Cleveland Homes with Conventional Financing available

Cleveland Homes with Conventional Financing available

Welcome to Cleveland, Tennessee – a hidden gem nestled in the heart of Bradley County. Known for its warm Southern hospitality and vibrant community spirit, Cleveland offers a unique blend of small-town charm and modern conveniences. With its picturesque landscapes, rich history, and a thriving local economy, it’s no wonder that this city is becoming a sought-after destination for homebuyers.

Cleveland boasts a diverse array of recreational activities, from exploring the scenic beauty of nearby parks to enjoying the cultural offerings of local theaters and art galleries. The city is also home to several annual festivals that celebrate its heritage, bringing residents together in joyful camaraderie. With its excellent schools and family-friendly atmosphere, Cleveland is the perfect place to raise a family or settle down for a peaceful retirement.

For those looking to make Cleveland their home, there are numerous properties available that can be financed with conventional loans. This financing option provides flexibility and accessibility, making it easier for buyers to secure their dream home in this idyllic setting. Whether you’re searching for a cozy cottage, a spacious family home, or a modern townhouse, Cleveland's real estate market has something for everyone.

Explore the charm of Cleveland, TN, where community, comfort, and convenience come together. With conventional financing options available, your dream home in this vibrant city is just a step away. Come and discover why so many are choosing to call Cleveland home!

Newest Cleveland Homes with Conventional Financing available

195 Stonewood Drive NW, Cleveland
$500,777
3 Beds ⋅ 2 Baths ⋅ 1544775 MLS
Custom-Built Single-Level Home on 0.72 Acres in Stonewood Forest | Cleveland, TN Looking for a one-level home in Cleveland, TN with room to breathe? This custom-built ranch in the Stonewood Forest subdivision sits on a 0.72-acre lot just minutes from Fletcher Park, shopping, dining, and everything Cleveland offers. Built by an established local builder known for quality over volume, the home makes a strong first impression with a large front yard, oversized covered porches front and back, and extensive concrete for parking, entertaining, and outdoor living. Well-planned walkways and a spacious driveway add everyday convenience. Out back, a substantial retaining wall creates real privacy, and the wooded backdrop gives you a quiet, natural setting without leaving town. Inside, a bright open floor plan connects the living room, dining area, and kitchen, so single-story living stays easy and social. The kitchen centers on an oversized quartz island and includes a large walk-in pantry, Samsung stainless steel appliances, white shaker cabinetry, and plenty of storage. The laundry room is finished with a built-in bench and hooks, a practical drop zone for busy households. The primary suite is a true retreat with a large walk-in closet and an en-suite bath featuring dual vanities and a glass-enclosed shower with floor-to-ceiling tile. If you want custom construction, a private wooded lot, and one-level living in one of Bradley County's sought-after neighborhoods, 195 Stonewood Drive belongs on your list.

195 Stonewood Drive NW, Cleveland
370 Lebannon Valley Church Road SW, Cleveland
$595,000
3 Beds ⋅ 2 Baths ⋅ 1544772 MLS
Settle down in this remarkable, one-of-a-kind home, tucked away on 1.2 acres with surrounding woods. From large custom steel windows with a treehouse view to the hand-thrown pottery bathroom sinks, this space is filled with thoughtful details that you won't find anywhere else. Newly built in 2023, this home features approximately 1715 sq ft, 3 bedrooms, and two full baths with Hardy siding and a durable metal roof. As you approach the property, you will see a stunning outdoor space with a large custom 14 ft waterfall table, steel planters, and intentional landscaping including many edibles like rosemary, sage, blueberry plants, and multiple fig trees. Enter the home onto hickory hardwood flooring and immediately your eyes will be drawn to the floor-to-ceiling windows. To your left is the kitchen with beautiful quartz countertops, LG appliances, and custom-built sycamore cabinets. You will find the fridge, washer/dryer, and microwave tucked away in the pantry with a sliding door. The master bedroom and bathroom on the main floor feature a wide window, a stand-alone tub, and a double-faucet shower. Also on the main level is the 2nd bedroom and a separate full bathroom attached to the living room. Downstairs is the full finished basement where the 3rd bedroom is located, along with a home theatre space and more. This home also includes large storage spaces, an outdoor shower, and a tankless water heater.

