Ooltewah Homes with FHA Financing available

Ooltewah Homes with FHA Financing available

Welcome to Ooltewah, Tennessee, a charming gem nestled in the heart of Hamilton County! Just a stone's throw away from Chattanooga, Ooltewah offers a perfect blend of suburban tranquility and easy access to urban amenities. Known for its picturesque landscapes, friendly community, and top-rated schools, this vibrant city is an ideal place for families, retirees, and young professionals alike.

Ooltewah boasts a rich history and a strong sense of community, with local parks, recreational facilities, and a variety of shops and restaurants that cater to every taste. The area is renowned for its beautiful natural surroundings, including the stunning views of the Appalachian foothills and the nearby Chickamauga Lake, which provide ample opportunities for outdoor activities like hiking, fishing, and boating.

When it comes to housing, Ooltewah offers a diverse range of options to suit every lifestyle and budget. Homes in this area are not only charming and well-maintained but also come with the added benefit of FHA financing availability. This means that whether you’re a first-time homebuyer or looking to invest, you can take advantage of more flexible financing options that make homeownership more accessible.

With its welcoming atmosphere, excellent amenities, and beautiful homes, Ooltewah is more than just a place to live; it’s a place to thrive. Discover your dream home in this delightful community and experience all that Ooltewah has to offer!

Newest Ooltewah Homes with FHA Financing available

7603 Pfizer Drive, Ooltewah
$385,000
4 Beds ⋅ 3 Baths ⋅ 1545070 MLS
Modern split foyer home with a finished daylight basement and great outdoor living spaces, including an above-ground pool in the established Hamilton on Hunter neighborhood close to schools, the shopping and restaurants of both Ooltewah and Hwy 58 and more! Some notable features of this 4 or 5 bedroom, 3 bath home include hardwoods and tile, tall ceilings, heavy crown moldings, specialty ceilings, decorative lighting, an open floor plan, split bedrooms, new outside HVAC unit, new mini splits in the basement and a fenced back yard with wooded privacy buffer. Your tour begins with entry to the foyer with an appealing extra wide staircase to the main level. The great room has a gas fireplace, a pass-through window to the kitchen, an enlarged doorway to the breakfast area, and it has access to the rear deck overlooking the pool, which is perfect for everyday living and entertaining. The kitchen has a tile floor, vaulted ceiling, stainless appliances and is open to the breakfast area with a bay window and built-in bench seat. The dining room is just across the hall and provides a lovely spot for both formal and informal meals. The primary bedroom suite is on the right side of the great room and has a double tray ceiling, single French door to the rear deck, as well as the primary bath with a dual vanity, jetted tub, separate shower and a walk-in closet. Two additional bedrooms are on the opposite side of this level and share the use of the hall guest bath with a tub/shower combo. Head downstairs where you will find a versatile space with an ensuite bedroom, a laundry room and a den with a closet that could easily be used as a 5th bedroom or you could utilize the entire level as an in-law suite if desired. The garage is spacious and has a workshop area, storage closet and access to the fenced back yard and pool area where you will find a firepit, covered deck area and steps up to the main level deck. Simply a fantastic opportunity for the buyer seeking a great house in a super convenient Ooltewah neighborhood, so please call for more information and to schedule your private showing today. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important.

7603 Pfizer Drive, Ooltewah

5229 Loblolly Lane, Ooltewah
$339,000
4 Beds ⋅ 3 Baths ⋅ 1545024 MLS
Red brick, a covered front porch, and a big shade tree out front set a cheerful tone for this 1967 ranch on a level 0.38-acre lot off Tallant Road. Everything lives on one floor, and the layout puts every room to good use. The living room centers on an electric fireplace framed in white-painted brick, with hardwood floors, crown molding, and a wide picture window that pulls in the front lawn and plenty of daylight. A pass-through counter opens straight into the kitchen, so whoever is cooking stays part of the conversation. The kitchen is warm and hardworking: honey-toned cabinetry, granite counters, open corner shelves, and a window over the sink. A breakfast nook sits right alongside, with a glass door out to the back deck. Morning coffee just found its spot! Across the home, a separate dining room runs more than 20 feet, with space for a full-size table plus a desk or reading corner. The primary suite sits on its own side of the house with a private bath, and the laundry room is close by. On the opposite end, three more bedrooms share the hall with 2 additional baths, each bedroom with a ceiling fan and a mix of hardwood and luxury vinyl floors. Attic and basement storage both add room for the seasonal things. Out front, the covered porch with its black iron railing is an easy place to say hello to the neighbors. Out back, the wood deck stretches along the back of the home and overlooks a chain-link fenced backyard edged by trees. A covered patio, a 1-car attached carport, and a wide paved driveway round it out, and the brick exterior and gutters keep upkeep easy. Collegedale and Apison Pike are close by for errands and everyday drives.

