Ooltewah Homes with FHA Financing available

Ooltewah Homes with FHA Financing available

Welcome to Ooltewah, Tennessee, a charming gem nestled in the heart of Hamilton County! Just a stone's throw away from Chattanooga, Ooltewah offers a perfect blend of suburban tranquility and easy access to urban amenities. Known for its picturesque landscapes, friendly community, and top-rated schools, this vibrant city is an ideal place for families, retirees, and young professionals alike.

Ooltewah boasts a rich history and a strong sense of community, with local parks, recreational facilities, and a variety of shops and restaurants that cater to every taste. The area is renowned for its beautiful natural surroundings, including the stunning views of the Appalachian foothills and the nearby Chickamauga Lake, which provide ample opportunities for outdoor activities like hiking, fishing, and boating.

When it comes to housing, Ooltewah offers a diverse range of options to suit every lifestyle and budget. Homes in this area are not only charming and well-maintained but also come with the added benefit of FHA financing availability. This means that whether you’re a first-time homebuyer or looking to invest, you can take advantage of more flexible financing options that make homeownership more accessible.

With its welcoming atmosphere, excellent amenities, and beautiful homes, Ooltewah is more than just a place to live; it’s a place to thrive. Discover your dream home in this delightful community and experience all that Ooltewah has to offer!

Newest Ooltewah Homes with FHA Financing available

4 Beds ⋅ 3 Baths ⋅ 1538727 MLS

You'll fall in love with this 4 seasons sunroom over looking this acre lot backyard. With a gently sloping front yard and front walk. This home also has a screen porch off the family room in the downstairs basement, perfect for entertaining guest. Or maybe a in-law suite. Easy access to I-75 or highway 58 makes any commute simple. Granite counters and stainless appliances in the kitchen, crown molding, panel doors, double vanities, walk-in His and Her closets and ceiling fans. Quality you are looking for!

6236 Micasa Lane, Ooltewah

3 Beds ⋅ 3 Baths ⋅ 1539994 MLS

Welcome to The Farms at Creekside in Ooltewah, TN !! The latest community by Pratt Home Builders that features the peace and serenity of the beautful East-Tennessee landscape. The Lynden home plan is a dynamic layout that features a home office, dining room, mudroom with storage cubbies, butler's pantry, walk-in pantry, and a large kitchen and breakfast room looking into the great room. The kitchen is equipped with a large oversized island, wall-oven, gas cooktop, tile backsplash, and under cabinet lighting that is sure to make cooking a joy. Heading upstairs, you'll find the main bedroom, two additional guest bedrooms, laundry room and a spacious bonus room. Enjoy a relaxing evening on the covered patio located downstairs, perfect for entertaining guests while enjoying view of the woods in the back yard. This home provides the perfect blend of practicality and style that's sure to meet all of your needs. Reach out and schedule a tour today!!

9864 Mayfly Road 76, Ooltewah

4 Beds ⋅ 3 Baths ⋅ 1539991 MLS

Welcome to 8644 Wading Branch Court, a beautifully updated home tucked away on a quiet cul-de-sac street in the highly desirable Meadow Stream subdivision. This spacious 4 bedroom, 2.5 bathroom home offers a seamless blend of comfort, privacy, and modern upgrades. Featuring a thoughtful split-bedroom floor plan, the layout is designed for effortless everyday living. You will appreciate the attention to detail throughout, including hardwood flooring across all living areas, bedrooms, and hallways for a completely carpet free experience. The remodeled laundry room adds both style and functionality with extra cabinetry for streamlined organization. The primary suite serves as a true retreat, featuring a luxury bathroom remodel with custom cabinetry, quartz countertops, an updated soaking tub, and an impressive walk-in shower highlighted by quartz, frameless glass, porcelain tile, travertine inlay, and pencil marble accents. Major improvements provide peace of mind, including a new roof in 2021, two HVAC systems replaced in 2025, a whole house water filtration system, a tankless gas water heater, and a quiet Whirlpool dishwasher. The oversized 3 car garage provides exceptional storage flexibility with a separate pedestrian door and integrated overhead storage. Outdoor living is exceptional. Enjoy a private backyard setup with a large open deck, a spacious screened-in porch, a lower patio, and a refreshed deck with updated rails, stairs, and stringers. Gather around the backyard fire pit, relax in peaceful surroundings, or take in the refreshed landscaping. Located in one of Ooltewah's most sought-after communities, this Meadow Stream home offers a rare combination of private cul-de-sac living, exceptional updates, and vibrant outdoor spaces close to local conveniences. Meticulously maintained and ready for its next chapter!

