Cleveland Homes with Conventional Financing available

MUST SEE! OVER $40K IN RECENT RENOVATIONS! SMART HOME, FEATURING CAT 6 STATE OF THE ART INTERNET CABLE! Boasting stunning mountain views and an airy, light-filled layout, this pristine Cleveland City-zoned Craftsman is the definition of move-in ready. Recent updates include new hardwood flooring, new paint throughout, freshly painted kitchen cabinets! High cathedral ceilings, crown moulding, the main living space, which flows seamlessly into a spacious island kitchen and an elegant formal dining room accented by double tray ceilings make this 4/3 a showstopper. Enjoy serene mountain views from your front porch which faces an open meadow OR relax on your covered back patio and deck area! The main-level primary suite serves as a private retreat, featuring double French doors that lead to a generous bath and walk-in closet. Upstairs, a versatile loft makes the perfect home office or reading nook, flanked by two guest bedrooms, a full bath, and a massive bonus room. Complete with a garage workbench, a freezer, and a backyard flagpole that all convey, this exceptional home offers effortless family living and entertaining just minutes from local shopping, dining, and easy, 5 min interstate access to Chattanooga.

2029 Pearl Drive SW, Cleveland

$525,000

4 Beds ⋅ 3 Baths ⋅ 1540125 MLS

Welcome to 3142 Epperson Trail NW, a beautifully maintained 4-bedroom, 2.5-bath home tucked away on a cul-de-sac lot in one of Cleveland's most desirable locations. Offering 2,769 square feet with a partially finished basement with room to expand, this home delivers the perfect combination of space, comfort, and future potential. From the moment you arrive, you will appreciate the inviting front porch, mature landscaping, and exceptional curb appeal. Step inside to a bright, open floor plan featuring soaring vaulted ceilings in the living room, a cozy gas fireplace, and abundant natural light that creates a welcoming atmosphere. The spacious kitchen is designed for everyday living and entertaining, complete with a large island, generous cabinet space, and an open flow into the main living area. The main-level primary suite offers a private retreat with a walk-in closet, relaxing soaking tub, walk-in shower, and dual vanity. Upstairs, you will find three additional bedrooms, a full bath with double vanity, and a versatile loft that makes the perfect playroom, home office, media room, or second living area. The partially finished basement adds incredible flexibility with a large finished recreation space, while an additional 460 square feet is already framed for another bedroom, game room, bathroom, and storage area giving you the opportunity to easily add value and customize the home to fit your needs. Outside, enjoy your own private backyard featuring a large fenced yard, spacious deck, and a dedicated fire pit area that's perfect for entertaining family and friends or relaxing under the stars. Located in the highly sought-after Candy's Creek Cherokee Elementary and Cleveland City School zone, this home is just minutes from I-75, shopping, dining, medical facilities, and everything Cleveland has to offer. If you have been searching for a move-in-ready home with generous living space, room to grow, and an unbeatable location, this is one you won't want to miss!

3142 Epperson Trail NW, Cleveland

$349,900

4 Beds ⋅ 3 Baths ⋅ 1540111 MLS

Welcome to 1465 20th Street, a one-level Cleveland, TN home offering the space, flexibility, and income potential today's buyers are searching for. This move-in-ready property is a standout for multi-generational families, in-law suite buyers, or anyone wanting a fully finished basement apartment with separate living quarters. The main level features 3 spacious bedrooms and 2 full bathrooms with comfortable one-level living -- no stairs required for everyday life. Downstairs, the full finished basement functions as a complete second residence, featuring 1 bedroom, 1 full bathroom, a full kitchen, and a private living room. It's the perfect setup for extended family, adult children, aging parents, or a long-term rental/income-producing suite -- a true mother-in-law suite in Cleveland, TN. Car enthusiasts, hobbyists, and small business owners will love the detached 3-car garage, complete with a paint booth -- a rare find in the Cleveland real estate market. Whether you need serious workshop space, a place to run an auto detailing or restoration business, or simply want a garage built for real projects, this property delivers.

1465 20th Street SE, Cleveland

$250,000

1 Beds ⋅ 1 Baths ⋅ 1540048 MLS

COTTAGE CHARM | SUNROOM | CONVENIENT LOCATION - Situated on approximately 0.68 acres just minutes from downtown Cleveland, this charming cottage offers a comfortable layout with plenty of flexibility. The spacious living area provides room to gather, while the sunroom can easily serve as a bonus room, home office, or hobby space. The bathroom features a shower/tub combination, and a dedicated laundry room adds everyday convenience. Outside, the generous yard offers space to enjoy the outdoors or create your own backyard retreat. Conveniently located near shopping, dining, and everyday amenities, this home is ready for its next owner.

