Chattanooga Homes with FHA Financing available

Chattanooga Homes with FHA Financing available

Welcome to Chattanooga, Tennessee, a vibrant city nestled in the scenic foothills of the Appalachian Mountains. Known for its breathtaking views and rich history, Chattanooga is a charming blend of outdoor adventure, cultural experiences, and southern hospitality. With its picturesque riverfront, bustling downtown, and myriad parks, this city offers a perfect backdrop for families and individuals alike.

Chattanooga is not just a feast for the eyes; it's also a hub of economic growth and opportunity. The city boasts a diverse job market, with thriving sectors in healthcare, technology, and education. Residents enjoy a low cost of living compared to national averages, making it an attractive destination for homebuyers seeking both value and quality of life.

For those looking to invest in their dream home, Chattanooga offers a variety of properties eligible for FHA financing. This means that first-time homebuyers and those with limited financial resources can access affordable housing options with lower down payment requirements. Whether you’re searching for a charming historic home in the North Shore neighborhood or a modern townhouse near the bustling Southside, you'll find a range of choices that fit your lifestyle and budget.

As you explore the diverse neighborhoods of Chattanooga, you’ll discover not only beautiful homes but also a community that celebrates art, music, and the great outdoors. From the iconic Lookout Mountain to the vibrant Riverwalk, there’s always something new to experience. Embrace the opportunity to call Chattanooga home and enjoy all the warmth and charm this remarkable city has to offer!

Newest Chattanooga Homes with FHA Financing available

3 Beds ⋅ 4 Baths ⋅ 1539899 MLS

Breathtaking Mountain Views, Oversized Garage & Everything's Included® in Asbury Oaks! Special Financing Incentives Available! Qualified buyers may receive $7,500 toward closing costs plus an interest rate buy-down opportunity that could lower monthly payments by hundreds of dollars. Ask for details! Welcome home to The Asbury at Asbury Oaks by Lennar, where modern comfort meets scenic mountain views and effortless one-level living. This thoughtfully designed home offers the perfect blend of style, functionality, and convenience--all in a beautiful setting you'll love coming home to. The popular Asbury floor plan features an inviting open-concept layout with spacious living areas, a well-appointed kitchen with a MASSIVE island, and a seamless flow that makes everyday living and entertaining easy. Enjoy your morning coffee while taking in the fabulous mountain views, or unwind in the evening surrounded by the peaceful beauty of your new neighborhood. A true standout feature is the oversized garage, providing exceptional space for larger vehicles, extra storage, hobbies, a workshop area, or all of your recreational gear. It's the kind of feature that makes daily life easier and adds long-term value to your home. And with Lennar's signature Everything's Included® package, you get the upgrades you want without the upgrade costs. Your new home comes complete with quartz countertops, stainless steel appliances including the refrigerator, washer and dryer, 2-inch blinds, smart home technology, and stylish designer finishes--all included from day one. Located in the desirable Asbury Oaks community, this home offers the perfect combination of peaceful mountain views and convenient access to shopping, dining, entertainment, and everything Chattanooga has to offer.

118 Asbury Oak Lane 118, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1539896 MLS

Now pre-selling, ready January 1! New Construction located in Lookout Valley, just minutes from downtown Chattanooga and conveniently close to I-24. Loads of upgrades, carpet free. This 1 level floor plan is perfect for entertaining family & friends. Loads of upgrades, carpet free, stainless steel appliances, fireplace, quartz countertops, 9' ceilings, 2 car garage, private backyard, oversized free standing tub and tile shower. Buyer to verify anything of concern, including but not limited to schools, sf, and taxes. Personal Interest applies as listing agent has ownership interest.

1218 Judys Lot 17 Lane, Chattanooga

2 Beds ⋅ 2 Baths ⋅ 1539886 MLS

Looking for the perfect place to call home? This charming two-bedroom, two-bathroom, one-level home is an excellent choice for first-time buyers, retirees, or anyone looking to downsize without sacrificing comfort or style. The thoughtfully designed layout maximizes space and functionality, making everyday living both easy and enjoyable. With its single-level floor plan, this home offers easy accessibility, ideal for those who prefer to avoid stairs or are planning for the future. Imagine starting your next chapter in a space that feels just right--where every room invites you to relax, entertain, and envision your future. The bright and airy living areas provide a welcoming atmosphere, while the well-appointed kitchen is perfect for preparing meals and gathering with loved ones. Both bedrooms offer ample closet space, and the two bathrooms are designed with convenience and comfort in mind. Located in a neighborhood with nearby amenities, this home provides the perfect balance of tranquility and accessibility. Call to schedule a private tour. Your perfect home is waiting!

