Cleveland Homes with Conventional Financing available

Cleveland Homes with Conventional Financing available

Welcome to Cleveland, Tennessee – a hidden gem nestled in the heart of Bradley County. Known for its warm Southern hospitality and vibrant community spirit, Cleveland offers a unique blend of small-town charm and modern conveniences. With its picturesque landscapes, rich history, and a thriving local economy, it’s no wonder that this city is becoming a sought-after destination for homebuyers.

Cleveland boasts a diverse array of recreational activities, from exploring the scenic beauty of nearby parks to enjoying the cultural offerings of local theaters and art galleries. The city is also home to several annual festivals that celebrate its heritage, bringing residents together in joyful camaraderie. With its excellent schools and family-friendly atmosphere, Cleveland is the perfect place to raise a family or settle down for a peaceful retirement.

For those looking to make Cleveland their home, there are numerous properties available that can be financed with conventional loans. This financing option provides flexibility and accessibility, making it easier for buyers to secure their dream home in this idyllic setting. Whether you’re searching for a cozy cottage, a spacious family home, or a modern townhouse, Cleveland's real estate market has something for everyone.

Explore the charm of Cleveland, TN, where community, comfort, and convenience come together. With conventional financing options available, your dream home in this vibrant city is just a step away. Come and discover why so many are choosing to call Cleveland home!

Newest Cleveland Homes with Conventional Financing available

3 Beds ⋅ 2 Baths ⋅ 1542909 MLS

Plenty of space, practical features, and a garage that deserves some attention! Located at 196 Chetola Drive in Cleveland, the large lot provides room to enjoy the outdoors, while the screened-in back porch is the perfect spot for morning coffee, quiet evenings, or entertaining without worrying about the weather. And for the hobbyist, collector, or anyone who loves an organized workspace, the garage is a standout feature with an impressive amount of built-in storage and organization racks already in place. Whether you need space for tools, projects, equipment, or simply want a garage where everything has its place, this one is ready for it. Conveniently located in Cleveland, 196 Chetola Drive offers the extra space and functional features that make everyday living a little easier.

196 Chetola Drive NE, Cleveland

2 Beds ⋅ 3 Baths ⋅ 1542897 MLS

Stunning New Construction Townhouse with Resort-Style Amenities! Welcome to modern living in this beautifully crafted brand new 2-bedroom, 2.5-bath townhouse that blends contemporary design with everyday comfort. Enter into an open-concept main level featuring abundant natural light, sleek finishes, and a seamless flow from the living room to the gourmet kitchen -- perfect for entertaining or relaxed everyday living. Enjoy two spacious bedrooms including a luxurious primary suite with bathroom and generous closet space. Thoughtfully designed for convenience, this home also features a single-car garage and additional parking. Residents of this vibrant community will love access to resort-style amenities, including a sparkling community pool, basketball court, pickleball courts, and shuffleboard -- ideal for recreation and socializing with neighbors. Perfect for first-time buyers, downsizers, or anyone seeking a low-maintenance lifestyle with upscale touches and active community benefits. Don't miss the opportunity to make this exceptional property your new home!

5270 Baylor Street NW, Cleveland

2 Beds ⋅ 3 Baths ⋅ 1542894 MLS

Stunning New Construction Townhouse with Resort-Style Amenities! Welcome to modern living in this beautifully crafted brand new 2-bedroom, 2.5-bath townhouse that blends contemporary design with everyday comfort. Enter into an open-concept main level featuring abundant natural light, sleek finishes, and a seamless flow from the living room to the gourmet kitchen â€'' perfect for entertaining or relaxed everyday living. Enjoy two spacious bedrooms including a luxurious primary suite with bathroom and generous closet space. Thoughtfully designed for convenience, this home also features a single-car garage and additional parking. Residents of this vibrant community will love access to resort-style amenities, including a sparkling community pool, basketball court, pickleball court, and shuffleboard â€'' ideal for recreation and socializing with neighbors. There is also a clubhouse with a kitchen for gatherings of any kind and storage facilities will soon be available. Perfect for first-time buyers, downsizers, or anyone seeking a low-maintenance lifestyle with upscale touches and active community benefits. Don't miss the opportunity to make this exceptional property your new home!

