Ooltewah Homes with FHA Financing available

Ooltewah Homes with FHA Financing available

Welcome to Ooltewah, Tennessee, a charming gem nestled in the heart of Hamilton County! Just a stone's throw away from Chattanooga, Ooltewah offers a perfect blend of suburban tranquility and easy access to urban amenities. Known for its picturesque landscapes, friendly community, and top-rated schools, this vibrant city is an ideal place for families, retirees, and young professionals alike.

Ooltewah boasts a rich history and a strong sense of community, with local parks, recreational facilities, and a variety of shops and restaurants that cater to every taste. The area is renowned for its beautiful natural surroundings, including the stunning views of the Appalachian foothills and the nearby Chickamauga Lake, which provide ample opportunities for outdoor activities like hiking, fishing, and boating.

When it comes to housing, Ooltewah offers a diverse range of options to suit every lifestyle and budget. Homes in this area are not only charming and well-maintained but also come with the added benefit of FHA financing availability. This means that whether you’re a first-time homebuyer or looking to invest, you can take advantage of more flexible financing options that make homeownership more accessible.

With its welcoming atmosphere, excellent amenities, and beautiful homes, Ooltewah is more than just a place to live; it’s a place to thrive. Discover your dream home in this delightful community and experience all that Ooltewah has to offer!

Newest Ooltewah Homes with FHA Financing available

5646 Wolfpack Trail, Ooltewah
$369,000
3 Beds ⋅ 3 Baths ⋅ 1545511 MLS
Location, location, location! This home is tucked away yet conveniently located in such a great location! This beautiful 3 Bed, 2.5 Bath home is located in one of Chattanooga's hottest areas and offers space for your family to grow. Once inside you will appreciate the neutral decor, natural light, easy care flooring and cozy feel. The kitchen features granite countertops, a large island, tile backsplash and stainless-steel appliances. The open floor plan will make entertaining your friends and family a breeze. Upstairs the primary suite is a very spacious size offering the perfect spot to relax after a long day. It features a trey ceiling as well as a nice size walk in closet. The primary bath features granite, separate vanities and a huge walk-in shower. Across the hall are two additional bedrooms that are wonderful size as well. The spacious laundry room has plenty of room and is currently being used a small home office as well! Outback is a nice pergola for relaxing after a long day and enjoying your private back yard. This home has an additional parking pad across the street to allow plenty of parking for friends and family! Call today to schedule your private showing!

5646 Wolfpack Trail, Ooltewah
7423 Country Hill Lane, Ooltewah
$315,000
3 Beds ⋅ 2 Baths ⋅ 1545508 MLS
Welcome home to peaceful living with room to breathe! Nestled at the end of a quiet cul-de-sac, this well-loved ranch-style home sits on a beautiful, mostly level one-acre double lot surrounded by mature trees and natural privacy. Step inside to discover an inviting open floor plan featuring vaulted ceilings with exposed beams and a spacious living, kitchen, and dining area that's perfect for everyday living and gathering with friends and family. Generously sized bedrooms and abundant closet space provide the comfort and storage you've been looking for. But the real showstopper is the backyard retreat! Step outside onto the low-maintenance Trex deck and take in the gorgeous, expansive backyard, complete with mature trees and privacy along the property lines. Whether you're sipping your morning coffee, entertaining guests, or simply enjoying a quiet evening, this outdoor space is sure to become a favorite. The primary suite offers its own private escape, featuring an ensuite bathroom with a relaxing garden tub and direct access to a screened-in portion of the back deck, where a hot tub awaits--and yes, it stays with the home! Additional highlights include a durable metal roof, a level driveway, and a two-car garage. With its peaceful setting, spacious layout, and inviting indoor and outdoor living spaces, this home offers the perfect opportunity to enjoy a little more room, a little more privacy, and a whole lot of charm. Come see for yourself what makes this property so special!