370 Lebannon Valley Church Road SW, Cleveland
1690 Chippewa Avenue SE, Cleveland
$249,000
3 Beds ⋅ 2 Baths ⋅ 1544724 MLS
Brand-new one-level ranch with no stairs to climb! This 3-bedroom, 2-bath home offers 1,250 sq ft on a 0.15-acre lot, perfect for first-time buyers, downsizers, or anyone who wants easy living in something brand new. Soaring 10-ft ceilings and loads of natural light make it feel bright and open, and grand 8-ft front and back doors open onto luxury vinyl flooring throughout. The kitchen features white cabinets, granite counters, and stainless appliances, and it flows right into the great room and dining area. There's main-level laundry too. The primary suite has a walk-in closet and a charming barn door to the bath, and both baths have double sinks. You'll also get recessed lighting, ceiling fans, double-pane windows, central HVAC, low-maintenance vinyl siding, a front porch for relaxing, public utilities, and a builder's warranty. It's in a convenient Cleveland location close to schools, shopping, and I-75. Move-in ready and waiting for you!

1690 Chippewa Avenue SE, Cleveland
237 Windermere Lane NE, Cleveland
$589,900
3 Beds ⋅ 2 Baths ⋅ 1544719 MLS
Quality craftsmanship and timeless style come together in this like-new Craftsman-style home located on a private drive in the desirable Windermere II subdivision. Situated on approximately 1 acre of level, easy-to-maintain property, this beautifully designed home offers approximately 2,200 square feet of comfortable one-level living with a split-bedroom floor plan that provides both privacy and functionality. The spacious main level features three bedrooms and two full bathrooms, with the primary suite offering a relaxing retreat complete with a beautifully tiled shower. The kitchen is thoughtfully appointed with granite countertops and opens to the living areas, creating a welcoming space for everyday living and entertaining. A bonus room above the garage provides valuable additional space that can easily serve as a home office, media room, playroom, or guest space. Step outside and enjoy peaceful mountain views and the privacy of your spacious lot. With a private drive, level yard, county taxes, and no HOA, this property offers a wonderful combination of comfort, convenience, and freedom. Located in an area known for quality schools, this home is an excellent opportunity for those looking for a well-maintained, move-in-ready property with room to enjoy the outdoors while still being conveniently located.

237 Windermere Lane NE, Cleveland
193 Southern Oaks Drive SE, Cleveland
$410,000
4 Beds ⋅ 3 Baths ⋅ 1544717 MLS
CONVENIENT LOCATION + BONUS ROOM - Welcome to your new home that boasts stunning mountain views and sits conveniently in the desirable Southern Oaks subdivision. Walking through the front door you will be greeted with tall ceilings. To your right you will find an elegant formal dining area. This room is perfect for hosting beautiful gatherings with friends and family! Your living space & kitchen is what dreams are made of with a beautiful open space, gas fireplace, and as many cabinets as your heart could desire. All of this overlooks your incredible back porch that boasts stunning mountain views. Your primary bedroom boasts an en suite bath with a soaking tub & a tile shower! 3 more bedrooms, a bonus office space & a bathroom will finish off the rest of this amazing home! The basement adds even more space to make it your own. Don't miss the opportunity to make this home yours today!

