Cleveland Homes with Conventional Financing available

Cleveland Homes with Conventional Financing available

Welcome to Cleveland, Tennessee – a hidden gem nestled in the heart of Bradley County. Known for its warm Southern hospitality and vibrant community spirit, Cleveland offers a unique blend of small-town charm and modern conveniences. With its picturesque landscapes, rich history, and a thriving local economy, it’s no wonder that this city is becoming a sought-after destination for homebuyers.

Cleveland boasts a diverse array of recreational activities, from exploring the scenic beauty of nearby parks to enjoying the cultural offerings of local theaters and art galleries. The city is also home to several annual festivals that celebrate its heritage, bringing residents together in joyful camaraderie. With its excellent schools and family-friendly atmosphere, Cleveland is the perfect place to raise a family or settle down for a peaceful retirement.

For those looking to make Cleveland their home, there are numerous properties available that can be financed with conventional loans. This financing option provides flexibility and accessibility, making it easier for buyers to secure their dream home in this idyllic setting. Whether you’re searching for a cozy cottage, a spacious family home, or a modern townhouse, Cleveland's real estate market has something for everyone.

Explore the charm of Cleveland, TN, where community, comfort, and convenience come together. With conventional financing options available, your dream home in this vibrant city is just a step away. Come and discover why so many are choosing to call Cleveland home!

Newest Cleveland Homes with Conventional Financing available

4 Beds ⋅ 3 Baths ⋅ 1539903 MLS

Situated on 4.18 picturesque acres, this beautifully renovated brick ranch home offers the perfect blend of privacy, modern updates, and flexible living space. Featuring a full finished basement with its own private entrance, driveway, and garage, this property presents an exceptional opportunity for multi-generational living or a true in-law suite. The main level opens with a spacious great room highlighted by a stunning picture window that fills the home with natural light and showcases the scenic surroundings. Luxury vinyl flooring, recessed lighting, crown molding, and updated fixtures extend throughout most of the living areas. The renovated kitchen is a showstopper, featuring quartz countertops, custom cabinetry, a tile backsplash, new sink and fixtures, stainless steel appliances, a breakfast bar, breakfast nook, and a convenient butler's pantry. The cozy breakfast nook is accented by wainscoting and a fireplace, while the oversized laundry room adds everyday convenience. The primary suite offers a walk-in closet with custom shelving and a luxurious ensuite bath complete with a custom vanity topped with quartz, champagne bronze fixtures, tile flooring, a large tiled shower, and a Bluetooth-enabled smart light fixture. Two additional bedrooms feature custom closet systems, while the hall bath includes dual sinks, quartz countertops, and a tiled tub/shower combination. Downstairs, the finished basement functions as a private second living quarters with its own entrance, garage, driveway, second kitchen, living area, full bath, second laundry room, and abundant storage. Also downstairs is an additional room that could serve as a fourth bedroom, office, or hobby space. New stainless steel appliances will soon be installed in the basement kitchen, including a refrigerator, electric range, and dishwasher. Outdoor living is equally impressive with a massive covered front porch, expansive concrete patio, detached storage building, painted brick exterior, and a durable metal roof. Additional updates include new windows, new gutters, and new garage door openers. Final stages of renovations will be finished prior to closing. With three garage bays, two separate driveways, extensive renovations, and endless possibilities, this one-of-a-kind property offers the space and versatility you've been searching for.

