Lafayette Homes with FHA Financing available

Lafayette Homes with FHA Financing available

Welcome to Lafayette, Georgia – a hidden gem nestled in Walker County that perfectly blends small-town charm with modern conveniences. This picturesque city is surrounded by the stunning landscapes of the Appalachian foothills, offering residents a serene environment while still being close to urban amenities. With a rich history dating back to the early 19th century, Lafayette boasts a vibrant community spirit, where friendly faces and neighborly connections are the norm.

Lafayette is not just about scenic views and community warmth; it also offers a diverse range of homes that cater to various lifestyles and budgets. For first-time homebuyers or those looking to invest, many properties in the area are eligible for FHA financing. This means you can secure a home with a lower down payment, making it easier to achieve your dream of homeownership. Whether you’re looking for a cozy single-family home, a charming bungalow, or a spacious family residence, Lafayette has something for everyone.

The city is also home to excellent schools, beautiful parks, and a variety of local shops and restaurants that contribute to its welcoming atmosphere. Outdoor enthusiasts will appreciate the nearby hiking trails and recreational areas, perfect for spending time with family and friends.

In Lafayette, you’re not just buying a house; you’re investing in a lifestyle. With affordable housing options supported by FHA financing, now is the perfect time to explore the opportunities this delightful city has to offer. Come discover why Lafayette, GA, is the ideal place to call home!

Newest Lafayette Homes with FHA Financing available

$289,900
4 Beds ⋅ 2 Baths ⋅ 1543647 MLS
SPACE, UPDATES & COUNTRY CHARM -- THIS ONE HAS SO MUCH TO OFFER! This 4-bedroom, 2-bath home features approximately 1,852 sq. ft. of living space on a 0.59-acre lot in an established subdivision with a peaceful country setting. Inside, you'll find a spacious floor plan filled with updates and character, including custom built-in shelving accented with sliding barn doors. The large eat-in kitchen has plenty of room for family and friends to gather and features stainless-steel appliances that stay -- even the dining table remains! The oversized laundry room offers additional storage and convenience, and the washer and dryer are included. OUTDOOR SPACE? YOU'VE GOT PLENTY! Enjoy a large deck that's perfect for grilling, entertaining, or simply relaxing, along with a screened-in back porch for enjoying those quiet country mornings and evenings. Both the front and backyard are fenced, and there's even a dog kennel in the back. Plus, LOTS OF EXTRA PARKING gives you room for multiple vehicles, guests, recreational toys, and more. NEED MORE SPACE? Don't overlook the walk-in basement! Stud walls are already in place along with electrical and plumbing, giving the next owner a great head start for additional storage, a workshop, hobby area, or future possibilities. There's also a utility garage for lawn equipment, tools, and additional storage. And the BIG-TICKET UPDATES ARE ALREADY DONE -- including a NEW roof, NEW HVAC system, updated lighting, fresh interior paint, and new flooring. With 4 bedrooms, great indoor and outdoor living spaces, a large deck, screened porch, fenced yards, abundant parking, basement space, major updates, and so many extras included, this property has a LOT to offer! All information provided is deemed accurate but is not warranted.

88 Willow Drive, Lafayette
$245,500
3 Beds ⋅ 1 Baths ⋅ 1543641 MLS
Enjoy the space, comfort, and potential this inviting 3-bedroom home has to offer. The large living room provides plenty of room to relax or gather with friends, while the kitchen and separate laundry room add everyday convenience. Outside, the fenced yard offers space to play, garden, or simply enjoy the outdoors. The spacious expansion area creates even more possibilities, with plumbing already in place for an additional bathroom. Imagine adding a bedroom, bonus room, or creating a space that fits your needs. With so much room to make your own, this home offers exceptional potential and value. Schedule your showing today!