7423 Country Hill Lane, Ooltewah
8388 Snowdrop Way, Ooltewah
$625,000
5 Beds ⋅ 4 Baths ⋅ 1545483 MLS
GREAT PRICE | NEW CONSTRUCTION IN OOLTEWAH, TN | 5 BED, 4 FULL BATH | 2,900 SQ FT | PRIMARY ON MAIN | THE PRESERVES AT SAVANNAH BAY - Great price for this spacious new construction home in Ooltewah! Enjoy 5 bedrooms and 4 full bathrooms in a thoughtfully designed, open floor plan that's perfect for entertaining. The large kitchen features stainless steel appliances, a gas stovetop, a separate built-in double oven, solid surface countertops, and a walk-in pantry. The primary suite is conveniently located on the main level with a luxurious en suite bathroom offering a double vanity, a double shower, and a garden tub. A main-level bonus room can serve as an additional bedroom or a home office, ideal for anyone working from home. Plenty of hardwood flooring flows throughout the home, and a gas log fireplace adds warmth and charm to the living area. Outside, relax on the covered rear patio, and enjoy the convenience of a large 2-car garage and the efficiency of a tankless water heater. Functional, spacious, and made for gathering with family and friends, this home truly has it all. Schedule your showing today!

8388 Snowdrop Way, Ooltewah
8921 James Creek Drive, Ooltewah
$295,000
3 Beds ⋅ 3 Baths ⋅ 1545459 MLS
Welcome to James Creek in Ooltewah! This townhome offers 3 bedrooms, 2.5 baths, and bright, open-concept living. The kitchen features granite countertops, stainless appliances, an island, and pantry. Upstairs includes a primary suite with walk-in shower, two additional bedrooms, full bath, and laundry. Enjoy HOA-maintained lawns just minutes from Cambridge Square and I-75!

8921 James Creek Drive, Ooltewah
8817 Pine Ridge Road, Ooltewah
$664,000
4 Beds ⋅ 3 Baths ⋅ 1545430 MLS
Your Private Rancher Oasis Awaits! First time on the market! This custom-built rancher offers quality, space, and thoughtful design on a beautiful 1.23-acre wooded lot at the end of a private road shared by just a few homes. Enjoy a peaceful setting with frequent deer, turkey, and other wildlife, while being only 5-10 minutes from I-75, making work, school, shopping, dining, and recreation easily accessible. A welcoming front porch leads into an open, spacious interior featuring 9-foot ceilings, luxury vinyl flooring, and tile bathrooms. The kitchen offers granite countertops, soft-close cabinetry, abundant storage, and Energy Star appliances, making it both functional and inviting. The private primary suite is thoughtfully separated from the additional bedrooms and features a spacious walk-in closet with extensive shelving and built-in vanity. The oversized primary bath offers dual showers, a soaking tub, and a large double vanity with abundant counter space and storage. Two additional bedrooms and a full bath are located on the main level, with a pocket door providing added privacy. Upstairs, a versatile bonus/flex room with a full bath and closet offers an ideal fourth-bedroom suite, guest space, office, media room, or additional living area. Custom cordless bamboo Roman shades throughout add warmth, privacy, and style. Exceptional Outdoor Living. Enjoy the large front porch and spacious back deck, perfect for grilling, entertaining, and taking in the wooded surroundings. An outdoor sink adds convenience, and the deck was designed to accommodate official cornhole dimensions for easy backyard fun. Oversized Garage & Workshop. The 26' x 23' garage provides plenty of room for vehicles, storage, hobbies, and equipment. A substantial detached shed offers exceptional storage, shelving, and dedicated workshop space, making it perfect for the craftsman, hobbyist, or homeowner needing additional room.

8817 Pine Ridge Road, Ooltewah
8353 Backwater Way, Ooltewah
$352,815
3 Beds ⋅ 3 Baths ⋅ 1545400 MLS
The Darwin floor plan is available at Bayview at Harbor Crest in Ooltewah, TN. It's a charming two-story home that offers an open-concept main level with a spacious kitchen, pantry, and island with countertop seating. The kitchen overlooks an expansive living area, a well-lit breakfast nook, and an outdoor patio. The foyer has a powder room for convenience. Moving to the upper level, you'll find a desirable primary bedroom with a walk-in closet and private bathroom. There are also two additional bedrooms, each with their own walk-in closet. An additional bathroom and laundry room complete the upstairs of this beautiful home. *D.R. Horton is an Equal Housing Opportunity Builder. Home and community information, including pricing, included features, terms, availability and amenities, are subject to change and prior sale at any time without notice or obligation. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Images may contain virtual staging.