3866 Blue Springs Road SE, Cleveland

3 Beds ⋅ 4 Baths ⋅ 1539893 MLS

Introducing Creekside: A New Community of Estate Homes in North Cleveland! Located just inside Kingwood Estates ont he left. The highly sought-after Farmview plan is currently under construction on lot 9 and will be move-in ready by December 2026! Features of the Farmview Plan: Bedrooms and Baths: This home features 3 bedrooms and 3.5 baths, along with a bonus room. Main Floor Convenience: All bedrooms are conveniently located on the main floor. Open Floorplan: The layout is open, with split bedrooms for added privacy. Kitchen Highlights: The kitchen boasts an oversized island with bar seating for up to 4 and a spacious walk-in pantry. Dining Room: The separate dining room offers a view of the kitchen, family room, and covered porch. Primary Bedroom Retreat: The primary suite includes an en suite bathroom with a freestanding tub and a frameless glass ceramic tiled shower. Guest Bath: The downstairs guest bath is equipped with an Americast tub and ceramic tile walls. Bonus Room: Upstairs, you'll find a generous bonus room/flex space perfect for guests or a home office, complete with a full bath. Additional Features: These estate homes will showcase: A FULL brick exterior with fiber cement soffits and fascia 9-foot ceilings on the main floor and 8-foot ceilings on the upper level A tankless gas water heater Granite or quartz countertops throughout Stainless steel LG appliances, including a double oven, cabinet microwave, stainless steel hood, and dishwasher. 3-zone irrigation Get ready to experience the perfect blend of comfort and style at Creekside! River Stone Construction provides a one year builder warranty! Photos are of a previously built Farmview plan.

124 Murry Lane NW, Cleveland

2 Beds ⋅ 2 Baths ⋅ 1539868 MLS

Welcome home to this beautifully designed one-level floor plan featuring 2 bedrooms and 2 full bathrooms. Step inside to find an inviting entry with a convenient coat closet, and an open-concept living area that's perfect for both everyday living and entertaining. The spacious living room flows seamlessly to the private, fenced backyard and patio, creating an ideal space for relaxing or hosting guests. The kitchen is both stylish and functional, offering granite countertops, a tile backsplash, abundant cabinetry, a pantry, and a breakfast bar overlooking the dining area. The spacious primary suite features a large walk-in closet, a private en-suite bath with a walk-in shower, and plenty of room to unwind. A conveniently located laundry room is tucked into the hallway leading to the second bedroom and full bathroom, providing privacy for guests or family members. Additional highlights include window blinds throughout and a private fenced backyard, making this home move-in ready and easy to enjoy.

392 NE Bellingham Drive 5c, Cleveland

3 Beds ⋅ 2 Baths ⋅ 1539794 MLS

*Photos Coming Soon* Welcome to 2910 Orchid Drive NW in the Hope Acres community of Cleveland, Tennessee. Nestled in a quiet, established neighborhood, this 3-bedroom, 2-bath split-level home offers 1,826 square feet of comfortable living space with plenty of opportunity to make it your own. Inside, you'll appreciate the major updates that have already been completed, including beautifully remodeled bathrooms, lifetime warranty windows, new gutters, and HVAC upgrade, giving you peace of mind for years to come. This is the perfect home for your personal finishing touches. The finished partial basement provides valuable flex space that's ideal for a family room, home office, recreation area, or hobby space. Outside, enjoy a fully fenced backyard complete with a storage shed, providing room for pets, play, gardening, or outdoor entertaining. An attached carport and asphalt driveway add everyday convenience. Whether you're searching for your first home, or a place to grow, this property combines important updates, functional space, and a desirable location in one attractive package. Don't miss your opportunity to make 2910 Orchid Drive NW your next address!

2910 NW Orchid Drive NW, Cleveland

2 Beds ⋅ 2 Baths ⋅ 1539863 MLS

Welcome to Brookstone Subdivision, where comfort, convenience, and low-maintenance living come together. This well-maintained 2-bedroom, 2-bath townhome features an inviting open-concept floor plan designed for both everyday living and entertaining. The spacious kitchen is beautifully appointed with custom cabinetry, granite countertops, and hardwood flooring that flows throughout the main living areas. The primary suite offers a generously sized closet and a private en-suite bath with a walk-in shower. The secondary bedroom also features a large closet, providing plenty of storage. Step outside to enjoy the screened-in patio overlooking a small backyard--an ideal space for relaxing with your morning coffee or unwinding in the evening. Additional features include an attached one-car garage and an HOA that takes care of lawn maintenance, allowing you to enjoy a carefree lifestyle. Don't miss this opportunity to own a move-in-ready townhome in the desirable Brookstone Subdivision! Directions: From I75 take exit 27, turn right onto Paul Huff Pkwy NW. Keep straight on at Stuart Rd NE. Turn right onto Michigan Avenue Rd NE. Turn left onto Chelsa Dr NE.

