Waconda Bay Homes with Conventional Financing available

Welcome to Waconda Bay, a hidden gem nestled in the heart of Chattanooga, Tennessee, within Hamilton County. This picturesque subdivision offers a unique blend of natural beauty and modern living, making it an ideal place for families, retirees, and everyone in between. With its stunning views of the surrounding hills and tranquil waters, Waconda Bay is designed for those who cherish a serene lifestyle without sacrificing convenience.

The homes in Waconda Bay are thoughtfully crafted to cater to a variety of tastes and preferences. From charming single-family residences to spacious modern designs, there's a perfect fit for everyone. One of the standout features of this community is the availability of conventional financing, making homeownership more accessible for potential buyers. This means you can secure your dream home with ease, allowing you to focus on what truly matters—creating memories in your new space.

Waconda Bay is not just about beautiful homes; it’s also about community. Residents enjoy a friendly atmosphere, with neighbors who look out for one another and engage in local events. The nearby parks and recreational areas provide ample opportunities for outdoor activities, whether you prefer hiking, fishing, or simply enjoying a picnic by the water.

With its ideal location in Chattanooga, Waconda Bay offers easy access to the vibrant city life while still providing a peaceful retreat. Explore the local shops, restaurants, and cultural attractions that make Chattanooga a thriving hub. Discover the charm of Waconda Bay today, where your dream home awaits!

Newest Waconda Bay Homes with Conventional Financing available

$385,000

4 Beds ⋅ 3 Baths ⋅ 1534782 MLS

Welcome to 9103 Bay Drive -- where space, functionality, and location come together in the heart of Harrison. This renovated split-level home offers over 2,100 square feet with 4 bedrooms and 2.5 bathrooms designed for both everyday comfort and entertaining. The main level features 3 bedrooms, including the primary suite, along with a functional layout that flows easily for daily living. The kitchen offers an abundance of cabinet and countertop space with room to gather, prep, and host with ease. Just off the kitchen, the spacious living areas create a warm and inviting flow throughout the home with flexible space for entertaining, relaxing, or everyday living. Downstairs, you'll find a large finished living area being used as a 4th bedroom along with a half bathroom, making it ideal for guests, a teen or in-law suite, home office, or bonus space. There is also an additional unfinished room in the basement, offering great storage or future expansion potential. Step outside and enjoy nearly an acre of property with a long driveway providing ample parking and convenience for multiple vehicles, guests, or recreational use. Located just minutes from Chickamauga Lake, residents also enjoy community lake access along with nearby boating, fishing, kayaking, marinas, parks, and waterfront dining. Conveniently located in Harrison, you'll enjoy a quieter setting while still being close to grocery stores, restaurants, schools, Highway 58, and an easy drive to downtown Chattanooga. Whether you're searching for space to spread out, room to entertain, or a home near the lake and outdoor recreation--this home delivers it all.

9103 Bay Drive, Chattanooga

$750,000

5 Beds ⋅ 3 Baths ⋅ 1530389 MLS

Lake living, privacy, and endless outdoor possibilities come together at 9113 Edgewater Road, a rare opportunity to own a 1.2-acre level lot in a peaceful Chattanooga lake community. The outdoor lifestyle is the true highlight of this property. Mature old-growth trees create a beautiful natural setting while multiple outdoor living spaces invite you to enjoy every season. Relax on the expansive screened porch, entertain on the upper outdoor deck, or gather with friends on the patio overlooking the private backyard. The large, level lot offers incredible flexibility with room to design your dream backyard oasis -- whether that includes a pool, firepit area, gardens, or additional outdoor entertaining spaces. For those who love boating and lake life, the property sits directly across the street from the Waconda Bay Community Club ($50 annual membership) , the, neighborhood's private gated pavilion and community dock with covered slips, providing easy access to year-round water on Waconda Bay, which flows directly into Harrison Bay and the Tennessee River. Covered boat slip on community dock is included in your Waconda Bay Marina Association fee of $750 per year making it simple to keep your boat close and enjoy spontaneous days on the water. The well-maintained community dock and pavilion are a centerpiece of the neighborhood lifestyle. The pavilion offers the perfect setting to host gatherings and celebrations, and residents enjoy monthly neighborhood festivities and social events, creating a true sense of community. Both the dock and pavilion are meticulously maintained, offering a welcoming place to relax, entertain, and connect with neighbors while enjoying the waterfront views. The oversized lot also provides exceptional flexibility and storage, including ample space for RV or boat parking and room to add a separate driveway leading to the workshop garage and workroom. Built in 1976, the two-story brick home offers 5 bedrooms and 3 bathrooms and a layout with great bones ready for a new vision. While the home maintains its original character and is ready for updates, it provides the perfect opportunity for a buyer looking to renovate and create a personalized lake retreat. Additional features include a two-car garage with extra storage, a separate workshop garage with workroom, spacious living areas, and abundant natural light. Properties offering this combination of land, water access, privacy, and renovation potential are rare. If you've been dreaming of creating your own lake lifestyle oasis, 9113 Edgewater Road offers the space, setting, and community to make it your own.

9113 Edgewater Road, Chattanooga

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