St Elmo Homes with Conventional Financing available

St Elmo Homes with Conventional Financing available

Welcome to St. Elmo, a charming and vibrant subdivision nestled in the heart of Chattanooga, Tennessee. This picturesque community is renowned for its rich history, friendly atmosphere, and stunning natural surroundings, making it a perfect place to call home. St. Elmo features a delightful mix of architectural styles, from classic bungalows to modern designs, ensuring there’s something to suit every taste.

Located in Hamilton County, St. Elmo offers residents easy access to the best of Chattanooga’s amenities. Just a short drive away, you’ll find a plethora of dining options, shopping venues, and recreational activities. The nearby Lookout Mountain provides breathtaking views and outdoor adventures, while the bustling downtown area boasts cultural attractions, including museums, galleries, and theaters.

One of the standout features of St. Elmo is the availability of homes with conventional financing options. This flexibility opens the door for many prospective homeowners, making it easier to invest in a property that fits their needs. Whether you’re a first-time buyer or looking to upgrade, the homes in St. Elmo offer a range of prices and sizes, ensuring that you can find the perfect fit for your lifestyle.

In St. Elmo, you’ll not only find a beautiful home but also a welcoming community that values connection and neighborly spirit. With its scenic surroundings, convenient location, and diverse housing options, St. Elmo is truly a hidden gem in Chattanooga. Come explore the possibilities and discover why so many are proud to call St. Elmo home!

Newest St Elmo Homes with Conventional Financing available

$689,000
3 Beds ⋅ 2 Baths ⋅ 1538967 MLS
Beautifully restored 3-bedroom, 2-bath bungalow in the heart of Historic St. Elmo. Originally built over a century ago, this home has been thoughtfully renovated by Hope of Restoration, blending modern updates with the character and craftsmanship of the original home. Renovations include new plumbing, new electrical, updated kitchen and baths, while preserving many of the home's historic details. Also brand new roof and gutters! Inside, you'll find original hardwood floors throughout the living areas, matching hardwood flooring in the kitchen, original pantry built-ins, exposed brick, butcher block countertops, Café appliances, and a bright breakfast nook. The primary living spaces offer plenty of natural light and a functional layout. Situated on an elevated corner lot, the property also features a detached 650-square-foot two-car garage and views of Lookout Mountain from the covered front porch. Conveniently located just minutes from downtown Chattanooga, restaurants, shopping, parks, and everything Historic St. Elmo has to offer.

4218 Tennessee Avenue, Chattanooga
$317,000
2 Beds ⋅ 1 Baths ⋅ 1537326 MLS
Welcome home to this adorable 2-bedroom, 1-bath bungalow in the heart of historic St. Elmo. Thoughtfully updated while maintaining its timeless charm, this home offers a cozy yet spacious layout filled with beautiful natural light and fresh paint throughout. The inviting living area flows seamlessly into the updated kitchen, featuring modern appliances, a gas range, ample cabinet space, and a convenient stackable washer and dryer that remains with the home. Recessed lighting adds a warm, contemporary touch throughout the home. Both bedrooms are generously sized with excellent closet storage, and the full bathroom showcases a beautifully tiled shower with a luxurious rain shower head. An on-demand hot water heater ensures you'll never run short on hot water. Step outside and enjoy multiple outdoor living spaces, including a charming front paver patio perfect for morning coffee and a spacious rear deck overlooking the backyard--ideal for entertaining, relaxing, or unwinding at the end of the day. Major systems have already been updated, providing peace of mind for years to come. The HVAC system, roof, windows, siding, and water heater are all approximately 7 years old, and the HVAC system is still under warranty. Additional improvements include a drainage system and sump pump in the crawlspace for enhanced protection and functionality. Nestled just minutes from downtown Chattanooga, local parks, shops, restaurants, and all that St. Elmo has to offer, this home combines historic charm with modern conveniences in one exceptional package. Don't miss your opportunity to own this St. Elmo gem--schedule your private tour today!

5412 Alabama Avenue, Chattanooga
$499,900
3 Beds ⋅ 3 Baths ⋅ 1536438 MLS
Welcome to one of the most desirable streets in St. Elmo: Alabama Avenue! This charming dead end street is known for its friendly neighbors, historic character, and unbeatable access to outdoor adventures via the nearby Guild Trail. This 3-bedroom home offers a rare opportunity to own a newer, low-maintenance property at the base of Lookout Mountain. The inviting front porch is full of character, featuring a tongue-and-groove ceiling and plenty of space to relax and enjoy the sunset. An additional parking area has been added in the front for convenience! Inside, you'll find real hardwood floors, shaker-style cabinetry, and granite countertops throughout the main living areas. The open-concept kitchen and living room provide a functional layout with a spacious pantry and ample storage. Upstairs, a hardwood landing connects two generously sized secondary bedrooms and a beautifully tiled hall bath with a tub/shower combination. The primary suite features a double vanity, fully tiled walk-in shower, and private bath. A dedicated laundry room adds everyday convenience. Out back, the large covered porch is perfect for grilling, entertaining, or simply relaxing year-round. St. Elmo is beloved for its unique blend of historic charm and proximity to downtown Chattanooga. Neighborhood favorites such as BlueCross Healthy Place at St. Elmo, Mr. T's Pizza & Ice Cream, Little Coyote, and soon to be Jenni's Ice Cream are just minutes away. Come experience the best of Chattanooga living in one of the city's most cherished neighborhoods!

5721 Alabama Avenue, Chattanooga
$20,000
1533445 MLS
St Elmo residential land for sale .25 of an acre located just above Sunnyside Avenue in St Elmo with no street access currently beyond West 53rd Street. With unobstructed views of Lookout Mountain and a backyard of Hawkins Ridge, this property is rare and available today. Whether you're looking to increase your land portfolio or contemplating a future development project, consider this opportunity to buy raw land in St. Elmo. Seller has no personal knowledge of the property and makes no representations or warranties regarding its condition, buildability, or availability of utilities. Buyer to perform their own due diligence.

O00 Terrace Terrace, Chattanooga
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