Golden Oaks Homes with USDA Loan Financing available

Welcome to Golden Oaks, a charming subdivision nestled in the heart of Chattanooga, Tennessee, within the picturesque Hamilton County. This vibrant community is a hidden gem, offering a perfect blend of suburban tranquility and urban convenience. With its tree-lined streets and friendly neighbors, Golden Oaks is an ideal place for families, young professionals, and retirees alike.

The homes in Golden Oaks are thoughtfully designed to cater to a variety of lifestyles. From cozy single-family residences to spacious modern homes, there’s something for everyone. One of the standout features of this community is the availability of USDA loan financing, making homeownership more accessible for buyers. This means that eligible families can purchase their dream home with little to no down payment, allowing you to invest in your future without the financial strain.

Living in Golden Oaks means you’ll have easy access to Chattanooga's vibrant downtown area, renowned for its eclectic dining options, cultural attractions, and outdoor recreational activities. Explore the stunning Tennessee River or take a leisurely hike in the nearby Lookout Mountain. The community is also conveniently located near top-rated schools, shopping centers, and healthcare facilities, ensuring that all your needs are just a stone's throw away.

Whether you're looking for a peaceful retreat or a place to build lasting memories, Golden Oaks offers the perfect setting. Come discover the warmth and charm of this delightful subdivision, where your dream home awaits!

Newest Golden Oaks Homes with USDA Loan Financing available

$310,000

4 Beds ⋅ 2 Baths ⋅ 1539213 MLS

Whether you're looking to grow your investment portfolio or offset your mortgage by living in one side and renting the other, this turnkey single level duplex is full of opportunity. Situated on a spacious ¼-acre lot, this well-maintained property offers major mechanical updates already completed, allowing you to enjoy peace of mind while adding your own cosmetic touches over time. Each single-level unit includes a refrigerator, and one unit already has a washer and dryer in place, and NO carpet, making it move-in or rent-ready from day one. The spacious basement provides abundant storage, while the large deck- rebuilt approximately six years ago-overlooks the expansive backyard, creating a great space to relax or entertain. A new extended parking pad, sidewalk, privacy fence, and updated porch railings enhance both curb appeal and functionality. Extensive improvements include HVAC updates on both units, including a brand-new HVAC system on the left side in 2026 and rebuilt air handlers with new ductwork on both sides in recent years. The basement has also been professionally encapsulated and features a commercial-grade sump pump and dehumidifier for added protection. County taxes only (no city taxes). Conveniently located just minutes from shopping, restaurants, and everyday amenities, this duplex is an excellent opportunity for investors or buyers looking to live in one unit while generating rental income from the other.

6270 Teletha Lane, Chattanooga

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