Ooltewah Homes with USDA Loan Financing available

Ooltewah Homes with USDA Loan Financing available

Welcome to Ooltewah, Tennessee – a charming gem nestled in the heart of Hamilton County. This picturesque city, just a stone's throw away from Chattanooga, offers a unique blend of suburban tranquility and convenient access to urban amenities. With its lush landscapes, friendly neighborhoods, and a strong sense of community, Ooltewah is the perfect place for families, young professionals, and retirees alike.

One of the standout features of Ooltewah is its commitment to preserving the beauty of nature, with numerous parks and recreational areas that invite residents to explore the great outdoors. Whether you enjoy hiking, biking, or simply taking a leisurely stroll, Ooltewah’s scenic trails and green spaces provide ample opportunities to connect with nature.

For those considering a move to this delightful city, there’s great news! Ooltewah is eligible for USDA loan financing, making it an ideal option for first-time homebuyers and those looking to settle down in a welcoming community. USDA loans offer numerous benefits, including zero down payment options and competitive interest rates, which can make homeownership more accessible than ever.

From charming single-family homes to modern townhouses, Ooltewah’s real estate market boasts a variety of options to suit every lifestyle. With its affordable housing and the added advantage of USDA financing, now is the perfect time to explore what Ooltewah has to offer. Discover your dream home in this vibrant city, where community spirit and natural beauty come together to create a truly special place to call home.

Newest Ooltewah Homes with USDA Loan Financing available

3 Beds ⋅ 3 Baths ⋅ 1539857 MLS

Welcome home to this beautiful family residence in the desirable Hunter on Main subdivision in Ooltewah! Conveniently located near top-rated schools, shopping, and dining, this well-maintained home offers the perfect combination of comfort, style, and functionality. Featuring 3 bedrooms and 2.5 bathrooms, the thoughtfully designed split-bedroom floor plan provides privacy while offering plenty of space for the whole family. The open, airy layout is enhanced by custom built-ins and abundant natural light, creating a warm and inviting atmosphere. The updated kitchen, renovated in 2023, is the heart of the home and is perfect for everyday living and entertaining. Step outside to enjoy the spacious deck complete with a pergola, overlooking a large, fenced backyard--ideal for family gatherings, pets, and outdoor fun. If you're looking for a move-in-ready home in a fantastic location, this one checks all the boxes. Schedule your private showing today!

7280 Salmon Lane, Ooltewah

4 Beds ⋅ 4 Baths ⋅ 1539596 MLS

This beautiful home truly has it all! The spacious eat-in kitchen is a dream for the family chef, featuring updated leather-finished granite countertops, a large center island, and a convenient home management center. The main level also offers a formal dining room and a generous family room with a cozy gas log fireplace, creating the perfect spaces for entertaining and everyday living. The primary suite is conveniently located on the main level and includes walk-in closets and a spacious en-suite bath with a large soaking tub and separate shower. Upstairs, you'll find two oversized guest bedrooms, a full bath, and a versatile bonus room with its own private staircase. The main-level two-car garage provides easy access, while the basement features a third garage that's ideal for an additional vehicle, lawn equipment, or a workshop. The unfinished basement offers endless possibilities for a game room, playroom, home gym, or abundant storage. An added bonus is the full bathroom in the basement--perfect for cleaning up after working in the yard or spending the day gardening in the private, fenced backyard. Located in one of Ooltewah's most desirable and convenient neighborhoods, this home combines space, functionality, and an exceptional location. Don't miss your opportunity to make it yours!