1721 Chelsa Drive NE, Cleveland

3 Beds ⋅ 3 Baths ⋅ 1539840 MLS

Newly constructed home in Cleveland, TN. Walking distance to Lee University and Cleveland Square! In addition to 3 bedrooms / 2.5 bathrooms, this home features an exceptional backyard and comes with a 1 year builder's warranty. Great opportunity to be close to all the restaurants and shops of downtown Cleveland and still just 30 minutes from the scenic city of Chattanooga! (Information is deemed reliable but not guaranteed. Buyer should verify any information of concern, including but not limited to schools and square footage)

921 2nd Street NE, Cleveland

Discover the perfect place to build your dream home in the desirable Bennett Place subdivision! This beautiful 0.5-acre lot offers the ideal blend of privacy and convenience close to the city. Don't miss your chance to create the home you've always envisioned in a well-established and sought-after neighborhood!

Lot 64 Bennett Place SE, Cleveland

2 Beds ⋅ 1 Baths ⋅ 1539822 MLS

Welcome home to this beautifully remodeled 2-bedroom, 1-bath ranch offering approximately 1,820 square feet of functional living space, including a comfortably cool basement! Relax on the inviting front porch swing or enjoy the privacy of the large, fully fenced backyard surrounded by mature trees and attractive landscaping. Inside, you'll find new hardwood floors throughout, a beautifully remodeled bathroom with tile flooring, and an updated kitchen featuring matching Whirlpool stainless steel appliances, including a refrigerator, double-oven range, microwave and dishwasher. Ceiling fans in most rooms. Window blinds, washer/ dryer, standing kitchen pantry all remain with the home, making your move even easier. The 884-square-foot basement provides exceptional flexibility with a spacious two-car garage, workshop, storage area, and laundry space--ideal for hobbies, a home gym, or future expansion. This area stays very cool if you keep garage doors down and could be easily heated/cooled with portable unit. The wood top work bench does not stay. Major updates provide peace of mind for years to come, including: Approximately 3-year-old architectural shingle roof Newer 50-gallon water heater Septic system serviced (January 2023) AFS waterproofing system with sump pump (conveys), wall panels, and dehumidifier (conveys) backed by a lifetime transferable warranty AFS driveway lifting and crack repair with a lifetime transferable warranty Outside, enjoy a beautifully landscaped front yard, a wood deck and a large fenced backyard perfect for children or pets. Also, a convenient site-built storage building with drive-in access for your lawn mower and plenty of room for tools and equipment. Move-in ready and thoughtfully updated, this charming home offers quality improvements, abundant storage, and exceptional value at an affordable price! Pre-sale Title check will be completed by Burns Henry & Kirksey PC Cleveland Fire or Bradley County Fire ISO Class 2

240 SE Bell Street SE, Cleveland

3 Beds ⋅ 2 Baths ⋅ 1539805 MLS

Charm meets convenience in this beautifully updated 1938 two-story farmhouse in the heart of Cleveland, offering a great opportunity for both forever home searchers and rental investors alike! A rocking-chair front porch welcomes you home, shaded by mature trees and set on a level 0.34-acre lot. Step inside to gleaming hardwood floors, crown molding, ceiling fans, and plantation shutters throughout, all filling the home with warmth and character. The spacious living room centers around a brick, wood-burning fireplace with gas logs and a gas starter, flowing easily into a separate dining room and a bright breakfast nook -- ideal for both quiet mornings and lively gatherings. The kitchen shines with rich cream cabinetry, black granite countertops, a farmhouse sink, and abundant storage. A downstairs primary bedroom adds everyday convenience, while two additional bedrooms upstairs, each with ceiling fans and generous closet space, provide plenty of room to spread out. Two full bathrooms feature tub/shower combos, and a laundry closet with washer hookup keeps chores simple. A walk-in attic and cellar/basement offer exceptional storage, and a smoke detector system and rain gutters add extra peace of mind. Outside, the fenced backyard with a deck and storage shed is perfect for pets, entertaining, or relaxing in your own private retreat. Recent updates including a new roof, new HVAC system, and new ductwork mean this home is truly move-in ready. Zoned for Mayfield Elementary, Cleveland Middle, and Cleveland High, and just minutes from shopping, dining, medical facilities, and I-75 access, this location can't be beat. A rare blend of vintage character and modern peace of mind -- schedule your showing today!

