Lafayette Homes with Owner May Carry Financing available

Lafayette Homes with Owner May Carry Financing available

Welcome to Lafayette, Georgia – a hidden gem nestled in the heart of Walker County. This charming city is steeped in rich history and offers a vibrant community atmosphere, making it an ideal place for families, retirees, and everyone in between. With its picturesque landscapes, friendly neighborhoods, and a strong sense of community, Lafayette provides a perfect backdrop for your next home.

As you explore Lafayette, you’ll find a delightful mix of small-town charm and modern conveniences. The city boasts a variety of local shops, restaurants, and parks, ensuring that residents enjoy a fulfilling lifestyle. Outdoor enthusiasts will appreciate the nearby hiking trails and recreational areas, perfect for soaking in the natural beauty that Georgia has to offer. The community is also home to several annual events that bring residents together, fostering a spirit of camaraderie and connection.

For those considering a move, Lafayette offers an exciting opportunity with homes that feature Owner May Carry Financing. This flexible financing option allows buyers to purchase their dream home with ease, even if traditional financing methods may not be suitable. This means you can enjoy the benefits of homeownership without the stress of conventional loans, making it an attractive choice for many.

With its affordable housing market and welcoming community, Lafayette is not just a place to live; it’s a place to thrive. Come discover your perfect home in this enchanting city where Southern hospitality meets modern living. Your dream home awaits in Lafayette, Georgia!

Newest Lafayette Homes with Owner May Carry Financing available

$49,900
1539877 MLS
Owner Financing. Zero Down. Perfectly level building lot in Lafayette. Close to everything. Corner Lot. Owner Agent.

211 E Villanow Street, Lafayette
$65,000
1537932 MLS
Land Listing: 0.97± acre level corner lot located at 1585 E Reed Rd, La Fayette, GA 30728, now available for purchase. This build-ready parcel offers an excellent opportunity to construct your dream home or hold for future investment. The previous residence was removed, allowing for a smooth transition to new construction. Perc test results and future septic design documentation are available for review, helping simplify the building process. Sign on property. The property is zoned residential and supported a home as recently as 2024. Located within a USDA-eligible area, this lot may qualify for favorable financing options for eligible buyers. The surrounding area reflects continued growth and development, with a recently constructed commercial building across the street and a church nearby along Ringgold Rd, showcasing an evolving blend of residential and community uses. OWNER FINANCING AVAILABLE Seller is open to owner financing with 20% down, offering flexible terms including a 5-year fixed or a 1-3-year note with balloon payment at 6.5%. Corner lot positioning, level topography, and flexible financing make this a compelling opportunity--schedule your showing today.

1585 E Reed Road, Lafayette
$149,900
3 Beds ⋅ 2 Baths ⋅ 1537683 MLS
Fabulous country home with open floor plan, split bedroom design home. Large combo living room / dining room / kitchen combo with breakfast bar. Large master with ensuite bathroom with walk in closet soaking tub and single vanity. Two additional guest bedrooms with guest bathrooms. Home eligible for 100% financing with VA or USDA loan, 96.5% financing with FHA loan and also possible seller financing

398 Hammontree Drive, Lafayette
$205,000
3 Beds ⋅ 1 Baths ⋅ 1534701 MLS
Seller is offering a temporary one-year rate buy down with their preferred lender, saving approximately $127 per month for the first year! Welcome to 92 W Morgan St in LaFayette! This charming home offers a comfortable layout, inviting living spaces, and plenty of natural light throughout. Featuring spacious bedrooms and functional living areas, this property is perfect for first-time buyers, downsizers, or anyone looking for an affordable move-in ready option. The roof is less than a year old, and the HVAC is only 5 years old, giving added peace of mind to the next owner. Enjoy the convenience of being close to local restaurants and everyday essentials while still having a place that feels warm and welcoming. Schedule your private showing today!

92 W Morgan Street, Lafayette
$429,000
4 Beds ⋅ 2 Baths ⋅ 1534320 MLS
If you're looking for city life with a country feel, look no further! This beautiful home sits on almost 2 acres completely surrounded by beautiful, mature trees and shrubs at the end of a private drive. The landscaping is breathtaking with rose bushes, hydrangeas, hostas, and more. A large concrete patio. An adorable shed outside is perfect for gardening or a potting shed. An old log and rock cabin sits on the property with two different ''living chambers'' complete with a fireplace on each side. The cabin itself offers endless opportunity for the next homeowners. There's so much more to say about the outside of this beautiful home, but moving on to the inside is necessary. Walking in to the home, you are immediately met with a spacious, open floor plan. The wood beams and high ceilings give the feel of openness while still being so cozy. The home offers endless amounts of storage areas and possibilities with 4 bedrooms, multiple storage closets, a second living space, and partial basement. You do not want to miss the opportunity to see this one! Call today for your showing.

