Lafayette Homes with Conventional Financing available

Lafayette Homes with Conventional Financing available

Welcome to Lafayette, Georgia – a hidden gem nestled in the heart of Walker County. Known for its rich history, friendly community, and breathtaking natural beauty, Lafayette offers a unique blend of small-town charm and modern conveniences. With a population that cherishes its Southern roots, residents enjoy a warm sense of community, making it an ideal place for families, retirees, and everyone in between.

Lafayette boasts a vibrant downtown area filled with quaint shops, delicious restaurants, and local businesses that reflect the town's character. Outdoor enthusiasts will appreciate the nearby Chickamauga and Chattanooga National Military Park, perfect for hiking, picnicking, and soaking in the stunning landscapes. The city is also known for its excellent schools and recreational facilities, ensuring that families have access to quality education and activities.

For those looking to settle down in Lafayette, the real estate market is thriving. Homes are available with conventional financing options, making it easier for buyers to find their dream home without the hassle. Whether you’re searching for a cozy bungalow, a spacious family home, or a charming historic property, Lafayette has something to suit every taste and budget.

With its welcoming atmosphere, rich history, and access to modern amenities, Lafayette is more than just a place to live; it’s a place to call home. Explore the possibilities and discover why so many are choosing to make Lafayette, Georgia, their forever home. Your dream home awaits in this delightful Southern town!

Newest Lafayette Homes with Conventional Financing available

$289,900
4 Beds ⋅ 2 Baths ⋅ 1543647 MLS
SPACE, UPDATES & COUNTRY CHARM -- THIS ONE HAS SO MUCH TO OFFER! This 4-bedroom, 2-bath home features approximately 1,852 sq. ft. of living space on a 0.59-acre lot in an established subdivision with a peaceful country setting. Inside, you'll find a spacious floor plan filled with updates and character, including custom built-in shelving accented with sliding barn doors. The large eat-in kitchen has plenty of room for family and friends to gather and features stainless-steel appliances that stay -- even the dining table remains! The oversized laundry room offers additional storage and convenience, and the washer and dryer are included. OUTDOOR SPACE? YOU'VE GOT PLENTY! Enjoy a large deck that's perfect for grilling, entertaining, or simply relaxing, along with a screened-in back porch for enjoying those quiet country mornings and evenings. Both the front and backyard are fenced, and there's even a dog kennel in the back. Plus, LOTS OF EXTRA PARKING gives you room for multiple vehicles, guests, recreational toys, and more. NEED MORE SPACE? Don't overlook the walk-in basement! Stud walls are already in place along with electrical and plumbing, giving the next owner a great head start for additional storage, a workshop, hobby area, or future possibilities. There's also a utility garage for lawn equipment, tools, and additional storage. And the BIG-TICKET UPDATES ARE ALREADY DONE -- including a NEW roof, NEW HVAC system, updated lighting, fresh interior paint, and new flooring. With 4 bedrooms, great indoor and outdoor living spaces, a large deck, screened porch, fenced yards, abundant parking, basement space, major updates, and so many extras included, this property has a LOT to offer! All information provided is deemed accurate but is not warranted.

88 Willow Drive, Lafayette
$245,500
3 Beds ⋅ 1 Baths ⋅ 1543641 MLS
Enjoy the space, comfort, and potential this inviting 3-bedroom home has to offer. The large living room provides plenty of room to relax or gather with friends, while the kitchen and separate laundry room add everyday convenience. Outside, the fenced yard offers space to play, garden, or simply enjoy the outdoors. The spacious expansion area creates even more possibilities, with plumbing already in place for an additional bathroom. Imagine adding a bedroom, bonus room, or creating a space that fits your needs. With so much room to make your own, this home offers exceptional potential and value. Schedule your showing today!

421 Wisteria Road, Lafayette
$299,900
4 Beds ⋅ 2 Baths ⋅ 1543525 MLS
One level on almost an acre! This home was extensively updated in 2023, including new roof, carpet, light fixtures, and bathroom renovations. The split floorplan gives an ideal layout for separated living. The primary bedroom has a walk in bathroom, and sits just off the large laundry and mud room. The living room has several windows letting in great natural light. Down the hall are 3 additional bedrooms and a guest bath. The smaller bedroom could be used as a home office or additional hangout space. There is also a flex room off the kitchen that could be used for additional dining space or a home gym. The highlight of this home is the outdoor living space. Just behind the kitchen is a screened in porch overlooking the private and wooded backyard. On the side yard by the driveway is a storage shed perfect for yard tools. The home sits minutes from Rock Spring, and convenient access to shopping and restaurants from Highway 27.