5274 Baylor Street NW, Cleveland

4 Beds ⋅ 4 Baths ⋅ 1542892 MLS

Stunning New Construction Townhouse with Resort-Style Amenities! Welcome to modern living in this beautifully crafted brand new 4-bedroom, 3.5-bath townhouse that blends contemporary design with everyday comfort. Enter into an open-concept main level featuring abundant natural light, sleek finishes, and a seamless flow from the living room to the gourmet kitchen -- perfect for entertaining or relaxed everyday living. Enjoy spacious bedrooms including a luxurious primary suite with bathroom and generous closet space. Thoughtfully designed for convenience, this home also features a two-car garage and additional parking. Residents of this vibrant community will love access to resort-style amenities, including a sparkling community pool, basketball court, pickleball court, and shuffleboard -- ideal for recreation and socializing with neighbors. There is also a clubhouse with a kitchen for gatherings of any kind and storage facilities will soon be available. Perfect for first-time buyers, downsizers, or anyone seeking a low-maintenance lifestyle with upscale touches and active community benefits. Don't miss the opportunity to make this exceptional property your new home!

5272 Baylor Street NW, Cleveland

2 Beds ⋅ 3 Baths ⋅ 1542888 MLS

Stunning New Construction Townhouse with Resort-Style Amenities! Welcome to modern living in this beautifully crafted brand new 2-bedroom, 2.5-bath townhouse that blends contemporary design with everyday comfort. Enter into an open-concept main level featuring abundant natural light, sleek finishes, and a seamless flow from the living room to the gourmet kitchen -- perfect for entertaining or relaxed everyday living. Enjoy two spacious bedrooms including a luxurious primary suite with bathroom and generous closet space. Thoughtfully designed for convenience, this home also features a single-car garage and additional parking. Residents of this vibrant community will love access to resort-style amenities, including a sparkling community pool, basketball court, pickleball court, and shuffleboard -- ideal for recreation and socializing with neighbors. There is also a clubhouse with a kitchen for gatherings of any kind and storage facilities will soon be available. Perfect for first-time buyers, downsizers, or anyone seeking a low-maintenance lifestyle with upscale touches and active community benefits. Don't miss the opportunity to make this exceptional property your new home!

5264 Baylor Street NW, Cleveland

2 Beds ⋅ 3 Baths ⋅ 1542885 MLS

Stunning New Construction Townhouse with Resort-Style Amenities! Welcome to modern living in this beautifully crafted brand new 2-bedroom, 2.5-bath townhouse that blends contemporary design with everyday comfort. Enter into an open-concept main level featuring abundant natural light, sleek finishes, and a seamless flow from the living room to the gourmet kitchen -- perfect for entertaining or relaxed everyday living. Enjoy two spacious bedrooms including a luxurious primary suite with bathroom and generous closet space. Thoughtfully designed for convenience, this home also features a single-car garage and additional parking. Residents of this vibrant community will love access to resort-style amenities, including a sparkling community pool, basketball court, pickleball court, and shuffleboard -- ideal for recreation and socializing with neighbors. There is also a clubhouse with a kitchen for gatherings of any kind and storage facilities will soon be available. Perfect for first-time buyers, downsizers, or anyone seeking a low-maintenance lifestyle with upscale touches and active community benefits. Don't miss the opportunity to make this exceptional property your new home!

5260 Baylor Street NW, Cleveland

3 Beds ⋅ 2 Baths ⋅ 1542882 MLS

NEW CONSTRUCTION ON NEARLY ONE ACRE IN CLEVELAND, TN! Welcome to 1547 Kincaid Road, a brand-new, one-level home offering approximately 1,500 square feet of thoughtfully designed living space in a beautiful country setting that is not part of a subdivision. This 3-bedroom, 2-bath home combines modern finishes, comfortable living and the convenience of having everything on one level. Inside, you'll find a functional floor plan featuring solid-surface countertops and a well-designed kitchen with plenty of space for everyday living and entertaining. The primary suite offers a private bath highlighted by a walk-in tiled shower. Two additional bedrooms provide flexibility for family, guests, a home office or hobby space. An attached two-car garage provides convenient parking and storage, while the nearly one-acre lot gives you room to enjoy the outdoors without the restrictions and close spacing often associated with subdivision living. If you've been searching for new construction in Cleveland, Tennessee with 3 bedrooms, 2 bathrooms, an attached garage, one-level living and a larger lot, 1547 Kincaid Road deserves a closer look. Enjoy the benefits of a newly built home, modern finishes and approximately one acre of property in the country--all without being located in a subdivision.

1547 Kincaid Road SE, Cleveland

3 Beds ⋅ 2 Baths ⋅ 1542863 MLS

CLEVELAND NW / FULL BASEMENT / CONVENIENT LOCATION! Welcome to 3518 Eveningside Drive NW! This 3-bedroom, 2-bath ranch offers a full partially finished basement and a peaceful setting with a beautiful creek and wooded privacy. The inviting living room features vaulted ceilings, hardwood floors, and a brick wood-burning fireplace, with an open floor plan flowing into the kitchen and dining area. Step through the sliding doors onto the wraparound back deck overlooking the creek--the perfect spot to relax and enjoy the natural surroundings. The home features hardwood and tile flooring along with new carpet. Downstairs, the partially finished basement offers a spacious family room with a second brick fireplace and a full bath, providing plenty of additional living space. The unfinished garage area offers parking plus excellent space for a workshop and storage. Conveniently located close to shopping, dining, and everyday amenities with easy access to I-75 for commuting to Chattanooga and surrounding areas. A wonderful combination of space, convenience, and a private creekside setting! Call today to schedule your private showing and see everything this home has to offer!

