Chattanooga Homes with Conventional Financing available

Chattanooga Homes with Conventional Financing available

Welcome to Chattanooga, Tennessee – a vibrant city nestled along the banks of the Tennessee River and surrounded by the stunning beauty of the Appalachian Mountains. Known for its rich history and thriving arts scene, Chattanooga is a perfect blend of Southern charm and modern amenities. With a population of around 180,000, this city offers a welcoming community atmosphere that makes it a great place for families, young professionals, and retirees alike.

Chattanooga is renowned for its outdoor recreational opportunities, featuring picturesque parks, scenic hiking trails, and the breathtaking Lookout Mountain. The city boasts an array of attractions, including the Tennessee Aquarium, the Creative Discovery Museum, and the historic Walnut Street Bridge, which invites you to stroll across and take in the stunning views of the river.

When it comes to housing, Chattanooga offers a diverse range of homes that cater to various lifestyles and budgets. Whether you're looking for a charming bungalow in a historic neighborhood or a modern townhouse with all the contemporary finishes, you’ll find it here. What's more, many of these homes are available with conventional financing options, making the dream of homeownership more accessible than ever. This financing flexibility allows potential buyers to explore a variety of properties without the burden of restrictive lending practices.

In Chattanooga, you’re not just buying a home; you’re investing in a lifestyle filled with adventure, culture, and community spirit. Come discover why so many are choosing to call this enchanting city home!

Newest Chattanooga Homes with Conventional Financing available

Recently cleared building lot now available for sale. Owner Financing available. This property is at the end of Teakwood Drive. Seller is a relative of listing agent.

Teakwood Drive, Chattanooga

4 Beds ⋅ 3 Baths ⋅ 1540097 MLS

Located in the established Belleau Woods community, this 4-bedroom, 2.5-bath home offers 2,195 square feet on an over quarter-acre lot. The foyer welcomes you with an impressive 18-foot cathedral ceiling, while the primary en suite features three closets. Outside, the deck and above-ground pool offer an opportunity to create a backyard space that fits your needs. Conveniently located near Hamilton Place shopping, dining, and other East Brainerd amenities. Property is being sold AS-IS.

2032 Paris Metz Road, Chattanooga

4 Beds ⋅ 2 Baths ⋅ 1540094 MLS

Move-in ready and packed with updates, this spacious home is ready for its next owner or a smart investor looking to get in the game. Several improvements have already been taken care of, including new flooring, new appliances, new cabinets, new kitchen backsplash, new countertop, fresh paint, and a new double vanity in the downstairs bathroom. Out front, added gravel creates easy off-street parking and low-maintenance access. Whether you're looking for a primary residence or a solid investment opportunity, this one checks the boxes. Don't miss your chance to make it yours.

3100 N Chamberlain Avenue, Chattanooga

3 Beds ⋅ 4 Baths ⋅ 1540093 MLS

Perched in Hill City, one of Chattanooga's most walkable and sought-after North Shore neighborhoods, this 2023 custom-built showplace redefines indoor-outdoor living a short distance from Frazier Avenue's shops and restaurants, Coolidge Park, and the Walnut Street Bridge. Spanning 4,087 square feet with 3 bedrooms, 2 full and 2 half baths, the sun-drenched open floor plan lives large beneath soaring 9-foot ceilings on the main level. Hardwood and tile floors run throughout while thoughtful finishes pair with an effortless flow to set the stage for easy everyday living and unforgettable gatherings alike. A convenient main-level primary suite with a private en-suite bath keeps the everyday essentials right on the first floor. Step outside to your own private resort: a series of terraced living areas cascades down to a heated in-ground pool, a full outdoor kitchen, and a fire-pit sitting area built for gathering under the stars. A separate outdoor half bath with an outdoor shower keeps pool days carefree. Built to an exceptional standard, the home is engineered for year-round comfort and efficiency with premium closed-cell spray-foam insulation in the walls and ceilings and two-zone heating and air. A spacious garage workshop with utility sink and a secure safe room with half bath makes weekend projects feel like a breeze. Custom top-down/bottom-up blinds and generous storage throughout are the finishing touches on a home that delivers true craftsmanship, security, and lifestyle in the heart of Hill City. The consummate entertainer's home- this one won't last. Information is deemed reliable but not guaranteed. Buyer to verify all information they deem important.

625 Snow Street, Chattanooga

4 Beds ⋅ 2 Baths ⋅ 1540080 MLS

Welcome to 1610 Heather St in East Ridge, Tennessee--a fully renovated home offering 1,773 square feet of beautifully updated living space designed for modern comfort and versatility. Step inside to discover a bright, open layout featuring brand-new finishes, fresh paint, stylish flooring, and a updated kitchen equipped with crisp cabinetry and contemporary appliances. The main residence offers functional living areas bathed in natural light, creating an inviting backdrop for both daily relaxing and entertaining guests. The stand-out highlight of this property is the expansive, partially finished detached garage, complete with its own dedicated HVAC system and private bathroom. Whether you envision an ultimate workshop, home gym, private office, climate-controlled studio, or future guest suite, this versatile bonus space provides endless potential to tailor to your lifestyle needs. Situated on a manageable parcel in a convenient East Ridge neighborhood, this move-in-ready property delivers turnkey craftsmanship paired with extraordinary multi-use flexibility just minutes from downtown Chattanooga, local dining, and major commuter routes.

1610 Heather Street, Chattanooga

READY TO BUILD ON. HOMES ARE BEING CONSTRUCTED ALL AROUND.