8644 Wading Branch Court, Ooltewah

3 Beds ⋅ 3 Baths ⋅ 1539976 MLS

New construction on a 2.66 +/- acre lot on the Ooltewah/Harrison border convenient to both Chattanooga and Cleveland! This 3 bedroom, 2.5 bath home features LVP and tile throughout, quartz countertops, crown moldings, decorative and recessed lighting, an open floor plan, the primary suite on the main, great outdoor living spaces a 2-bay garage and front and back yards. Your tour begins with entry from the covered front porch to the dedicated foyer that opens to the formal dining room and the great room. The spacious great room has 12' ceilings, a stacked stone gas fireplace and opens to the kitchen and breakfast area. The kitchen has a center island with glass pendant lighting, GE Profile stainless appliances, subway tile backsplash, soft close cabinetry, under cabinet lighting, a pantry and access to the laundry/mudroom and the garage for easy loading and unloading. The breakfast area has access to the screened in porch and adjoining patio which is perfect for entertaining and everyday living. The primary bedroom boasts a tray ceiling with wood inlay and a beautiful primary bath with a dual vanity, free standing tub, tiled shower, a water closet and a walk-in closet. Head upstairs where you will find 2 additional bedrooms, a full hall bath with a tub/shower combo and a bonus room with a closet that could be utilized as a 4th bedroom if desired. Simply the perfect opportunity for the buyer seeking new home on a large lot in the Ooltewah area, so please call for more information and to schedule your private showing today. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important.

6932 Cooley Road, Ooltewah

5 Beds ⋅ 3 Baths ⋅ 1539918 MLS

Welcome to 7587 Highborne Lane--a home that's been filled with love, everyday moments, and a whole lot of happiness for the growing family that now needs a little more space. Located in Ooltewah a short distance from Cambridge Square, Ooltewah High School, and Exit 11, this home is within walking distance to Silverdale Baptist North and Ooltewah Elementary. Built in 2020, this 5 Bedroom, 3 Full Bath house has a long list of popular features and is move-in ready! The attractive front elevation includes brick and fiber-cement siding with wood-wrapped columns and decorative shutters. The covered front porch gives you a nice spot to watch the neighborhood go by, and there's a backyard patio for more private gatherings or grilling. You enter into a formal entry Foyer with crown molding, decorative trim, and engineered hardwood floors that run throughout the home. The formal Dining Room (currently used as an office) off the Foyer includes decorative wall trim and connects to the Butler's Pantry. The open Kitchen is easy to gather in, with gray subway tile, granite countertops, white cabinetry, a large shiplap island plus a generous walk-in pantry a few steps away. A casual Dining/Breakfast area adjacent to the Kitchen is also open to Great Room for ease of gathering and entertaining. The Great Room is expansive and has a gas log fireplace and picture window overlooking the backyard. On the main level there's also a Bedroom and Full bathroom that can work as an office, playroom, or guest space, plus a storage closet under the stairs and drop zone with a built-in mud bench right in the hallway leading to the 2 Car Garage. Upstairs, the staircase opens into a spacious and bright loft area that can easily serve as a second living space, media room, or homework spot. The over-sized primary suite has a tray ceiling and enough room for a sitting area. The primary bathroom includes a large walk-in shower, double vanity, private water closet, and a generous walk-in closet. Three additional bedrooms with abundant closet space are located on the upper level and two share a Jack-and-Jill bathroom. The Laundry room is also located on the upper level for convenience. This home offers abundant space, a prime location, and the features today's discerning buyer will appreciate.

7587 Highborne Lane, Ooltewah

3 Beds ⋅ 2 Baths ⋅ 1539878 MLS

Welcome to this beautifully maintained one-level home in the desirable Sunset Estates community of Ooltewah! Designed for comfortable living and effortless entertaining, this thoughtfully laid out home features 3 bedrooms plus a versatile bonus space that can easily serve as a home office, 4th bedroom, playroom, or private sitting area. The split bedroom floor plan provides excellent privacy, while the primary suite offers its own separate entry, creating a peaceful retreat within the home. The inviting interior showcases attractive trim work throughout, a spacious kitchen complete with a double oven, and a large laundry room featuring extensive cabinetry and convenient pull-out drawers for exceptional organization. Recent updates provide peace of mind with a roof approximately 1 year old, HVAC system replaced approximately 2 years ago, and refreshed landscaping that enhances the home's curb appeal. Step outside to enjoy the backyard enclosed by a wooden privacy fence and featuring an expansive deck with two staircases providing plenty of space for gatherings and easy access to the backyard. With its functional floor plan, thoughtful updates, and highly sought-after single-level living, this Sunset Estates home offers the perfect combination of comfort, convenience, and style in one of Ooltewah's most desirable locations.