8353 Backwater Way, Ooltewah
8821 Knolling Loop, Ooltewah
$525,000
4 Beds ⋅ 4 Baths ⋅ 1545393 MLS
Welcome to 8821 Knolling Loop, where everyday comfort and thoughtful design come together in Ooltewah's Bainbridge Park. From the inviting covered front porch and level driveway to the convenient main-level two-car garage, it feels welcoming from the start. A dedicated main-level office makes working from home or study time easy. At the heart of the home, a bright kitchen with stainless steel appliances, a walk-in pantry, and a large island with plenty of bar seating sets the scene for breakfasts, homework, and gatherings. The dining area flows into the great room, making space for everyday living and cozy evenings by the gas fireplace. Step outside to the covered back patio and a level backyard ready for play, pets, or a quiet unwind. The main-level primary suite offers a peaceful retreat with a spacious walk-in closet and private bathroom featuring double vanities and a beautiful tiled shower. A convenient main-level laundry room and half bath add to the home's thoughtful and functional layout. Upstairs, two bedrooms share a Jack-and-Jill bathroom, while a third enjoys its own private en-suite bathroom, ideal for guests or anyone who appreciates a little extra privacy. Multiple hall closets, generous bedroom closets, and easily accessible walk-out attic storage make staying organized a breeze. Life in Bainbridge Park extends beyond your front door! Neighborhood sidewalks, a community pool and cabana, playground, and dog park offer wonderful opportunities to enjoy the outdoors and connect with neighbors. Conveniently located just minutes from Ooltewah Elementary, Middle, and High Schools, Cambridge Square, Hamilton Place, shopping, dining, and I-75, you'll love having everything you need close to home. With its inviting living spaces, thoughtful floor plan, wonderful outdoor areas, and welcoming neighborhood atmosphere, 8821 Knolling Loop is more than just a house. It's a place to settle in, make memories, and truly feel at home!

8821 Knolling Loop, Ooltewah
6505 Frankfurt Road, Ooltewah
$415,000
4 Beds ⋅ 3 Baths ⋅ 1545366 MLS
Welcome to 6505 Frankfurt Road in Ooltewah! This well-maintained 4-bedroom, 3-bath home is ready for its next owner. The main level features a vaulted great room with gas-log fireplace and access to the open grilling deck. The bright kitchen offers an island, spacious pantry and stainless steel appliances, while the dining room is conveniently located nearby. All kitchen appliances remain. The primary bedroom includes a private bathroom with dual vanities, a freestanding tub, tiled shower, spacious walk-in closet, separate water closet and linen storage. Two additional bedrooms, a full bathroom and a laundry room--with washer and dryer to remain--complete the main level. Downstairs, enjoy a den or family room with its own storage closet as well as under-stair storage and access to the screened porch, plus an additional bedroom and full bathroom. The extra-roomy garage includes a mechanical/storage room. Outdoor features include a covered front porch, main-level deck, lower-level screened porch and fenced backyard bordering a wooded area. Call or text today to schedule your private tour!

6505 Frankfurt Road, Ooltewah
8361 Backwater Way, Ooltewah
$371,280
4 Beds ⋅ 3 Baths ⋅ 1545260 MLS
Welcome to the Freeport, available in Bayview at Harbor Crest in Ooltewah, TN. This single level home checks all the boxes, with every space designed to fit your lifestyle. The foyer leads into an open concept kitchen and living area. The kitchen has a pantry and an island, and it overlooks a patio area. The primary bedroom is in the back of the home, featuring a walk-in closet and private bathroom. The home has three additional bedrooms and a second full bathroom. The laundry room is located off the main foyer. Call us today for more information on the Freeport floorplan! *D.R. Horton is an Equal Housing Opportunity Builder. Home and community information, including pricing, included features, terms, availability and amenities, are subject to change and prior sale at any time without notice or obligation. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Images may contain virtual staging.