3605 Michigan Avenue Road NE, Cleveland

4 Beds ⋅ 3 Baths ⋅ 1539802 MLS

Updated One-Level Living in a Prime Location! Discover the ease of one-level living in this beautifully updated 4-bedroom, 3-bath home! Featuring hardwood and luxury vinyl flooring throughout, this move-in ready home offers a stylishly updated kitchen and renovated bathrooms. Two of the spacious bedrooms feature private ensuite bathrooms, providing the perfect setup for a primary suite and guest accommodations or multi-generational living. Outside, enjoy a fenced backyard, a detached single-car garage, and a location that's close to shopping, dining, schools, and everyday conveniences. This home combines space, comfort, and an unbeatable location--don't miss your opportunity to make it yours!

806 Willow Street NW, Cleveland

Discover the perfect blend of privacy, natural beauty, and opportunity with this 23.98± acre wooded tract located just off Bates Pike SE in Cleveland, Tennessee. Whether you're searching for a secluded homesite, a weekend retreat, or your own private hunting and recreational property, this tract offers endless possibilities. A recorded easement provides access to the property, leading you into a peaceful setting filled with mature timber and abundant wildlife. Imagine building your dream home surrounded by nature while still enjoying the convenience of being just minutes from Highway 64 (Waterlevel Highway), Norman Road, and a short drive to Cleveland, Ocoee, and Chattanooga. This property is ideal for outdoor enthusiasts, offering excellent opportunities for hiking, hunting, ATV riding, or simply escaping the hustle and bustle. With nearly 24 acres to explore, you'll have the space and privacy to create the lifestyle you've been looking for. If you've been searching for affordable acreage in Southeast Tennessee with excellent potential and a convenient location, this beautiful wooded tract deserves a look.

Bates Pike SE, Cleveland

3 Beds ⋅ 3 Baths ⋅ 1539764 MLS

Situated on a spacious 0.62 acre corner lot in Cleveland, this charming Cape Cod style home offers 2,756 square feet of well designed living space with a layout that combines comfort, functionality, and timeless appeal. Inside, you'll find three generously sized bedrooms and two and a half bathrooms. The primary suite is conveniently located on the main level, providing the ease of single level living and featuring a walk-in closet for ample storage. Each additional bedroom also includes its own walk-in closet, ensuring plenty of space for family members and guests. Designed for both everyday living and entertaining, the home features a formal dining room that is perfect for holiday gatherings, dinner parties, or special occasions. The kitchen is highlighted by granite countertops and offers plenty of workspace for meal preparation. A gas fireplace serves as a warm and inviting focal point in the living area, creating the perfect setting for relaxing evenings at home. A versatile bonus room provides flexibility to fit your lifestyle and can easily function as a home office, media room, playroom, exercise space, or hobby room. Outdoor living is equally inviting. The screened back porch offers a comfortable place to enjoy your morning coffee or unwind at the end of the day while overlooking the fenced backyard. Mature trees provide shade, privacy, and established landscaping that enhances the property's curb appeal. An additional outbuilding offers valuable storage space or room for projects and hobbies. With its desirable corner lot, flexible floor plan, and blend of indoor and outdoor living spaces, this home presents an excellent opportunity for those seeking both comfort and convenience. Schedule your private showing today and experience all this Cleveland property has to offer.

2801 Spring Place Road SE, Cleveland

Start Your Search