6405 Flag Point Drive, Ooltewah

3 Beds ⋅ 2 Baths ⋅ 1539518 MLS

Welcome home to this beautifully maintained one-level gem in the heart of Ooltewah! Conveniently located just minutes from the shopping, dining, and entertainment of Cambridge Square, this 3-bedroom, 2-bathroom home offers the perfect blend of comfort, style, and convenience. Step inside to discover an inviting open living space centered around a stunning floor-to-ceiling stone gas fireplace, the perfect focal point for cozy evenings at home. Luxury vinyl plank flooring, complemented by comfortable carpeting in the bedrooms, creates a warm and modern feel throughout. The thoughtfully designed floor plan features a spacious living room, a well-appointed kitchen with stainless steel appliances, two generously sized guest bedrooms, a full hall bathroom, a dedicated laundry area, and a private owner's suite complete with its own full bathroom. The separate dining room opens directly to the fully fenced backyard, creating an ideal space for entertaining, enjoying family gatherings, or simply relaxing outdoors. You'll also appreciate the valuable updates that provide lasting peace of mind, including a new roof installed in 2021 and a new HVAC system replaced in 2024. Other improvements include a new hot water heater and garbage disposal in 2026. Whether you're searching for your first home, looking to downsize, or simply wanting the convenience of single-level living in one of Ooltewah's most desirable locations, this move-in-ready home is one you won't want to miss!

8279 Bluegill Circle, Ooltewah

3 Beds ⋅ 3 Baths ⋅ 1539510 MLS

Cute as a button 3 Bedroom, 2.5 Bathroom home, with a rocking chair front porch and unfinished basement. Perfectly situated on 1.06 acres with no HOA/Homeowners Association. On the main level you'll find real hardwood floors in the welcoming Living Room and Primary Bedroom, no carpet! The Kitchen has plenty of room to entertain where you can enjoy meals with family or friends. The laundry room is conveniently located on the main level. The Primary Bedroom is the perfect retreat with a walk-in closet and luxurious Bathroom with double vessel sinks, free standing tub, and oversized shower with two rain heads with matching handheld sprays. On the second level are 2 additional Bedrooms and a Full Bathroom. The unfinished basement is a blank slate offering additional storage or future expansion possibilities. Garage parking for 3 vehicles if parked tandem. Seasonal sunroom. Enjoy an Ooltewah address while being conveniently located off highway 58. Buyers can enjoy area state parks, boating, fishing, golfing, hiking, shopping, and so much more! Add your special touch and make this your home. Buyers should be pre-approved with a Lender before viewing this home. Some images have been virtually edited or staged. Some items do not remain, ask the listing agent for details. Sadly Buyers financing fell through giving you an opportunity to call this your next home! What are you waiting for? Call today to schedule your private showing!

10114 Sims Harris Road, Ooltewah

4 Beds ⋅ 4 Baths ⋅ 1539396 MLS

NEW CONSTRUCTION in Ooltewah, Tennessee Located off Snow Hill road and convienient to The Ooltewah Club and Publix. This charming new home is situated in Ridgesong, our newest community! More than just a home, the Waterford home design is a haven. Room for everyone, everything, and every activity. The large Kitchen boasts a Butler's Pantry that makes entertaining in the Formal Dining Room a breeze. The kitchen also features an elegant backsplash, Granite countertops and soft close cabinets. The first floor Main Bedroom features a huge walk-in-closet and en suite full bath with double vanity and fully-tiled shower. Additionally, there is a dedicated Study at the front of the home for late-night work sessions or storing hobby materials. The laundry room features a laundry sink, cabinets and a granite top perfect for those pesky laundry duties. Venture upstairs to find 3 more bedrooms and 2 additional full bathrooms. Enjoy a cup of coffee on the peacefully private covered patio overlooking the backyard space . See this dynamic design today!

