Chattanooga Homes under $400,000

Chattanooga Homes under $400,000

Welcome to Chattanooga, Tennessee – a vibrant city nestled in the scenic foothills of the Appalachian Mountains! Known for its stunning natural beauty and rich history, Chattanooga is a thriving hub that seamlessly blends urban sophistication with the charm of the great outdoors. With a population of around 180,000, this city offers a welcoming community atmosphere, making it an ideal place for families, young professionals, and retirees alike.

Chattanooga boasts a plethora of recreational opportunities, from the breathtaking views atop Lookout Mountain to the serene waters of the Tennessee River. Outdoor enthusiasts can explore the extensive network of hiking and biking trails, while culture buffs can enjoy the vibrant arts scene, including the renowned Hunter Museum of American Art and the lively Riverfront area.

For those looking to call Chattanooga home, the real estate market offers an array of options, particularly for homes under $400,000. Whether you’re seeking a cozy bungalow in a historic neighborhood, a modern townhouse, or a spacious family home, you’ll find a diverse selection that caters to various tastes and budgets. The affordability of homes in this area makes it an attractive choice for first-time buyers and seasoned investors alike.

With a strong sense of community, excellent schools, and a growing job market, Chattanooga is not just a place to live; it’s a place to thrive. Explore the possibilities of finding your dream home in this enchanting city, where the charm of Southern hospitality meets the excitement of urban living!

Newest Chattanooga Homes under $400,000

6809 Satya Way, Chattanooga
$295,000
2 Beds ⋅ 2 Baths ⋅ 1545151 MLS
Welcome to Garland Estates, an exclusive gated community where elegant one-level living meets exceptional convenience and low-maintenance luxury. Perfectly positioned on a desirable end-unit homesite at the end of a quiet cul-de-sac, this impeccably maintained townhome offers added privacy while bordering beautifully landscaped community green space. Designed with both style and functionality in mind, the thoughtfully crafted open floor plan is enhanced by soaring vaulted ceilings, elegant tray ceilings, abundant natural light, and beautiful low-maintenance flooring throughout. Expansive windows, complete with remote-controlled Levolor blinds, create a bright and inviting atmosphere ideal for both everyday living and entertaining. The well-appointed kitchen is a chef's delight, featuring granite countertops, a spacious center island, abundant cabinetry, a walk-in pantry, and custom pull-out shelving that maximizes both convenience and storage. New appliances to include stove, microwave and refrigerator. The seamless flow into the living and dining areas creates an ideal space for gathering with family and friends. The spacious primary suite serves as a private retreat, offering dual walk-in closets and a luxurious ensuite bath complete with a large tiled walk-in shower with grab bar, a relaxing soaking tub, double vanities, and a private water closet. A generously sized guest bedroom and adjacent full bath provide comfortable accommodations for visitors or a home office. Additional highlights include an attached two-car garage with convenient attic storage, providing ample space for vehicles and seasonal items. The low homeowners association fee includes lawn maintenance, allowing you to enjoy a beautifully maintained community. Located minutes from Chattanooga and North Georgia, you'll enjoy convenient access to premier shopping, dining, healthcare, and recreation, including the popular walking trails and outdoor amenities at nearby Camp Jordan.

6809 Satya Way, Chattanooga
7118 Blossom Circle, Chattanooga
$324,450
3 Beds ⋅ 3 Baths ⋅ 1545141 MLS
Welcome to 7118 Blossom Circle in Dogwood Village! Come discover the possibilities in this inviting 3-bedroom, 2.5-bathroom home nestled in Dogwood Village subdivision in Chattanooga, TN. Built in 2005 and offering 1,656 square feet of living space, this home is ready for its next chapter with a new homeowner to love and enjoy. With room to make it your own and spaces to create lasting memories, this home is full of opportunity. Whether you're looking for a place to settle in, grow, or simply enjoy the comforts of home, 7118 Blossom Circle is ready to welcome you. Don't miss your opportunity to make this home your own!