1108 Everett Drive, Chattanooga

6 Beds ⋅ 3 Baths ⋅ 1539884 MLS

Welcome to 9100 Tennga Lane, a rare opportunity to own a spacious 6-bedroom home in the highly sought after Hurricane Creek community. With 6 bedrooms, 3 full baths, a dedicated office, and a large bonus room, this home offers the flexibility today's buyers are looking for whether that's working from home, hosting guests, or creating room for a growing family to spread out. Inside, you'll find a freshly updated interior featuring hardwood floors, new paint throughout, stylish barn-style sliding doors, and an open, functional layout built for everyday living and entertaining. The main-level primary suite adds everyday convenience, while oversized windows fill the home with natural light. The kitchen serves as the true centerpiece, with custom cabinetry, generous storage, and elevated finishes that flow seamlessly into the living area, anchored by a striking stacked-stone fireplace. Located just minutes from Gunbarrel Road, you'll have quick access to shopping, dining, and everyday conveniences, all while being zoned for West View Elementary and East Hamilton schools. Hurricane Creek also offers optional access to a neighborhood pool, tennis courts, and clubhouse, adding even more lifestyle value.

9100 Tennga Lane, Chattanooga

3 Beds ⋅ 3 Baths ⋅ 1539881 MLS

Welcome to 409 Lowell St, a beautifully maintained 3-bedroom, 2.5-bath home offering 1,884 square feet of comfortable living space in the highly convenient Red Bank area of Chattanooga. This move-in ready home features fresh interior paint, a functional floor plan, and numerous recent updates that provide peace of mind for years to come. The inviting living room features a cozy fireplace, creating the perfect space to relax or gather with family and friends. The home also offers a 2-car attached garage and a fenced-in backyard ideal for pets, entertaining, or enjoying the outdoors. Major improvements include a new roof installed in 2022, HVAC system replaced in 2024, septic tank replaced in 2025, and siding around the chimney updated in 2026. The retaining wall has also been professionally secured by AFS and includes a lifetime of the structure transferable warranty, providing added confidence for the next homeowner. Conveniently located just minutes from the popular North Shore area, downtown Chattanooga, shopping, dining, and outdoor recreation, this home offers the perfect combination of comfort, updates, and location. Whether you are looking for your first home, a place to grow, or a low-maintenance property close to everything Chattanooga has to offer, 409 Lowell St is a must-see!

409 Lowell Street, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1539876 MLS

Welcome to your beautifully renovated, move in ready home in Chattanooga! This charming one level rancher offers the perfect blend of classic character and modern updates. Thoughtfully remodeled from top to bottom, you'll enjoy peace of mind with major improvements already completed, including updated electrical, plumbing, HVAC, windows, roof, and more, all done with proper permits. Step inside to a spacious living room that flows seamlessly into a cozy, knotty pine den that is perfect for relaxing evenings or entertaining guests. The adjoining dining area creates a warm and inviting space for gatherings, while the bright kitchen features granite countertops, a stylish tile backsplash, and plenty of charm. The home offers generously sized bedrooms and updated bathrooms with modern vanities, providing comfort and functionality for everyday living. Outside, you'll love the welcoming curb appeal and fenced backyard, ideal for pets, play, or outdoor entertaining. Conveniently located near St. Elmo and just minutes from downtown Chattanooga, this home combines location, updates, and easy one level living all in one. Don't miss your opportunity to own a fully updated home with timeless charm! Schedule your showing today!

4116 Grand Avenue, Chattanooga

4 Beds ⋅ 3 Baths ⋅ 1539866 MLS

Beautifully updated 4-bedroom, 2.5-bath brick home in the highly desirable Brandermill Estates! Conveniently located just minutes from Hamilton Place, shopping, restaurants, and interstate access, this move-in-ready home offers 2,279 square feet of thoughtfully updated living space. A dramatic two-story foyer welcomes you inside, where you'll find a home office, formal dining room, spacious living area, and a bright sunroom. The updated kitchen features granite countertops, newer stainless steel appliances, and a breakfast nook. The oversized fourth bedroom/bonus room offers two separate living spaces, providing endless flexibility for a playroom, media room, home gym, or guest suite. The primary suite includes a large garden tub and separate tiled shower. Recent updates include replacement windows, both HVAC units, attic insulation, a new 12' x 18' deck, LED lighting throughout, two beautiful bay windows, and extensive built-in shelving in the garage and pantry. Enjoy the level, private backyard complete with an outbuilding for additional storage. This well-maintained home combines quality updates, flexible living space, and an outstanding location--ready for its next owner!