7578 Nightfall Circle, Ooltewah

4 Beds ⋅ 2 Baths ⋅ 1539865 MLS

Welcome to your new, charming neighborhood home at 5599 Caney Ridge Circle! Built in 2022, this home offers all the contemporary conveniences you could ask for, including a split-bedroom floorplan, open concept kitchen and living room area, and one of the best deck setups for enjoying the outdoors. People at all stages of life will find plenty to love about this home and the gorgeous Crooked Creek neighborhood where it's located. Whether you are a growing family or need options for in-laws or just hosting this house is ready to meet your needs. The neighborhood itself is quiet, walkable, and even features playground areas and a community pool where you can gather with your friends and neighbors. In addition to plenty of flexible living space, this home offers near-limitless possibilities when it comes to entertaining and hosting guests. A spacious dining room at the front of the house has plenty of room for a large dining table, and the open-concept living room can be reconfigured for any occasion, and the partially finished basement lends itself to endless possibilities. One of our favorite features is the two level deck that overlooks the wooded back deck area, and is perfect for grilling, outdoor games, or a relaxing night watching the fireflies. If you've been dreaming of quiet comfort and a home with possibilities, this is it!

5599 Caney Ridge Circle, Ooltewah

3 Beds ⋅ 2 Baths ⋅ 1539862 MLS

Welcome to Pine Ridge! Enjoy the best of both worlds with this charming single-story brick ranch home offering a peaceful rural setting while remaining just minutes from everyday conveniences. This 3-bedroom, 2-full-bath home sits on a comfortable lot with a fenced backyard and a large storage shed offering plenty of space for hobbies, gardening, or additional storage. Inside, you'll find an inviting open-concept living and kitchen area featuring granite countertops, hardwood floors throughout, and thoughtful updates that make the home feel fresh and move-in ready while still allowing you to add your own personal touches. Major updates include a roof and HVAC system less than 5 years old, along with newer windows for added comfort and efficiency. Conveniently located just 10 minutes from Cambridge Square and the shopping, dining, and amenities along Gunbarrel Road, this home offers the tranquility of country living with easy access to everything you need. A well-maintained, move-in ready home in a desirable location -- come see all that Pine Ridge has to offer!

8228 Pine Ridge Road, Ooltewah

3 Beds ⋅ 3 Baths ⋅ 1539857 MLS

Welcome home to this beautiful family residence in the desirable Hunter on Main subdivision in Ooltewah! Conveniently located near top-rated schools, shopping, and dining, this well-maintained home offers the perfect combination of comfort, style, and functionality. Featuring 3 bedrooms and 2.5 bathrooms, the thoughtfully designed split-bedroom floor plan provides privacy while offering plenty of space for the whole family. The open, airy layout is enhanced by custom built-ins and abundant natural light, creating a warm and inviting atmosphere. The updated kitchen, renovated in 2023, is the heart of the home and is perfect for everyday living and entertaining. Step outside to enjoy the spacious deck complete with a pergola, overlooking a large, fenced backyard--ideal for family gatherings, pets, and outdoor fun. If you're looking for a move-in-ready home in a fantastic location, this one checks all the boxes. Schedule your private showing today!

7280 Salmon Lane, Ooltewah

4 Beds ⋅ 4 Baths ⋅ 1539818 MLS

Retaining the Peace of the Mountains, Just Minutes from the City Welcome to a truly one-of-a-kind, privately gated estate nestled in the desirable Hiawatha Estates subdivision of Ooltewah, TN. Situated perfectly on the side of White Oak Mountain, this spectacular custom-built home offers an unparalleled blend of secluded mountain peacefulness and unbeatable city convenience. You are located just 1 mile from the vibrant dining, boutiques, and free weekend live entertainment at Cambridge Square, only 5 minutes from major shopping (Publix, Walmart, Food City), 15 minutes to the Chattanooga Metropolitan Airport, and a brief 21-minute drive to downtown Chattanooga. Families will also appreciate being within a highly rated school district with convenient bus service just 7 minutes away. Elegant & Sunlit Living Spaces Spanning 4,750 square feet, this expansive, move-in-ready home boasts a thoughtfully designed layout featuring 4 bedrooms plus flexible spaces for an office, nursery, or a 5th bedroom, along with 3.5 baths. The Great Room: Instantly captivates with its towering 20-foot cathedral ceilings, cozy fireplace, and stunning mountain views framed by four brand-new, grand custom windows. Remote-controlled, energy-efficient Bali custom blinds ensure comfort through every season. The Gourmet Kitchen (Remodeled 2021): Outfitted with new titanium countertops, a distinct stone backsplash, stainless steel appliances, premium white cabinetry with custom glass accents, and a spacious pantry. The kitchen overlooks a picturesque backyard oasis complete with a goldfish pond, cascading waterfalls, and vibrant gardens. Main-Level Master Suite: A peaceful retreat showcasing abundant natural light, dual his-and-hers walk-in closets, and a relaxing jacuzzi tub. The Sunroom: Features unique custom trapezoid picture windows, soaring cathedral ceilings, and a stacked-stone, wood-burning fireplace--ideal for crisp mornings. The unique Big Waterfalls is captivating just before arriving at home. The developer built home & garage with all poured concrete walls. Garage is a 4 car garage with workshop.

