Ooltewah Homes with FHA Financing available

Ooltewah Homes with FHA Financing available

Welcome to Ooltewah, Tennessee, a charming gem nestled in the heart of Hamilton County! Just a stone's throw away from Chattanooga, Ooltewah offers a perfect blend of suburban tranquility and easy access to urban amenities. Known for its picturesque landscapes, friendly community, and top-rated schools, this vibrant city is an ideal place for families, retirees, and young professionals alike.

Ooltewah boasts a rich history and a strong sense of community, with local parks, recreational facilities, and a variety of shops and restaurants that cater to every taste. The area is renowned for its beautiful natural surroundings, including the stunning views of the Appalachian foothills and the nearby Chickamauga Lake, which provide ample opportunities for outdoor activities like hiking, fishing, and boating.

When it comes to housing, Ooltewah offers a diverse range of options to suit every lifestyle and budget. Homes in this area are not only charming and well-maintained but also come with the added benefit of FHA financing availability. This means that whether you’re a first-time homebuyer or looking to invest, you can take advantage of more flexible financing options that make homeownership more accessible.

With its welcoming atmosphere, excellent amenities, and beautiful homes, Ooltewah is more than just a place to live; it’s a place to thrive. Discover your dream home in this delightful community and experience all that Ooltewah has to offer!

Newest Ooltewah Homes with FHA Financing available

$1,350,000
6 Beds 4 Baths 1540151 MLS
Welcome to Deer Ridge in the popular Ooltewah community. This gorgeous 1 owner custom build is sure to please the most discriminating of buyers. Once you enter in thru massive front doors into the foyer you are greeted by an oversized family dining room on your left, with built-ins and to your right is the large home office/library. The elegant arched stone and brick foyer that pulls you into the view that awaits in the great room. This room is built for both, comfort and entertaining. Theres a beautiful stone fireplace flanked by custom wood cabinets/shelves. The chefs Kitchen awaits with all custom appliances and a graceful cooking area set inside a beautiful stone and brick arch. The cook will be happy to spend their time in this artfully designed area. Off the kitchen sits the first of many bedrooms featuring its on private bath. Back across the house brings you into the spacious Primary suite complete with a large bath and huge walk in closet. This suite also leads onto the large deck that allows you to look out over the trees and into the view beyond. Downstairs you will find an abundance of Welcome to Deer Ridge in the popular Ooltewah community. This gorgeous 1 owner custom build is sure to please the most discriminating of buyers. Once you enter in thru massive front doors into the foyer you are greeted by an oversized family dining room on your left, with built-ins and to your right is the large home office/library. The elegant arched stone and brick foyer that pulls you into the view that awaits in the great room. This room is built for both, comfort and entertaining. Theres a beautiful stone fireplace flanked by custom wood cabinets/shelves. The chefs Kitchen awaits with all custom appliances and a graceful cooking area set inside a beautiful stone and brick arch. The cook will be happy to spend their time in this artfully designed area. Off the kitchen sits the first of many bedrooms featuring its on private bath. Back across the house brings you into the spacious Primary suite complete with a large bath and huge walk in closet. This suite also leads onto the large deck that allows you to look out over the trees and into the view beyond. Downstairs you will find an abundance of additional space that can easily be used as a secondary living unit. There's a large great room with fireplace as well as a huge kitchen. There's up to 4 rooms that can be used as bedrooms on this level. Here we have a storm shelter as well as a huge pantry for food storage, a laundry room and additional space that can be finished and used for living space. Theres a large covered deck and a nice side porch that can be used as a private entrance from the driveway. Although this is a view property there is land out backed that can be utilized of needed. This could be a beatiflu terraced area. Take you time to woder around thelot and see what all it has to offer. Make your appt. today to see what all this home has to offer.

9976 Deer Ridge Drive, Ooltewah

$510,000
3 Beds 3 Baths 1540148 MLS
Experience elevated golf course living at its finest in this spacious 2 bedroom 2.5 bath and a bonus room at the Cattails at Windstone. Set within the prestigious Windstone Golf Club - an exclusive private club and community cornerstone since 1989--this residence offers refined living along the 5th hole, framed by lush cattails and mature natural surroundings. Thoughtfully updated throughout, this home features a series of recent major improvements including a new roof, new stucco exterior, new gutters, and a new deck. Additional enhancements include updated bathrooms, hardwood flooring, and added insulation for improved efficiency, a tankless water heater, electric blinds, solar window film for energy savings, upgraded lighting and ceiling fans, and added cabinetry in the laundry room. These recent upgrades significantly enhance comfort, efficiency, and long-term peace of mind. The kitchen is a chef's delight, featuring granite countertops, a stylish backsplash, abundant cabinetry, and a bright functional layout ideal for both cooking and entertaining. The fully screened-in porch extends the living space and is designed for year-round enjoyment, with sealed screen below the deck to help keep bugs out. It opens to an additional uncovered deck with direct golf course access and peaceful, tranquil views. The primary suite is a private retreat with serene wooded views. The updated spa-inspired bath includes a soaking tub, walk-in shower, dual vanities, and dual walk-in closets, creating a relaxing space to begin and end each day. The second bedroom off the loft also features its own full private bathroom. Upstairs over the garage is an additional 320 square feet of flexible living space that can serve as a third bedroom or office. This area includes its own dedicated heating and air system, making it ideal for guests, a home office, or a private retreat.

