Lafayette Homes with Cash Financing available

Lafayette Homes with Cash Financing available

Welcome to Lafayette, Georgia – a hidden gem nestled in the heart of Walker County. Known for its rich history and warm Southern hospitality, Lafayette offers a charming blend of small-town allure and modern conveniences. With its picturesque landscapes, friendly neighborhoods, and vibrant local culture, it's no wonder that Lafayette is becoming a sought-after destination for homebuyers.

As you stroll through Lafayette, you'll discover a community that values both tradition and progress. The downtown area is filled with quaint shops, delightful eateries, and local markets, making it a perfect spot for family outings or a casual afternoon with friends. Nature enthusiasts will appreciate the stunning views and outdoor activities available at nearby parks and hiking trails, while families will benefit from the excellent schools that serve the area.

One of the most appealing aspects of purchasing a home in Lafayette is the availability of cash financing options. This flexibility can make the home-buying process smoother and more accessible for many buyers. Whether you’re a first-time homeowner or looking to invest in property, Lafayette’s real estate market offers a variety of homes that cater to diverse tastes and budgets. From charming historic houses to modern builds, there’s something for everyone.

With its welcoming community spirit, beautiful surroundings, and convenient financing options, Lafayette, GA, is an ideal place to call home. Explore the possibilities today and discover why so many are choosing to make Lafayette their forever home!

Newest Lafayette Homes with Cash Financing available

$139,900
1 Beds ⋅ 1 Baths ⋅ 1543261 MLS
Charming Home in a Wonderful LaFayette Location! Located within walking distance of Queen City Lake, this cozy home offers a convenient location and plenty of potential. The property does not adjoin the lake, but a nearby public access area provides a place to fish and enjoy the lake. The home features an open kitchen and living area with a fireplace positioned between the two spaces, creating a warm and inviting focal point. A previous owner converted one of the bedrooms into a spacious laundry room, but the room could easily be converted back to create a two-bedroom home. The home was most recently used as a one-bedroom, one-bath residence, with the potential for a two-bedroom, one-bath configuration. Enjoy the covered front porch, rear deck, and nice level lot. A detached garage offers great space for parking or a workshop, plus there is a single carport cover on the property. The home is in need of some repairs and updating, providing an opportunity for a buyer to bring their own vision and make it their own. Just minutes from downtown LaFayette, schools, shopping, restaurants, and everyday conveniences. A great opportunity for someone looking for a small home in a desirable location with potential to add their personal touches.

381 Mccarter Road, Lafayette
$145,000
2 Beds ⋅ 1 Baths ⋅ 1543244 MLS
MOTIVATED SELLER! Charming and full of character, this delightful 2-bedroom, 1-bath home offers the perfect blend of comfort and convenience. Nestled in a well-established neighborhood, this quaint home features a warm and inviting atmosphere. Inside, you'll find a cozy layout creating a welcoming space to relax or entertain. The functional floor plan maximizes every square foot, making it ideal for first-time buyers, downsizers, or anyone seeking a low-maintenance lifestyle. Step outside to enjoy a generously sized yard--perfect for gardening, outdoor gatherings, or simply unwinding in your own private space. Conveniently located near shopping, dining, and everyday amenities, this home offers easy access to everything you need while maintaining a peaceful residential feel. Don't miss the opportunity to own this charming home with great potential! The home does not have central heat and air. Back on market due to NO FAULT OF SELLER.

605 Thornton Street, Lafayette
$21,500
1543184 MLS
Great Building Lot in a well established neighborhood!. Wooded, Privacy, Peaceful Convenient to LaFayette and only about 30 minutes to Chattanooga !Public water and Electricity Available. Come Build Your Dream Home

Ridge North, Lafayette
$149,900
2 Beds ⋅ 1 Baths ⋅ 1543111 MLS
Small home, BIG charm! Tucked away on a quiet, wooded 0.5-acre lot with no restrictions, this fully renovated 2-bedroom, 1-bath home offers the peaceful feel of country living while keeping you just minutes from everything in LaFayette. With approximately 700 square feet, this cozy home was completely refreshed in 2024 with a new metal roof, mini-split HVAC, updated kitchen and bathroom, new flooring, and beautiful cedar wood ceilings and exposed beams that add warmth and character throughout. The kitchen features stainless appliances, butcher-block style countertops and plenty of storage, and all appliances remain--including the washer and dryer! Outside, you'll find both front and back covered porches, a fenced backyard, garden area and plenty of wooded privacy to enjoy. And the location may be the best part--you get the quiet, tucked-away setting without giving up convenience. Downtown LaFayette is only 5 minutes away and Walmart approximately 8 minutes away. Spend your weekends exploring LaFayette Square, local restaurants and shops, Queen City Lake for fishing, boating and swimming, farmers markets, seasonal concerts and community festivities. Outdoor adventures are also within easy reach at Pigeon Mountain, Cloudland Canyon and Lookout Mountain, McLemore golf course and resort, and with Chattanooga just 40 minutes away for tons of attractions, dining and shopping. Whether you're looking for an affordable first home, downsizing to something simple and low maintenance, a weekend getaway, or a potential short-term rental, this little home packs a lot into a small footprint. At $149,900, it's an opportunity to own an updated home on your own half-acre without sacrificing privacy or convenience.

