Chattanooga Homes with VA Loan Financing available

Chattanooga Homes with VA Loan Financing available

Welcome to Chattanooga, Tennessee—a vibrant city nestled in the scenic foothills of the Appalachian Mountains. Known for its stunning landscapes, rich history, and a thriving cultural scene, Chattanooga is a place where outdoor enthusiasts and urban dwellers alike can find their perfect home. With the Tennessee River winding through the heart of the city, residents enjoy a plethora of recreational activities, from hiking and biking in the nearby Lookout Mountain to leisurely strolls along the riverfront parks.

Chattanooga is not just about breathtaking views; it’s also a hub for innovation and community. The city boasts a revitalized downtown area filled with charming shops, delicious eateries, and an array of art galleries. The local food scene is a delightful fusion of Southern comfort and modern culinary trends, making it a gastronomic paradise for food lovers.

For those considering a move to this enchanting city, there’s great news! Homes in Chattanooga are accessible with VA Loan financing, making it an excellent opportunity for veterans and active-duty service members to invest in their dream home. With competitive interest rates and no down payment options, VA loans make homeownership a reality for many in this welcoming community.

Whether you’re drawn by the lush landscapes, the rich cultural tapestry, or the friendly neighborhoods, Chattanooga offers a unique blend of small-town charm and big-city amenities. Discover your new home in this picturesque city and experience all that Chattanooga has to offer!

Newest Chattanooga Homes with VA Loan Financing available

3 Beds ⋅ 2 Baths ⋅ 1539978 MLS

Welcome to 3612 5th Avenue, a thoughtfully renovated 1925 home that blends classic character with modern updates. Taken down to the studs and completely redone, this three-bedroom, two full bathroom property offers peace of mind and a fresh start for its next owner. Whether you are a first-time home buyer or searching for a solid rental opportunity, this home checks all the right boxes. Inside, you will find a great layout with a spacious living room and a separate dining area that feels both functional and inviting. Wood flooring pairs beautifully with luxury vinyl, adding warmth and durability throughout the home. The kitchen is bright and clean with white cabinetry and stainless-steel appliances, making it easy to imagine everyday meals or hosting friends. The main level features one bedroom and a full bathroom, while upstairs offers two additional bedrooms and another full bathroom. Both bathrooms are shared and include tub shower combinations, creating a practical setup for everyday living. Step outside to enjoy a covered front deck overlooking a private, fenced yard that is perfect for relaxing, entertaining, or letting pets roam. Off-street parking adds extra convenience. Located close to I-24, this home offers an easy drive to downtown Chattanooga restaurants, attractions, and all the outdoor adventures the area is known for, including hiking and rock climbing. Previously used as a rental, this property has proven versatility. Be sure to review the floor plans to fully appreciate the layout. Schedule your showing today. Local lenders are preferred. Owner-Agent.

3612 5th Avenue, Chattanooga

4 Beds ⋅ 3 Baths ⋅ 1539948 MLS

Discover your dream home! This stunning 4-bedroom, 2.5-bath residence offers the perfect blend of comfort, style, and functionality. The spacious master suite is conveniently located on the main floor, providing a private retreat with ample room to relax and unwind. Throughout the home, you'll find modern finishes and thoughtful details that create an inviting and elegant atmosphere. Three additional, large bedrooms upstairs offers ample space for a growing family or a office/den space! The fenced-in yard is perfect for family gatherings, outdoor play, or giving your pets a safe space to roam freely. One of the standout features of this property is the walking path that leads directly to Camp Jordan, offering endless opportunities for outdoor fun, fitness, and enjoying nature right at your doorstep. Whether you're an avid runner, cyclist, or simply love leisurely strolls, this location truly enhances your lifestyle. Don't miss out on this incredible opportunity to make this beautiful house your new home.