9934 Cattails Meadow Lane, Ooltewah

$400,000
4 Beds 3 Baths 1540096 MLS
Welcome to 5526 Twin Oaks Dr., located in one of Ooltewah's most sought-after neighborhoods! Nestled in a well-established subdivision and zoned for some of Hamilton County's most desirable schools, this beautifully maintained home offers the perfect combination of comfort, convenience, and location. From the moment you arrive, you'll appreciate the inviting curb appeal and peaceful setting. Inside, you'll find a spacious and functional floor plan designed for both everyday living and entertaining. The home features generous living spaces, abundant natural light, and a warm, welcoming atmosphere throughout. The kitchen offers plenty of cabinet and counter space, making meal preparation a breeze, while the adjoining dining and living areas provide the ideal gathering place for family and friends. The primary suite offers a private retreat, and the additional bedrooms provide flexibility for family, guests, or a home office. Step outside and enjoy the backyard, perfect for relaxing, grilling, or creating your own outdoor oasis. Conveniently located just minutes from shopping, dining, parks, and easy access to I-75, this home delivers the lifestyle today's buyers are looking for while maintaining the charm of a quiet neighborhood setting. Don't miss this opportunity to own a home in one of Ooltewah's most desirable locations. Schedule your private showing today! Special Incentive: If buyer uses our preferred lender, lender will contribute up to 1% of the loan amount toward buyer's closing costs or interest rate buy down.

5526 Twin Oaks Drive, Ooltewah

$529,000
4 Beds 3 Baths 1539991 MLS
Welcome to 8644 Wading Branch Court, a beautifully updated home tucked away on a quiet cul-de-sac street in the highly desirable Meadow Stream subdivision. This spacious 4 bedroom, 2.5 bathroom home offers a seamless blend of comfort, privacy, and modern upgrades. Featuring a thoughtful split-bedroom floor plan, the layout is designed for effortless everyday living. You will appreciate the attention to detail throughout, including hardwood flooring across all living areas, bedrooms, and hallways for a completely carpet free experience. The remodeled laundry room adds both style and functionality with extra cabinetry for streamlined organization. The primary suite serves as a true retreat, featuring a luxury bathroom remodel with custom cabinetry, quartz countertops, an updated soaking tub, and an impressive walk-in shower highlighted by quartz, frameless glass, porcelain tile, travertine inlay, and pencil marble accents. Major improvements provide peace of mind, including a new roof in 2021, two HVAC systems replaced in 2025, a whole house water filtration system, a tankless gas water heater, and a quiet Whirlpool dishwasher. The oversized 3 car garage provides exceptional storage flexibility with a separate pedestrian door and integrated overhead storage. Outdoor living is exceptional. Enjoy a private backyard setup with a large open deck, a spacious screened-in porch, a lower patio, and a refreshed deck with updated rails, stairs, and stringers. Gather around the backyard fire pit, relax in peaceful surroundings, or take in the refreshed landscaping. Located in one of Ooltewah's most sought-after communities, this Meadow Stream home offers a rare combination of private cul-de-sac living, exceptional updates, and vibrant outdoor spaces close to local conveniences. Meticulously maintained and ready for its next chapter!

8644 Wading Branch Court, Ooltewah

$724,000
3 Beds 3 Baths 1539976 MLS
New construction on a 2.66 +/- acre lot on the Ooltewah/Harrison border convenient to both Chattanooga and Cleveland! This 3 bedroom, 2.5 bath home features LVP and tile throughout, quartz countertops, crown moldings, decorative and recessed lighting, an open floor plan, the primary suite on the main, great outdoor living spaces a 2-bay garage and front and back yards. Your tour begins with entry from the covered front porch to the dedicated foyer that opens to the formal dining room and the great room. The spacious great room has 12' ceilings, a stacked stone gas fireplace and opens to the kitchen and breakfast area. The kitchen has a center island with glass pendant lighting, GE Profile stainless appliances, subway tile backsplash, soft close cabinetry, under cabinet lighting, a pantry and access to the laundry/mudroom and the garage for easy loading and unloading. The breakfast area has access to the screened in porch and adjoining patio which is perfect for entertaining and everyday living. The primary bedroom boasts a tray ceiling with wood inlay and a beautiful primary bath with a dual vanity, free standing tub, tiled shower, a water closet and a walk-in closet. Head upstairs where you will find 2 additional bedrooms, a full hall bath with a tub/shower combo and a bonus room with a closet that could be utilized as a 4th bedroom if desired. Simply the perfect opportunity for the buyer seeking new home on a large lot in the Ooltewah area, so please call for more information and to schedule your private showing today. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important.

6932 Cooley Road, Ooltewah

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