6041 Ridgesong Way 10, Ooltewah

4 Beds ⋅ 2 Baths ⋅ 1539232 MLS

Welcome to 5697 Prickly Loop, where a great Ooltewah location, one of the community's most loved floor plans, and a more private backyard setting come together in a home that is truly easy to enjoy. The popular Cali floor plan offers four bedrooms, two full bathrooms, spacious rooms, and an open layout that makes everyday life feel comfortable without sacrificing the storage everyone needs. Even better, this particular home sits on a more private lot with no homes directly behind it, all while keeping you just minutes from Publix, the Chickamauga Lake, Cambridge Square, dining, shopping, and everything that makes Ooltewah such a convenient place to call home. The spacious kitchen serves as the heart of the home, featuring stainless steel appliances, a beautiful center island, breakfast bar seating, and plenty of room for gathering with family and friends. Upgraded trim adds a special touch to the kitchen, while gorgeous LVP flooring throughout and additional lighting added inside the home and garage further enhance the space. Storage is another standout feature, with multiple closets and storage spaces throughout the home. The primary closet has been upgraded with the removal of the original wire shelving and the addition of an improved closet system for better organization and functionality. The owners have also added extensive shelving in the garage, providing even more space to keep everything organized and easily accessible. Step outside and you'll find beautiful landscaping that adds to the home's curb appeal and welcoming feel. The covered back patio offers a great place for outdoor dining, entertaining, playtime, pets, or simply relaxing at the end of the day. With no homes directly behind the property, the backyard also offers a little more privacy and a peaceful setting to enjoy the outdoors. The neighborhood itself adds even more to love, with a community pool and walkable streets perfect for evening strolls. Publix and everyday shopping are just minutes away, while the nearby Chickamauga River makes it easy to enjoy kayaking, fishing, boating, and time on the water. Cambridge Square, The Commons, local parks, restaurants, coffee shops, and convenient access to I-75 are all nearby, putting so much of Ooltewah and the greater Chattanooga area within easy reach. Start the morning with coffee at Morning Brew or Wired Coffee Bar, meet friends for dinner at local favorites such as 1885 Grill or Wine Down, spend the afternoon enjoying the outdoors, and still have shopping and everyday conveniences close to home. With its popular Cali floor plan, spacious rooms, abundant storage, thoughtful owner upgrades, beautiful landscaping, more private backyard setting, covered outdoor living space, and wonderful Ooltewah location, 5697 Prickly Loop has so much to offer. Schedule your private showing today and come see what makes this home and location such a great place to call home!

5697 Prickly Loop, Ooltewah

4 Beds ⋅ 3 Baths ⋅ 1539048 MLS

Seller to pay up to $7,500 in closing costs with preferred lender. Terms and restrictions apply. Incentive may end at any time. Redefine ''dinner and a movie'' and enjoy a date night in. Dial up your favorite takeout and head upstairs to the second floor theater. You'll enjoy all the perks of the mall cinema from home without the distraction of can't-stop-texting-girl in the next row over. After the credits roll simply head downstairs to arrive at the master suite. Trey ceilings and a well-appointed ensuite create a resort-style ambiance. A large walk-in closet make storage a breeze and put and end to the fight over shelf space. Trust Real Estate Group will be the broker for the transaction on the seller side. The broker for Trust Real Estate Group has a personal interest in sale of this home.

8276 Tree Farm Circle 60, Ooltewah

4 Beds ⋅ 3 Baths ⋅ 1538985 MLS

Seller to pay up to $7,500 in closing costs with preferred lender. Terms and restrictions apply. Incentive may end at any time. A perfectly sized home that checks all the boxes. The Cohen is a 4-bedroom one-story home featuring a modern kitchen with a walk-in pantry, and a spacious open-plan living area, artfully combining luxury and family comfort. With everything you need, one of its key features is a magnificent master bedroom with large bathroom and a huge walk-in-closet. There is also plenty of storage space located throughout the home and a three car garage to complete this perfect package. Trust Real Estate Group will be the broker for the transaction on the seller side. The broker for Trust Real Estate Group has a personal interest in sale of this home.

8209 Tree Farm Circle 19, Ooltewah

5 Beds ⋅ 3 Baths ⋅ 1538854 MLS

NEW CONSTRUCTION** This Hillside D Floorplan is 2,768 Square Feet with 5 bedrooms, 3 full baths, plus large loft/bonus room. Open concept family and kitchen great for entertaining. This home also includes a separate dining room, gourmet kitchen with oversized island, quartz countertops, ceramic tile backsplash, stainless steel appliances. The master bath features an oversized tile shower, double vanity sinks, granite countertops, large walk-in closet. Floorplans, Elevations, Options, subject to change anytime without Notice or Obligation.

