Chattanooga Homes with Conventional Financing available

Chattanooga Homes with Conventional Financing available

Welcome to Chattanooga, Tennessee – a vibrant city nestled along the banks of the Tennessee River and surrounded by the stunning beauty of the Appalachian Mountains. Known for its rich history and thriving arts scene, Chattanooga is a perfect blend of Southern charm and modern amenities. With a population of around 180,000, this city offers a welcoming community atmosphere that makes it a great place for families, young professionals, and retirees alike.

Chattanooga is renowned for its outdoor recreational opportunities, featuring picturesque parks, scenic hiking trails, and the breathtaking Lookout Mountain. The city boasts an array of attractions, including the Tennessee Aquarium, the Creative Discovery Museum, and the historic Walnut Street Bridge, which invites you to stroll across and take in the stunning views of the river.

When it comes to housing, Chattanooga offers a diverse range of homes that cater to various lifestyles and budgets. Whether you're looking for a charming bungalow in a historic neighborhood or a modern townhouse with all the contemporary finishes, you’ll find it here. What's more, many of these homes are available with conventional financing options, making the dream of homeownership more accessible than ever. This financing flexibility allows potential buyers to explore a variety of properties without the burden of restrictive lending practices.

In Chattanooga, you’re not just buying a home; you’re investing in a lifestyle filled with adventure, culture, and community spirit. Come discover why so many are choosing to call this enchanting city home!

Newest Chattanooga Homes with Conventional Financing available

1769 Pine Needles Trail, Chattanooga
$389,000
3 Beds ⋅ 3 Baths ⋅ 1544622 MLS
Welcome home to this impeccably maintained, move-in ready tri-level on a quiet cul-de-sac in a highly desirable East Brainerd neighborhood! Fresh paint throughout, the home opens on the main level to a sunlit kitchen complete with abundant cabinetry and a charming bay window, flowing seamlessly into the separate dining and living rooms. Upstairs features three comfortable bedrooms and two full baths. The lower level boasts an expansive den with a cozy fireplace and glass doors leading directly out to your back patio and fully fenced pet-friendly yard. Bonus: enjoy an additional 755 sq. ft. basement equipped with HVAC for extra living, recreation, or office space! Complete with a laundry room and half bath off the den and a 2-car garage with dedicated storage room. Meticulously cared for and conveniently located just minutes from shopping, groceries, and the mall!

1769 Pine Needles Trail, Chattanooga
1905 Ivy Street, Chattanooga
$349,000
3 Beds ⋅ 3 Baths ⋅ 1544618 MLS
Welcome to 1905 Ivy Street -- Historic Charm Meets Opportunity! Built in 1900, this charming Chattanooga home offers a wonderful blend of historic character, generous living space, and everyday convenience. Featuring 3 bedrooms and 3 full bathrooms, this home presents an exciting opportunity for first-time buyers, investors, or anyone looking to make a home of their own in a desirable central location. Inside, you'll find spacious living areas, generously sized bedrooms, and a flexible floor plan with room to accommodate a variety of lifestyles. There is a full bath on the main level along with an office and mudroom for ease of living. The home's historic roots add character and personality, while its functional layout offers plenty of possibilities for making the space your own. Home has recently been painted on the inside and outside and countertops and lighting have been updated. Conveniently located just minutes from Downtown Chattanooga, you'll enjoy easy access to local restaurants, shopping, entertainment, parks, hospitals, and the scenic riverfront. Whether you're commuting to work or enjoying everything the city has to offer, this central location makes everyday living convenient. Whether you're searching for your first home, looking for your next investment property, or seeking a home with historic character and potential, 1905 Ivy Street is an opportunity worth exploring. This property is being sold as-is. Schedule your private showing today and discover the possibilities at 1905 Ivy Street!