5229 Loblolly Lane, Ooltewah

2512 Blue Skies Drive, Ooltewah
$599,900
4 Beds ⋅ 3 Baths ⋅ 1545004 MLS
Welcome to 2512 Blue Skies Drive, an exceptional residence in the highly desirable Ooltewah area, where sophisticated design, quality craftsmanship, and thoughtfully selected upgrades create an impressive place to call home. Offering 4 bedrooms and 2.5 bathrooms, this beautifully appointed home showcases an array of builder upgrades, elegant fixtures, and stylish finishes throughout. Every detail has been carefully considered to create a refined yet welcoming atmosphere that effortlessly balances modern sophistication with everyday comfort. Designed for both relaxed living and entertaining, the home's thoughtfully arranged living spaces provide an inviting setting for gatherings with family and friends. Beautiful finishes and carefully selected design elements enhance the home's timeless appeal. Step outside to discover your own private backyard retreat, complete with a newly installed wood privacy fence that creates a peaceful and secluded setting. Unwind in the practically new hot tub, which conveys with the property, and enjoy the tranquility of your outdoor sanctuary. Whether entertaining guests or simply relaxing after a long day, this backyard offers the perfect escape. Ideally situated just moments from Cambridge Square, this exceptional property places Ooltewah's popular restaurants, boutique shopping, entertainment, and community activities within easy reach. Enjoy the convenience of nearby amenities while returning home to the comfort and privacy of your own retreat. 2512 Blue Skies Drive offers a wonderful combination of elevated finishes, modern conveniences, inviting outdoor living, and an outstanding Ooltewah location. Schedule your private showing and experience all this beautiful home has to offer!

2512 Blue Skies Drive, Ooltewah

7418 British Road, Ooltewah
$399,900
4 Beds ⋅ 3 Baths ⋅ 1544944 MLS
Welcome to 7418 British Rd in Ooltewah! Located in a sought-after neighborhood, this 4-bedroom, 3-full-bath home offers a spacious split-level layout, flexible living space, and a generous backyard. From the entry, head upstairs to the main level, where high ceilings, recessed lighting, a ceiling fan, and a gas fireplace highlight the expansive great room. An adjoining open dining area leads to the kitchen, featuring stainless steel appliances, an electric range, dishwasher, over-the-range microwave, and a separate eat-in space. The nearby laundry room includes a washer and dryer that will remain with the home. The spacious primary suite offers a walk-in closet and an en suite bath with double vanities, a jetted soaking tub, and a separate shower. Two additional bedrooms on the opposite side of the home and a full hallway bath complete the main level. Just off the kitchen, step onto the elevated deck featuring low-maintenance composite boards installed by previous owners. Overlooking the spacious backyard, it's a great spot for outdoor meals, gatherings, or a quiet evening. The deck is accessible from the kitchen only and has no stairs leading to the yard. Downstairs, an exceptionally spacious fourth bedroom with a large walk-in closet is conveniently located across from the third full bathroom. This level also includes a substantial unfinished walk-in area, ideal for storage with potential to finish for additional living space. The two-car garage features two separate garage doors and a rear door providing backyard access. The backyard is mostly level with gentle sloping, offering room for gardening, entertaining, or play. According to previous owner information, the roof dates to 2025, the HVAC to June 2024, and the water heater to 2023. With versatile spaces inside and out, 7418 British Rd offers room to make it your own.