2037 Woodchase Close NE, Cleveland

$950,000

3 Beds ⋅ 3 Baths ⋅ 1540044 MLS

HISTORIC CHARM | GARAGE APARTMENT | 1.89 ACRES - Set on 1.89 private acres, this historic Colonial farmhouse blends timeless character with everyday functionality in a peaceful setting just minutes from shopping, dining, and other conveniences. Step through the front door to discover beautiful accent walls, elegant arched doorways, and classic chandeliers that showcase the home's historic appeal. Throughout the home, you'll find the craftsmanship and architectural details that make homes of this era so special, including crown molding, extensive built-in bookshelves, two fireplaces, and spacious living areas designed for gathering with family and friends. The formal dining room provides an inviting setting for meals and celebrations, while the kitchen opens to a cozy sitting room highlighted by a large picture window overlooking the pool and patio. A screened porch with direct access to the kitchen offers a convenient transition to the outdoor living spaces. Outside, enjoy the in-ground pool, dedicated garden area, and plenty of room to relax or entertain. Adding to the property's versatility is a detached garage with a private one-bedroom, one-bath apartment above, making it ideal for guests, extended family, a home office, or potential rental income. Offering historic charm, flexible living space, and a beautiful setting on nearly two acres, this is a truly special property that's ready to welcome its next owner.

2035 Woodchase Close NE, Cleveland

$385,000

4 Beds ⋅ 2 Baths ⋅ 1540030 MLS

NORTH CLEVELAND | FINISHED BASEMENT | EXTRA WORKSHOP SPACE - Conveniently located in North Cleveland, this 4-bedroom home offers a versatile layout with room to gather, entertain, and make it your own. The spacious living room provides an inviting setting for family and friends, while the kitchen opens to a formal dining room highlighted by a cozy gas fireplace, creating a comfortable space for everyday meals and special occasions alike. Just beyond, the sunroom overlooks the backyard and offers a relaxing place to enjoy your morning coffee or unwind at the end of the day. Throughout the home, thoughtfully designed accent walls add warmth and distinctive character, giving each space its own personality. The primary suite features a walk-in closet and a private en suite bathroom, while two additional bedrooms and a full bath complete the main level. Downstairs, the finished basement expands the home's possibilities with a recreation room and a fourth bedroom that's well suited for guests, a game room, or a private living area. Outside, three separate storage buildings and workshops provide exceptional space for hobbies, projects, equipment, or additional storage. Offering flexible living spaces, abundant workshop potential, and a convenient North Cleveland location, this home is ready to fit a variety of lifestyles.

2430 Candies Lane NW, Cleveland

$236,000

2 Beds ⋅ 2 Baths ⋅ 1540025 MLS

MOTIVATED SELLER! Welcome to effortless Cleveland living with NO HOA and minimal upkeep! Located at 1735 Stonebriar, this immaculate, move-in-ready one-level townhome offers the perfect blend of modern comfort, convenience, and low-maintenance living. Featuring 2 bedrooms, 2 full bathrooms, and a thoughtfully designed open floor plan, this home is ideal for those seeking simplicity without sacrificing quality. Enjoy the best of both worlds with a peaceful setting just minutes from the Cleveland bypass, downtown Cleveland, shopping, dining, and some of Southeast Tennessee's most sought-after outdoor destinations. With the Hiwassee River, hiking trails, rafting adventures, and beautiful water recreation nearby, you'll have endless opportunities to enjoy the Tennessee lifestyle right outside your door. Step inside to discover a beautifully maintained interior featuring hardwood and tile flooring throughout, granite countertops, and modern appliances in both the kitchen and bathrooms. The spacious primary suite offers a tray ceiling, abundant natural light from oversized windows, a thoughtfully designed walk-in closet, and a private en-suite bathroom complete with a full walk-in tile shower. Built in 2014, this home was designed with comfort and efficiency in mind and is fully ADA accessible, providing ease of living and flexibility for a variety of needs. Energy efficiency is another standout feature, with average monthly utility costs (electric, water, and sewer combined) approximately $115, with winter peak months averaging around $205. Recent updates include fresh interior paint in 2023 and a new water heater installed in August 2025. Outside, enjoy your own private patio space--perfect for grilling, entertaining guests, or relaxing after a long day. Whether you're searching for a low-maintenance primary residence, a second home, or an investment opportunity to add to your rental or Airbnb portfolio, 1735 Stonebriar offers the rare combination of it all.

1735 Stonebriar Drive NE, Cleveland

$229,000

3 Beds ⋅ 2 Baths ⋅ 1540010 MLS

Affordably Priced 3 bedrooms 2 baths home in Cleveland Tennessee. Good clean home ready to move in. Qualifies for most types of financing. Great home in convenient location.

