Chattanooga Homes with FHA Financing available

Chattanooga Homes with FHA Financing available

Welcome to Chattanooga, Tennessee, a vibrant city nestled in the scenic foothills of the Appalachian Mountains. Known for its breathtaking views and rich history, Chattanooga is a charming blend of outdoor adventure, cultural experiences, and southern hospitality. With its picturesque riverfront, bustling downtown, and myriad parks, this city offers a perfect backdrop for families and individuals alike.

Chattanooga is not just a feast for the eyes; it's also a hub of economic growth and opportunity. The city boasts a diverse job market, with thriving sectors in healthcare, technology, and education. Residents enjoy a low cost of living compared to national averages, making it an attractive destination for homebuyers seeking both value and quality of life.

For those looking to invest in their dream home, Chattanooga offers a variety of properties eligible for FHA financing. This means that first-time homebuyers and those with limited financial resources can access affordable housing options with lower down payment requirements. Whether you’re searching for a charming historic home in the North Shore neighborhood or a modern townhouse near the bustling Southside, you'll find a range of choices that fit your lifestyle and budget.

As you explore the diverse neighborhoods of Chattanooga, you’ll discover not only beautiful homes but also a community that celebrates art, music, and the great outdoors. From the iconic Lookout Mountain to the vibrant Riverwalk, there’s always something new to experience. Embrace the opportunity to call Chattanooga home and enjoy all the warmth and charm this remarkable city has to offer!

Newest Chattanooga Homes with FHA Financing available

3 Beds ⋅ 2 Baths ⋅ 1542908 MLS

Welcome to 3601 Glendon Drive in Chattanooga! This charming 1950s home is full of character and offers 3 bedrooms, 2 full baths, and beautiful hardwood floors, all situated on approximately 0.33 acres with mature trees and established landscaping. Step inside to find comfortable, spacious living areas with the warmth and personality you just don't find in every home. The one-car garage provides convenient parking and additional storage, while the home also offers plenty of attic storage with exciting possibilities for future expansion or additional finished space. Out back, an uncovered deck overlooks the yard and creates a great spot for grilling, relaxing, or enjoying time with family and friends. And don't overlook the location! You're conveniently situated in Chattanooga with easy access to the city's wide variety of restaurants, shopping, entertainment, parks, and downtown attractions. Downtown offers everything from dining and local shops to the Tennessee Aquarium, Riverfront, and other Scenic City favorites, while the Hamilton Place area provides even more shopping, dining and entertainment options. With its classic charm, hardwood floors, generous storage, outdoor space and convenient Chattanooga location, 3601 Glendon Drive has so much to offer. Come see the possibilities and make this Chattanooga charmer your own!

3601 Glendon Drive, Chattanooga

4 Beds ⋅ 2 Baths ⋅ 1542902 MLS

Beautifully renovated and move-in ready in the desirable Stuart Heights neighborhood! This spacious 4-bedroom, 2-bath home offers convenient single-level living and is situated on a desirable corner lot. Step inside to find fresh interior paint, new flooring, updated lighting throughout, and beautifully refinished bathrooms featuring new vanities and refreshed finishes. The kitchen is equipped with stainless steel appliances and offers a bright, updated space ready for everyday living and entertaining. A newly added fourth bedroom featuring an electric fireplace provides wonderful flexibility and could also serve as a cozy den, home office, guest room, or additional living space. Need extra space? A large finished attic, accessible by pull-down stairs, provides valuable bonus space that is not included in the home's listed square footage--perfect for storage, hobbies, or a variety of other uses. An additional outbuilding provides even more storage for lawn equipment, tools, bikes, and more. With fresh exterior paint, thoughtful renovations throughout, and an all-one-level main floor plan, this home is truly ready for its next owner to move right in and enjoy. Conveniently located in sought-after Stuart Heights with easy access to shopping, dining, schools, and downtown Chattanooga. Home warranty included. Owner/Agent.

2801 Haywood Avenue, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1542896 MLS

Welcome home to this beautifully remodeled property in the heart of East Brainerd! Conveniently located just minutes from Hamilton Place Mall, this home offers the perfect combination of comfort, space, and convenience. The only original feature is the beautiful hardwood flooring found throughout the home, adding warmth and timeless character. Thoughtfully remodeled in 2021, the home features a spacious family room, dining room, three generously sized bedrooms, and two full bathrooms. The inviting kitchen is beautifully appointed with crisp white cabinetry and stainless-steel appliances, creating a bright and welcoming space for everyday living. One of the true highlights of this home is the extra-large screened-in porch, where the whole family can relax and enjoy views of the expansive backyard. With approximately ¾ of an acre and a creek bordering the property, there is plenty of room to enjoy the outdoors or create a garden. For hobbyists, storage enthusiasts, or anyone looking for additional space, the full unfinished basement offers endless possibilities and plenty of potential to create whatever you envision. Priced right and ready for new owners to make it their own, this charming home is one you won't want to miss. Call today before it's gone! Sold As-Is