421 Wisteria Road, Lafayette
$299,900
4 Beds ⋅ 2 Baths ⋅ 1543525 MLS
One level on almost an acre! This home was extensively updated in 2023, including new roof, carpet, light fixtures, and bathroom renovations. The split floorplan gives an ideal layout for separated living. The primary bedroom has a walk in bathroom, and sits just off the large laundry and mud room. The living room has several windows letting in great natural light. Down the hall are 3 additional bedrooms and a guest bath. The smaller bedroom could be used as a home office or additional hangout space. There is also a flex room off the kitchen that could be used for additional dining space or a home gym. The highlight of this home is the outdoor living space. Just behind the kitchen is a screened in porch overlooking the private and wooded backyard. On the side yard by the driveway is a storage shed perfect for yard tools. The home sits minutes from Rock Spring, and convenient access to shopping and restaurants from Highway 27.

23 Forrestway Drive, Lafayette
$269,900
3 Beds ⋅ 2 Baths ⋅ 1543411 MLS
3 bedroom 2 bath home on an .54 +/- acre lot in the heart of Lafayette, Ga. This home boasts vaulted ceilings, 2 bedrooms on the main, LVP flooring, recessed lighting, great outdoor living spaces, a detached storage shed and fenced front and back yards. Entry to the home is via the front deck into the spacious great room which has a vaulted and beamed wood ceiling with 2 ceiling fans, an electric fireplace with shiplap surround, access to the rear deck and an enlarged doorway to the kitchen. The kitchen has grey cabinetry, tile backsplash, stainless appliances and an adjoining flex room with a laundry closet that could be used as a breakfast, office or utility room. One of the bedrooms is off this flex room, while the other bedroom is off of the great room and has a private bath with a separate shower. The primary suite has the upper level to itself and also has a vaulted wood ceiling, a closet with organizer system and a private bath with a tub/shower combo. The rear deck has a large, covered portion and overlooks the mostly level back yard, providing a great flow for entertaining and everyday living. Simply a great opportunity for the buyer seeking a home on a nice lot in an established neighborhood in the north GA area, so please call for more information and to schedule your private showing today. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important.

289 Diamond Circle, Lafayette
$145,000
2 Beds ⋅ 1 Baths ⋅ 1543244 MLS
MOTIVATED SELLER! Charming and full of character, this delightful 2-bedroom, 1-bath home offers the perfect blend of comfort and convenience. Nestled in a well-established neighborhood, this quaint home features a warm and inviting atmosphere. Inside, you'll find a cozy layout creating a welcoming space to relax or entertain. The functional floor plan maximizes every square foot, making it ideal for first-time buyers, downsizers, or anyone seeking a low-maintenance lifestyle. Step outside to enjoy a generously sized yard--perfect for gardening, outdoor gatherings, or simply unwinding in your own private space. Conveniently located near shopping, dining, and everyday amenities, this home offers easy access to everything you need while maintaining a peaceful residential feel. Don't miss the opportunity to own this charming home with great potential! The home does not have central heat and air. Back on market due to NO FAULT OF SELLER.

605 Thornton Street, Lafayette
$340,000
3 Beds ⋅ 2 Baths ⋅ 1543031 MLS
Welcome to 679 Arnold Lane! This recently updated home offers a fresh, modern feel with plenty of space to spread out. Updates throughout include fresh paint, new flooring, new windows, updated cabinetry and countertops, and beautifully refreshed bathrooms featuring new tubs and showers. The kitchen shines with white cabinetry, granite countertops, and stainless steel appliances, creating a bright and inviting space for everyday living. An additional den provides extra living space, perfect for a family room, home office, or entertainment area. Outside, you'll appreciate the spacious yard, attached garage, and both covered front and rear porches, offering plenty of room to relax, entertain, or simply enjoy the outdoors. The home's charming exterior features white siding, wood accents, and a metal roof, adding to its curb appeal. With so many updates completed, this home is ready for its next owner to move right in and enjoy. Schedule your private showing today!