1905 Ivy Street, Chattanooga
1728 Lot 8, Millie Lane, Chattanooga
$399,000
4 Beds ⋅ 3 Baths ⋅ 1544616 MLS
Move-In Ready February | New Construction Carpet Free Home in Kingston Woods | Welcome to Kingston Woods, East Brainerd's newest community, offering quality new construction in one of Chattanooga's most convenient locations. Just minutes from Hamilton Place, shopping, dining, I-75, and everyday conveniences, this beautifully designed home combines modern finishes with a functional, open-concept floor plan that's perfect for both entertaining and everyday living. **Builder Incentive:** 1% of the loan amount toward closing costs when financing with the builder's preferred lender. Home Features Include: * Open-Concept Floor Plan * White Shaker Cabinetry * Quartz Countertops * Stainless Steel Samsung Appliance Package * Electric Fireplace * Spacious Primary Suite with a Tile Shower * Covered Rear Porch * Two-Car Garage * Quality New Construction with Designer Finishes Throughout Kingston Woods offers a convenient, low-maintenance lifestyle in the heart of East Brainerd, making it an excellent opportunity for first-time buyers, professionals, or anyone looking to enjoy the benefits of a brand-new home. Estimated Move-In: February, 2027. Buyer to verify all information deemed important, including schools, square footage, taxes, and any applicable HOA information. Photos are of a similar home and may vary. Personal Interest Applies: Agent has an ownership interest

1728 Lot 8, Millie Lane, Chattanooga
912 Mount Vernon Avenue, Chattanooga
$825,000
4 Beds ⋅ 3 Baths ⋅ 1544613 MLS
Welcome to 912 Mt. Vernon Avenue, ideally situated in Chattanooga's sought-after North Shore neighborhood, known for its vibrant atmosphere, convenient location, and access to award-winning schools. This inviting home offers the perfect blend of character, functionality, and modern updates, with thoughtfully designed spaces for everyday living and effortless entertaining. The heart of the home is an entertaining-friendly kitchen that provides a welcoming setting for gathering with family and friends. Extend the experience outdoors with inviting screened in exterior living space, perfect for relaxing, hosting guests, and enjoying Chattanooga's beautiful seasons. A standout feature is the versatile garages, including a dedicated shop and storage area, the lower garage and shop space being heated and cooled for year-round comfort. Don't forget the additional 260 square feet of newly added flex space in the basement: ideal for a home office, creative studio, hobby room, or additional workspace. A new HVAC system serves this improved space, enhancing comfort and usability. Additional improvements include a newly encapsulated basement, offering added peace of mind and a valuable upgrade for the home. With its desirable North Shore location, entertaining spaces, expanded heated and cooled flex areas, and meaningful recent improvements, 912 Mt. Vernon Avenue offers a unique opportunity to enjoy the best of Chattanooga living in one of the area's most sought-after neighborhoods. Schedule your private showing today!

912 Mount Vernon Avenue, Chattanooga
7708 Asherton Lane, Chattanooga
$399,900
3 Beds ⋅ 3 Baths ⋅ 1544612 MLS
Welcome to 7708 Asherton Lane! Nestled on a quiet street in the desirable Ashwood Subdivision. This gorgeous two-story home is situated on a level lot, with excellent curb appeal and a fenced backyard. MOVE-IN READY! Walk into a light-filled, open flow featuring new flooring throughout the main level. The spacious living room provides ample space for a growing family. Accessible to the kitchen featuring granite countertops, stainless appliances, and plenty of cabinetry for storage. REFRIGERATOR INCLUDED. The main level includes a separate dining room, breakfast nook, cozy family room with a gas fireplace, and half bath. Step outside to your private fenced backyard retreat, featuring a screened back porch, ideal for morning coffee, evening relaxation, or watching Gameday! Hosting is made easy with the spacious grilling deck, off the screened porch. All three bedrooms are located on the second floor, finished with carpet throughout, as well as two full bathrooms. The master suite features a tray ceiling, walk-in closet, and oversized bathroom with jacuzzi tub and separate shower. Need a place to store you bicycles? The spacious two-car garage offering plenty of room for vehicles and extra storage. Ashwood Subdivision is located in the East Brainerd Community, only minutes restaurants, shopping, medical and schools. LESS THAN 30 minutes from Downtown Chattanooga.

7708 Asherton Lane, Chattanooga
722 Bacon Trail 42, Chattanooga
$159,900
1 Beds ⋅ 1 Baths ⋅ 1544607 MLS
Welcome to 722 Bacon Trail, Unit 42, a beautifully renovated second-floor condominium in the heart of East Ridge, offering an exceptional combination of modern finishes, low-maintenance living, and everyday convenience. Thoughtfully remodeled throughout, this charming 1-bedroom, 1-bath residence offers approximately 750 square feet of inviting living space, enhanced by tasteful upgrades and a fresh, contemporary feel. The beautifully updated kitchen features new cabinetry and elegant granite countertops, creating a stylish and functional space for everyday cooking and entertaining. Fresh interior paint and updated flooring further complement the home's refreshed appearance, providing a cohesive and welcoming atmosphere throughout. The generously sized bedroom offers a spacious walk-in closet, providing excellent storage and organization. Additional improvements include an HVAC system less than four years old and a new roof on the building, offering valuable updates for the next owner. For added convenience, a dedicated storage locker will remain with the property, providing additional space for seasonal belongings and other essentials. Located in East Ridge, this residence offers convenient access to shopping, dining, entertainment, and major roadways, making it an excellent option for those seeking a comfortable, move-in-ready home with minimal upkeep. The community does not permit rentals, making this an attractive opportunity for buyers seeking an owner-occupied residential setting. Whether you're purchasing your first home, downsizing, or simply looking for an updated, low-maintenance residence, 722 Bacon Trail, Unit 42 delivers a wonderful combination of style, comfort, and convenience.

