Cleveland Homes with Assumable Financing available

Cleveland Homes with Assumable Financing available

Welcome to Cleveland, Tennessee – a hidden gem nestled in the heart of Bradley County! Known for its warm Southern hospitality and vibrant community spirit, Cleveland offers a perfect blend of small-town charm and modern conveniences. With its picturesque landscapes, thriving local businesses, and rich history, it’s no wonder that families and individuals are flocking to this delightful city.

Cleveland is home to a diverse array of recreational activities, from exploring the stunning landscapes of the nearby Cherokee National Forest to enjoying the many parks and outdoor spaces that dot the city. The vibrant downtown area boasts a variety of shops, restaurants, and cultural attractions, making it an ideal spot for both relaxation and entertainment. Plus, with a strong sense of community, residents often come together for local events, festivals, and farmers' markets, fostering connections that make Cleveland feel like home.

For those looking to settle down in this charming city, Cleveland offers an exciting opportunity with homes featuring assumable financing. This unique financing option allows buyers to take over the existing mortgage of a seller, often at a lower interest rate than current market rates, making homeownership more accessible. Whether you’re a first-time buyer or looking to relocate, Cleveland’s real estate market is brimming with options that cater to your needs.

Discover the perfect home in Cleveland, Tennessee, where affordability meets charm, and let the welcoming community embrace you. Come for the homes, stay for the lifestyle – your dream home awaits!

Newest Cleveland Homes with Assumable Financing available

3 Beds ⋅ 2 Baths ⋅ 1541469 MLS

If you've been looking for a newer Cleveland home but don't want to give up storage, outdoor space, or future possibilities, this one deserves a closer look. Built in 2021, this home offers clean, move-in-ready living, a full unfinished basement, a 2-car garage with EV charging outlet, and a large lot that gives you room to spread out. This is a great fit for a buyer who wants more function than the typical newer home offers, with space for storage, a workshop, gym, hobby area, garden, pets, entertaining, or future expansion. And for qualified buyers, the assumable FHA loan at 4.99% may offer a valuable financing opportunity in today's rate environment.

155 Surrey Lane NE, Cleveland

3 Beds ⋅ 3 Baths ⋅ 1538590 MLS

You do not have to be a Veteran to Assume a VA loan! You do need to qualify for the note terms, but this may be your incredible way to save on favorable interest rate savings! Welcome to this spacious 5-room home in the highly desirable Farmingdale neighborhood! Featuring 3 bedrooms upstairs and 2 additional large flex rooms downstairs, this home offers endless possibilities for a home office, guest space, playroom, gym, or media room. With 3 full bathrooms, there's plenty of room for everyone. Enjoy relaxing on the inviting front porch with scenic views overlooking the expansive front yard, or unwind on the large 14' x 16' screened porch overlooking the private, tree-lined backyard. The fully fenced backyard features wooden privacy fencing, fruit trees, and a professionally added drainage system around both sides of the home for added peace of mind. The kitchen is equipped with beautiful stainless steel appliances, including a new range, dishwasher, refrigerator, and an under-sink reverse osmosis water filtration system. The living areas feature hardwood flooring, bedrooms are carpeted for comfort, and the lower level offers durable luxury vinyl plank flooring. Additional features include a remote-controlled Honeywell ceiling fan and a spacious 32-foot-deep, two-car garage with a quiet new garage door opener. Residents of Farmingdale enjoy underground utilities, street lighting, two community parks, neighborhood food truck events, an annual community yard sale, and one of the area's favorite Halloween celebrations. Conveniently located just minutes from shopping, dining, and schools in Cleveland, with easy access to I-75 and only about 30 miles to Chattanooga, this home offers the perfect combination of space, comfort, and community.

295 Farmway Drive SE, Cleveland

Mountain views, creek frontage, and 36.32 acres to call your own. Offered at $380,000, this land for sale in Cleveland, TN, brings together open acreage, mature woods, and a scenic ridge overlooking the surrounding countryside. Located on Red Hill Valley Road SE in Bradley County, the property offers a landscape worth exploring. Take in the long-range mountain views from the ridge, walk the open ground, and discover the creek along the lower portion. The combination of woods, water, and changing terrain gives this Southeast Tennessee acreage its distinctive character--and there is more to appreciate than a roadside view can reveal. For buyers searching for Tennessee land with mountain views and owner financing, this property offers both. Seller Financing is available with $180,000 down and the remaining balance financed over 10 years at a fixed 7% interest rate. The loan is fully amortizing, with no balloon payment and no prepayment penalty. Schedule a property tour to see the views, explore the acreage, and get a closer look at the setting. Buyers should verify access, utilities, soils, restrictions, and suitability for their intended use and any other items deemed important.

1625 Red Hill Valley Road SE, Cleveland

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