Lafayette Homes with USDA Loan Financing available

Lafayette Homes with USDA Loan Financing available

Welcome to Lafayette, Georgia – a hidden gem nestled in the heart of Walker County! Known for its rich history and vibrant community spirit, Lafayette offers a unique blend of small-town charm and modern convenience. With its picturesque landscapes, friendly neighborhoods, and a plethora of outdoor activities, Lafayette is the perfect place to call home.

As you explore the city, you'll find a variety of local shops, delightful eateries, and cultural attractions that reflect the warm hospitality of its residents. The nearby Chickamauga and Chattanooga National Military Park provides history enthusiasts with a glimpse into the past, while nature lovers can enjoy the breathtaking views and recreational opportunities that abound in the surrounding areas.

For prospective homeowners, Lafayette presents an exciting opportunity with homes eligible for USDA loan financing. This means that you can secure a mortgage with zero down payment, making homeownership more accessible than ever. Whether you’re a first-time buyer or looking to upgrade your living situation, Lafayette’s diverse array of homes caters to all lifestyles and budgets. From charming bungalows to spacious family residences, you’re sure to find the perfect fit for your needs.

Living in Lafayette not only means embracing a community rich in tradition and warmth but also enjoying the benefits of a thriving real estate market. With USDA loan options available, now is the perfect time to make your dream of owning a home in this beautiful city a reality. Come discover the endless possibilities that await you in Lafayette, Georgia!

Newest Lafayette Homes with USDA Loan Financing available

913 Gilbert Lane, Lafayette
$174,900
3 Beds ⋅ 1 Baths ⋅ 1545296 MLS
Welcome to 913 Gilbert Lane! This move in ready home offers 3 bedrooms, 1 bathroom, and 1548 sqft of living space. Conveniently located in Lafayette, this property is a great opportunity for anyone looking for a place to call home. Whether you're a first time home buyer, looking to downsize, or searching for your next home, this property is ready for its next chapter. Don't miss the opportunity to make this your home. Schedule your showing today!

913 Gilbert Lane, Lafayette
203 Holliman Street, Lafayette
$199,999
3 Beds ⋅ 2 Baths ⋅ 1544996 MLS
Welcome to this beautifully renovated home situated on a desirable corner lot! Completely transformed from top to bottom, this home offers the look and feel of new construction while preserving the timeless charm of its original brick exterior! Nearly everything in this home is BRAND NEW, including all-new electrical, plumbing, HVAC system, roof, windows, and exterior doors! Step inside to discover a bright, open-concept floor plan designed for modern living and entertaining. The stunning new kitchen features brand-new cabinetry, beautiful granite countertops, and stainless steel appliances. Outside, enjoy a spacious, flat backyard perfect for entertaining, outdoor activities, or simply relaxing. What truly sets this home apart is the extensive renovation completed from the inside out. With all the major systems and components replaced, buyers can enjoy peace of mind knowing the big-ticket improvements have already been taken care of! Even better, the renovations have been completed with City inspections and a Certificate of Occupancy prior to move-in, providing an added level of confidence in your investment. This is as close to buying a brand-new construction home as you can get without actually buying one! Move-in ready, thoughtfully renovated, and waiting for its next owner. Come make this beautiful home yours today!

203 Holliman Street, Lafayette
2625 Foster Mill Drive, Lafayette
$265,000
3 Beds ⋅ 1 Baths ⋅ 1544921 MLS
Welcome to 2625 Foster Mill Drive! Enjoy peaceful country living with beautiful views of Pigeon Mountain! This charming 3-bedroom, 1-bath home offers ,712 square feet of living space with plenty of room to spread out. Inside, you'll find a spacious living room with hardwood flooring, a generously sized kitchen with ample cabinet and counter space, and a separate den featuring warm wood walls and ceilings, a stone fireplace, and plenty of room for entertaining or a game room. An additional mudroom provides flexible space that could easily serve as a home office, hobby room, or extra storage. A three bedrooms are of good size as well. Step outside and enjoy the peaceful surroundings from the large covered back porch/ patio area, perfect for relaxing or entertaining, as well as a fenced back yard. The property also features a detached carport and a 20x16 workshop/outbuilding, offering plenty of space for tools, equipment, or hobbies. Surrounded by mature trees and beautiful natural scenery, this property offers a wonderful combination of space, functionality, and quiet country charm. Schedule your showing today!

2625 Foster Mill Drive, Lafayette
239 Langley Drive, Lafayette
$195,000
3 Beds ⋅ 1 Baths ⋅ 1544889 MLS
Charming Full-Brick Character Home - Move-In Ready at an Amazing Price! MOTIVATED SELLER OFFERS BUYER INCENTIVES!!!! Schedule your Showing Today!!! This beautifully maintained 3-bedroom, 1-bath full-brick home blends timeless character with modern updates in a prime, just minutes from work, restaurants, the library, and shopping. Enjoy bright living spaces with a cozy gas fireplace, a kitchen featuring stainless appliances, quartz counters, and subway tile, plus a 45'' smart TV ready for entertainment. Nearly new carpets have original hardwood floors underneath. Recent upgrades include new windows, exterior doors, and a refreshed laundry/storage area, with a covered carport for protected parking. Don't miss this desirable, move-in-ready gem--schedule your private viewing today while the amazing price lasts!

