Ooltewah Homes with USDA Loan Financing available

Ooltewah Homes with USDA Loan Financing available

Welcome to Ooltewah, Tennessee – a charming gem nestled in the heart of Hamilton County. This picturesque city, just a stone's throw away from Chattanooga, offers a unique blend of suburban tranquility and convenient access to urban amenities. With its lush landscapes, friendly neighborhoods, and a strong sense of community, Ooltewah is the perfect place for families, young professionals, and retirees alike.

One of the standout features of Ooltewah is its commitment to preserving the beauty of nature, with numerous parks and recreational areas that invite residents to explore the great outdoors. Whether you enjoy hiking, biking, or simply taking a leisurely stroll, Ooltewah’s scenic trails and green spaces provide ample opportunities to connect with nature.

For those considering a move to this delightful city, there’s great news! Ooltewah is eligible for USDA loan financing, making it an ideal option for first-time homebuyers and those looking to settle down in a welcoming community. USDA loans offer numerous benefits, including zero down payment options and competitive interest rates, which can make homeownership more accessible than ever.

From charming single-family homes to modern townhouses, Ooltewah’s real estate market boasts a variety of options to suit every lifestyle. With its affordable housing and the added advantage of USDA financing, now is the perfect time to explore what Ooltewah has to offer. Discover your dream home in this vibrant city, where community spirit and natural beauty come together to create a truly special place to call home.

Newest Ooltewah Homes with USDA Loan Financing available

3 Beds ⋅ 2 Baths ⋅ 1542638 MLS

Welcome home to Tailgate Loop, where effortless one-level living meets thoughtful design and quality craftsmanship. Built in 2023, this beautifully maintained home features numerous upgrades and luxury appointments selected by the sellers in collaboration with the builder. Cedar detailing adds warmth and character to the exterior, while the inviting foyer opens to two of three spacious bedrooms and a beautifully appointed adjoining bath with elegant tile finishes. Open-concept main living area seamlessly connects the family room, kitchen, dining space, and flexible bonus room. A tray ceiling, specialty lighting, and upgraded fans add style and comfort throughout. Your kitchen is designed for both everyday living and entertaining, featuring a gas cooktop, built-in electric wall oven, and microwave. The versatile flex room can easily serve as a home office, hobby room, playroom, or additional gathering space. Your spacious primary suite offers a peaceful retreat with beautiful tile work in the shower, a generous walk-in closet, and additional storage throughout the home. A functional mudroom, adjacent laundry room, and two-car garage provide convenience, while the garage offers access to a floored attic for valuable additional storage. Step outside to screened-in back patio overlooking level, fenced backyard. The adjoining grilling area includes a dedicated gas bib, making outdoor entertaining easy and enjoyable. Located in Ooltewah, Tailgate Loop offers convenient access to shopping, dining, and everyday amenities, along with a welcoming community atmosphere. Sidewalks connect neighbors to the saltwater pool, pool house, playground, dog park and community mailbox area. Lovingly cared for and exceptionally maintained, this thoughtfully designed home is ready for its next owner. Come discover the comfort, quality, and easy living this Tailgate Loop home has to offer.

7473 Tailgate Loop, Ooltewah

4 Beds ⋅ 3 Baths ⋅ 1542468 MLS

Beautifully upgraded, thoughtfully designed, and move in ready! Welcome to 8512 Red Deer Lane in the highly desirable Creekside at Hampton Meadows, where style, comfort, and convenience come together in one impressive home. Featuring the popular Quail Run floor plan, this 4 bedroom, 2.5 bathroom residence offers approximately 2,422 square feet of spacious living, including a generous bonus room and formal dining area. Step inside to discover a bright, inviting interior with hardwood flooring throughout, extensive trim details, custom built ins, and abundant storage. The open concept main living area is designed for effortless everyday living and entertaining, with the spacious family room flowing directly into the well appointed kitchen. Granite countertops, crisp white cabinetry, and a large center island create a beautiful and functional gathering space. The oversized primary suite offers a true retreat with plenty of room to unwind, along with a generous walk in closet and well appointed ensuite bath. Three additional bedrooms provide flexibility for family, guests, a home office, or whatever your lifestyle requires. The spacious bonus room adds even more versatility and living space. Outside, the fenced backyard is ready for relaxing and entertaining with a custom pergola creating the perfect spot for morning coffee, weekend gatherings, or enjoying the evenings. An irrigation system makes maintaining the yard a breeze. Recent updates and upgrades provide added peace of mind, including a dishwasher and microwave replaced within the past year, a new garage door spring with transferable 5 year warranty, and a new backflow preventer. Additional features include built in shelving, a two car garage, and plenty of storage throughout. Conveniently located just minutes from shopping, dining, schools, and I 75, this home checks all the boxes for space, style, updates, and location. 8512 Red Deer Lane is the one you've been waiting for!