7418 British Road, Ooltewah

9910 Baker Boy Drive, Ooltewah
$420,000
3 Beds ⋅ 3 Baths ⋅ 1544906 MLS
OVERSIZED 2-CAR GARAGE • FINISHED BASEMENT • RV/BOAT PARKING • NEARLY ¾-ACRE LOT • SCREENED PORCH! SPACE, COMFORT & VERSATILITY ALL IN ONE! Welcome to this spacious 3-bedroom, 3-bath home offering approximately 2,392 square feet of finished living space, including the basement, situated on a generous lot just under ¾ of an acre! Featuring primarily main-level living, a finished basement, and an exceptionally large 2-car garage, this home offers the space and flexibility today's buyers are looking for! Step inside to an inviting great room featuring a beautiful stacked-stone gas fireplace. The spacious kitchen offers abundant cabinetry, generous counter space, and a charming breakfast nook with a bay window. The main-level primary suite features a large walk-in closet, while the additional bedrooms provide comfortable living space and ample storage. NEED EXTRA SPACE? The finished basement offers a spacious family room or den, recreation room, and laundry area. Whether you envision a game room, home theater, hobby area, or additional entertaining space, the possibilities are endless! AN OVERSIZED GARAGE THAT STANDS OUT! The exceptionally spacious 2-car garage provides plenty of room for vehicles, equipment, and storage. Have a boat or RV? Enjoy additional parking space along with a convenient RV electrical hookup! Step outside to a relaxing screened-in back porch overlooking the spacious backyard. A detached storage building adds even more convenience for lawn equipment and seasonal belongings. LOCATION, LOCATION, LOCATION! Conveniently located near Hamilton Place Mall, Publix, shopping, dining, grocery stores, and Chattanooga Metropolitan Airport! DON'T MISS THIS OPPORTUNITY! If you're looking for a home offering generous living space, a finished basement, oversized garage, RV accommodations, and a large lot, this property deserves your attention! Schedule your private showing today!

9910 Baker Boy Drive, Ooltewah

7800 Steppingstone Lane, Ooltewah
$749,900
4 Beds ⋅ 3 Baths ⋅ 1544786 MLS
Stunning Outdoor Living & Beautifully Remodeled Landscaping in Ooltewah! Welcome to this beautiful 4-bedroom, 3-bath home offering 3,378 square feet in the desirable Stones Throw community! Situated on a spacious, level cul-de-sac lot, this exceptional property combines comfortable living with an extraordinary outdoor retreat. The showstopper is the recently completed outdoor living and landscaping transformation! Designed for relaxation and entertaining, the spectacular covered outdoor living area features a beautiful wood ceiling with exposed beams, ambient lighting, ceiling fans, and retractable shades. Multiple seating areas create the perfect setting for hosting gatherings, enjoying morning coffee, or unwinding in the evening. The gorgeous landscaping and privacy fencing complete this resort-inspired oasis, creating a beautiful extension of the home's living space. Inside, a welcoming two-story foyer opens to a thoughtfully designed floor plan featuring hardwood floors, high ceilings, and abundant natural light. The spacious great room features a cozy gas fireplace, while the kitchen offers granite countertops, a center island, generous cabinetry, and an ideal layout for everyday living and entertaining. A separate dining room provides the perfect setting for special occasions. The main-level primary suite offers a relaxing retreat, along with an additional main-level bedroom ideal for guests or a home office. Upstairs, two additional bedrooms, a full bath, and a versatile bonus room provide flexible space for family, guests, or recreation. Additional features include an oversized side-entry two-car garage, abundant storage, and a convenient location near Ooltewah shopping, dining, and everyday amenities. With its beautifully transformed outdoor spaces, stunning landscaping, and spacious interior, this home offers the perfect blend of style, comfort, and exceptional outdoor living. Experience this remarkable property and discover your own private retreat!