239 Langley Drive, Lafayette
164 Cicero Road, Lafayette
$299,900
3 Beds ⋅ 3 Baths ⋅ 1544839 MLS
Welcome to 164 Cicero Road in LaFayette! This immaculately maintained 3-bedroom, 2.5-bath split-foyer home is move-in ready! Step inside to an open floor plan featuring a spacious living room, kitchen, and dining area, with plenty of room for everyday living and entertaining. The main level also offers three bedrooms and two full bathrooms. Downstairs, you'll find a spacious entertainment area, complete with a full bar and new bar refrigerator, making it a great place to relax or gather with family and friends. A convenient half bath and separate workspace provide even more flexibility, whether you need a workshop, craft room, or hobby area. The lower level also features a two-car garage and an additional refrigerator that will remain with the property. Recent improvements include fresh paint and new carpet throughout in 2024, along with gutter guards for easier maintenance. Outside, you'll love the beautiful new back deck, the perfect spot to sit back, relax, and enjoy the peaceful views and privacy of your surroundings. An adorable cottage-style outbuilding adds even more charm to the property. Situated on approximately one acre, this home offers the best of both worlds; a peaceful, private setting where you can enjoy a little space of your own, yet still be just minus from the conveniences of town. With so much to offer, this home is definitely worth a look! Call to schedule a showing today.

164 Cicero Road, Lafayette
314 Glen Eden Way, Lafayette
$269,999
3 Beds ⋅ 2 Baths ⋅ 1544459 MLS
Welcome to 314 Glen Eden Way, a charming 3-bedroom, 2-bath, one-level home offering a comfortable and functional split-bedroom floor plan. The private primary suite is tucked away from the main living areas and additional bedrooms, providing added privacy and featuring its own en suite bath. The spacious kitchen and dining area flow seamlessly into the main living room, creating an open layout that is perfect for everyday living and entertaining. Situated on nearly one level acre, this property offers generous front and back yards with plenty of usable outdoor space. An exterior building with electricity provides even more flexibility and could be used for storage, a workshop, hobby space, or future additional use. With room to spread out both inside and out, this LaFayette home offers a great combination of space, functionality, and versatility. Schedule your showing today!

314 Glen Eden Way, Lafayette
95 Stiles Lane, Lafayette
$250,000
3 Beds ⋅ 2 Baths ⋅ 1544414 MLS
Here is an expanded and polished draft for your public remarks: --- **Public Remarks Draft:** > Welcome to this charming and private 3-bedroom, 2-bath home, perfectly positioned just 5 minutes from downtown LaFayette and the local business district. Tucked away for ultimate peace and quiet, this property features a delightful screened front porch where you can enjoy your morning coffee, as well as a spacious back deck ideal for relaxing or entertaining. Combining a private, serene setting with everyday convenience, this move-in-ready home is an absolute must-see--schedule your private tour today!

95 Stiles Lane, Lafayette
104 Bell Road, Lafayette
$299,900
4 Beds ⋅ 2 Baths ⋅ 1544159 MLS
Turn-of-the-century historic charm meets modern luxury in this spectacular 4-bedroom, 2-bathroom estate! Originally built in 1900, this timeless home has been renovated from the inside out. From the moment you arrive, you'll love the undeniable curb appeal featuring a freshly painted exterior, wrap around porch and an expansive 0.86-acre lot with plenty of space for parking and extra vehicles. Step inside to find a fully updated interior boasting fresh neutral paint, gorgeous new flooring, and streaming natural light through brand-new energy-efficient windows. The heart of the home is the chef's kitchen, beautifully redesigned with premium granite countertops, sleek cabinetry, and stainless steel appliances. With four massive bedrooms and two fully updated bathrooms, this expansive 2,487 sq. ft. footprint provides the rare space and functional layout today's buyers are searching for. Enjoy country-suburban privacy in the established Summerfield neighborhood just minutes from downtown LaFayette. Truly a rare gem that is completely move-in ready. Schedule your private tour today!

104 Bell Road, Lafayette
506 Chestnut Street, Lafayette
$150,000
2 Beds ⋅ 1 Baths ⋅ 1543950 MLS
Welcome to 506 Chestnut Street in LaFayette, Georgia. This charming 2 bedroom home sits on a beautiful corner lot in a quiet, established neighborhood and offers the perfect blend of comfort and convenience. From the moment you arrive, you will notice the inviting setting with mature shade trees and a spacious yard. Enjoy relaxing mornings or peaceful evenings on the screened in porch, a perfect place to unwind while enjoying the outdoors. A convenient car shed provides covered parking and protection from the elements year round. Step inside to discover warm hardwood floors that run throughout the home, creating a cozy and welcoming atmosphere. The spacious kitchen offers plenty of room to cook and gather, complete with brand new appliances that make meal preparation easy and enjoyable. The home also features a beautifully renovated bathroom with updated finishes, giving the space a fresh and modern feel. With its comfortable layout and thoughtful updates, this home is ideal for a first time buyer, someone looking to downsize, or anyone wanting a place of their own with charm and character. Situated on a desirable corner lot and move in ready, this property offers a wonderful opportunity to own an affordable home in a peaceful neighborhood. Schedule your private showing today. Homes like this do not stay on the market long!

