breathtaking views; it’s also a hub for innovation and community. The city boasts a revitalized downtown area filled with charming shops, delicious eateries, and an array of art galleries. The local food scene is a delightful fusion of Southern comfort and modern culinary trends, making it a gastronomic paradise for food lovers.

For those considering a move to this enchanting city, there’s great news! Homes in Chattanooga are accessible with VA Loan financing, making it an excellent opportunity for veterans and active-duty service members to invest in their dream home. With competitive interest rates and no down payment options, VA loans make homeownership a reality for many in this welcoming community.

Whether you’re drawn by the lush landscapes, the rich cultural tapestry, or the friendly neighborhoods, Chattanooga offers a unique blend of small-town charm and big-city amenities. Discover your new home in this picturesque city and experience all that Chattanooga has to offer!

Newest Chattanooga Homes with VA Loan Financing available

$310,000
3 Beds 3 Baths 1540187 MLS
Behind its timeless 1960s exterior is a home that has been rebuilt from top to bottom, offering the peace of mind and modern finishes of new construction while preserving the character that gives established neighborhoods their charm. From the moment you step inside, you'll notice that every detail has already been taken care of, allowing you to move in and immediately enjoy your new home instead of planning your next project. Tucked away on a quiet street, the setting offers something that's becoming increasingly difficult to find, privacy. Mature trees surround the backyard, creating a peaceful retreat that feels removed from the hustle of everyday life. The screened-in porch is the heart of that experience, whether you're sipping coffee as the sun comes up, hosting friends to watch football on a crisp fall Saturday, or simply unwinding with the sounds of nature after a long day. The home is designed for everyday convenience as much as it is for entertaining. Two separate driveways provide abundant parking for multiple vehicles and make hosting family and friends effortless. Downstairs, the finished basement with its own bathroom adds valuable flexibility. Whether you're looking for a private guest suite, a home gym, a dedicated office, a space to operate a small business, or potential rental or income-producing opportunities, this lower level gives you options that can adapt as your needs change. If you've been searching for a home that combines the reliability of a full renovation, the warmth of an established neighborhood, and flexible spaces that grow with your lifestyle, this one checks every box. It's the rare opportunity to enjoy the feel of a brand-new home without sacrificing the character, privacy, and mature surroundings that make older neighborhoods so desirable.

3307 E Kathleen Street, Chattanooga

$325,000
3 Beds 3 Baths 1540166 MLS
Welcome to the perfect blend of modern luxury, thoughtful design, & unbeatable convenience. Nestled just off the main road in the heart of Brainerd, this stunning new construction offers the rare opportunity to enjoy a central location with the feel of a private retreat. Just minutes from downtown Chattanooga & w/ quick interstate access, you'll love being close to shopping, dining, entertainment, & everyday conveniences while still enjoying the peace and privacy of home. From the moment you walk through the front door, you'll appreciate the attention to detail & quality craftsmanship throughout. The bright, open floor plan is designed for today's lifestyle, creating an inviting space that's equally suited for entertaining guests or relaxing with family. At the heart of the home is a beautifully appointed kitchen featuring elegant quartz countertops, premium Whirlpool stainless steel appliances, custom cabinetry, & stylish finishes that elevate the entire space. Whether you're preparing weeknight dinners or hosting holiday gatherings, this kitchen is designed to impress. The spacious primary suite offers a true escape, complete with crown molding, designer tile finishes, & a spa-inspired bathroom that combines comfort w/ sophistication. Every detail has been carefully selected, from the Bluetooth-integrated bathroom exhaust fans to the upgraded fixtures & finishes found throughout the home, delivering the perfect balance of style, comfort, & modern technology. Step outside to a generously sized backyard w/ plenty of room for entertaining, pets, gardening, or simply enjoying your own outdoor oasis. The covered rear deck & sliding glass doors create a seamless transition between indoor and outdoor living, making it easy to enjoy everything from morning coffee to evening gatherings. Built w/ the quality, efficiency, and peace of mind that only new construction can provide, this home offers low-maintenance living without sacrificing style. SCHEDULE NOW!