7118 Blossom Circle, Chattanooga
1061 Wynnwood Road, Chattanooga
$349,900
3 Beds ⋅ 1 Baths ⋅ 1545123 MLS
MORE ROOM TO LIVE. MORE WAYS TO RELAX. A LOCATION YOU'LL LOVE! FIRST TOURS AT THE OPEN HOUSE SUNDAY, OCTOBER 25, FROM 1-3 PM! Welcome to 1061 Wynnwood Road, where comfortable living, inviting spaces, and a convenient East Ridge location come together beautifully! Offered at $349,900, this home has more to offer than you might expect. Step inside and discover beautiful hardwood floors, welcoming gathering spaces, and an updated kitchen featuring white cabinetry, subway tile backsplash, stainless steel appliances, and open shelving. Imagine preparing your favorite meals, entertaining friends, and enjoying evenings around the table. One of this home's standout features is TWO separate living areas! Picture movie nights, game-day gatherings, a cozy retreat, or simply having extra room to spread out. Whether you're hosting friends or enjoying a quiet evening, you'll appreciate the flexibility these spaces provide. The experience continues outdoors! Enjoy morning coffee on the deck, spend evenings relaxing in the covered hot tub area, or create your favorite outdoor gathering space. A spacious covered carport and additional storage add everyday convenience. And let's talk LOCATION! Enjoy convenient access to East Ridge shopping and dining, major commuter routes, downtown Chattanooga, and North Georgia. Everything you need is within easy reach, while home remains your favorite place to unwind. With inviting interiors, flexible living spaces, enjoyable outdoor areas, and a location that makes everyday life easier, 1061 Wynnwood Road deserves a spot at the top of your list! FIRST SHOWINGS BEGIN AT THE OPEN HOUSE SUNDAY, OCTOBER 25, FROM 1-3 PM! Come explore everything this home has to offer and imagine making it yours!

1061 Wynnwood Road, Chattanooga
3711 Fountain Avenue, Chattanooga
$295,000
4 Beds ⋅ 2 Baths ⋅ 1545122 MLS
Discover a great investment opportunity at 3711 Fountain Avenue! This well-positioned duplex features two separate units, each offering 2 bedrooms, 1 bathroom, and 765 square feet of living space. Both units include washer and dryer hookups, adding everyday convenience for tenants. Ideally situated approximately 10 minutes from downtown Chattanooga and Hamilton Place Mall and 15 minutes from Chattanooga Airport, the property offers convenient access to shopping, dining, employment centers, and major area attractions. With a practical layout and an accessible location, this duplex presents an attractive opportunity for investors seeking a multifamily property with long-term rental potential.

3711 Fountain Avenue, Chattanooga
3938 Azalean Drive, Chattanooga
$325,000
3 Beds ⋅ 2 Baths ⋅ 1545100 MLS
Welcome to this Move-in ready, One Level home in desirable Fairfax Heights! Features include Beautiful hardwood floors, 2 large picture windows in the living room, Oversized eat-in kitchen with loads of cabinets/countertop space and New refrigerator, range, microwave, washer/ dryer and dishwasher remaining plus a newly added laundry area/pantry. 3 spacious bedrooms and 1 1/2 updated bathrooms. You'll love to relax on your recently painted and newly screened back porch overlooking the gorgeous, park-like backyard, full of blooming trees and native flowers. The fully fenced back yard with side gate and huge covered patio area is great for entertaining, pets and kids. There is also a storage area under the kitchen for lawn equipment, etc. Great curb appeal with a covered front porch, level yard, circular driveway, one car garage, and attached carport. The homes exterior was painted in 2024 and interior in 2023 plus Double pane insulated windows throughout. A solar energy system was installed allowing power to be fed into the EPB grid allowing for little or no electric bills and get paid for surplus energy not used! Perfect location and just a few minutes to Downtown Chattanooga, Hixson, Red Bank, shopping, restaurants, hospitals, airport and interstate!