8329 Shrewsbury Lane 35, Ooltewah

4 Beds ⋅ 4 Baths ⋅ 1538018 MLS

Welcome to 6835 Cooley Road, where luxury living meets the ultimate horse property on nearly 20 picturesque acres in sought-after Ooltewah. This beautifully updated brick home with a finished basement offers 4 bedrooms, 3.5 bathrooms, resort-style amenities, and outstanding equestrian facilities. The main-level primary suite features a fully renovated spa-like bath with quartz countertops, dual vanities, a custom tile shower, soaking tub, updated lighting, and a walk-in closet. The remodeled kitchen showcases quartz countertops, new appliances, updated hardware, and oversized tile flooring extending into the laundry room and hallway. Fresh paint, updated lighting, renovated bathrooms, and modern finishes continue throughout. The finished basement includes a theater room wired for surround sound, a flex room perfect for an office, gym, or guest room, plus a new HVAC system, dehumidifier, conditioned garage, upgraded insulation, waterproof carpet, and generator hookup. Relax outdoors beside the heated saltwater inground pool featuring a new liner, pump, heater, and concrete pool deck. A premium jacuzzi conveys with an acceptable offer. Exterior improvements include Hardie siding, fresh paint, security lighting, and updates to the detached outbuilding. Designed for serious equestrians, the 5,000+ sq. ft. barn was built to last with reinforced 5,000 PSI concrete floors, concrete-filled block walls, four stalls with automatic waterers and hay drops, Dutch doors, insulated tack and feed rooms, a hot-water wash bay, separate underground electric service with its own transformer, hay loft, third-floor bonus space, and covered paddock access. The property also features two Kentucky four-board fenced pastures, professionally improved drainage, retaining walls, rich fescue fields, wooded riding trails, and a newly completed, professionally leveled riding arena. This exceptional estate offers privacy, luxury, and a truly turnkey equestrian lifestyle!

6835 Cooley Road, Ooltewah

3 Beds ⋅ 2 Baths ⋅ 1537181 MLS

Welcome to your newer home in Ooltewah, TN! This charming 3-bedroom, 2-bathroom home offers a perfect blend of comfort and elegance. Nestled on just under an acre of lush greenery, this property promises both privacy and tranquility. Step inside and be greeted by inviting open spaces adorned with natural light. The spacious living area flows seamlessly into a modern kitchen featuring gleaming countertops and contemporary finishes. For those who enjoy relaxation or entertaining, the finished basement provides additional versatile space--ideal for a recreational room, home office, or guest suite. Experience outdoor living at its finest with a beautifully fenced yard perfect for family gatherings or peaceful evenings under the stars. Convenience is key with easy access to local amenities while maintaining that sought-after serene atmosphere. Whether you are enjoying the vibrant fall colors from your window or hosting summer barbecues in your expansive backyard, this home delivers beyond expectations. Don't miss out on making this delightful house your new home sweet home!

7598 Gawain Path, Ooltewah

5 Beds ⋅ 3 Baths ⋅ 1537104 MLS

Welcome to your beautiful turn-key custom home recently built in 2023! Front covered Porch area. Includes added fence, screened-in back patio, extended double car garage with entrance to a large mud room and coat closet on main level and also includes bedroom and full bathroom for guest or inlaw. Formal dining room with added double french doors, Kitchen dazzles with elegant large granite counter-tops perfect spaces to add seating stools, also offers casual dining area for table and chairs. elegant open floor plan flows into great room with gas fire place. 2nd Level includes Laundry room, Master BR includes large Master Bath, with double sink, walkin shower and soaking tub, large walk in closet. Hall way has a full Tub/shower combo with three additional bedrooms. Walk in unfinished attic storage room with window. This home has been enlarged from the usual plan for the difference in square feet on tax record. HOA includes community ponds, pool,club house and play area. This home is ready to be moved in.

7490 Tailgate Loop, Ooltewah

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