1385 21st Street SE, Cleveland

$429,900

4 Beds ⋅ 4 Baths ⋅ 1540007 MLS

Welcome to 1531 NW Benjamin Circle! This well-maintained 4-bedroom, 3 full bath, and 1 half bath home offers a functional layout with the primary suite on the main level, featuring a double-sink vanity, walk-in shower, and relaxing spa tub. Inside, you'll find cathedral ceilings, crown molding throughout, quartz countertops in the kitchen, a breakfast nook, and a formal dining room. Dishwasher, range, microwave, and refrigerator convey at no additional cost to the buyer! The screened-in back porch provides a comfortable space to enjoy the outdoors. A handsome mix of brick and Dutch lap siding gives the home lasting curb appeal and low-maintenance convenience. With a large 2-car garage on the main level and an additional 2-car garage in the basement, this home offers garage space for four vehicles, plus a spacious workshop and abundant storage throughout for projects, hobbies, and everyday living. Two nice, large concrete driveways provide ample parking and easy access to both garages. Conveniently located near I-75 and close to shopping, dining, and schools. Call today for your private showing!

1531 Benjamin Circle NW, Cleveland

$75,000

1539995 MLS

Discover one of the few remaining opportunities in the highly sought-after King's Court Subdivision. This beautiful lot now offers even greater value thanks to a recent price improvement, making it the perfect time to secure your place in one of Cleveland's most desirable communities. Ideally located just minutes from the heart of Cleveland, TN, you'll enjoy convenient access to local dining, shopping, schools, and everyday amenities. Nestled within a quiet, established neighborhood and only a short drive from I-75, this property offers the perfect blend of peaceful surroundings and easy connectivity. Whether you're ready to build your dream home now or planning for the future, this rare homesite provides the space and location you've been looking for. Opportunities like this in King's Court are becoming increasingly hard to find--especially at this newly improved price. Don't miss your chance to make this exceptional property yours!

Lot 14 Arthur Lane NW, Cleveland

-$1

1539968 MLS

PUBLIC AUCTION: Saturday, August 29th, 2026 at 10:30 a.m. - SELLING IN TRACTS OR AS A WHOLE - Investors Take Note! Looking for a house? Buildings & a Barn? R-2 Zoned Lots? A total of 4.03+- Acres selling in Tracts or as a Whole with location, location, location in Cleveland, TN! Tract #1 - 3 bed, 2.5 bath home on a .46+- acres, Tract #2 - .51+- Acre Tract, Tract #3 - 1.23+- Acre Tract Tract #4 - .52+- Acre Tract, Tract #5 - 1.31+- Acre Tract with Building & Barn! If you're looking for investment property this could be it since the possibilities are endless. Live, work, rent, build . . . here's a spot where you could build your own real estate empire! This is a must-see property! You won't want to miss this sale . . . See you at the Auction! PERSONAL PROPERTY ALSO SELLS INCLUDING: John Deere Backhoe, Goose Neck Flatbed Trailer, Ford F-350 Crew Cab Dually Truck, Corvair, Cargo Trailer, Zero Turn Mower, 4 Wheelers, Construction Equipment & Materials, Antiques, Household Items, & Much, Much More! AUCTION PREVIEW DATES: Sunday, August 23rd from 2 to 4 p.m. & Friday, August 28th from 2 to 4 p.m. AUCTION TERMS: 10% Buyer's Premium, 20% Non-Refundable Deposit Due Day of Sale with Bank Letter Guaranteeing Funds & Closing in 30 Days, All Property Sells As-Is, Where-Is with No Warranties. Lead Based Paint Disclosure Does Apply.

3530 Cedar Avenue T#4, Cleveland

-$1

1539966 MLS

PUBLIC AUCTION: Saturday, August 29th, 2026 at 10:30 a.m. - SELLING IN TRACTS OR AS A WHOLE - Investors Take Note! Looking for a house? Buildings & a Barn? R-2 Zoned Lots? A total of 4.03+- Acres selling in Tracts or as a Whole with location, location, location in Cleveland, TN! Tract #1 - 3 bed, 2.5 bath home on a .46+- acres, Tract #2 - .51+- Acre Tract, Tract #3 - 1.23+- Acre Tract Tract #4 - .52+- Acre Tract, Tract #5 - 1.31+- Acre Tract with Building & Barn! If you're looking for investment property this could be it since the possibilities are endless. Live, work, rent, build . . . here's a spot where you could build your own real estate empire! This is a must-see property! You won't want to miss this sale . . . See you at the Auction! PERSONAL PROPERTY ALSO SELLS INCLUDING: John Deere Backhoe, Goose Neck Flatbed Trailer, Ford F-350 Crew Cab Dually Truck, Corvair, Cargo Trailer, Zero Turn Mower, 4 Wheelers, Construction Equipment & Materials, Antiques, Household Items, & Much, Much More! AUCTION PREVIEW DATES: Sunday, August 23rd from 2 to 4 p.m. & Friday, August 28th from 2 to 4 p.m. AUCTION TERMS: 10% Buyer's Premium, 20% Non-Refundable Deposit Due Day of Sale with Bank Letter Guaranteeing Funds & Closing in 30 Days, All Property Sells As-Is, Where-Is with No Warranties. Lead Based Paint Disclosure Does Apply.

3530 Cedar Avenue T#3, Cleveland

Cleveland Homes with Conventional Financing available

Newest Cleveland Homes with Conventional Financing available