574 Prema Drive, Chattanooga

3 Beds ⋅ 3 Baths ⋅ 1539944 MLS

MOVE-IN READY ALL BRICK HOME in Brookhaven Heights! ALL NEW From the roof to the windows kitchen, baths, flooring, paint, fixtures, water heater, all exterior doors and even the garage door! This house has so much room for entertaining, inside and out. Host family & friends throughout the main level with huge living & dining areas leading into your gorgeous NEW kitchen & oversized breakfast area walking out French doors to the beautiful sunroom! Or have a game or movie night cozied up to the gas fireplace in the wide open basement family room. Unwind to the primary bedroom w/beautifully tiled private bath. Enjoy summer BBQ's in the fully fenced level, private yard backing to a peaceful treeline-perfect for cornhole or maybe a backyard pool! The list of new items is lengthy: roof, gutters, windows, waterheater, exterior doors, garage door & opener, kitchen cabinetry, granite counters, stainless appliances, fixtures, bath vanities, toilets, new tub & surround, pedestal sink, faucets, mirrors, light fixtures inside & out, new LVP flooring & carpet through house, new paint everywhere & new hardware. Close to I-75 at Exit 5, Gunbarrel Rd., Hamilton Place, 153, and the Airport. Agent is part owner.

2307 Brookhaven Circle, Chattanooga

3 Beds ⋅ 3 Baths ⋅ 1539930 MLS

OPEN HOUSE Friday from 4-6:00 & Sunday 1:00-3:00 Welcome to your private retreat just minutes from Downtown Chattanooga! Nestled on a peaceful cul-de-sac street surrounded by the beauty of the hills, this home offers the perfect blend of convenience, comfort, and privacy. The desirable master suite is located on the main level and features a spacious walk-in closet. The main floor showcases beautiful hardwood and tile flooring, creating a warm and inviting atmosphere throughout. The open-concept design features a stunning cathedral ceiling in the great room with a balcony overlook, adding to the home's spacious feel. Enjoy the peaceful outdoors from the heated & cooled sunroom, complete with built-in bookcases and access to the custom-built deck overlooking a private wooded backyard. The outdoor living space is Maintenance Free & perfect for entertaining or relaxing, featuring a custom built-in firepit with swings where you can gather with friends and family and stay cozy on cool evenings. From the welcoming front porch, take in peaceful western views toward Signal Mountain. Located only 6.5 miles from Downtown Chattanooga, this home offers the rare combination of quiet hillside living with easy access to dining, shopping, entertainment, and all the city has to offer. Roof is only 4-5 yrs old!

4510 Pink Heather Trail, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1539923 MLS

Wonderful location offering the perfect blend of convenience and privacy. Ideally situated near popular restaurants, shopping and everyday amenities, This charming one-level home features three bedrooms and two bathrooms in a peaceful setting. The beautifully remodeled den is the heart of the home, showcasing a fireplace along with an electric insert that creates a warm and inviting space for relaxing or entertaining. Double-pane insulated vinyl windows were installed approximately 5-6 years enhance the home's energy efficiency and year-round comfort. The spacious eat-in kitchen features a double oven and French doors that open onto the back deck, providing the perfect setup for grilling, outdoor dining, or entertaining guests. Just off the kitchen, the conveniently located laundry room offers additional storage and pantry space. Step outside to enjoy the large fenced backyard and expansive deck-ideal for outdoor activities, gatherings, or simply unwinding in your own private retreat. A storage building provides space for lawn equipment, tools and other items that need protection from the elements. The sellers have also added a new drive-through driveway along with concrete steps leading down to the home, enhancing both accessibility and curb appeal. This home is currently zoned for highly rated Apison Elementary School, East Hamilton Middle School, and East Hamilton High School. Enjoy the convenience of nearby shopping, dining and everyday amenities while being tucked away from the hustle and bustle in a private setting. You'll also appreciate the benefit of low county taxes. Don't miss the opportunity to make this wonderful home your own. Schedule your private showing today!