1726 Gray Road, Chattanooga

3 Beds ⋅ 3 Baths ⋅ 1542889 MLS

The River floor plan from Greentech Homes, located in our Northwind community. Imagine beginning each day with golden morning light pouring through your windows, the Chattanooga skyline in the distance, and layers of mountains stretching across the horizon. Welcome to the final morning-sun homesite in Northwind-a rare opportunity to experience one of North Chattanooga's most captivating settings in Greentech's sought-after River plan. Northwind is an intimate pocket community of just 50 beautifully crafted homes, nestled along scenic ridgelines where lamplit sidewalks, inviting greenspaces, and friendly front porches create a neighborhood that feels tucked away--yet remarkably close to everything. Inside, the foyer unfolds into an airy, open-concept kitchen, dining, and living space designed around light, views, and connection. Expansive windows welcome the morning sun and frame picturesque downtown and mountain vistas, creating a beautiful backdrop for quiet mornings, lively gatherings, and everyday life. Upstairs, a vaulted second living space becomes whatever life calls for--a home office, media room, playroom, or cozy retreat. Two front guest bedrooms share a full bath, while the primary suite enjoys a private setting at the back with sweeping views, two walk-in closets, and a spa-inspired ensuite featuring a walk-in shower and double vanity. Outside, a spacious, usable yard invites pets to roam, gardens to grow, children to play, and friends to gather as evening settles over the mountains. Northwind residents enjoy sidewalk-lined streets, a quarter-mile walking trail, community fire pit, and beautiful greenspaces--all just five minutes from Downtown Chattanooga, the Riverfront, local eateries, parks, and endless outdoor adventures. Morning sun. City lights. Mountain horizons. This is the final homesite of its kind in Northwind--and a view you'll never grow tired of coming home to. Call today to schedule an onsite tour. $25,000 Incentive. Est completion October

1042 Cityscape View 17, Chattanooga

4 Beds ⋅ 4 Baths ⋅ 1542890 MLS

The Everwood by Greentech Homes, located in our Northwind community. Perched above the natural beauty of North Chattanooga, offering an exceptional blend of refined living, peaceful surroundings, and effortless access to everything you love. A picturesque community of just 50 homes, this special setting welcomes you with lush greenery, scenic downtown views, and charming streetlamp-lit sidewalks-all just five minutes from Downtown and the heart of Northshore. Offering approximately 2,800 square feet, this beautifully designed home features four bedrooms and four bathrooms with a thoughtful floor plan that feels both spacious and inviting. The main-level primary suite creates a private retreat, while the open living area flows effortlessly for everyday comfort and entertaining. Abundant natural light, refined finishes, and a warm fireplace give the heart of the home an elevated yet welcoming atmosphere. The spacious kitchen offers plenty of room to cook, gather, and entertain, while covered porch and deck spaces extend daily living outdoors. A usable backyard provides a beautiful canvas for gardening, play, entertaining, or simply unwinding at the end of the day. The finished basement adds another layer of versatility, offering valuable living space for a home office, media room, recreation area, guest retreat, or whatever best complements your lifestyle. This is the final opportunity to own one of Northwind's sought-after homes-a rare chance to enjoy the serenity and scenery of a tucked-away community while remaining minutes from Northshore's restaurants, shopping, parks, entertainment, and Downtown Chattanooga. Spacious yet intimate, polished yet comfortable, 1034 Cityscape brings together a main-level primary suite, finished basement, usable backyard, scenic views, and an exceptional North Chattanooga location. Come home to a place that feels beautifully removed from it all-without being far away. Call to schedule a tour. $25,000 Incentive. Est. completion Nov.

1034 Cityscape View 18, Chattanooga

4 Beds ⋅ 3 Baths ⋅ 1542884 MLS

Large brick rancher with red oak hardwood floors and a full unfinished basement! Nestled in one of the best quiet neighborhoods in Redbank you will not be disappointed with this one. Big yard, big rooms, STR potential, lots of storage - YES PLEASE! Enter from the front porch into the entry and living room. Lots of natural light hardwood floors make the space inviting. With over 2200 sqft on the main floor you will not be lacking for space. A designated dining room leads you into the kitchen. All wood cabinetry and granite countertops. Stainless steel appliances included. A large island makes the kitchen great for entertaining and breakfast stools. This is open concept to the back family room area. The family room has of windows in this room for natural light and access to the deck. The deck has all new decking boards and accesses directly to the yard with no stairs. Down the hallway of the home you will find the bedrooms. The master bedroom includes a master suite bathroom with a double sink and tile shower. The other two bedrooms share a full bathroom in the hallway. Downstairs you will find the greatest man-cave garage and workspace ever. Great for a true workshop or possibly finishing into more square footage in the future. Unfinished but a very oversized usable space. Adjacent this area is a small bedroom and bathroom suite. This could be used as a short-term rental space or your college kid home from school. Has side door access. Besides the 2 car garage there is also an oversized shed for material storage and garden supplies. There is endless potential with this house! Don't miss it! Schedule your own private showing today!