506 Chestnut Street, Lafayette
1293 Bronco Road, Lafayette
$342,900
5 Beds ⋅ 2 Baths ⋅ 1543935 MLS
Country Living with Room to Gather! Welcome home to this warm and inviting 5-bedroom, 2-bath property in Lafayette, Georgia, offering 2,272 square feet of comfortable living space on approximately 5.39 acres. With a rustic, cozy feel and plenty of room to spread out, this property is designed for family living and enjoying the peace and privacy of the country. Step inside to a very large living room featuring beautiful sawmill wood and exposed beam ceilings, creating a welcoming space where family and friends can gather, relax, and make memories. The five bedrooms provide plenty of flexibility for a growing family, guests, a home office, or hobby space. The primary bedroom offers a wonderful retreat with direct access to a screened-in back porch, creating a peaceful spot to enjoy your morning coffee, unwind in the evening, or take in the surrounding country setting. Outside, the expansive 5.39-acre property offers plenty of room to enjoy the freedom and tranquility of country living. Whether you're looking for space for the family, room to entertain, or simply a quiet place to call home, this property offers a warm and welcoming atmosphere. Come experience the rustic charm, spacious living areas, and peaceful country setting this Lafayette property has to offer! Within 5 minutes to Roper Corporation and Shaw Industries and the LaFayette Municipal Airport.

1293 Bronco Road, Lafayette
308 Langley Drive, Lafayette
$250,000
3 Beds ⋅ 2 Baths ⋅ 1543799 MLS
Navy siding, painted white brick, and a metal roof give this split-level Lake Terrace home standout curb appeal. Built in 1972 with approximately 1,548 square feet, it offers 3 bedrooms, 1 full bath, and 1 half bath, and the big-ticket items have already been addressed with updated windows, an updated HVAC system, and updated kitchen cabinetry. The main level centers on a 17 x 13 living room with hardwood floors and a ceiling fan. The kitchen pairs white cabinetry with a tile backsplash, then flows into a dining area where French doors open to the backyard. Upstairs, the 14 x 11 primary bedroom has its own half bath, and 2 additional bedrooms share a full hall bath with a tub/shower combo. The lower level holds a heated and cooled laundry room with a window and patterned tile floor, just steps from the kitchen, along with the attached 1-car garage and generous storage for a lawnmower, a motorcycle, and more. Outside, the 0.24-acre lot sits on a back street of the neighborhood with shade trees, a front porch, and a backyard enclosed by a wood privacy fence. A large concrete parking deck offers plenty of room for vehicles, and rain gutters finish the exterior. Schedule a private tour to see the updates in person and experience how much of the work here has already been done.

308 Langley Drive, Lafayette
88 Willow Drive, Lafayette
$279,900
4 Beds ⋅ 2 Baths ⋅ 1543647 MLS
SPACE, UPDATES & COUNTRY CHARM -- THIS ONE HAS SO MUCH TO OFFER! This 4-bedroom, 2-bath home features approximately 1,852 sq. ft. of living space on a 0.59-acre lot in an established subdivision with a peaceful country setting. Inside, you'll find a spacious floor plan filled with updates and character, including custom built-in shelving accented with sliding barn doors. The large eat-in kitchen has plenty of room for family and friends to gather and features stainless-steel appliances that stay -- even the dining table remains! The oversized laundry room offers additional storage and convenience, and the washer and dryer are included. OUTDOOR SPACE? YOU'VE GOT PLENTY! Enjoy a large deck that's perfect for grilling, entertaining, or simply relaxing, along with a screened-in back porch for enjoying those quiet country mornings and evenings. Both the front and backyard are fenced, and there's even a dog kennel in the back. Plus, LOTS OF EXTRA PARKING gives you room for multiple vehicles, guests, recreational toys, and more. NEED MORE SPACE? Don't overlook the walk-in basement! Stud walls are already in place along with electrical and plumbing, giving the next owner a great head start for additional storage, a workshop, hobby area, or future possibilities. There's also a utility garage for lawn equipment, tools, and additional storage. And the BIG-TICKET UPDATES ARE ALREADY DONE -- including a NEW roof, NEW HVAC system, updated lighting, fresh interior paint, and new flooring. With 4 bedrooms, great indoor and outdoor living spaces, a large deck, screened porch, fenced yards, abundant parking, basement space, major updates, and so many extras included, this property has a LOT to offer! All information provided is deemed accurate but is not warranted.

88 Willow Drive, Lafayette
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