705 Hargraves Avenue, Chattanooga

$305,000
3 Beds 3 Baths 1540142 MLS
Welcome to this beautifully maintained East Ridge home, where thoughtful updates, inviting living spaces, and exceptional outdoor amenities come together in one outstanding property. Offering 3 bedrooms, 2.5 bathrooms, this home is ideally situated just minutes from I-75, shopping, dining, and all that Chattanooga has to offer. Inside, you'll find a bright and welcoming floor plan highlighted by a beautifully appointed chef's kitchen featuring custom cabinetry, a gas range, abundant counter space, and an ideal layout for preparing meals and entertaining guests. The spacious living areas provide a comfortable setting for both everyday living and special gatherings. Enjoy the outdoors year-round from two screened-in porches, perfect for morning coffee, evening relaxation, or entertaining friends and family. The backyard is designed for both privacy and enjoyment, offering a level, fully fenced yard with a privacy fence, an above-ground pool for cooling off on warm Tennessee days, and a large storage building with plenty of room for tools, lawn equipment, or recreational gear. Whether you're hosting poolside gatherings, grilling with friends, or simply enjoying the peaceful outdoor spaces, this home offers a lifestyle that's hard to beat. Conveniently located in the heart of East Ridge with easy access to downtown Chattanooga, major highways, restaurants, shopping, and everyday amenities, this move-in-ready home combines comfort, convenience, and exceptional value. Don't miss your opportunity to make it yours--schedule your private showing today!

1906 Prigmore Road, Chattanooga

$199,500
2 Beds 1 Baths 1540141 MLS
Welcome to 4290 Spriggs Street in the heart of East Ridge, where everything has been thoughtfully renovated to create a truly move-in-ready home. Offering 2 bedrooms and 1 beautifully updated bathroom, this charming residence combines modern finishes with the convenience of an established neighborhood. From the moment you arrive, you'll appreciate the brand-new exterior siding, giving the home fresh curb appeal. Inside, you'll find a completely refreshed interior featuring new paint throughout, all-new lighting, and new windows that fill the home with natural light while enhancing energy efficiency. The stunning brand-new kitchen is designed with both style and functionality in mind, showcasing new cabinetry, countertops, and a complete new appliance package. The fully remodeled bathroom features contemporary finishes that complement the home's modern aesthetic. One of the property's standout features is its double lot, providing an abundance of outdoor space for entertaining, gardening, pets, future expansion, or simply enjoying the privacy and flexibility that extra land offers--a rare find in this convenient location. Situated just minutes from I-75, downtown Chattanooga, shopping, restaurants, parks, and schools, this home offers the perfect combination of modern updates and everyday convenience. Whether you're a first-time homebuyer, looking to downsize, or searching for a turnkey investment opportunity, 4290 Spriggs Street is ready to impress. Don't miss your chance to own this beautifully renovated East Ridge home--schedule your private showing today!

4290 Spriggs Street, Chattanooga

$300,000
1 Beds 1 Baths 1540124 MLS
Live in the heart of Chattanooga's vibrant Southside at 1530 Adams St #106, where modern design meets walkable urban living. Just steps from some of the city's most loved spots--including State of Confusion, Main Street Meats, and Alleia--this stylish 3-level townhome places you right in the middle of it all. Built in 2017, this thoughtfully designed home offers approximately 930 sq ft of flexible living space with an open, modern feel. The main level features finished concrete floors, quartz countertops, a spacious pantry, and a well-appointed kitchen with stainless appliances, creating a clean, contemporary space perfect for everyday living or hosting friends before a night out in the Southside. Upstairs, the private bedroom suite includes hardwood floors, a full bath, large walk-in closet, and stackable washer/dryer hookups, making daily living simple and efficient. The third level adds valuable bonus space--ideal for a home office, workout area, creative studio, or even a potential second sleeping area. This light-filled room opens to a private 125 sq ft terrace, giving you a quiet outdoor retreat in the middle of the city. Additional highlights include: • Washer, dryer, refrigerator, microwave, dishwasher, and range included • New mini-split HVAC units • Two owner parking hangtags for on-site parking • Low $155/month HOA covering landscaping, trash service, management, and common area insurance For buyers seeking flexibility, the property is eligible to apply for a Short-Term Rental permit through the City of Chattanooga (subject to availability), and other units in the development currently operate as STRs. Whether you're looking for a primary residence, weekend city getaway, or investment opportunity, this home offers a rare chance to own in one of Chattanooga's most walkable and energetic neighborhoods.

1530 Adams Street 106, Chattanooga

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