Cleveland Homes with USDA Loan Financing available

Cleveland Homes with USDA Loan Financing available

Welcome to Cleveland, Tennessee – a hidden gem nestled in the heart of Bradley County! Known for its warm Southern hospitality and picturesque landscapes, this charming city offers a delightful blend of small-town charm and modern amenities. Cleveland is not just a place to live; it’s a community that fosters connection, growth, and a sense of belonging.

Cleveland boasts a rich history, with roots dating back to the 1830s, and it continues to thrive as a vibrant hub for families and professionals alike. With its scenic parks, bustling downtown area, and a variety of local shops and restaurants, there’s always something to explore. Outdoor enthusiasts will appreciate the nearby hiking trails and beautiful lakes, perfect for weekend adventures.

For those considering a move to Cleveland, the housing market is as inviting as the community itself. Homes in this area are not only affordable but also come with the fantastic opportunity of USDA Loan Financing. This means that eligible buyers can take advantage of 100% financing options, making homeownership more accessible than ever. Whether you’re a first-time homebuyer or looking to upgrade, Cleveland’s diverse range of homes, from cozy bungalows to spacious family residences, ensures there’s something for everyone.

In Cleveland, you’re not just purchasing a house; you’re investing in a lifestyle filled with rich culture, community spirit, and natural beauty. Come discover why so many are choosing to call Cleveland, Tennessee, home! Let us help you find your perfect property today.

Newest Cleveland Homes with USDA Loan Financing available

158 Caldwell Road SE, Cleveland
$244,900
3 Beds ⋅ 2 Baths ⋅ 1544292 MLS
If you've been searching for a home that offers plenty of space without stretching your budget, 158 Caldwell Road SE deserves a closer look! Priced to sell, this 3-bedroom, 2-bath home offers 1,936 square feet of living space and a great opportunity to make it your own. With a generous amount of square footage, there's room to spread out, entertain, work from home, or simply enjoy everyday living. Whether you're a first-time buyer, looking for a little more space, or searching for a home you can truly make your own, this property offers flexibility and possibilities. Finding a home with this much space at an attractive price isn't always easy, and that's what makes this one worth seeing. With so much potential and an opportunity to add your own personal touches, 158 Caldwell Road SE could be exactly what you've been waiting for. Great space, great potential, and priced with buyers in mind! Come take a look and see the possibilities for yourself.

158 Caldwell Road SE, Cleveland
1409 Holt Street SE, Cleveland
$219,900
2 Beds ⋅ 2 Baths ⋅ 1544284 MLS
This completely renovated home offers the feel of new construction with the charm of an established property. Everything is brand new all the way down to the floor joists! Improvements include new electrical, plumbing, roof, HVAC siding, floors, and windows. This beautifully redesigned home includes a brand-new kitchen which features new cabinets, granite countertops and stainless-steel appliances. The home offers two bedrooms, one and a half bathrooms, an attached carport and approximately half an acre. A home inspection has already been completed for buyers' peace of mind. Move-in ready and thoughtfully updated throughout! Come check it out before its gone!

1409 Holt Street SE, Cleveland
1504 20th Street NW, Cleveland
$369,900
3 Beds ⋅ 2 Baths ⋅ 1544275 MLS
Welcome home to 1504 20th Street NW, a beautifully updated one-story rancher located in Cleveland's sought-after Everhart Subdivision. This inviting home offers three spacious bedrooms, two full bathrooms, and a convenient two-car garage. The single-level floor plan provides comfortable, easy living with plenty of room to relax, entertain, and make lasting memories. Recent updates add a fresh, move-in ready feel while preserving the warmth and charm that make a ranch-style home so desirable. Conveniently located to everything Cleveland has to offer. Don't miss your opportunity to see this wonderful property. Schedule your private showing today!

