Cleveland Homes with USDA Loan Financing available

Cleveland Homes with USDA Loan Financing available

Welcome to Cleveland, Tennessee – a hidden gem nestled in the heart of Bradley County! Known for its warm Southern hospitality and picturesque landscapes, this charming city offers a delightful blend of small-town charm and modern amenities. Cleveland is not just a place to live; it’s a community that fosters connection, growth, and a sense of belonging.

Cleveland boasts a rich history, with roots dating back to the 1830s, and it continues to thrive as a vibrant hub for families and professionals alike. With its scenic parks, bustling downtown area, and a variety of local shops and restaurants, there’s always something to explore. Outdoor enthusiasts will appreciate the nearby hiking trails and beautiful lakes, perfect for weekend adventures.

For those considering a move to Cleveland, the housing market is as inviting as the community itself. Homes in this area are not only affordable but also come with the fantastic opportunity of USDA Loan Financing. This means that eligible buyers can take advantage of 100% financing options, making homeownership more accessible than ever. Whether you’re a first-time homebuyer or looking to upgrade, Cleveland’s diverse range of homes, from cozy bungalows to spacious family residences, ensures there’s something for everyone.

In Cleveland, you’re not just purchasing a house; you’re investing in a lifestyle filled with rich culture, community spirit, and natural beauty. Come discover why so many are choosing to call Cleveland, Tennessee, home! Let us help you find your perfect property today.

Newest Cleveland Homes with USDA Loan Financing available

1 Beds ⋅ 1 Baths ⋅ 1540048 MLS

COTTAGE CHARM | SUNROOM | CONVENIENT LOCATION - Situated on approximately 0.68 acres just minutes from downtown Cleveland, this charming cottage offers a comfortable layout with plenty of flexibility. The spacious living area provides room to gather, while the sunroom can easily serve as a bonus room, home office, or hobby space. The bathroom features a shower/tub combination, and a dedicated laundry room adds everyday convenience. Outside, the generous yard offers space to enjoy the outdoors or create your own backyard retreat. Conveniently located near shopping, dining, and everyday amenities, this home is ready for its next owner.

2037 Woodchase Close NE, Cleveland

3 Beds ⋅ 3 Baths ⋅ 1540044 MLS

HISTORIC CHARM | GARAGE APARTMENT | 1.89 ACRES - Set on 1.89 private acres, this historic Colonial farmhouse blends timeless character with everyday functionality in a peaceful setting just minutes from shopping, dining, and other conveniences. Step through the front door to discover beautiful accent walls, elegant arched doorways, and classic chandeliers that showcase the home's historic appeal. Throughout the home, you'll find the craftsmanship and architectural details that make homes of this era so special, including crown molding, extensive built-in bookshelves, two fireplaces, and spacious living areas designed for gathering with family and friends. The formal dining room provides an inviting setting for meals and celebrations, while the kitchen opens to a cozy sitting room highlighted by a large picture window overlooking the pool and patio. A screened porch with direct access to the kitchen offers a convenient transition to the outdoor living spaces. Outside, enjoy the in-ground pool, dedicated garden area, and plenty of room to relax or entertain. Adding to the property's versatility is a detached garage with a private one-bedroom, one-bath apartment above, making it ideal for guests, extended family, a home office, or potential rental income. Offering historic charm, flexible living space, and a beautiful setting on nearly two acres, this is a truly special property that's ready to welcome its next owner.

2035 Woodchase Close NE, Cleveland

2 Beds ⋅ 2 Baths ⋅ 1539868 MLS

Welcome home to this beautifully designed one-level floor plan featuring 2 bedrooms and 2 full bathrooms. Step inside to find an inviting entry with a convenient coat closet, and an open-concept living area that's perfect for both everyday living and entertaining. The spacious living room flows seamlessly to the private, fenced backyard and patio, creating an ideal space for relaxing or hosting guests. The kitchen is both stylish and functional, offering granite countertops, a tile backsplash, abundant cabinetry, a pantry, and a breakfast bar overlooking the dining area. The spacious primary suite features a large walk-in closet, a private en-suite bath with a walk-in shower, and plenty of room to unwind. A conveniently located laundry room is tucked into the hallway leading to the second bedroom and full bathroom, providing privacy for guests or family members. Additional highlights include window blinds throughout and a private fenced backyard, making this home move-in ready and easy to enjoy.