101 Fortune Lane, Lafayette
$345,000
3 Beds ⋅ 2 Baths ⋅ 1534062 MLS
HERES YOUR CHANCE FOR THIS MINI FARM!!! BACK ON MARKET AT NO FAULT TO SELLER! 8.8 gently rolling acres, invites you to this country retreat . captures the essence of Southern living while keeping you conveniently close to everyday essentials and just a comfortable drive to Chattanooga. It's the kind of place where mornings begin slowly, coffee in hand, and evenings wind down beneath open skies. Inside, the home offers a warm, welcoming feel with thoughtful updates already in place, while still leaving room for you to add your own personal touch and bring your vision of a true Southern home to life. The kitchen features custom all-wood cabinetry crafted locally, paired with stainless steel appliances and a classic subway tile backsplash. LVP flooring flows through the main living spaces, while ceramic tile grounds the kitchen with a polished finish. Natural light pours through a large living room window, creating a bright, comfortable space to relax and take in views of your land. Flexibility is built into the layout, with a separate dining room that can easily serve as a fourth bedroom, home office, or hobby space. Recent improvements, including a new roof and hot water heater, add peace of mind, while fiber internet keeps you connected for work or entertainment. Out back, a private patio offers a quiet place to start or end the day surrounded by nature. Step outside, and the property truly shines. With plenty of open space and usable land, you can bring your animals and embrace the farm life you've been dreaming of. Two established wells provide a great resource for gardening or livestock, while mature blueberry bushes offer a sweet seasonal bonus. A 12x16 shed with a lean-to adds functional storage, and the generous road frontage creates the perfect opportunity for a charming roadside farm stand. This property is ready for its next chapter, offering the perfect blend of comfort, potential, and country freedom for those ready to create their own Lifestyle!

1144 Ridgeway Road, Lafayette
$49,900
2 Beds ⋅ 1 Baths ⋅ 1525270 MLS
This house has been gutted. It is a complete rehab or a tear down. There is a large storage shed and a large metal carport. Zoned R-2 for multi-family or single family. Do not enter house. Listing agent is relative of seller.

808 Mclemore Street, Lafayette
$12,500
1523558 MLS
Discover a prime development opportunity with this versatile 0.37-acre property, strategically located with high visibility from US 27 and easy access off Foster Blvd. Zoned R3, this parcel offers the flexibility to build a custom stick-built home, or even develop a multifamily dwelling. making it ideal for investors, developers, or entrepreneurs. The high visibility provides excellent potential for outdoor signage and advertising, while its close proximity to major transportation routes ensures convenience and accessibility. Whether you're envisioning a personal residence, a multi-unit project, or leveraging the outdoor signage for branding, this property offers endless possibilities. Don't miss out on this exceptional opportunity—reach out today to explore the potential of this remarkable parcel. Sewer connection would need to be run to the property.

27 Foster Boulevard, Lafayette
$79,900
1518591 MLS
OWNER FINANCING AVAILABE!! Large lot in City of Lafayette. Great building lot. This lot is irregular shaped. It is 50 feet at the road and is 127 feet across the back. .83 acre. The lot to the left is listed as well. Call listing agent today to schedule a viewing. Seller is a relative of listing agent.

1122 S Chattanooga Street, Lafayette
$178,750
1395828 MLS
Excellent visibility on HWY 27N! 6.56+/- acre corner lot within close proximity to Wal-Mart shopping center in growing Lafayette GA. Zoned PUD with approximately 298' road frontage on HWY 27N and over 750' road frontage on East Warren Road. New development is currently being constructed directly across from subject property on HWY 27S. Adjacent 8.7+/- acre lot (MLS 1395752) is available for purchase as well. Plenty of opportunity! Schedule your viewing appointment today.

Warren East Road, Lafayette
$178,750
1395752 MLS
EXCELLENT VISIBILITY! 8.7+/- acres located within minutes to Wal-Mart shopping center in growing Lafayette GA. Zoned PUD with approximately 370' road frontage on HWY 27 north. Adjacent 6.56+/- acre lot (East Warren Road tax ID 03231 001) is listed and available for purchase as well. New development is currently being constructed directly across from subject property on HWY 27 south. Plenty of opportunity! Schedule your viewing appointment today.

N Highway 27, Lafayette
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