1504 20th Street NW, Cleveland
1201 Harrison Pike, Cleveland
$220,000
3 Beds ⋅ 1 Baths ⋅ 1544258 MLS
Cozy Cabin-Style Ranch with Deck, Hardwood Floors & Room to Grow | 1201 Harrison Pike, Cleveland, TN Tucked along Harrison Pike with a peaceful creek beside the lot, this 3 bedroom, 1 bath ranch has the warmth and character of a classic cabin. Enjoy morning coffee on the covered front porch or fire up the grill on the large back deck. Inside, hardwood floors and an open flow between the living and dining areas lead to a spacious kitchen with abundant wood cabinetry, tile counters, and a breakfast bar. The bay window adds natural light and a cozy spot to relax. The unfinished basement is a blank canvas for storage, a workshop, or future living space, and the covered carport and mature trees add even more appeal. Perfect for first-time buyers, downsizers, or investors looking for potential. Schedule your showing today!

1201 Harrison Pike, Cleveland
Lot 8 Spring Place Road SE, Cleveland
$120,900
1543900 MLS
6.04± ACRES - OWNER FINANCING AVAILABLE! Excellent opportunity to own approximately 6.04± acres of beautiful, gently rolling land. This mostly wooded tract offers plenty of privacy and would make an outstanding setting for a private estate, recreational retreat, or long-term investment. City water is available, adding convenience and even more possibilities. Owner financing available: 20% down, 6% interest, amortized over 20 years with a 5-year balloon. Whether you're ready to build your dream home or invest in a great tract of land, this property offers tremendous potential. Call today for additional details!

Lot 8 Spring Place Road SE, Cleveland
Lot 7 Spring Place Road SE, Cleveland
$119,500
1543899 MLS
5.97± ACRES - OWNER FINANCING AVAILABLE! Excellent opportunity to own approximately 5.97± acres of beautiful, gently rolling land. This mostly wooded tract offers plenty of privacy and would make an outstanding setting for a private estate, recreational retreat, or long-term investment. City water is available, adding convenience and even more possibilities. Owner financing available: 20% down, 6% interest, amortized over 20 years with a 5-year balloon. Whether you're ready to build your dream home or invest in a great tract of land, this property offers tremendous potential. Call today for additional details!

Lot 7 Spring Place Road SE, Cleveland
Lot 4 Spring Place Road SE, Cleveland
$587,900
1543896 MLS
37.9± ACRES - OWNER FINANCING AVAILABLE! Excellent opportunity to own Lot 4, offering approximately 37.9± acres of beautiful, gently rolling land. This property is mostly cleared and features a pond, making it an outstanding setting for a private estate, mini-farm, recreational property, or long-term investment. City water is available, adding even more convenience and possibilities. Owner financing available: 20% down, 6% interest, amortized over 20 years with a 5-year balloon. Whether you're ready to build your dream estate or invest in a great tract of land, this property offers tremendous potential. Call today for additional details!

Lot 4 Spring Place Road SE, Cleveland
Lot 2 Spring Place Road SE, Cleveland
$779,500
1543892 MLS
50.2± ACRES - OWNER FINANCING AVAILABLE! Excellent opportunity to own Lot 2, offering approximately 50.2± acres of beautiful, gently rolling land. The property is mostly wooded and features a small stream, with public water available. Whether you're looking for the perfect setting to build your private estate, create a recreational retreat, or purchase land as a long-term investment, this property offers plenty of possibilities. Owner financing available: 20% down, 6% interest, amortized over 20 years with a 5-year balloon. Call today for additional details and to explore this outstanding property!

Lot 2 Spring Place Road SE, Cleveland
Lot 1 Spring Place Road SE, Cleveland
$974,500
1543890 MLS
Outstanding 62.8± Acre Tract - Owner Financing Available! Don't miss this exceptional opportunity to own approximately 62.8± acres offering privacy, space, and endless possibilities. This beautiful property is gently rolling, approximately 50% wooded and 50% cleared, with public water available and a pole barn included. Whether you're looking to build your private estate, create a family retreat, enjoy recreational land, or make a long-term investment, this versatile acreage offers tremendous potential. Owner financing available with 20% down, 6% interest, amortized over 20 years with a 5-year balloon. Call today for additional details and to schedule a private showing.