392 NE Bellingham Drive 5c, Cleveland

3 Beds ⋅ 2 Baths ⋅ 1539753 MLS

Welcome to the Alan -- a stunning new 1 level home by Lennar in the sought-after Summit View community, where resort-style living meets the breathtaking beauty of the Chattanooga area. From the moment you arrive, you'll feel the difference. Summit View offers a lifestyle as impressive as the views -- with a gorgeous community pool and cabana that make every day feel like a getaway. Whether you're unwinding poolside, soaking in the sweeping natural vistas, or simply enjoying the peaceful surroundings, this community delivers the elevated everyday you've been looking for. Inside, the Alan floor plan is designed to impress. Thoughtfully laid out with spacious living areas, a chef-ready kitchen, and well-appointed bedrooms, this home checks every box -- and then some. The open-concept design flows effortlessly, perfect for entertaining or simply relaxing in style. Best of all? This home comes with Lennar's signature Everything's Included® package -- so the features you actually want are already there. Expect designer finishes, stainless steel appliances, smart home technology, and so much more -- all at no extra cost, no negotiating, no surprises. This home is move-in ready, so you can skip the wait and start living. No build timeline. No delays. Just keys in hand and a beautiful new chapter ahead. Don't miss your opportunity to own in Summit View -- one of the area's most desirable new communities. Schedule your private tour today and see why Lennar homeowners love where they live.

5169 Skyline Way NE 132, Cleveland

3 Beds ⋅ 2 Baths ⋅ 1539671 MLS

Welcome home to this beautifully maintained 3-bedroom, 2-bath home, built in 2012 and tucked away in a quiet cul-de-sac. Offering approximately 1,530 square feet on the upper level, this home combines comfortable living with incredible flexibility. The spacious primary suite features a large bedroom and a private en-suite bath, creating the perfect retreat. The open, inviting layout is ideal for both everyday living and entertaining. Downstairs, you'll find a partially finished basement complete with a full bathroom, offering excellent potential for a guest suite, in-law quarters, home office, recreation room or additional living space. The unfinished portion provided room for two vehicles, a workshop, and an abundance of storage. Step outside to enjoy the beautifully landscaped, fully fenced backyard-perfect for relaxing, entertaining, or letting pets and children play. Cool off in the 2-year-old above ground pool and enjoy your own private outdoor oasis. Located in a desirable cul-de-sac, this move-in ready home offers space, versatility, and a backyard you'll love. Don't miss the opportunity to make it yours!

3309 Carmen Lane SE, Cleveland

4 Beds ⋅ 2 Baths ⋅ 1539638 MLS

MOVE IN READY!! Spacious Full Brick Home with Flexible Floor Plan & Incredible Outdoor Living! This beautifully maintained full brick home offers 4 oversized bedrooms and 2 full baths, The inviting great room is the heart of the home and opens through elegant French doors to a relaxing screened porch, creating the perfect space to enjoy your morning coffee or unwind in the evenings. Just beyond, you'll find a spacious deck designed for entertaining family and friends. The kitchen features a charming breakfast nook for casual meals, while the separate formal dining room is perfect for hosting holidays and special occasions. A large laundry room with a utility sink adds everyday convenience. The attached double garage includes an 11' x 11' workshop, providing an excellent space for hobbies, projects, or extra storage. Located in a desirable neighborhood, this home is within walking distance of the YMCA, making it easy to enjoy fitness classes, swimming, sports, pickle ball and community activities. With its flexible floor plan, generous living spaces, and exceptional outdoor amenities, 133 Rosewood Drive is ready to welcome you home. Schedule your private showing today and see everything this wonderful property has to offer!