21 Bohr Drive, Chattanooga

5 Beds ⋅ 4 Baths ⋅ 1542881 MLS

Move-In Ready | Rare New Construction on Over Half an Acre | Waterfront Community with Boat Access & 15' Tandem Garage A rare opportunity to own new construction on a .57-acre homesite in one of Chattanooga's most desirable waterfront communities on Chickamauga Lake. Surrounded by scenic water views, this peaceful, low-traffic neighborhood offers an exceptional lifestyle with community boat ramp access, oversized homesites, and convenient proximity to downtown Chattanooga. Just a short walk or golf cart ride away, Lakeshore Marina offers optional marina membership and boat slips (subject to availability; buyers to verify all membership and dock details). Designed with both everyday living and entertaining in mind, this carpet-free home showcases an open-concept floor plan with designer finishes throughout. Luxury Features Include: *2 Bedrooms & 2 Full Bathrooms on the Main Level * Additional Bedrooms/Flex Rooms, Bonus Room & 2 Full Bathrooms Upstairs * White & White Oak Petite Shaker Cabinetry * Quartz Countertops with a Stunning 10-Foot Waterfall Island * Double Oven and 36'' Cooktop * Stone Fireplace * Custom Wood Range Hood * Gas Fireplace * Vaulted Living & Dining Room Ceilings * Spacious Primary Suite with a Freestanding Soaking Tub & Oversized Tile Shower * Oversized Two-Car Garage * 15' x 28' Tandem Garage--ideal for a boat, golf cart, workshop, or additional storage * Covered Outdoor Living Area * Expansive .57-Acre Homesite Whether you're spending the day on the lake, storing your boat at home, or enjoying the peaceful surroundings, this home offers a rare combination of luxury finishes, generous space, and an unbeatable waterfront lifestyle. Buyer to verify all information deemed important, including schools, square footage, taxes, HOA information, and marina/country club membership availability. Owner Agent *Home offers 5 rooms suitable for bedroom use however the existing septic permit is for a 3 bedroom home.*

6821 Lakeshore Lot #24 Drive, Chattanooga

2 Beds ⋅ 2 Baths ⋅ 1542877 MLS

Move-in ready in Signal View! This 2-bedroom, 2-bath ground-level condo offers 950 square feet of comfortable, single-level living with fresh paint and new carpet throughout. The two-bedroom, two-full-bath layout provides flexibility for everyday living, guests, or a home office. Enjoy low-maintenance condo living with community amenities including a pool, fitness center, clubhouse, playgrounds, and pond. The monthly HOA includes water, sewer, trash, pest control, and exterior and grounds maintenance. Conveniently located just minutes from Downtown Chattanooga, Northshore, UTC, shopping, dining, and recreation. A great opportunity for comfortable, low-maintenance living in a convenient Chattanooga location.

900 Mountain Creek Road E61, Chattanooga

4 Beds ⋅ 3 Baths ⋅ 1542870 MLS

Welcome to 8168 Pinecrest Drive in Chattanooga, Tennessee! This spacious split-level home offers 4 bedrooms, 2.5 bathrooms, 2,241 square feet, and an incredible 0.79-acre level lot, all in an excellent and convenient Chattanooga location. Offered at $399,900, this home provides plenty of space inside and out, along with a backyard designed for relaxing, entertaining, and enjoying the outdoors. A welcoming covered front porch sets the tone as you arrive. Step inside to a spacious living room that flows easily into the dining room and generous-sized kitchen, giving you plenty of room for everyday living and entertaining. The kitchen offers abundant space, a newer faucet, dishwasher, and convenient access to the back deck. Just off the kitchen, step outside onto the deck overlooking the amazing backyard. Whether you're grilling, entertaining friends and family, or simply enjoying a quiet evening outdoors, this is a space you'll want to use often. The main level features three bedrooms, including the primary suite, along with a guest bathroom. Downstairs, you'll find even more living space with a comfortable den featuring a wood-burning fireplace, a fourth bedroom, half bathroom with laundry, and access to the two-car garage. The garage offers more than just parking, with a workshop area, oversized workbench, utility sink, and electrical hookup for an RV or camper. An extended gravel driveway provides additional parking and flexibility. Outside is where this property really shines. Situated on approximately 0.79 level acres, the fenced backyard offers plenty of room to enjoy, and the property extends beyond the back fence line. Double and single gates provide convenient access to the enclosed yard. The backyard has been transformed into an outdoor retreat featuring a 27-foot saltwater pool with a wraparound deck, tiki hut, walkway, and landscaping surrounding the pool area. There's also an approximately 20x25 stone area with a fire pit and BBQ space, creating another great spot to gather and entertain. For those who love gardening and outdoor living, the property features multiple flower gardens and raised beds, six fruit trees, three grapevines, and additional trees planted throughout the front yard. Two storage buildings, approximately 12x20 and 8x12, provide plenty of additional storage for lawn equipment, tools, and outdoor gear. Additional improvements include fresh interior paint, a new roof installed in 2020, dishwasher installed in 2021, AC unit installed in 2022, and all three toilets replaced within the last year. And the location is hard to beat! Enjoy convenient access to Hamilton Place, shopping, restaurants, schools, medical facilities, I-75, and everything the Chattanooga area has to offer, while still having nearly an acre of level property to enjoy at home. With spacious rooms, multiple living areas, incredible outdoor spaces, a pool, workshop, two storage buildings, and a large level lot in a fantastic Chattanooga location, 8168 Pinecrest Drive has so much to offer. Schedule your private showing and come experience this property for yourself!