Lot 1 Spring Place Road SE, Cleveland
Lot 4 Harris Creek Trail, Cleveland
$379,900
3 Beds ⋅ 2 Baths ⋅ 1543881 MLS
*Presale* Discover tranquil country living in this beautifully designed 1,670 sf home that proves good things come in perfectly sized packages. This single-level gem features a thoughtful split bedroom layout that creates natural privacy zones, making it ideal for families or anyone who values a well-organized living space. Step inside to find three comfortable bedrooms, including a primary bedroom with a generous walk-in closet that will make your morning routine a breeze. Two full bathrooms with elegant granite countertops provide convenience & style throughout the home. Speaking of granite, you'll find these stunning surfaces throughout the kitchen & baths, adding a touch of sophistication that catches the eye without breaking the budget. The luxury vinyl plank flooring flows seamlessly from room to room, creating visual continuity while being practical for everyday life. Soaring ceilings enhance the sense of space & airiness, making each room feel larger than its footprint suggests. When the weather calls, retreat to either the covered front or rear porch; perfect spots for morning coffee or evening relaxation. The front porch offers a welcoming entrance, while the back porch provides a private escape for unwinding after busy days. This property strikes the perfect balance between peaceful rural living and modern convenience. You'll enjoy the serenity of quiet country surroundings without sacrificing access to shopping, dining, & other amenities. It's the kind of place where you can hear birds chirping instead of traffic humming, yet still reach everything you need with ease. Home will be completed within six months of a bound contract, making this the perfect time to secure your future home & watch your dream take shape. Don't let this rare opportunity slip away; homes like this in such a desirable location don't stay on the market long. Contact your favorite realtor today to schedule your private showing & see why this could be the perfect place to call home.

Lot 4 Harris Creek Trail, Cleveland
480 NE Bellingham Drive 10c, Cleveland
$279,900
2 Beds ⋅ 3 Baths ⋅ 1543734 MLS
Welcome to Bellingham, a Cleveland community offering beautiful townhomes with thoughtful and distinctive floor plans. Enjoy low-maintenance, lifestyle living in desirable North Cleveland, just minutes away from shopping and popular restaurants. The Whitfield floor plan offers a large main living area that is perfect for entertaining, 2 bedrooms, as well as two and a half bathrooms. Enjoy stepping into the home as you take in the high ceilings and open living space, with access to the back patio. Upstairs, the master suite includes a walk-in closet and private bathroom. There is a convenient laundry area tucked into the hallway leading to the bedrooms. Go to Broker Bay to schedule your private showing!

480 NE Bellingham Drive 10c, Cleveland
3268 Spring Place Road SE, Cleveland
$360,000
3 Beds ⋅ 3 Baths ⋅ 1543677 MLS
Welcome to this beautifully maintained brick ranch being offered for sale for the very first time. This special home has been passed down through generations and has remained in the same family since it was built, with pride of ownership evident throughout. Situated on approximately 2.6 acres, the property offers plenty of room to enjoy both indoors and out. Inside, you'll find beautiful hardwood floors throughout the main level and an open floor plan that creates an easy flow between the living spaces. The partially finished basement offers even more versatility with complete separate living quarters. While this space could use some updating, it provides a fantastic opportunity for multigenerational living, guests, extended family, or additional private living space. Step out onto the screened porch and enjoy peaceful views of the backyard, surrounded by beautiful mature trees that give the property a comfortable, established feel. The detached garage is another standout feature, complete with 12-foot doors, power, and water--providing excellent space for vehicles, a workshop, hobbies, storage, or equipment. With its classic brick exterior, acreage, beautiful setting, and a history of being loved and cared for by generations of the same family, this is a rare opportunity to make a truly special Cleveland property your own.

3268 Spring Place Road SE, Cleveland
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