133 Rosewood Drive NE, Cleveland

4 Beds ⋅ 2 Baths ⋅ 1539305 MLS

Welcome to 136 Golf Drive SE, a beautifully updated 4-bedroom, 2-full-bath home offering the perfect blend of comfort, style, and location in Cleveland, Tennessee. Located right along the scenic Falcon Pointe Golf Club, this move-in-ready home is ideal for buyers seeking a peaceful, golf-course lifestyle without sacrificing convenience. Step inside to discover a spacious, open-concept living room that flows effortlessly into the updated kitchen -- perfect for entertaining or everyday living. The entire home was completely renovated in 2023, featuring new flooring throughout, stylish kitchen cabinets, updated tubs and showers in both bathrooms, energy-efficient double-pane windows, and light fixtures. Outside, enjoy the durability and curb appeal of a newer metal roof, plus a detached garage/workshop -- a rare bonus offering extra storage, workspace, or room for hobbies and projects. Zoned for the highly desirable Waterville Elementary School, this home is a fantastic fit for families looking for quality education just minutes away. Located in a quiet, established neighborhood with mature trees and green space, yet close to Cleveland's shopping, dining, and easy highway access for commuters. Whether you're an avid golfer, a growing household, a backyard mechanic, or simply looking for a beautifully updated single-family home in Bradley County, this Cleveland TN property checks every box. Don't miss your chance to own a move-in-ready home on the golf course -- schedule your private showing today! **Some photos have been virtually staged for illustrative purposes only and do not reflect the home's actual furnishings.

136 Golf Drive SE, Cleveland

3 Beds ⋅ 3 Baths ⋅ 1539280 MLS

QUALITY NEW CONSTRUCTION | FLEXIBLE FLOOR PLAN | FALCON CREST - Designed with both everyday living and entertaining in mind, this new construction home in Falcon Crest offers the comfort of main level living with the added flexibility of a spacious upstairs bonus room and full bathroom. With 3 bedrooms, 3 bathrooms, and approximately 2,295 square feet, the thoughtfully designed layout provides plenty of room to spread out while maintaining an open, inviting feel. The living room is anchored by a beautiful fireplace and enhanced with crown molding that adds a touch of timeless character throughout the main living spaces. The kitchen flows seamlessly into the living and dining areas, making it easy to host family and friends or simply enjoy daily life at home. Upstairs, the bonus room offers endless possibilities as a home office, media room, playroom, guest suite, or workout space. Step outside to the covered back porch, an ideal place to unwind, enjoy your morning coffee, or relax at the end of the day. A spacious attached two-car garage provides ample room for vehicles, storage, and hobbies. Combining quality craftsmanship, modern finishes, and a functional layout, this Falcon Crest home offers the perfect blend of style, convenience, and low-maintenance living in one of the area's most desirable communities.

Lot 99 Falcon Crest Subdivision Drive NW, Cleveland

3 Beds ⋅ 3 Baths ⋅ 1539185 MLS

HISTORIC CHARM | 2.5+ ACRES | GUEST COTTAGE & GARAGE APARTMENT - Opportunities like this rarely come along. Set on more than 2.5 private acres, this historic Colonial farmhouse combines timeless character with exceptional versatility in a peaceful setting just minutes from everyday conveniences. Step through the main entrance and you'll be welcomed by beautiful accent walls, elegant arched doorways, and classic chandeliers that highlight the home's historic character. Inside, you'll find the craftsmanship and architectural details that make historic homes so special, including beautiful crown molding, extensive built-in bookshelves, two fireplaces, and spacious living areas designed for both everyday living and entertaining. The formal dining room provides an elegant setting for gatherings, while the kitchen opens to a cozy sitting room highlighted by a large picture window overlooking the pool and patio. A screened porch with its own entrance into the kitchen adds everyday convenience and provides a covered transition between the home and outdoor living spaces. Outside, the beautifully maintained grounds feature an in-ground pool, a dedicated garden area, and plenty of room to enjoy the outdoors. Adding to the property's unique appeal is a detached garage with a private one-bedroom, one-bath apartment above, ideal for guests, extended family, rental income, or a home office. A separate one-bedroom cottage complete with its own kitchen and bathroom offers even more flexibility for multi-generational living, long-term guests, or additional income potential. With its combination of historic charm, multiple living spaces, and expansive acreage, this is a truly one-of-a-kind property offering possibilities that are hard to find.