8512 Red Deer Lane, Ooltewah

4 Beds ⋅ 3 Baths ⋅ 1542392 MLS

A perfectly sized home that checks all the boxes. The Cohen is a 4-bedroom one-story home featuring a modern kitchen with a walk-in pantry, and a spacious open-plan living area, artfully combining luxury and family comfort. With everything you need, one of its key features is a magnificent master bedroom with large bathroom and a huge walk-in-closet. There is also plenty of storage space located throughout the home and a three car garage to complete this perfect package. Trust Real Estate Group will be the broker for the transaction on the seller side. The broker for Trust Real Estate Group has a personal interest in sale of this home.

9510 Dutch Street 02, Ooltewah

3 Beds ⋅ 3 Baths ⋅ 1542057 MLS

Welcome to 8867 Skybrook Drive, a charming two-story home situated on an expansive lot in Ooltewah's desirable Providence Point community. Built in 2013, this inviting home offers approximately 2,000 square feet with three bedrooms, two-and-a-half bathrooms, hardwood flooring, and a comfortable layout designed for everyday living and entertaining. Downstairs you will find granite counter tops, coffered ceiling in the dining area, the primary bedroom and ensuite with double vanities, walk in tiled shower, soaking tub, laundry room, half bath, and screened in back porch! Upstairs are two generously sized bedroom both with huge walk in closets, and a full bathroom. The generous lot provides serenity and room away from neighboring homes with plenty of room to relax, play, garden, or create your dream outdoor space. Conveniently located near Ooltewah's shopping, dining, schools, and major commuter routes, this property combines neighborhood living with the space and privacy that are increasingly hard to find. Schedule your private showing and discover everything this Ooltewah home has to offer!

8867 Skybrook Drive, Ooltewah

2 Beds ⋅ 2 Baths ⋅ 1541824 MLS

Like new and thoughtfully upgraded, this beautifully maintained home in James Creek offers the best of easy, single-level living without the wait or work of new construction. Completed earlier this year, this Orchid floor plan has been gently lived in and enhanced with a number of stylish and practical upgrades. Designed with comfort and convenience in mind, the home features two bedrooms and two full baths, all on one level with no stairs. The open concept floor plan creates an inviting flow between the living, dining, and kitchen areas, while vaulted ceilings add an airy, spacious feel. The kitchen features granite countertops, stainless steel appliances, a pantry, under-cabinet lighting, and a beautiful tile backsplash. An upgraded range hood adds both style and function. Throughout the home, upgraded light fixtures and ceiling fans bring a more personalized, finished look. The primary suite offers a walk-in closet and private bath with a granite topped double vanity, along with an upgraded shower door that adds an elevated finishing touch. The second bedroom has its own attached full bath and additional storage, making it ideal for guests, family, or a flexible home office. The laundry room has been especially well thought out, with custom shelving and cabinetry providing exceptional organization and storage. Outside, the covered back porch is enhanced by an upgraded ceiling fan, creating a comfortable space to enjoy your morning coffee or unwind at the end of the day. James Creek offers low-maintenance living with lawn care included through the HOA. The convenient Ooltewah location is just minutes from Cambridge Square and I-75 and offers county-only taxes and EPB fiber internet availability. If you're looking for a home that feels fresh, modern, and truly move-in ready with upgrades already completed this one is it. Come see all the thoughtful details that make this home stand apart. Call to schedule your private tour today!