8168 Pinecrest Drive, Chattanooga

2 Beds ⋅ 3 Baths ⋅ 1542860 MLS

Riverfront Living, Redefined -- 3162 Waterfront Drive Wake up to the Tennessee River every single day. Tucked into the sought-after Browns Ferry Landing community, this all-brick, two-story townhome delivers what most Chattanooga homes only dream of: year-round deep water, a private stationary dock, and sweeping river views from nearly every gathering space. Step through the foyer and you're greeted by warm brick flooring and decorative molding that set the tone for the entire main level. The living room is the heart of the home -- an electric fireplace for cool Tennessee evenings, and a wall of windows framing the water beyond. The updated galley kitchen features custom cabinetry and a pantry -- and all kitchen appliances remain, including the refrigerator -- while the formal dining room showcases rich hardwood floors and room for every holiday table. A dedicated office and convenient half bath complete the first floor. Upstairs, the primary suite offers a true retreat with an en suite bath, double vanity, and walk-in closet -- plus its own private screened porch, where you can step outside each morning and take in the river view in total comfort. A second bedroom and full bath round out the upper level, along with conveniently located laundry right where you need it and a walk-in attic for effortless storage. The outdoor living is where this home truly shines. A covered porch, deck, and garden patio step down toward the river -- the perfect backdrop for morning coffee, sunset dinners, or an afternoon that starts and ends at your own dock. And when the day winds down, the hot tub on the patio remains -- settle in under the stars with the river as your view. And the big-ticket items are already handled: both HVAC systems were replaced in 2024, the slate roof was recoated in 2025, and the HOA takes care of lawn maintenance and mulching -- so your weekends belong to the river, not the yard. Add a marina in the community, insulated windows, and a security system, and this home is as practical as it is picturesque. All of it just minutes from downtown Chattanooga via I-24 -- close enough for dinner on the Southside, far enough to feel like a getaway.

3162 Waterfront Drive, Chattanooga

2 Beds ⋅ 1 Baths ⋅ 1542856 MLS

Turnkey 2 bed, 1 bath rental investment in East Chattanooga. This 728 Sq Ft single-level home is rent-ready with an efficient layout, a newer HVAC system, vinyl windows, fresh paint throughout, and stainless steel appliances. Minutes from downtown with easy access to Highway 58. A clean add for a buy-and-hold portfolio or a first investment property. Section 8 eligible -- 2BR up to $1,320/mo. Schedule your showing today.

1313 Bradt Street, Chattanooga

5 Beds ⋅ 4 Baths ⋅ 1542854 MLS

Discover the exceptional space, character, and craftsmanship of this impressive two-family home offering over 4,500 square feet of beautifully finished living space. Situated on a desirable corner lot with convenient access to town, this property offers a rare combination of generous size, thoughtful design, and everyday functionality. Inside, professional finishes are showcased throughout, creating a warm and refined atmosphere. The heart of the home is the spectacular cook's kitchen, featuring a stunning Heartland stove and plenty of space for preparing meals and gathering with family and friends. The expansive full-brick home provides an inviting setting for everyone to come together, whether entertaining a crowd or enjoying a quiet evening at home. Recent updates include a new HVAC system and new water heater, providing added comfort and peace of mind. With its versatile two-family layout, substantial square footage, quality finishes, and prime corner-lot location, this distinctive property offers both incredible living space and tremendous flexibility. Make your appt today to see what all this masterpice has to offer.

4200 Tacoma Avenue, Chattanooga

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