2035 Woodchase Close NE, Cleveland

4 Beds ⋅ 3 Baths ⋅ 1538960 MLS

Custom Luxury Living in Eagle Creek - Better Than New! Welcome to 140 Bear Trace Lane NW in Cleveland, TN. A stunning custom-built home completed in 2024 and thoughtfully designed with comfort, style, and functionality in mind. Located in the highly desirable Eagle Creek Gated Subdivision, this exceptional 4-bedroom, 3 full bath residence offers nearly 3,000 square feet of beautifully appointed living space and is priced at $580,000. From the moment you enter, you'll appreciate the open-concept floor plan, enhanced by custom lighting, custom blinds throughout, luxury vinyl plank flooring, and abundant natural light from ENERGY STAR® qualified double-pane windows. The inviting living room centers around a cozy gas log fireplace, creating the perfect gathering space for family and friends. The heart of the home is the impressive chef's kitchen, featuring a gas stove, oversized center island, walk-in pantry, and generous workspace--perfect for entertaining or everyday living. The adjoining dining and living areas create a seamless flow for hosting guests. The spacious main-level primary suite offers a private retreat with oversized walk-in closets and a spa-inspired ensuite featuring a custom tile shower, separate vanities, and luxurious finishes. The split-bedroom layout provides privacy for family members or guests, while the additional bathrooms feature full-size soaking tubs for ultimate relaxation. Additional highlights include a large main-level laundry room, media room for family media night, no carpet throughout the home, and an oversized deck overlooking the beautifully landscaped, level backyard--ideal for outdoor entertaining, grilling, or simply enjoying peaceful evenings. Residents of Eagle Creek enjoy outstanding neighborhood amenities, including a community pool and clubhouse, side walks, and view of the Ridge. Conveniently located in the highly regarded Bradley County School System.

140 Bear Trace NW, Cleveland

3 Beds ⋅ 1 Baths ⋅ 1538954 MLS

Welcome home to your own private retreat. Nestled on 6.02 beautiful acres, this well-maintained 3-bedroom, 1-bathroom home offers the perfect blend of peaceful country living and modern updates. Inside, you'll find new flooring throughout, a new HVAC system, and a thoughtfully cared-for interior that's truly move-in ready. Step outside and enjoy the privacy you've been looking for. Whether you're relaxing on the porch, entertaining friends and family, or letting pets and children play safely in the privacy-fenced backyard, you'll appreciate the space and tranquility this property provides. With over six acres, there's plenty of room to explore, garden, add a workshop, or simply enjoy the beauty of your own land. The home also features a roof that has been professionally treated with Roof Maxx, helping extend the life of the roof. Even better, the transferable Roof Maxx warranty provides added value and peace of mind for the new owner. Properties that combine acreage, privacy, quality updates, and move-in-ready condition don't come along every day. If you've been waiting for a place that feels like home from the moment you arrive, this one is well worth seeing before it's gone.

147 Norwood Drive SE, Cleveland

2 Beds ⋅ 3 Baths ⋅ 1538891 MLS

**Preferred Lender offering 1% Buyer credit. This beautiful end-unit townhome offers a perfect blend of comfort, style, and unbeatable convenience with the added freedom of no HOA. Step inside to an open-concept main level featuring gorgeous hardwood and tile flooring, high ceilings, and a thoughtfully designed floor plan perfect for everyday living and entertaining. The well-appointed kitchen showcases stunning cabinetry, sleek granite countertops, an ample pantry, and a convenient main-level laundry closet alongside a half bath for guests. Upstairs, you will find two exceptionally spacious bedrooms, each complete with its own private, en-suite full bathroom and comfortable carpeted flooring. The living space extends outdoors to an large back deck that opens up to a low-maintenance, fenced-in backyard offering an ideal setup for privacy, relaxation, or hosting friends. Situated on a level corner lot just minutes from downtown Cleveland, local restaurants, shopping centers, and Lee University, this exceptional property provides both the ultimate location and a low-maintenance lifestyle.

1217 Angie Lane NE, Cleveland

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