St Elmo South Homes with FHA Financing available

St Elmo South Homes with FHA Financing available

Welcome to St. Elmo South, a charming subdivision nestled in the heart of Chattanooga, Tennessee. This vibrant community is renowned for its friendly atmosphere and picturesque surroundings, making it an ideal place for families, young professionals, and retirees alike. With its rich history and stunning views of the nearby mountains, St. Elmo South offers a unique blend of small-town charm and modern convenience.

Homes in St. Elmo South are designed with comfort and style in mind, featuring a variety of layouts that cater to diverse lifestyles. From cozy bungalows to spacious family homes, there’s something for everyone in this inviting neighborhood. One of the standout features of this community is the availability of FHA financing, making homeownership more accessible to a wider range of buyers. This means you can secure your dream home with a lower down payment and flexible credit requirements, making it easier than ever to invest in your future.

Residents of St. Elmo South enjoy easy access to local parks, shopping, and dining options, all while being just a short drive away from downtown Chattanooga. The community is also known for its excellent schools and friendly neighbors, fostering a sense of belonging that makes every day feel like a warm welcome home.

Whether you’re looking to settle down or simply explore the possibilities, St. Elmo South is a hidden gem that offers the perfect blend of comfort, community, and convenience. Discover your new home in this delightful subdivision today and experience the charm of Chattanooga living at its finest!

Newest St Elmo South Homes with FHA Financing available

1342 Thomas Avenue, Chattanooga
$561,735
3 Beds ⋅ 3 Baths ⋅ 1545355 MLS
>> >> > Seller offering a temporary interest rate buy down for qualified buyers. Introductory rates may be available as low as 3.9% when financing with Christina Lane/The Lane Team at Movement Mortgage. Incentive subject to loan approval, program guidelines, and seller contribution limits. Contact us for complete details .<< NEW CONSTRUCTION COMING TO ST. ELMO SOUTH! Get in early on Lot 16 and enjoy the opportunity to personalize select finishes while selections are still available. This thoughtfully designed 3-bedroom, 2.5-bath home offers 1,971 square feet with a first-floor office, open living, dining and kitchen area. The floor plan also includes a covered front and rear porch, one-car garage and conveniently located second-floor laundry room. Planned finishes and features include a dual-fuel range, tankless gas water heater, LVP flooring and tile in the bathrooms and laundry room. Located less than 10 minutes from downtown Chattanooga in St. Elmo South, with neighborhood amenities including sidewalks, a dog park, fire pit and mail kiosk. Secure your homesite early for the best opportunity to make select finish choices before construction progresses.

1342 Thomas Avenue, Chattanooga
1317 Thomas Avenue, Chattanooga
$499,000
3 Beds ⋅ 3 Baths ⋅ 1532636 MLS
>> > Seller offering a temporary interest rate buy down for qualified buyers. Introductory rates may be available as low as 3.9% when financing with Christina Lane/The Lane Team at Movement Mortgage. Incentive subject to loan approval, program guidelines, and seller contribution limits. Contact us for complete details.<< This beautifully designed bungalow makes a statement from the moment you walk in. The open-concept great room features soaring vaulted ceilings, a gas fireplace, and seamless flow into the dining area and kitchen -- perfect for everyday living and entertaining. The main-level primary suite offers convenience and privacy, with the laundry room just steps away. A dedicated home office with pocket doors provides an ideal work-from-home space. Upstairs, an additional suite captures views toward Lookout Mountain. The third bedroom shares a full Jack-and-Jill bath and is complemented by a versatile loft -- perfect for a bonus room or second living area. Located in a welcoming community with shared amenities, residents enjoy access to a community fire pit and dog park - ideal for gathering with neighbors or enjoying time outdoors with pets. This location offers unbeatable proximity to Chattanooga landmarks and is conveniently located just 7 minutes to Chattanooga Christian School. You are just 2.3 miles from the Tennessee Riverwalk, 3.3 miles from Interstate-24, and 12 minutes from downtown Chattanooga. Enjoy immediate access to outdoor recreation at Glen Falls and Guild-Hardy Trailheads and shuttle or bike to St. Elmo's popular dining spots, including 1886 Grill, Little Coyote, and Mr. T's Pizza. If you're looking for new construction in St. Elmo with modern finishes, community amenities, and direct access to the best of Chattanooga, 1317 Thomas Avenue checks every box.

1317 Thomas Avenue, Chattanooga
1366 Thomas Avenue, Chattanooga
$412,700
3 Beds ⋅ 3 Baths ⋅ 1528905 MLS
> Seller offering a temporary interest rate buy down for qualified buyers. Introductory rates may be available as low as 3.9% when financing with Christina Lane/The Lane Team at Movement Mortgage. Incentive subject to loan approval, program guidelines, and seller contribution limits. Contact us for complete details.< Welcome to 1366 Thomas Avenue - a beautifully designed, move-in ready single-family home offering modern style, functional living, and low-maintenance convenience in Chattanooga's highly sought-after historic St. Elmo neighborhood. Featuring a spacious 3-bedroom, 2.5-bathroom layout across 1,443 square feet, this premium new construction home serves as a perfect, affordable alternative to high Northshore or Southside Chattanooga prices, without sacrificing any proximity to the city center. Inside, you'll find an open floor plan perfect for everyday living and entertaining, highlighted by a cozy gas fireplace that anchors the main living space. The seamless flow between the kitchen, dining, and living areas creates a bright and inviting atmosphere. A one-car garage adds both storage and practicality to this prime piece of Chattanooga real estate. Located in a welcoming community with shared amenities, residents enjoy access to a community firepit and dog park - ideal for gathering with neighbors or enjoying time outdoors with pets. This unbeatable location keeps you connected to the absolute best of the city. You are just 2.3 miles from the Tennessee Riverwalk, 3.3 miles from Interstate-24, and 12 minutes from downtown Chattanooga. Enjoy immediate access to specific outdoor recreation at Glen Falls and Guild-Hardy Trailheads, and shuttle or bike to St. Elmo's popular dining spots, including Little Coyote and Mr. T's Pizza. If you're looking for affordable new construction in Chattanooga, TN with modern finishes, community amenities, and direct access to the best of the region, this turn-key craftsman house is a must-see!

1366 Thomas Avenue, Chattanooga
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