1724 Stanfiel Street, Chattanooga

3 Beds ⋅ 3 Baths ⋅ 1540073 MLS

Stunning new construction featuring 3 spacious bedrooms and 2.5 beautifully appointed baths. This home showcases high-end luxury finishes throughout, including a designer kitchen with quartz countertops, premium cabinetry, and an expansive open floor plan perfect for modern living and entertaining. Thoughtfully designed with elegance and functionality in mind-move-in ready and built to impress. LEASE PURCHASE AVAIABLE !!

8521 Ari Lane, Chattanooga

3 Beds ⋅ 1 Baths ⋅ 1540071 MLS

Welcome to 5807 Clover Street in the heart of East Ridge, where charm, convenience, and value come together. This inviting 3-bedroom, 1-bathroom home offers 1,159 square feet of comfortable living space and is an excellent opportunity for first-time buyers, downsizers, or investors alike. Step inside to discover a warm and welcoming floor plan designed for everyday living. The home offers comfortable living areas, abundant natural light, and functional spaces that make it easy to relax or entertain. One of the home's greatest features is its outstanding location. Situated in the highly convenient East Ridge area, you'll enjoy quick access to shopping, dining, schools, parks, and major roadways, making commuting to downtown Chattanooga and surrounding areas simple and convenient. Whether you're searching for a move-in-ready home or an investment property in a desirable location, this charming residence offers exceptional value at an affordable price. Offered at just $225,000, don't miss your opportunity to own a wonderful home in one of the area's most convenient locations. Schedule your private showing today!

5807 Clover Street, Chattanooga

4 Beds ⋅ 4 Baths ⋅ 1540066 MLS

**Currently under construction. Inquire with the listing agent about completion date.** Welcome to 4309 Michigan Avenue, a thoughtfully designed brand-new construction home with four bedrooms and three-and-a-half bathrooms, tucked against the foot of Lookout Mountain in St. Elmo. Ideally situated within walking distance of St. Elmo's top restaurants and the scenic Guild Trail, this home offers two spacious primary suites, one on the main level and another upstairs. The flexible layout is complemented by beautiful finishes, including real hardwood floors and marble tile in the impressive primary bathrooms. A rich green exterior, warm wood front door, and inviting curb appeal create a memorable first impression, while the convenient location keeps you close to neighborhood favorites and downtown Chattanooga. Inside, the open-concept main level is designed for comfortable everyday living and easy entertaining. The spacious living room opens directly to the back patio, extending the gathering space outdoors. The adjoining dining area flows naturally into the beautifully arranged kitchen, where a large island provides plenty of room for meal preparation, casual dining, and conversation. The main-level primary suite offers privacy and convenience, complete with a roomy en suite bathroom featuring marble tile, a walk-in shower, and an exceptionally large walk-in closet. Upstairs, a generous landing creates flexible space for a sitting area, playroom, or home office. The second primary suite includes its own spacious bathroom with marble tile and a walk-in shower, along with another large walk-in closet. Two additional guest bedrooms share a full bathroom, while the conveniently located laundry room completes this level. With two primary suites, an open and functional layout, inviting outdoor space, and a desirable St. Elmo setting near Lookout Mountain, 4309 Michigan Avenue offers the flexibility and comfort to complement a variety of lifestyles. The land bordering the property on the left is owned by the City and will remain undeveloped, preserving the forested surroundings beside the home. Local lenders are preferred. Schedule your private showing today!

4309 Michigan Avenue, Chattanooga

2 Beds ⋅ 2 Baths ⋅ 1540049 MLS

Welcome to 8255 Chula Creek, where comfort, convenience, and peaceful surroundings come together! This charming 2-bedroom, free-standing townhome offers the perfect blend of low-maintenance living and spacious design. Step inside to an inviting open floor plan featuring prefinished hardwood floors, newer appliances, and abundant natural light. The bright sunroom is sure to become your favorite spot--ideal for a home office, morning coffee, or curling up with a good book. Love spending time outdoors? You'll appreciate the oversized screened porch, where you can relax while overlooking your private backyard and the beautifully maintained HOA common area. With no home directly behind you, you'll enjoy peaceful views, abundant birdlife, and the beauty of nature right outside your door. Located in one of the area's most desirable townhome communities, this home offers easy, simplified living without sacrificing comfort or privacy. Schedule your private showing today and discover why 8255 Chula Creek is the perfect place to call home. Homes like this don't stay available for long!

8255 Chula Creek Road, Chattanooga

Wooded lot in convenient location off Germantown Rd. in Popular Claremont SD. Taxes estimated. Zoned Residential 1 Single Family.

Lot 16a Claremont Avenue, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1540042 MLS

Nestled on a large, private lot, this spacious 3 bedroom, 2 bath tri-level home offers 1,764 square feet of comfortable living space and endless potential to make it your own. The combination brick and siding exterior is complemented by a covered front porch, while the open concrete patio provide great spaces for outdoor entertaining or relaxing. Inside, the generous living room is filled with natural light from a large picture window overlooking the front yard. Hardwood flooring is beneath the carpet throughout the main living areas, offering an excellent opportunity to restore its original charm. The oversized eat-in kitchen features ample cabinet space, linoleum flooring, and includes all appliances--electric range, dishwasher, and refrigerator. Upstairs are three bedrooms, including a spacious primary suite with a roomy closet and private bath featuring a tiled walk-in shower. A second full bath offers a tub/shower combination and convenient linen closet. The laundry closet includes the stackable washer and dryer which remain. The lower level provides abundant storage with built-in closets, a versatile bonus room perfect for a home office, hobby room, or flex space, and access to the single-car garage. Major updates include a roof and HVAC system that are approximately five years old and a water heater that is only three years old. With solid bones, valuable updates already completed, and plenty of room to personalize, this home presents an excellent opportunity for buyers looking to add their own style while enjoying a convenient East Ridge location.

1127 Hillsboro Drive, Chattanooga

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