23 Forrestway Drive, Lafayette
$269,900
3 Beds ⋅ 2 Baths ⋅ 1543411 MLS
3 bedroom 2 bath home on an .54 +/- acre lot in the heart of Lafayette, Ga. This home boasts vaulted ceilings, 2 bedrooms on the main, LVP flooring, recessed lighting, great outdoor living spaces, a detached storage shed and fenced front and back yards. Entry to the home is via the front deck into the spacious great room which has a vaulted and beamed wood ceiling with 2 ceiling fans, an electric fireplace with shiplap surround, access to the rear deck and an enlarged doorway to the kitchen. The kitchen has grey cabinetry, tile backsplash, stainless appliances and an adjoining flex room with a laundry closet that could be used as a breakfast, office or utility room. One of the bedrooms is off this flex room, while the other bedroom is off of the great room and has a private bath with a separate shower. The primary suite has the upper level to itself and also has a vaulted wood ceiling, a closet with organizer system and a private bath with a tub/shower combo. The rear deck has a large, covered portion and overlooks the mostly level back yard, providing a great flow for entertaining and everyday living. Simply a great opportunity for the buyer seeking a home on a nice lot in an established neighborhood in the north GA area, so please call for more information and to schedule your private showing today. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important.

289 Diamond Circle, Lafayette
$149,900
2 Beds ⋅ 1 Baths ⋅ 1543349 MLS
Tucked in the M.A. McConnell neighborhood just minutes from downtown Lafayette, this 1932 cottage sits on a generous 0.39-acre lot, more outdoor space than you'll typically find this close to town. Inside, 960 square feet offers two bedrooms and one bath in a layout that flows room to room, with an electric range, oven, and refrigerator in the kitchen and a mini-split system keeping things comfortable year-round. A detached outbuilding adds room for storage, and the attached garage plus driveway cover parking. Bring your style to this LaFayette cottage and make it your own.

808 S Chattanooga Street, Lafayette
$139,900
1 Beds ⋅ 1 Baths ⋅ 1543261 MLS
Charming Home in a Wonderful LaFayette Location! Located within walking distance of Queen City Lake, this cozy home offers a convenient location and plenty of potential. The property does not adjoin the lake, but a nearby public access area provides a place to fish and enjoy the lake. The home features an open kitchen and living area with a fireplace positioned between the two spaces, creating a warm and inviting focal point. A previous owner converted one of the bedrooms into a spacious laundry room, but the room could easily be converted back to create a two-bedroom home. The home was most recently used as a one-bedroom, one-bath residence, with the potential for a two-bedroom, one-bath configuration. Enjoy the covered front porch, rear deck, and nice level lot. A detached garage offers great space for parking or a workshop, plus there is a single carport cover on the property. The home is in need of some repairs and updating, providing an opportunity for a buyer to bring their own vision and make it their own. Just minutes from downtown LaFayette, schools, shopping, restaurants, and everyday conveniences. A great opportunity for someone looking for a small home in a desirable location with potential to add their personal touches.

381 Mccarter Road, Lafayette
$21,500
1543184 MLS
Great Building Lot in a well established neighborhood!. Wooded, Privacy, Peaceful Convenient to LaFayette and only about 30 minutes to Chattanooga !Public water and Electricity Available. Come Build Your Dream Home

Ridge North, Lafayette
$149,900
2 Beds ⋅ 1 Baths ⋅ 1543111 MLS
Small home, BIG charm! Tucked away on a quiet, wooded 0.5-acre lot with no restrictions, this fully renovated 2-bedroom, 1-bath home offers the peaceful feel of country living while keeping you just minutes from everything in LaFayette. With approximately 700 square feet, this cozy home was completely refreshed in 2024 with a new metal roof, mini-split HVAC, updated kitchen and bathroom, new flooring, and beautiful cedar wood ceilings and exposed beams that add warmth and character throughout. The kitchen features stainless appliances, butcher-block style countertops and plenty of storage, and all appliances remain--including the washer and dryer! Outside, you'll find both front and back covered porches, a fenced backyard, garden area and plenty of wooded privacy to enjoy. And the location may be the best part--you get the quiet, tucked-away setting without giving up convenience. Downtown LaFayette is only 5 minutes away and Walmart approximately 8 minutes away. Spend your weekends exploring LaFayette Square, local restaurants and shops, Queen City Lake for fishing, boating and swimming, farmers markets, seasonal concerts and community festivities. Outdoor adventures are also within easy reach at Pigeon Mountain, Cloudland Canyon and Lookout Mountain, McLemore golf course and resort, and with Chattanooga just 40 minutes away for tons of attractions, dining and shopping. Whether you're looking for an affordable first home, downsizing to something simple and low maintenance, a weekend getaway, or a potential short-term rental, this little home packs a lot into a small footprint. At $149,900, it's an opportunity to own an updated home on your own half-acre without sacrificing privacy or convenience.