2520 Standifer Hills Drive, Chattanooga

4 Beds ⋅ 2 Baths ⋅ 1539919 MLS

* MOTIVATED SELLER * NEW CONSTRUCTION * SELLER OFFERING FENCING INSTALLED WITH ACCEPTABLE OFFER -- Welcome to 918 Shallowford Rd--where modern comfort meets everyday convenience! This brand-new 4-bedroom, 2-bath ranch-style home offers 1,350 square feet of thoughtfully designed living space with a bright, open-concept layout perfect for both relaxing and entertaining. The seamless flow between the living, dining, and kitchen areas creates an inviting atmosphere with all new stainless-steel appliances and granite countertops, while the bedroom design and layout provides privacy and flexibility for families, guests, or even a home office. Step outside to enjoy the screened-in back porch--ideal for morning coffee or unwinding in the evenings without the bugs. There is also convenient parking in the back as well as the front. Conveniently located in Chattanooga, you'll love being just minutes from shopping, dining, and everyday essentials, making this home as practical as it is beautiful. Don't miss your opportunity to own a low-maintenance, move-in ready new construction in a prime location! **Buyer is responsible to verify any and all information deemed important. **House has been Virtually Staged and some items in pictures do not convey**

918 Shallowford Road, Chattanooga

2 Beds ⋅ 2 Baths ⋅ 1539915 MLS

Freshly updated, beautifully distinctive, and impossible to duplicate, this is the kind of home that immediately stands apart. Recent improvements include a brand-new, 400-square-foot deck, new flooring in the two upstairs bedrooms, fresh interior paint in select areas, freshly painted patio, new garage-door lock, and the refrigerator, range, and dishwasher were purchased in 2025 as well as a recently renewed, transferable Choice Home Warranty that doesn't expire until next July 2027. The sun-filled main level feels remarkably open and inviting, pairing sleek mid-century modern influence with inspiring pops of color and architectural personality. It is a refreshing departure from the ordinary, stylish without sacrificing comfort and perfectly suited for both everyday living and entertaining. Step outside to the expansive new deck overlooking just over 0.4 acres, offering uncommon breathing room in a location celebrated for its exceptional convenience. Downstairs, a finished studio apartment with its own private entrance and separate driveway adds an entirely different level of flexibility. Create a secluded home office, primary or guest suite, multigenerational living space, creative studio, private retreat, or explore the potential for supplemental rental income. Homes with this combination of individuality, usable land, versatile living space, recent updates, and everyday accessibility rarely come together in one property. For the buyer unwilling to settle for everyday average, this one is a true original.

742 S Germantown Circle, Chattanooga

3 Beds ⋅ 4 Baths ⋅ 1539899 MLS

Breathtaking Mountain Views, Oversized Garage & Everything's Included® in Asbury Oaks! Special Financing Incentives Available! Qualified buyers may receive $7,500 toward closing costs plus an interest rate buy-down opportunity that could lower monthly payments by hundreds of dollars. Ask for details! Welcome home to The Asbury at Asbury Oaks by Lennar, where modern comfort meets scenic mountain views and effortless one-level living. This thoughtfully designed home offers the perfect blend of style, functionality, and convenience--all in a beautiful setting you'll love coming home to. The popular Asbury floor plan features an inviting open-concept layout with spacious living areas, a well-appointed kitchen with a MASSIVE island, and a seamless flow that makes everyday living and entertaining easy. Enjoy your morning coffee while taking in the fabulous mountain views, or unwind in the evening surrounded by the peaceful beauty of your new neighborhood. A true standout feature is the oversized garage, providing exceptional space for larger vehicles, extra storage, hobbies, a workshop area, or all of your recreational gear. It's the kind of feature that makes daily life easier and adds long-term value to your home. And with Lennar's signature Everything's Included® package, you get the upgrades you want without the upgrade costs. Your new home comes complete with quartz countertops, stainless steel appliances including the refrigerator, washer and dryer, 2-inch blinds, smart home technology, and stylish designer finishes--all included from day one. Located in the desirable Asbury Oaks community, this home offers the perfect combination of peaceful mountain views and convenient access to shopping, dining, entertainment, and everything Chattanooga has to offer.