8324 Grinder Creek Place, Chattanooga

3 Beds ⋅ 3 Baths ⋅ 1539813 MLS

Come see the spacious Decorated model Henley floorplan by Parkside Builders featuring beautiful designer finishes and Spray foam insulation! Enjoy beautiful views of Lookout Mountain and historical Coosa Mill also known as Mill Town. Home may qualify for Incentive. Ask agent for details. Decorated model hours are Wednesday -Saturday 10-5 Sunday 12-5.

2431 Twill Place, Chattanooga

4 Beds ⋅ 2 Baths ⋅ 1539810 MLS

Duplex with immediate cash flow (both sides rented at 1300.00 per side). Located off Hwy 58 near Hwy 153. Offer and excellent opportuinty for investors or owner-occupants. Eash unit features 2 bedrooms, 1 bath plus laundry room off the kitchen. All appliances on both sides convey with the property. Off street parking both sides. No sign on property. Please do not disturb tenants.Buyers are encouraged to verify all information.

4072 Arbor Place Lane, Chattanooga

3 Beds ⋅ 1 Baths ⋅ 1539808 MLS

****Welcome to 120 Rees Ave!**** This charming 3-bedroom, 1-bath home offers plenty of potential and an opportunity to make the space your own. Inside, you'll find a built-in bookshelf adding character and an enclosed back porch offering additional usable space. Outside, enjoy a completely flat, fully fenced backyard along with a detached one-car garage that provides additional parking or storage. Whether you're looking for a home to make your own or a property with opportunities to add value over time, this one has plenty of possibilities. Conveniently located with interstate access approximately five minutes away and within a short 10 minute drive of the desirable Hamilton Place Mall and restaurants or downtown Chattanooga. Schedule your private showing today and come see the potential before it slips away!

120 Rees Avenue, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1539804 MLS

Discover a new standard of maintenance-free living at The Flats at Mill Town, where beautifully designed, single-story one, two, and three-bedroom residences are complemented by resort-style amenities, including a community pool, dog parks, abundant green space, scenic walking trails, and easy access to a nearby pickleball facility--all within one of Chattanooga's most exciting new communities. This three-bedroom Flat is the crown jewel. A one-level home that lives like a penthouse, it delivers the kind of space, light, and ease typically reserved for high-end top-floor living--without the stairs, without the compromises, and without anything else like it in Chattanooga. From the moment you step inside, ceilings soaring over 10 feet and wall after wall of windows create an immediate sense of volume and calm. Natural light pours into every corner, giving the entire home an open, expansive, almost weightless feel. The oversized living space is both striking and inviting--perfect for hosting, relaxing, and everything in between. The kitchen anchors the home with style and function, flowing seamlessly into the main living area so everything stays connected. And here, luxury isn't an upgrade--it's the baseline. Quartz countertops, LVP flooring throughout, high-end finishes, and even the refrigerator all come standard--making this home truly, truly turn-key from day one. All three bedrooms are generously sized--no afterthoughts, no compromises--offering real comfort, flexibility, and privacy. And what truly sets this layout apart is the connection to the outdoors--two of the bedrooms feature their own private covered patios or balconies, creating rare, personal outdoor retreats that elevate everyday living in a way few homes can. Step outside and you'll also find a massive main covered patio that extends your living space beautifully--perfect for entertaining, unwinding, or simply enjoying a quiet moment. With multiple outdoor living areas, this home delivers the kind of indoor-outdoor lifestyle that's incredibly hard to find in new construction.

1792 S Watkins Street 305, Chattanooga

4 Beds ⋅ 3 Baths ⋅ 1539801 MLS

CONSTRUCTION JUST COMPLETED July 30th! Welcome to The Summit, a thoughtfully designed 4-bedroom, 2.5-bath custom home offering approximately 1,725 square feet of modern living in an unbeatable location. Perfectly situated directly across from Brown Acres Golf Course, this home offers beautiful golf course views from the private primary suite, and office/4th bedroom. The spacious primary retreat features a cozy fireplace, creating the perfect place to relax while overlooking the fairways. The open-concept floor plan is centered around a stunning living room with a large statement fireplace and flows seamlessly into an oversized kitchen designed for entertaining, complete with generous cabinetry, abundant counter space, and a large island. Modern custom finishes are showcased throughout the interior and exterior, including designer lighting, premium flooring, stylish fixtures, and carefully selected architectural details that give The Summit a clean, contemporary feel. Step outside to enjoy the expansive covered back deck, ideal for morning coffee, outdoor dining, or entertaining year-round. Conveniently located near shopping, dining, schools, and major highways, The Summit at 503 Brown Rd offers the perfect blend of luxury, comfort, and everyday convenience--all with one of Chattanooga's premier golf courses right across the street.

503 Brown Road, Chattanooga

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