9369 Hopi Trail, Ooltewah

3 Beds ⋅ 2 Baths ⋅ 1539792 MLS

BEAUTIFUL BAMBOO FLOORS | MAIN-LEVEL LIVING | RENOVATED KITCHEN | SOARING CEILINGS | NATURAL LIGHT | ALL-SEASON SUNROOM | PRIVATE GARDEN PORCH | COMMUNITY POOL Peaceful one-level living meets timeless style in the desirable Mulberry Park community. Tucked away in a private setting, this inviting 3 bedroom, 2 bath property offers a tranquil, garden-like atmosphere from the moment you arrive. Relax on the covered front porch surrounded by colorful flowers, complete with rocking chairs and a porch swing, the perfect place to enjoy your morning coffee or unwind at the end of the day. Inside, beautiful new hardwood floors, soaring ceilings, abundant natural light, and elegant architectural details create a warm and inviting interior. The foyer opens through an arched doorway into the spacious living room featuring dramatic cathedral ceilings, a cozy gas log fireplace, and large windows that fill the space with sunshine. The adjoining dining room provides an ideal setting for everyday meals or formal gatherings. Just beyond, the remodeled kitchen features granite countertops, an attractive stone tile backsplash, new stainless steel appliances, abundant cabinetry, a double-door pantry, built-in desk, a sunny breakfast nook, and an under counter reverse osmosis water filtration system. A conveniently located laundry room with additional cabinet storage and access to the garage with a utility workstation sink adds everyday functionality. French doors lead to a charming sunroom or sitting room, offering a versatile retreat with direct access to the private, fenced patio for seamless indoor-outdoor living. The spacious primary suite offers a relaxing escape with a walk-in closet and an ensuite bath featuring double vanities and a separate shower. Two additional generously sized bedrooms share a full bath, providing flexibility for family, guests, or a home office. Addtional storage in and above the garage. Other upgrades include a new garage door, new hot water heater, and new roof replaced and exterior painted by HOA. Combining privacy, thoughtful design, and easy one-level living, this beautifully maintained home is a wonderful opportunity in sought-after Mulberry Park. Buyer to verify any and all information deemed important, including square footage, HOA details, acreage, and school zoning. Information is reliable but not guaranteed.

9657 Collier Place, Ooltewah

4 Beds ⋅ 4 Baths ⋅ 1539752 MLS

Built in 2018 and exceptionally maintained by its original owners, this 4-bedroom, 3.5-bath home with a BONUS ROOM offers approximately 2,700 square feet on 0.80 acres with a private wooded backdrop. Since purchasing the home, the owners have invested extensively in the property, including a 20'x20' DETACHED GARAGE/WORKSHOP, and a 16'x12' SUNROOM that provides additional finished space to enjoy throughout the year. The main level features a two-story living room with a floor-to-ceiling stone fireplace and an open staircase overlooking the space below. The kitchen offers abundant cabinet storage, granite countertops, a large center island, pantry, and connects directly to the dining and living areas. Large rear windows bring in natural light and overlook the backyard. Real hardwood flooring extends throughout the main living areas, while the front exterior combines natural stone and fiber cement siding for long-term durability and low maintenance. The primary suite features a tray ceiling, walk-in closet, double vanity, soaking tub, and tiled walk-in shower. Upstairs offers a SECOND PRIMARY SUITE, two additional bedrooms, a BONUS ROOM, and a shared full bathroom. The enclosed sunroom extends the living space year-round with a custom wood ceiling, walls of windows, and direct access to the deck overlooking the landscaped backyard. Outside, the property has been thoughtfully improved with tiered retaining walls, mature landscaping, multiple outdoor seating areas, and garden beds that blend naturally into the landscape. Set well back from the road with no rear neighbors and no adjoining neighbor on the right, the backyard offers a quiet, wooded setting that feels tucked away from surrounding homes. The detached 20'x20' garage provides space for hobbies, storage, or equipment, while an additional shed adds even more functionality. If you're looking for a newer home where the major improvements have already been completed, this property delivers on every level.

10063 Sims Harris Road, Ooltewah

Start Your Search