3518 Eveningside Drive NW, Cleveland

Excellent opportunity to acquire approximately 2.94 acres of elevated, semi-pad-ready commercial land along Cleveland's South Lee Highway corridor. The property features two potential development areas, strong highway visibility and exposure to approximately 13,000 vehicles per day. Located approximately 2.3 miles from Interstate 75 at Exit 20, the site provides convenient access to Cleveland, Chattanooga and the broader Southeast Tennessee market. Its location and configuration make it well suited for an owner-user, developer or investor seeking a highly accessible commercial site with flexible development potential. CH Highway Commercial zoning accommodates a broad range of potential uses, including retail, office, restaurants, service businesses, multifamily development and certain warehouse, storage and contractor-oriented concepts, subject to governmental approval. Conceptual renderings illustrating potential small-bay warehouse layouts have already been prepared and are available for review. The property benefits from continued growth throughout Cleveland and Bradley County. Bradley County's population reached approximately 115,465 in 2025--an increase of more than 6% since the 2020 Census--while Cleveland serves as the commercial and employment center of a metropolitan area containing approximately 134,000 residents. With flexible zoning, interstate proximity, strong daily traffic and preliminary development concepts already completed, 2045 South Lee Highway offers a compelling opportunity for commercial, flex or mixed-use development in one of Southeast Tennessee's expanding markets.

2045 S Lee Highway, Cleveland

Rare opportunity in Pin Oaks Subdivision! This spacious homesite is the final available lot in the neighborhood and offers just under half an acre, making it one of the larger lots in the subdivision. Located in desirable Northeast Bradley County, the property offers city utilities, including sewer and trash service, along with a private setting at the rear of the lot. With an established neighborhood, convenient location, and plenty of room to create the home you've been envisioning, this is a wonderful opportunity for a builder or future homeowner looking for the perfect place to build.

Pin Oaks Circle NE, Cleveland

3 Beds ⋅ 3 Baths ⋅ 1542836 MLS

Welcome home to this beautifully appointed 3-bedroom, 2.5-bath townhome, offering the perfect combination of comfort, style, and convenience! Ideally located just minutes from shopping, dining, Lee University, the YMCA, and everyday amenities, this home puts everything you need within easy reach. Step inside to discover a spacious and inviting interior featuring hardwood and ceramic tile flooring and three generously sized bedrooms with plenty of room to relax and unwind. The kitchen is designed to impress with stainless steel appliances, custom cabinetry, and granite countertops, providing both style and functionality for everyday living and entertaining. Outside, enjoy the added privacy of your own fenced-in yard--perfect for pets, outdoor gatherings, or simply relaxing at the end of the day. With its desirable location, spacious layout, quality finishes, and low-maintenance townhome lifestyle, this property has so much to offer. Don't miss your opportunity to make it yours--schedule your private showing today!

262 Ramsey Street NE, Cleveland

4 Beds ⋅ 4 Baths ⋅ 1542799 MLS

Welcome to a home that truly stands apart! Offering over 3,300 square feet, this beautifully styled property combines character, comfort, and an unbeatable in-town location. Conveniently situated just minutes from Lee University, interstate access, shopping, dining, and everyday conveniences, you'll love having everything close by while still enjoying your own private retreat. Inside, you'll find 4 bedrooms, 3.5 bathrooms, and a spacious, thoughtfully designed interior filled with personality. The inviting main living area features gorgeous hardwood floors, a striking stone fireplace, beautiful ceiling details, and an open flow into the dining and kitchen area. The kitchen makes a statement with rich cabinetry, granite countertops, a large stone-accented island with seating, open shelving, and plenty of room for gathering. The finished basement adds even more flexibility with two additional rooms that could serve as guest spaces, home offices, playrooms, hobby rooms, or whatever best fits your lifestyle, along with a large recreation/media area. And then there's the backyard! Step outside to your very own private oasis, complete with a beautiful in-ground pool newly built last August, featuring a waterfall feature and fenced pool area. The surrounding patio and outdoor entertaining spaces create the perfect setting for summer days, evening gatherings, or simply relaxing at home. From its unique style and generous living space to its incredible backyard and convenient location, this is anything but your typical cookie-cutter home. If you've been searching for a property with personality, space, and a backyard made for entertaining, this one deserves to be at the top of your list!

167 Neely Circle NE, Cleveland

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