6530 Elizabeth Ann Way, Ooltewah

2 Beds ⋅ 2 Baths ⋅ 1541782 MLS

REDUCED! This BETTER-THAN-NEW, single level, zero-entry Bluebell floorplan was a part-time second-home only occupied a few months at a time. This meticulously maintained turnkey home is MOVE-IN-READY and INCLUDES A SAMSUNG STAINLESS STEEL REFRIGERATOR, SAMSUNG WASHING MACHINE, SAMSUNG DRYER, AMAZON SMART THERMOSTAT, TWO INCH BLINDS AND CURTAINS THROUGHOUT. This home is unique in part because it sits on a PREMIUM LOT WHERE THE LARGER BACKYARD BORDERS THE PARK AND PROVIDES VIEWS ACROSS THE COMMUNITY PARK, COVERED PICNIC PAVILION (rather than looking directly into the back of another home) AND SUNRISE VIEWS OF WHITE OAK MOUNTAIN. The flat backyard even has space for an extended outdoor living area such as a pergola, firepit or even a pool. James Creek Community is located in beautiful Ooltewah Tennessee and this home is a 2 Bedroom, 2 full bath open concept layout design that offers main-level, easy living at its finest. Outside, the timeless brick and board and batten exterior style offers a charming and low maintenance streetscape. A deep single-car garage provides space to keep your vehicle out of the elements while leaving room for storage. Inside, you will find a large great room with lots of natural light, functionality and space to spread out. The kitchen is highlighted by granite countertops, a large island, stainless appliances and a pantry. The inviting primary suite features granite countertops, duel sinks and a walk in shower in the ensuite bath. With great convenience and consistent community curb appeal in mind, the professionally managed community HOA maintains each owners' lawn (front and back) as well as the park and all common areas so you can spend your time doing other things. Location, location, location: James Creek is conveniently just 3 minutes from all that Cambridge Square has to offer and provides easy access to Interstate-75, Publix and Wal-Mart, all of which are just 5 minutes away.

8844 James Creek Drive, Ooltewah

3 Beds ⋅ 2 Baths ⋅ 1541213 MLS

Welcome to your one-level dream home located in the picturesque Providence Point subdivision of Ooltewah! This stunning 3-bedroom, 2-bathroom sanctuary offers both comfort and charm. Step inside to discover a thoughtfully designed open floor plan that seamlessly connects living spaces, perfect for both casual living and elegant entertaining. The kitchen features modern appliances and eat-in dining area. Retreat to the primary suite where luxury meets tranquility with its generous proportions and ensuite bathroom. Two additional bedrooms offer flexibility as guest rooms or a productive office space. One of the standout features is a delightfully screened porch--perfect for enjoying morning coffee or evening gatherings without any bothersome insects. Step outside into your private fenced yard, providing an oasis of greenery and security perfect for pets or playful afternoons with loved ones. Nestled in the highly sought-after Providence Point community, enjoy convenient access to shopping, dining, parks, and recreation facilities. This gem won't last long--schedule your viewing today!

8580 Kennerly Court 52, Ooltewah

4 Beds ⋅ 3 Baths ⋅ 1541204 MLS

Totally Remodeled 4BR Home on 1.39 Acres -- Residential or Commercial Potential! Move-in ready and better than new! This 1,525 sq ft home has been completely remodeled from top to bottom and sits on a spacious 1.39-acre lot with exciting flexibility for its next owner. Inside, you'll find 4 bedrooms and 2.5 baths, including a spa-like whirlpool tub for ultimate relaxation. The home features a second central HVAC system for efficient comfort control, a new architectural shingle roof, all-new appliances, and new windows throughout. Fresh landscaping completes the curb appeal. What sets this property apart is its versatility: commercial sewer is available on the same side of the road, opening the door to potential professional office use -- whether you renovate the existing structure or start fresh with new construction. Additional adjoining properties may also be available for buyers looking to expand their footprint. Whether you're searching for a beautifully updated family home or eyeing future commercial potential, this property offers rare flexibility in a prime location. Don't miss this one -- schedule your showing today!