722 Bacon Trail 42, Chattanooga
2250 Morris Hill Road, Chattanooga
$285,000
3 Beds ⋅ 2 Baths ⋅ 1544605 MLS
Discover refined comfort and modern style at 2250 Morris Hill Road, a beautifully refreshed, move in ready home nestled on a secluded lot in desirable East Brainerd. Offering 3 bedrooms, 2 bathrooms, and versatile living spaces, this inviting property blends stylish updates with everyday functionality in a convenient location. Step inside to find a fresh, contemporary feel throughout, featuring new luxury vinyl tile in the main living area, plush new carpet in all three bedrooms, fresh interior paint, updated fixtures, new countertops, and a new stove. The thoughtfully designed layout creates a welcoming atmosphere for relaxing or entertaining. Just off the kitchen, a flexible bonus room offers exceptional versatility. Create a private home office, personal fitness studio, expanded pantry, or additional workspace with room for extra countertop storage. The possibilities are endless, allowing you to tailor the space to your lifestyle. The primary suite serves as a comfortable retreat, complete with a spacious closet and private ensuite bathroom. Bedroom 3 offers convenient access to the second full bathroom, which is also accessible from the hallway. Abundant storage adds to the home's appeal, with attic space and an attached two car garage featuring a dedicated closet and overhead storage area. Step outside to enjoy the peaceful surroundings from either the front or back patio. The secluded setting provides a sense of privacy that is increasingly hard to find, creating the perfect backdrop for quiet mornings, evening relaxation, or entertaining outdoors. Conveniently situated near East Brainerd's shopping, dining, and everyday amenities, this home offers the ideal combination of modern updates, flexible living spaces, and a private setting. Move in, make yourself at home, and enjoy all that this desirable location has to offer!

2250 Morris Hill Road, Chattanooga
8102 Mee Mee Road, Chattanooga
$349,900
3 Beds ⋅ 3 Baths ⋅ 1544604 MLS
Welcome to 8102 Mee Mee Road! Nestled in a quiet cul-de-sac, this beautifully updated two-story home is situated on a private level lot. MOVE-IN READY! Walk into a light-filled, open flow featuring new flooring throughout the main level. The spacious living room serves as the heart of the home, complete with a cozy gas fireplace--perfect for relaxing evenings. Open to the kitchen featuring granite countertops, stainless appliances, and ample cabinetry. REFRIGERATOR INCLUDED. The main level includes a separate dining room, breakfast nook, fully renovated half bath, and laundry closet. Step outside to your private fenced backyard retreat, featuring a screened back porch, ideal for morning coffee, evening relaxation, or watching Football on Saturdays. All three bedrooms are situated on the second floor, finished with fresh, new carpet throughout, as well as two fully renovated bathrooms. Need a place to store you bicycles? The spacious two-car garage offering plenty of room for vehicles and extra storage.

8102 Mee Mee Road, Chattanooga
3906 6th Avenue, Chattanooga
$260,000
3 Beds ⋅ 2 Baths ⋅ 1544598 MLS
Welcome home to this beautiful, thoughtfully designed home built in 2023! Located in an up-and-coming neighborhood, this charming property offers modern comfort, style, and plenty of space. Featuring 3 bedrooms and 2 bathrooms, the home boasts an open-concept layout that creates a welcoming flow throughout the main living areas. The kitchen offers a walk-in pantry, providing plenty of storage for all your needs. The spacious primary suite is a true retreat, featuring a luxurious en-suite bathroom with two showers, two vanities, and an oversized walk-in closet. Outside, enjoy the privacy of a fully fenced backyard, perfect for relaxing, entertaining, or enjoying time outdoors. The property also includes a detached garage for convenient parking and additional storage. Built in 2023 and move-in ready, this home is a wonderful opportunity to enjoy modern living in a growing community. Come see all this beautiful home has to offer! Owner/Agent. ***Seller Offering to pay up to $10,000 towards Buyer's Closing Costs***