193 Southern Oaks Drive SE, Cleveland
4909 Grove Park Drive NW, Cleveland
$521,500
4 Beds ⋅ 3 Baths ⋅ 1544710 MLS
Check out this AMAZING DEAL!!! Offering 4 bedrooms, 3 full bathrooms, and 2,891 square feet, this beautifully designed 2021-built home combines modern comfort with an unbeatable location. Step inside to discover a spacious open-concept floor plan where the kitchen, dining, and living areas flow seamlessly together--perfect for entertaining or everyday living. The living room features a cozy gas fireplace, while the kitchen is appointed with granite countertops, abundant cabinetry, and generous workspace. The thoughtfully designed layout includes two bedrooms on the main level, including the primary suite, along with a large laundry room for added convenience. Upstairs, you'll find two additional bedrooms, a full bath, and an oversized bonus room that's perfect as a media room, playroom, home office, or second living area. Enjoy relaxing mornings and peaceful evenings on the covered back porch overlooking a private backyard that backs up to 25 acres of picturesque farmland, offering beautiful views and exceptional privacy. Located in the highly sought-after Lakeside Cottages at The Farm, this home is just minutes from restaurants, shopping, and everyday conveniences while providing the tranquility of a scenic neighborhood. Don't miss this incredible opportunity to own a spacious, newer home in one of the area's most desirable communities. Schedule your private showing today!

4909 Grove Park Drive NW, Cleveland
4833 Grove Park Drive NE, Cleveland
$345,000
2 Beds ⋅ 2 Baths ⋅ 1544707 MLS
Welcome to The Haven at the Grove! This well-maintained move in ready 2-bedroom, 2-bathroom townhome offers 1,467 square feet of comfortable, easy living. Built in 2020 by Greg Calfee Home Builders, the home features a functional single-level layout, fireplace, 1-car garage, and spacious 13x16 patio perfect for relaxing outdoors or enjoying your morning coffee. Conveniently located in Cleveland, this property offers a wonderful opportunity for those seeking low-maintenance living in an established townhome community. Private pond and walking trails to enjoy. The home comes with a Brinks security system, just waiting to be activated. Come see all this inviting home has to offer!

4833 Grove Park Drive NE, Cleveland
152 Winding Glen Drive NW, Cleveland
$512,000
4 Beds ⋅ 4 Baths ⋅ 1544694 MLS
Priced to Sell!!! Seller is offering a One Year Lease/Purchase Option! This Stunning, 1 Level Living with Bonus Room, 4- bedroom, 3.5- bathroom home is located in a desirable gated community with wonderful amenities including a community pool, clubhouse, and sidewalks perfect for the avid walker. Even better -- this home qualifies for 100% USDA financing, making it a rare find with incredible value! Step inside to discover gleaming hardwood floors and a welcoming open concept layout. The spacious living room features a stack stone, gas log fireplace and flows seamlessly into the formal dining area and kitchen. The kitchen is a chef's delight, complete with granite countertops, ornate tile backsplash, stainless steel appliances, pantry, and a sunny breakfast nook. The spacious, main-level primary suite offers a relaxing retreat with a trey ceiling, sitting area and luxurious en-suite bathroom featuring a walk-in tiled shower, jetted tub and spacious walk-in closet.. Two additional bedrooms on the main level share a convenient Jack & Jill bathroom, while a guest powder room and large laundry room with cabinets, sink and work area add function and ease. There is also an additional washer and dryer hookup in the garage. Upstairs you'll find a versatile second primary suite or bonus room with its own full bath -- perfect for guests, a private office, or a teen suite. Two car, side entry, oversized Garage. Outside, enjoy a covered back porch just off the kitchen, a level, fenced backyard with fire pit -- ideal for relaxing, entertaining, or play. Even better, this home has been freshly painted throughout, including the driveway.

152 Winding Glen Drive NW, Cleveland
5058 Solar Lane NW, Cleveland
$425,000
4 Beds ⋅ 3 Baths ⋅ 1544592 MLS
Welcome to 5058 Solar Lane NW in Cleveland, TN! This beautiful home features attractive Hardie siding with brick accents, elegant engineered hardwood flooring, and crown molding trim work. Specialty ceilings in the primary bedroom(located on main level) and living room add a touch of character and sophistication. This is a wonderful small knit community. It has a nice covered back porch space to sit down and relax. Enjoy a convenient location with quick access to Interstate 75, as well as nearby shopping, dining, and everyday amenities. Combining timeless style with comfortable living, this home is a wonderful place to call your own!