8361 Backwater Way, Ooltewah
9518 Dutch Street 03, Ooltewah
$686,900
4 Beds ⋅ 4 Baths ⋅ 1545206 MLS
Seller is Offering Rate Buydown for a Limited Time Only! It's time to update your outdoor furniture collection. With two covered porches--one in front, one in back--you'll want to spend more time entertaining and relaxing in the great outdoors. If you prefer a climate-controlled environment, the oversized family room and second-floor loft make perfect gathering spaces. The private first floor master bedroom includes beautiful trey ceiling detail. Separate vanities and a huge shared his-and-hers closet in the master bathroom help ease the stress of busy mornings.

9518 Dutch Street 03, Ooltewah
5902 Yellow Rose Lane, Ooltewah
$615,730
3 Beds ⋅ 2 Baths ⋅ 1545134 MLS
Welcome to a home that feels like a retreat, where thoughtful design, timeless details, and beautiful natural surroundings come together in Nature's Cove. This MOVE-IN READY Beckham plan offers 3 bedrooms, 2 bathrooms, and the ease of single level living, complete with engineered hardwood floors throughout, no carpet! From the moment you enter, an extra wide hallway accented with elegant picture frame molding sets the tone. Two spacious guest bedrooms and a full bath are thoughtfully tucked away from the private primary suite. At the heart of the home, a chef-inspired kitchen features Café appliances, double ovens, gas cooking, and an oversized island made for gathering. Airy 9 foot ceilings and abundant natural light create an inviting atmosphere, while the vaulted living room steals the show with a warm wood beam, gas fireplace, and charming arched alcove ready for your personal touch. A tray ceiling dining room leads to the dreamy primary retreat, featuring a second tray ceiling, custom accent wall, and spa inspired ensuite with a freestanding soaking tub, beautifully tiled walk-in shower, and generous closet with direct laundry room access. But the true showstopper? The covered back porch overlooking peaceful, protected preserve space. Imagine slow mornings with coffee, evenings unwinding beneath the wood-accented ceiling, and a view you'll never tire of. With a pond across the way, added breathing room between neighbors, and charming exterior gas lanterns, this home offers a rare sense of serenity. Life at Nature's Cove is just as special! Enjoy pickleball, a community lawn with cornhole and ping pong, garden beds, live music and food truck gatherings, a neighborhood park, pup park, half-mile walking trail, and sidewalks throughout. A rare combination of privacy, character, and community all wrapped into one extraordinary place to call home. *Builder is offering up to $35k in flex cash incentive for closing costs or rate buy down! *

5902 Yellow Rose Lane, Ooltewah
7603 Pfizer Drive, Ooltewah
$385,000
4 Beds ⋅ 3 Baths ⋅ 1545070 MLS
Modern split foyer home with a finished daylight basement and great outdoor living spaces, including an above-ground pool in the established Hamilton on Hunter neighborhood close to schools, the shopping and restaurants of both Ooltewah and Hwy 58 and more! Some notable features of this 4 or 5 bedroom, 3 bath home include hardwoods and tile, tall ceilings, heavy crown moldings, specialty ceilings, decorative lighting, an open floor plan, split bedrooms, new outside HVAC unit, new mini splits in the basement and a fenced back yard with wooded privacy buffer. Your tour begins with entry to the foyer with an appealing extra wide staircase to the main level. The great room has a gas fireplace, a pass-through window to the kitchen, an enlarged doorway to the breakfast area, and it has access to the rear deck overlooking the pool, which is perfect for everyday living and entertaining. The kitchen has a tile floor, vaulted ceiling, stainless appliances and is open to the breakfast area with a bay window and built-in bench seat. The dining room is just across the hall and provides a lovely spot for both formal and informal meals. The primary bedroom suite is on the right side of the great room and has a double tray ceiling, single French door to the rear deck, as well as the primary bath with a dual vanity, jetted tub, separate shower and a walk-in closet. Two additional bedrooms are on the opposite side of this level and share the use of the hall guest bath with a tub/shower combo. Head downstairs where you will find a versatile space with an ensuite bedroom, a laundry room and a den with a closet that could easily be used as a 5th bedroom or you could utilize the entire level as an in-law suite if desired. The garage is spacious and has a workshop area, storage closet and access to the fenced back yard and pool area where you will find a firepit, covered deck area and steps up to the main level deck. Simply a fantastic opportunity for the buyer seeking a great house in a super convenient Ooltewah neighborhood, so please call for more information and to schedule your private showing today. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important.

7603 Pfizer Drive, Ooltewah
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