43 Cordell Avenue, Lafayette
$340,000
3 Beds ⋅ 2 Baths ⋅ 1543031 MLS
Welcome to 679 Arnold Lane! This recently updated home offers a fresh, modern feel with plenty of space to spread out. Updates throughout include fresh paint, new flooring, new windows, updated cabinetry and countertops, and beautifully refreshed bathrooms featuring new tubs and showers. The kitchen shines with white cabinetry, granite countertops, and stainless steel appliances, creating a bright and inviting space for everyday living. An additional den provides extra living space, perfect for a family room, home office, or entertainment area. Outside, you'll appreciate the spacious yard, attached garage, and both covered front and rear porches, offering plenty of room to relax, entertain, or simply enjoy the outdoors. The home's charming exterior features white siding, wood accents, and a metal roof, adding to its curb appeal. With so many updates completed, this home is ready for its next owner to move right in and enjoy. Schedule your private showing today!

679 Arnold Lane, Lafayette
$264,900
3 Beds ⋅ 2 Baths ⋅ 1542991 MLS
Room to breathe, space to grow, and plenty of possibilities -- Welcome to 63 Bandy Estates Rd. Situated on 2.55 acres in LaFayette, this 3-bedroom, 2-bath home offers a comfortable blend of country living and everyday convenience. Inside, the home features a welcoming layout with plenty of natural light, comfortable living spaces, three well-sized bedrooms, and two full baths, giving you flexibility for family, guests, or a home office. Outside, the property really opens up. The acreage is currently home to horses, highlighting the versatility of the land for animals, gardening, hobbies, or simply enjoying more privacy and room to spread out. A workshop/utility building adds even more functionality with space for tools, equipment, storage, or projects. Whether you're looking for a home with land, room for animals, space for your hobbies, or simply a quieter setting, this property offers options that can be hard to find -- all just minutes from Downtown LaFayette. Come experience the space, flexibility, and possibilities waiting at 63 Bandy Estates Rd. Schedule your private showing today!

63 Bandy Estates Road, Lafayette
$224,900
3 Beds ⋅ 2 Baths ⋅ 1542975 MLS
Newly renovated. This 3 bed, 1.5 bath home on a generous, private lot could be a GREAT first time home buyers, or investment rental property. New Roof. New HVAC. New waterproof LVP flooring. Fresh Paint. New Lighting. New Ceiling Fans. New Deck and so much. Living room, eat-in kitchen, and flexible floorplan with an unfinished basement. Large backyard offers room for expansion, landscaping, or outdoor entertaining -- perfect for adding value or building an accessory unit (subject to permits). Attached carport and off-street parking. Schedule a showing today.

1333 Fernwood Drive, Lafayette
$314,900
3 Beds ⋅ 2 Baths ⋅ 1542729 MLS
Welcome to your own slice of country living! This charming 3-bedroom, 2-bathroom home, built in 2012, offers 1,288 square feet of comfortable living space nestled on 4.16 acres. The property features fenced pastures ideal for horses or other livestock, making it a wonderful opportunity for those looking for space, privacy, and a small homestead lifestyle. Outside, you'll find a detached shop with a bay door and electricity, providing excellent space for storage, equipment, hobbies, or a workshop. A separate storage shed and chicken coop add even more functionality to the property. Whether you're looking for room to enjoy your animals, garden, work on projects, or simply relax and enjoy the peace and privacy of acreage, this property offers plenty of possibilities. Conveniently located near LaFayette while still providing the space and feel of rural living, this property is ready to welcome you home!

1307 Ridgeway Road, Lafayette
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