5058 Solar Lane NW, Cleveland
3414 Westhaven Place NW, Cleveland
$499,900
3 Beds ⋅ 4 Baths ⋅ 1544647 MLS
Beautiful Home in a Quiet Cleveland Neighborhood! Come see all that this beautiful home has to offer! Nestled in a quiet, welcoming neighborhood in Cleveland, Tennessee, and conveniently located near shopping, restaurants, and highly regarded school zones, this spacious home offers the perfect blend of comfort, functionality, and quality construction. With nearly 2,700 square feet of living space, this home features 3 bedrooms and 2.5 baths on the main level, plus a versatile upstairs bonus room or 4th bedroom and an additional half bath. The inviting, open floor plan is highlighted by beautiful trey, cathedral, and vaulted ceilings that create a bright and spacious atmosphere throughout. The generously sized owner's suite offers a relaxing retreat, complete with access to a screened porch--perfect for enjoying your morning coffee or unwinding at the end of the day. The eat-in kitchen features custom cabinetry and provides a comfortable space for everyday meals and gathering with family and friends. Upstairs, you'll find a spacious bonus room ideal for a playroom, home office, media room, or a 4th bedroom, along with another half bathroom and oversized storage area that provides plenty of room for all your extra belongings. With abundant closet space throughout, storage will never be an issue! Situated on a great, level lot, this well-built home offers room to spread out, spaces to gather, and so many conveniences. Enjoy added convenience and peace of mind with remotely controlled garage doors, a whole-yard irrigation system, and a security light in the back. The home features a Beehive smart control system. From its spacious layout to its quality construction and desirable location, this home has so much to offer. Don't miss the opportunity to make this wonderful home your own!

3414 Westhaven Place NW, Cleveland
Red Clay Road, Cleveland
$139,000
1544641 MLS
Discover the perfect opportunity to bring your dream home to life on this beautiful 2.44-acre property, offering an exceptional combination of privacy, natural surroundings, and convenience. Thoughtfully prepared for its next owner, this picturesque parcel features a brand-new gravel driveway and a freshly cleared homesite, providing an inviting starting point for your future residence. With generous acreage and a peaceful setting, the property offers ample space to create a custom home designed around your lifestyle and vision. Ideally situated near Red Clay State Historic Park and Southern Adventist University, this desirable location offers the tranquility of country living while remaining conveniently accessible to nearby amenities. Whether you envision a charming country retreat or a beautifully designed custom residence, this remarkable property provides an outstanding opportunity to create something truly special. Bring your plans, bring your builder, and start turning your dream into reality! *Annual tax amount to be determined*

Red Clay Road, Cleveland
3131 Brookmore Trail NW, Cleveland
$475,000
4 Beds ⋅ 2 Baths ⋅ 1544615 MLS
Why buy new when the extras are already included? Built in 2024, this beautiful 4-bedroom, 2-bath home offers the appeal of new construction with thousands of dollars in upgrades already completed! Since purchasing, the sellers have added a vinyl privacy fence, irrigation system, landscaping, window blinds, storm door, elegant iron front porch gate, and custom interior paint. They've also added a high-end refrigerator and new washer and dryer, all of which remain! Enjoy an open floor plan, granite countertops, gas-log fireplace, and the convenience of main-level living with the added flexibility of an upstairs bonus room! The spacious primary suite offers a walk-in closet and separate shower. Outside, the fenced backyard is ready to enjoy, and a two-car garage adds convenience. Why start from scratch when so much has already been done? Enjoy the benefits of a nearly new home without the added expense and hassle of completing these upgrades yourself!

3131 Brookmore Trail NW, Cleveland
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