3938 Azalean Drive, Chattanooga
202 N Howell Avenue, Chattanooga
$199,000
3 Beds ⋅ 2 Baths ⋅ 1545090 MLS
Affordable one-level living in a convenient Brainerd location! This three-bedroom, two-full-bath 1940s bungalow is ideally situated close to shopping, interstate access, and public transportation. Inside, you'll find original hardwood flooring, tiled bathrooms, and a welcoming living room with a gas fireplace. An arched doorway leads to a separate dining room, while the fully equipped kitchen offers all appliances and plenty of cabinet and counter space. An additional room provides flexible space for a reading nook, home office, or hobby room. Other features include a separate laundry room, cellar-style basement, vinyl siding, and insulated vinyl windows. Outside, enjoy a level lot with a fenced backyard. This home needs a little TLC and offers an opportunity to add your own personal touches. Property is being sold in its current AS-IS condition, and the seller will make no repairs.

202 N Howell Avenue, Chattanooga
813 Merriam Street, Chattanooga
$299,000
3 Beds ⋅ 2 Baths ⋅ 1545080 MLS
***This home may be purchased individually or as a part of a package with properties listed under MLS #1539469, #1543941*** Welcome to 813 Merriam Street, a charming bungalow tucked away in the heart of North Chattanooga! Full of character and opportunity, this 3-bedroom, 2-bathroom home offers 1,326 square feet of living space and the chance to make a home your own in one of Chattanooga's sought-after areas. Inside, you'll find inviting living spaces with original character and plenty of potential to personalize to your taste. The home features a cozy living room with a fireplace, beautiful wood flooring, and a functional layout that offers a great starting point for your vision. Step outside to enjoy the backyard and deck, providing space to relax, entertain, or enjoy a quiet evening outdoors. An unfinished basement offers additional storage space and added convenience. Location is a standout feature! Enjoy easy access to North Shore, downtown Chattanooga, local restaurants, shopping, parks, and the many outdoor activities that make Chattanooga such a wonderful place to call home. Whether you're a first-time homebuyer looking for an opportunity to build equity, a buyer eager to add your personal touch, or an investor searching for your next project, this property offers exciting possibilities. Bring your ideas and imagination and discover the potential waiting for you at 813 Merriam Street!

813 Merriam Street, Chattanooga
3906 Sells Drive, Chattanooga
$349,000
3 Beds ⋅ 2 Baths ⋅ 1545074 MLS
Centrally located to downtown or East Brainerd, this adorable single-level cottage is move in ready! Natural light floods into the home where you find specialty accent walls, built-in features, and a living room as well as a den with a wood burning fireplace to snuggle on those cold winter nights. The kitchen features stainless appliances, stone countertops, soft close cabinets and room for a coffee bar or breakfast nook. Just off the kitchen is a wonderful deck for grilling or just relaxing - providing a calming treehouse feeling. The formal dining room just off the kitchen is just perfect for hosting friends and family. The home is updated throughout with luxury vinyl plank, fixtures, a beautiful walk in tile shower in the primary suite and a guest bath with stunning tile surrounding the tub. The exterior features a second deck and side entrance, low maintenance siding, a fenced backyard and a shed for extra storage, garden equipment or tools. Make your appointment today to see this one! Buyers to verify all information they deem important including square footage and school zones.

3906 Sells Drive, Chattanooga
403 S Lyerly Street, Chattanooga
$299,700
3 Beds ⋅ 2 Baths ⋅ 1545068 MLS
Beautifully renovated and completely move-in ready! This charming 3-bedroom, 2-bath home in the Ridgedale/Highland Park area combines the character of an established Chattanooga neighborhood with the comfort, style, and convenience of modern living. Step inside from the inviting covered front porch to discover a bright, spacious, open-concept floor plan featuring tall ceilings, abundant natural light, and stylish contemporary lighting throughout. The kitchen is a standout feature, offering white shaker cabinetry, beautiful granite countertops, stainless steel appliances, and a generous island. Flowing seamlessly into the main living area, this welcoming space is perfect for everyday living and entertaining. Both full bathrooms have been beautifully renovated with modern vanities, stylish tilework, and updated fixtures. The home also offers a versatile bonus room, ideal for a home office, cozy den, creative space, or playroom. Outside, the spacious covered front porch provides the perfect setting for morning coffee or relaxing evenings, while the home's classic architectural details add timeless curb appeal. Conveniently located near Parkridge Medical Center and CHI Memorial Hospital, and just minutes from downtown Chattanooga, Southside, Main Street, UTC, local restaurants, shopping, and interstate access. Historic character, modern finishes, flexible living spaces, and an unbeatable central location. There's nothing left to do but move in and enjoy!