3906 6th Avenue, Chattanooga
5944 Rainbow Springs Drive, Chattanooga
$850,000
4 Beds ⋅ 4 Baths ⋅ 1544595 MLS
Imagine starting each morning with coffee on the back porch, taking in a view that makes it easy to slow down and settle into the day. At 5944 Rainbow Springs Drive, that view comes with the home. This 4-bedroom, 4-bath townhome offers about 3,400 square feet and the feel of a single-family home. The primary suite is on the main level, so everyday living stays on one floor. On cool evenings, the private fireplace in the primary bedroom turns the suite into a retreat at the end of the day. Two separate living spaces give everyone room to spread out. One can host game nights and holiday gatherings, and the other can be a quiet spot for reading, movies, or working from home. The three additional bedrooms work well for family, guests, or a home office, and with four full baths, there's never a wait in the morning. The back porches are made for unhurried weekends, sunset dinners, and a glass of wine as the light fades over the view. Whether you're entertaining friends or enjoying a quiet evening alone, this is the spot you'll keep coming back to. Below, a full unfinished basement offers rare room to grow. It could become a home gym, media room, workshop, guest suite, or simply generous storage. You can finish it your way and add value as you go. This home offers space, flexibility, and a view you'll look forward to every day. Schedule your private showing today.

5944 Rainbow Springs Drive, Chattanooga
5940 Rainbow Springs Drive, Chattanooga
$850,000
4 Beds ⋅ 4 Baths ⋅ 1544596 MLS
Imagine starting each morning with coffee on the back porch, taking in a view that makes it easy to slow down and settle into the day. At 5940 Rainbow Springs Drive, that view comes with the home. This 4-bedroom, 4-bath townhome offers about 3,400 square feet and the feel of a single-family home. The primary suite is on the main level, so everyday living stays on one floor. On cool evenings, the private fireplace in the primary bedroom turns the suite into a retreat at the end of the day. Two separate living spaces give everyone room to spread out. One can host game nights and holiday gatherings, and the other can be a quiet spot for reading, movies, or working from home. The three additional bedrooms work well for family, guests, or a home office, and with four full baths, there's never a wait in the morning. The back porches are made for unhurried weekends, sunset dinners, and a glass of wine as the light fades over the view. Whether you're entertaining friends or enjoying a quiet evening alone, this is the spot you'll keep coming back to. Below, a full unfinished basement offers rare room to grow. It could become a home gym, media room, workshop, guest suite, or simply generous storage. You can finish it your way and add value as you go. This home offers space, flexibility, and a view you'll look forward to every day. Schedule your private showing today.

5940 Rainbow Springs Drive, Chattanooga
1811 Taylor Street, Chattanooga
$259,000
3 Beds ⋅ 3 Baths ⋅ 1544584 MLS
NEW CONSTRUCTION! Welcome to 1811 Taylor St., Chattanooga, TN -- a beautifully designed new 3 bedroom, 2.5 bath modern home located in one of Chattanooga's fastest-growing areas with new construction and revitalization happening all around. THIS HOME HAS IT ALL! Open floorplan on main level large island, bay windows, 72'' fireplace, large covered deck with large private back yard. The primary features a vaulted ceiling with large fireplace, bay windows, and a large pantry and kitchen! This thoughtfully designed home features a bright open floor plan perfect for both everyday living and entertaining. The spacious living area is anchored by a stunning 72-inch modern fireplace, creating a dramatic focal point and a warm, inviting atmosphere. Large windows allow natural light to fill the space, seamlessly connecting the living room, dining area, and kitchen. The modern kitchen flows effortlessly into the main living space, making it ideal for gatherings with family and friends. Upstairs you'll find a well-designed layout with three comfortable bedrooms, including a private primary suite with en-suite bath, along with two additional bedrooms and a full bathroom. A convenient half bath on the main level is perfect for guests. Situated in an area experiencing significant growth, this home offers both modern style and strong long-term value. Location Highlights 1811 Taylor St. offers excellent proximity to many of Chattanooga's most popular destinations: Outdoor lovers will appreciate being minutes from Lookout Mountain hiking trails, parks, and outdoor recreation, while still enjoying easy access to the heart of downtown Chattanooga.

1811 Taylor Street, Chattanooga
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