679 Arnold Lane, Lafayette
$264,900
3 Beds ⋅ 2 Baths ⋅ 1542991 MLS
Room to breathe, space to grow, and plenty of possibilities -- Welcome to 63 Bandy Estates Rd. Situated on 2.55 acres in LaFayette, this 3-bedroom, 2-bath home offers a comfortable blend of country living and everyday convenience. Inside, the home features a welcoming layout with plenty of natural light, comfortable living spaces, three well-sized bedrooms, and two full baths, giving you flexibility for family, guests, or a home office. Outside, the property really opens up. The acreage is currently home to horses, highlighting the versatility of the land for animals, gardening, hobbies, or simply enjoying more privacy and room to spread out. A workshop/utility building adds even more functionality with space for tools, equipment, storage, or projects. Whether you're looking for a home with land, room for animals, space for your hobbies, or simply a quieter setting, this property offers options that can be hard to find -- all just minutes from Downtown LaFayette. Come experience the space, flexibility, and possibilities waiting at 63 Bandy Estates Rd. Schedule your private showing today!

63 Bandy Estates Road, Lafayette
$224,900
3 Beds ⋅ 2 Baths ⋅ 1542975 MLS
Newly renovated. This 3 bed, 1.5 bath home on a generous, private lot could be a GREAT first time home buyers, or investment rental property. New Roof. New HVAC. New waterproof LVP flooring. Fresh Paint. New Lighting. New Ceiling Fans. New Deck and so much. Living room, eat-in kitchen, and flexible floorplan with an unfinished basement. Large backyard offers room for expansion, landscaping, or outdoor entertaining -- perfect for adding value or building an accessory unit (subject to permits). Attached carport and off-street parking. Schedule a showing today.

1333 Fernwood Drive, Lafayette
$314,900
3 Beds ⋅ 2 Baths ⋅ 1542729 MLS
Welcome to your own slice of country living! This charming 3-bedroom, 2-bathroom home, built in 2012, offers 1,288 square feet of comfortable living space nestled on 4.16 acres. The property features fenced pastures ideal for horses or other livestock, making it a wonderful opportunity for those looking for space, privacy, and a small homestead lifestyle. Outside, you'll find a detached shop with a bay door and electricity, providing excellent space for storage, equipment, hobbies, or a workshop. A separate storage shed and chicken coop add even more functionality to the property. Whether you're looking for room to enjoy your animals, garden, work on projects, or simply relax and enjoy the peace and privacy of acreage, this property offers plenty of possibilities. Conveniently located near LaFayette while still providing the space and feel of rural living, this property is ready to welcome you home!

1307 Ridgeway Road, Lafayette
$365,000
3 Beds ⋅ 3 Baths ⋅ 1542673 MLS
Great opportunity to buy this lovely brick home on 2 acres and make it your own. Large, level lot with several shade trees and a detached garage/ workshop all situated in a quiet, established neighborhood. Home has a brand-new architectural shingle roof and black gutters installed with transferrable warranty. 3 bedrooms and 3 full bathrooms with an office/ sunroom off the master bedroom. Enjoy your mornings on the covered front porch and your evenings on the screened deck out back. All information deemed accurate but not warranted.

245 Forrestway Drive, Lafayette
$259,000
3 Beds ⋅ 2 Baths ⋅ 1542569 MLS
This Cozy 3 bedroom 2 bathroom Home sitting on Private .60 acre lot. Home has been completely remodeled from roof, siding, windows, floors bathrooms, kitchen to new porches and private gravel driveway. Has a galley style kitchen with seperate laundry room and new back deck to enjoy. Front porch is covered to enjoy the nights in the woods!

307 N Flora Street, Lafayette
$202,000
3 Beds ⋅ 2 Baths ⋅ 1542528 MLS
Charming 3-bedroom, 2-bath home featuring a covered front porch, open floor plan, a large level backyard, and a detached outbuilding with power. The spacious outdoor areas provide room for recreation, gardening, entertaining, or additional storage. Conveniently located just minutes from downtown LaFayette and Roper, with easy access to local shopping, dining, and community amenities. A practical layout and versatile outdoor space make this home a great opportunity.

803 Magnolia Street, Lafayette
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