118 Asbury Oak Lane 118, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1539896 MLS

Now pre-selling, ready January 1! New Construction located in Lookout Valley, just minutes from downtown Chattanooga and conveniently close to I-24. Loads of upgrades, carpet free. This 1 level floor plan is perfect for entertaining family & friends. Loads of upgrades, carpet free, stainless steel appliances, fireplace, quartz countertops, 9' ceilings, 2 car garage, private backyard, oversized free standing tub and tile shower. Buyer to verify anything of concern, including but not limited to schools, sf, and taxes. Personal Interest applies as listing agent has ownership interest.

1218 Judys Lot 17 Lane, Chattanooga

2 Beds ⋅ 2 Baths ⋅ 1539886 MLS

Looking for the perfect place to call home? This charming two-bedroom, two-bathroom, one-level home is an excellent choice for first-time buyers, retirees, or anyone looking to downsize without sacrificing comfort or style. The thoughtfully designed layout maximizes space and functionality, making everyday living both easy and enjoyable. With its single-level floor plan, this home offers easy accessibility, ideal for those who prefer to avoid stairs or are planning for the future. Imagine starting your next chapter in a space that feels just right--where every room invites you to relax, entertain, and envision your future. The bright and airy living areas provide a welcoming atmosphere, while the well-appointed kitchen is perfect for preparing meals and gathering with loved ones. Both bedrooms offer ample closet space, and the two bathrooms are designed with convenience and comfort in mind. Located in a neighborhood with nearby amenities, this home provides the perfect balance of tranquility and accessibility. Call to schedule a private tour. Your perfect home is waiting!

1108 Everett Drive, Chattanooga

6 Beds ⋅ 3 Baths ⋅ 1539884 MLS

Welcome to 9100 Tennga Lane, a rare opportunity to own a spacious 6-bedroom home in the highly sought after Hurricane Creek community. With 6 bedrooms, 3 full baths, a dedicated office, and a large bonus room, this home offers the flexibility today's buyers are looking for whether that's working from home, hosting guests, or creating room for a growing family to spread out. Inside, you'll find a freshly updated interior featuring hardwood floors, new paint throughout, stylish barn-style sliding doors, and an open, functional layout built for everyday living and entertaining. The main-level primary suite adds everyday convenience, while oversized windows fill the home with natural light. The kitchen serves as the true centerpiece, with custom cabinetry, generous storage, and elevated finishes that flow seamlessly into the living area, anchored by a striking stacked-stone fireplace. Located just minutes from Gunbarrel Road, you'll have quick access to shopping, dining, and everyday conveniences, all while being zoned for West View Elementary and East Hamilton schools. Hurricane Creek also offers optional access to a neighborhood pool, tennis courts, and clubhouse, adding even more lifestyle value.

9100 Tennga Lane, Chattanooga

3 Beds ⋅ 3 Baths ⋅ 1539881 MLS

Welcome to 409 Lowell St, a beautifully maintained 3-bedroom, 2.5-bath home offering 1,884 square feet of comfortable living space in the highly convenient Red Bank area of Chattanooga. This move-in ready home features fresh interior paint, a functional floor plan, and numerous recent updates that provide peace of mind for years to come. The inviting living room features a cozy fireplace, creating the perfect space to relax or gather with family and friends. The home also offers a 2-car attached garage and a fenced-in backyard ideal for pets, entertaining, or enjoying the outdoors. Major improvements include a new roof installed in 2022, HVAC system replaced in 2024, septic tank replaced in 2025, and siding around the chimney updated in 2026. The retaining wall has also been professionally secured by AFS and includes a lifetime of the structure transferable warranty, providing added confidence for the next homeowner. Conveniently located just minutes from the popular North Shore area, downtown Chattanooga, shopping, dining, and outdoor recreation, this home offers the perfect combination of comfort, updates, and location. Whether you are looking for your first home, a place to grow, or a low-maintenance property close to everything Chattanooga has to offer, 409 Lowell St is a must-see!

409 Lowell Street, Chattanooga

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