403 S Lyerly Street, Chattanooga
7417 Bonny Oaks Drive, Chattanooga
$349,900
2 Beds ⋅ 1 Baths ⋅ 1545065 MLS
Future Commercial Potential (AADT 15,833 (2025)) | 7417 Bonny Oaks Drive presents a level, mostly cleared parcel with 88 feet of frontage on Bonny Oaks Drive (SR 317). The property's greatest value lies in its location and future commercial potential, subject to zoning approval. The home has 2 bedrooms and 1 bath, plus a single-car garage that has been converted to living space and is currently used as a third bedroom. All windows have been replaced. The adjacent corner property at 7415 Bonny Oaks Drive (MLS 1544757) is also available. Combined, the two parcels would offer 180 feet of frontage on Bonny Oaks Drive along with corner access at Country Lane, an attractive opportunity for investors, developers, and owner-users seeking a larger footprint along a growing corridor. The location is exceptionally convenient. Silverdale Baptist Church and Academy are approximately 0.2 miles away, and I-75 (Exit 7) is less than one mile away. The U.S. Xpress headquarters and the Enterprise South entrance near Volkswagen Chattanooga are each approximately one mile away. Amazon and Gestamp are approximately 1.5 miles away. The property is being sold as-is. Buyer to verify all information, including square footage, zoning, and permitted uses. Please contact the listing agent for pertinent details about the immediate area and the opportunities it presents.

7417 Bonny Oaks Drive, Chattanooga
4844 Pawnee Trail, Chattanooga
$299,900
3 Beds ⋅ 2 Baths ⋅ 1545063 MLS
Some homes you simply live in. This one, you grow in. This 3 bedroom, 2 bath gem is where the lessons of homeownership come alive: morning light pouring through the windows, a kitchen that opens generously into dining and living spaces made for laughter, leftovers, and lingering conversations. *BRAND NEW HVAC SYSTEM INSTALLED JULY 2026* It's where you discover that a house isn't just a place to sleep -- it's where memories take root and connections deepen. Inside, you'll find a freshly painted interior that feels crisp, bright, and ready for your touch. Step outside to a beautifully landscaped lawn and a fenced-in backyard, perfect for pets, play, or quiet evenings under the stars. And the location? Minutes from schools, shopping, downtown, and the interstate -- close enough for convenience, peaceful enough to call your own retreat. This home is move-in ready and waiting for its next story. The only question left is: what will yours be? Schedule your private showing today -- because the best chapters always start with a single open door.

4844 Pawnee Trail, Chattanooga
4512 Montview Drive, Chattanooga
$149,900
3 Beds ⋅ 2 Baths ⋅ 1545062 MLS
Single-level 1945 ranch on a level, rectangular city lot in the Fairfax neighborhood, ready for someone to bring it back to life. The home has HardiPlank-style siding and a shingle roof, with covered porches front and back for sitting outside. Inside, original hardwood floors run through much of the house, a free-standing wood stove adds a second source of heat alongside central air, and there's a separate dining room plus a dedicated laundry room on the main level. The back yard is partly fenced with chain link and wood and has a fire pit and a storage building, and a concrete driveway leads to an attached carport. The house needs work and is priced to reflect it -- a solid one-story footprint on a public, paved street with city water and sewer.

4512 Montview Drive, Chattanooga
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