43 Cordell Avenue, Lafayette
$340,000
3 Beds ⋅ 2 Baths ⋅ 1543031 MLS
Welcome to 679 Arnold Lane! This recently updated home offers a fresh, modern feel with plenty of space to spread out. Updates throughout include fresh paint, new flooring, new windows, updated cabinetry and countertops, and beautifully refreshed bathrooms featuring new tubs and showers. The kitchen shines with white cabinetry, granite countertops, and stainless steel appliances, creating a bright and inviting space for everyday living. An additional den provides extra living space, perfect for a family room, home office, or entertainment area. Outside, you'll appreciate the spacious yard, attached garage, and both covered front and rear porches, offering plenty of room to relax, entertain, or simply enjoy the outdoors. The home's charming exterior features white siding, wood accents, and a metal roof, adding to its curb appeal. With so many updates completed, this home is ready for its next owner to move right in and enjoy. Schedule your private showing today!

679 Arnold Lane, Lafayette
$264,900
3 Beds ⋅ 2 Baths ⋅ 1542991 MLS
Room to breathe, space to grow, and plenty of possibilities -- Welcome to 63 Bandy Estates Rd. Situated on 2.55 acres in LaFayette, this 3-bedroom, 2-bath home offers a comfortable blend of country living and everyday convenience. Inside, the home features a welcoming layout with plenty of natural light, comfortable living spaces, three well-sized bedrooms, and two full baths, giving you flexibility for family, guests, or a home office. Outside, the property really opens up. The acreage is currently home to horses, highlighting the versatility of the land for animals, gardening, hobbies, or simply enjoying more privacy and room to spread out. A workshop/utility building adds even more functionality with space for tools, equipment, storage, or projects. Whether you're looking for a home with land, room for animals, space for your hobbies, or simply a quieter setting, this property offers options that can be hard to find -- all just minutes from Downtown LaFayette. Come experience the space, flexibility, and possibilities waiting at 63 Bandy Estates Rd. Schedule your private showing today!

63 Bandy Estates Road, Lafayette
$229,900
3 Beds ⋅ 2 Baths ⋅ 1542975 MLS
Newly renovated. This 3 bed, 1.5 bath home on a generous, private lot could be a GREAT first time home buyers, or investment rental property. New Roof. New HVAC. New waterproof LVP flooring. Fresh Paint. New Lighting. New Ceiling Fans. New Deck and so much. Living room, eat-in kitchen, and flexible floorplan with an unfinished basement. Large backyard offers room for expansion, landscaping, or outdoor entertaining -- perfect for adding value or building an accessory unit (subject to permits). Attached carport and off-street parking. Schedule a showing today.

1333 Fernwood Drive, Lafayette
$29,900
1 Beds ⋅ 1542837 MLS
This house has been gutted. It is a complete rehab or a tear down. There is a large storage shed and a large metal carport. Zoned R-2 for multi-family or single family. Do not enter house. Listing agent is relative of seller.

808 Mclemore Street, Lafayette
$210,000
2 Beds ⋅ 2 Baths ⋅ 1542833 MLS
Coming Built in 2024 and move-in ready! This 2-bedroom, 2-bath home offers 1,050 sq. ft. of comfortable single-level living on a level lot. The open floor plan features an eat-in kitchen, luxury vinyl flooring, and a dedicated laundry room. Enjoy the covered front porch, side porch, concrete driveway, and spacious yard. With public water and sewer and a convenient location near downtown LaFayette, this newer home is ready for its next owner!...

205 Cavender Street, Lafayette
$314,900
3 Beds ⋅ 2 Baths ⋅ 1542729 MLS
Welcome to your own slice of country living! This charming 3-bedroom, 2-bathroom home, built in 2012, offers 1,288 square feet of comfortable living space nestled on 4.16 acres. The property features fenced pastures ideal for horses or other livestock, making it a wonderful opportunity for those looking for space, privacy, and a small homestead lifestyle. Outside, you'll find a detached shop with a bay door and electricity, providing excellent space for storage, equipment, hobbies, or a workshop. A separate storage shed and chicken coop add even more functionality to the property. Whether you're looking for room to enjoy your animals, garden, work on projects, or simply relax and enjoy the peace and privacy of acreage, this property offers plenty of possibilities. Conveniently located near LaFayette while still providing the space and feel of rural living, this property is ready to welcome you home!

1307 Ridgeway Road, Lafayette
$125,000
2 Beds ⋅ 1 Baths ⋅ 1542688 MLS
BRING THIS HOME BACK TO LIFE -- GREAT LOCATION & GREAT POTENTIAL! **Priced to Sell!** Located inside the City of Lafayette and zoned for **North Lafayette Elementary**, this home is ready for someone to bring it back to life and make it their own! This property has **good bones and several important updates already in place**, including a **newer roof, newer HVAC, and all-new plumbing**. With a little TLC and a facelift, this home has the potential to shine! Inside, you'll find 2 bedrooms plus an additional room that could easily be converted into a 3rd bedroom, along with a spacious living room, separate dining room, and an eat-in kitchen. Step outside to enjoy the large fenced backyard with mature trees, perfect for relaxing, entertaining, or letting the kids and pets enjoy some outdoor space. The property also features a 20' x 18' carport/storage building, offering plenty of room for parking, storage, hobbies, or a workshop. Whether you're looking for a great starter home, an investment property with rental potential, or a comfortable home to downsize into, this one is worth a look!** Bring your vision, add a little TLC, and turn this house into a home. **Priced to sell -- don't miss this opportunity!**

403 S Cherokee Street, Lafayette
$365,000
3 Beds ⋅ 3 Baths ⋅ 1542673 MLS
Great opportunity to buy this lovely brick home on 2 acres and make it your own. Large, level lot with several shade trees and a detached garage/ workshop all situated in a quiet, established neighborhood. Home has a brand-new architectural shingle roof and black gutters installed with transferrable warranty. 3 bedrooms and 3 full bathrooms with an office/ sunroom off the master bedroom. Enjoy your mornings on the covered front porch and your evenings on the screened deck out back. All information deemed accurate but not warranted.

245 Forrestway Drive, Lafayette
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