9815 E Brainerd Road, Ooltewah

5 Beds ⋅ 3 Baths ⋅ 1541194 MLS

In addition to the recent price reduction Builder is also offering $10,000 toward upgrades and $10,000 toward Buyers closing costs with a preferred lender! This Hillside M Floorplan is 2,768 Square Feet with 5 bedrooms, 3 full baths, plus large loft/bonus room. Open concept family and kitchen great for entertaining. This home also includes a separate dining room, gourmet kitchen with oversized island, quartz countertops, ceramic tile backsplash, stainless steel appliances. The master bath features an oversized tile shower, double vanity sinks, granite countertops, large walk-in closet. Floorplans, Elevations, Options, subject to change anytime without Notice or Obligation.

8850 Snowy Owl Road 105, Ooltewah

4 Beds ⋅ 3 Baths ⋅ 1540834 MLS

Welcome to this beautifully maintained one-level home offering 4 bedrooms and 3 full bathrooms, thoughtfully designed for comfortable everyday living. Enjoy breathtaking mountain views from this spacious home, located in an area zoned for highly sought-after schools. The spacious kitchen provides plenty of room for cooking and gathering, while the living room features attractive built-in cabinetry for added storage and character. The primary suite offers a private retreat with a walk-in shower and double vanity. Recent updates include a new HVAC system and new refrigerator, along with an added surround sound system for enhanced entertainment. Step outside to enjoy the covered back patio--perfect for relaxing, entertaining, or taking in the beautiful surroundings. With all living spaces conveniently located on one level, this home offers easy living in a desirable Ooltewah location. Don't miss the opportunity to make this mountain-view home your own!

8764 Snowy Owl Road, Ooltewah

2 Beds ⋅ 2 Baths ⋅ 1540644 MLS

Welcome to 8876 James Creek Drive, Ooltewah, TN 37363, in desirable East Hamilton County - an inviting end-unit townhome where thoughtful upgrades, added privacy, and warm designer touches set this home apart from the ordinary. From the moment you arrive, you will notice the attention to detail. Inside, beautiful plantation blinds add timeless character, while carefully selected contrasting colors create warmth and personality throughout the home. No clinical, all-white interior here?this home offers a comfortable, welcoming atmosphere with a sense of style that immediately feels like home. The desirable end-unit location provides an added sense of openness and privacy. Another thoughtful upgrade is the professionally finished epoxy-coated garage floor, with the epoxy surfacing extended through the entryway, creating a clean, finished transition while providing a durable, easy-to-maintain, and slip-resistant surface. Designed for today's lifestyle, this townhome offers the convenience of low maintenance living without sacrificing the warmth and comfort of a traditional home. Whether you are relaxing at the end of the day, entertaining friends, and family, or simply enjoying your own space, you will appreciate the extras and finishing touches that make this property stand out. Location adds even more to the appeal. Situated in Ooltewah in East Hamilton County, the home offers convenient access to shopping, dining, recreation, and everyday necessities, along with the added convenience of being close to a hospital, doctors' clinics, and other medical services. Not just another townhome- this is an end unit with the upgrades, warmth, location, and finishing touches that make it feel like home. Look at the photos and call for your private show today!

8876 James Creek Drive, Ooltewah

2 Beds ⋅ 2 Baths ⋅ 1540119 MLS

MOVE-IN READY + INCREDIBLE INCENTIVES! For a limited time, receive $7,500 toward Buyer's closing costs, 3 YEARS of HOA Dues PREPAID, & an additional $3,000 toward closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! Must close within 30 days of contract. Located in Ooltewah, TN, the Bluebell floor plan offers two bedrooms and two full baths with an open concept layout designed for easy main level living. From the inviting front porch to the classic brick and board and batten exterior, this home delivers both charm and functionality. The spacious great room features vaulted ceilings and abundant natural light, making it ideal for relaxing or entertaining. The kitchen includes granite countertops, a large island, stainless steel appliances, and a pantry for added storage. The primary suite offers a walk in shower and a bath with granite topped vanities. A deep single car garage provides space for parking and extra storage. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Schedule your private tour today!

8730 James Creek Drive Lot 83, Ooltewah

Start Your Search