7800 Steppingstone Lane, Ooltewah

9428 Lazy Circles Drive, Ooltewah
$549,000
5 Beds ⋅ 3 Baths ⋅ 1544842 MLS
Golf Course Living in Windstone! Nestled on the Tennessee side of Chattanooga's golf course community, this impeccably maintained 5-bedroom, 3-bathroom home delivers a rare blend of peace and everyday convenience. Flooded with beautiful natural light, the 2,527 sq ft floor plan features a private, serene ''treehouse'' feel with views of the surrounding ridges. Step inside to find an inviting open-concept living room anchored by a cozy gas fireplace and soaring vaulted ceilings. The seamless flow leads to an expansive back deck overlooking a large, fully fenced backyard for easy indoor-outdoor living. Main-Level Living & Layout Highlights: Updated Kitchen: Bright, modern, and positioned with tranquil views of the landscape. Main-Floor Primary Suite: Features elegant tray ceilings, a relaxing garden tub, and a freshly updated separate shower. Main-Floor Second Bedroom: Direct access to a full main-level bathroom. Flexible Second Story: Three generous upstairs bedrooms share a full bath, connected by a spacious, room-sized landing. Value-Add Potential: Beyond the versatile room over the garage, this property features a full walkout basement opening to a lower patio. This expansive space is a blank canvas with opportunity to expand your square footage or create additional living space. Enjoy a quiet lifestyle with walks to the community lake and dinners at the golf club grill, all while being just minutes from Publix, Food City, and the boutiques of historic downtown Ringgold. Some photos have been virtually rendered.

9428 Lazy Circles Drive, Ooltewah

6320 Ooltewah Georgetown Road, Ooltewah
$595,000
3 Beds ⋅ 3 Baths ⋅ 1544841 MLS
If you're looking for space, convenience, and a home you can continue making your own, this property has a lot to offer you. Centrally located just 1 mile from Cambridge Square and minutes from shopping, restaurants, schools, the interstate, and everyday conveniences, the home sits on approximately one acre with mature trees, a large lawn, and a spacious backyard. A large double-entry circular driveway makes coming and going easy. The main home offers approximately 2,556 square feet with three bedrooms, 2½ bathrooms, and plenty of room to spread out. The first-floor primary bedroom includes a walk-in closet and a private bathroom with a walk-in shower, while two very spacious bedrooms upstairs share a full bathroom with a tub/shower combination. Several major updates have already been completed for you. The kitchen was remodeled in 2026 with granite countertops, tile backsplash, updated lighting, and under-cabinet lighting. A recently updated pantry provides additional storage, and the downstairs half bath has also been remodeled. One of the most unique features of the property is the separate apartment above the garage, completed in 2023. With its own private exterior entrance, a full kitchen with granite countertops, a full bathroom, living space, and its own laundry, it offers excellent income potential as a rental, or an ideal setup for extended family, guests, a private home office, or other flexible uses. Including the apartment, the property offers approximately 3,057 square feet of finished living space. If you're looking for space, convenience, and a home you can continue making your own, this property has a lot to offer you. Centrally located just 1 mile from Cambridge Square and minutes from shopping, restaurants, schools, the interstate, and everyday conveniences, the home sits on approximately one acre with mature trees, a large lawn, and a spacious backyard. A large double-entry circular driveway makes coming and going easy. The main home offers approximately 2,556 square feet with three bedrooms, 2½ bathrooms, and plenty of room to spread out. The first-floor primary bedroom includes a walk-in closet and a private bathroom with a walk-in shower, while two very spacious bedrooms upstairs share a full bathroom with a tub/shower combination. Several major updates have already been completed for you. The kitchen was remodeled in 2026 with granite countertops, tile backsplash, updated lighting, and under-cabinet lighting. A recently updated pantry provides additional storage, and the downstairs half bath has also been remodeled. One of the most unique features of the property is the separate apartment above the garage, completed in 2023. With its own private exterior entrance, a full kitchen with granite countertops, a full bathroom, living space, and its own laundry, it offers excellent income potential as a rental, or an ideal setup for extended family, guests, a private home office, or other flexible uses. Including the apartment, the property offers approximately 3,057 square feet of finished living space. You'll find no shortage of living space throughout the home, with three separate living areas. One includes an additional small kitchen area that could easily work as a wet bar or entertaining space, or be reimagined to fit your needs. There is also a fireplace hearth for a wood stove. The oversized garage is another standout feature. With the depth and space to accommodate as many as four vehicles, you'll have plenty of room for parking, storage, hobbies, or a workshop. The home also features front and back porches, a newer HVAC system installed in 2021, and a new hot water heater installed in 2026.

6320 Ooltewah Georgetown Road, Ooltewah

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