Black Creek Chattanooga Homes with Conventional Financing available

Black Creek Chattanooga Homes with Conventional Financing available

Welcome to Black Creek Chattanooga, a hidden gem nestled in the heart of Hamilton County, Tennessee. This serene subdivision offers a unique blend of natural beauty and modern living, making it an ideal place for families, retirees, and anyone looking for a peaceful community just minutes away from the vibrant city of Chattanooga.

Black Creek Chattanooga is characterized by its stunning landscapes, featuring lush greenery, rolling hills, and picturesque views that create a tranquil atmosphere. This community is designed for those who appreciate the great outdoors, with numerous walking trails, parks, and recreational areas that invite residents to explore and enjoy nature.

The homes in Black Creek are thoughtfully designed, combining contemporary aesthetics with functional layouts that cater to various lifestyles. With conventional financing options readily available, purchasing a home here is not only attainable but also an excellent investment. Whether you are a first-time buyer or looking to upgrade, you'll find a diverse selection of properties that suit your needs and preferences.

In addition to its beautiful homes, Black Creek Chattanooga boasts a strong sense of community. Residents enjoy a welcoming environment, with friendly neighbors and engaging local events that foster connections and create lasting memories. The subdivision is conveniently located near top-rated schools, shopping centers, and dining options, ensuring that everything you need is just a short drive away.

Experience the charm and convenience of Black Creek Chattanooga, where nature meets modern living. Discover your dream home in this enchanting community today!

Newest Black Creek Chattanooga Homes with Conventional Financing available

766 Black Creek Drive, Chattanooga
$1,275,000
5 Beds ⋅ 4 Baths ⋅ 1544253 MLS
Luxury living meets resort style elegance in the prestigious Black Creek community! Set against beautiful views of the golf course and tranquil pond, 766 Black Creek Drive offers 5 bedrooms, 3 full baths, 1 half bath, and an exceptional blend of timeless design, thoughtful updates, and elevated outdoor living. Hardwood floors and crown molding create a refined feel throughout, while the spacious primary suite offers a private retreat with a beautifully updated bath featuring a completely renovated walk in shower and elegant freestanding soaking tub. Every bedroom features a full walk in closet, and the oversized garage provides exceptional storage. Extensively updated, the home features fresh interior paint completed September 2026, plantation shutters downstairs, updated cabinet finishes and hardware, new door hardware, LED and under cabinet lighting, and new mirrors and lighting in all bathrooms. New tile flooring was added in the laundry room, back hallway, half bath, and upstairs bathrooms. New countertops enhance the kitchen, laundry, and all three bathrooms, with beautifully tiled walls in both upstairs baths. The pantry has also been upgraded with cabinetry and shelving. Major improvements include new HVAC systems for both levels, a new mini split in the bonus room, and a new on demand water heater. The backyard is a private resort style retreat featuring a heated saltwater pool, freshly painted pool deck, landscape lighting, sprinkler system, and covered porch with fireplace. The pool liner was replaced approximately three years ago, and the exterior was painted approximately three years ago. Porches, driveway, and back sidewalk have also been pressure washed and refreshed. Enjoy the sought after Black Creek lifestyle surrounded by natural beauty, golf course and pond views, and exceptional amenities, while remaining convenient to Chattanooga's shopping, dining, recreation, and downtown. Priced under Appraised Value. This is luxury living at its finest!

766 Black Creek Drive, Chattanooga
408 Renaissance Court, Chattanooga
$325,000
2 Beds ⋅ 2 Baths ⋅ 1544104 MLS
Beautiful two bedroom, 2 bath condominium in the desirable Black Creek golf course community just minutes from downtown Chattanooga and close to schools, parks, hospitals and more! This 2 bedroom, 2 bath walk-up unit has so many desirable features, including multiple arched doorways, crown moldings, recessed and decorative lighting, spacious rooms, tall ceilings, plantation shutters, great natural lighting, a covered balcony overlooking the shared green space and the townhome community pool, and a coveted double garage. Your tour begins with entry to the foyer with access to the garage. The remainder of the square footage is on the 2nd level and includes the kitchen which is open to the breakfast area and has access to the balcony, plus 2 pantries and an arched pass through with a raised breakfast bar to the formal dining room. The dining room has built-in shelves and overlooks the great room 2 steps down which has a vaulted ceiling and a gas fireplace and will quickly become a favorite spot to gather and entertain. The bedrooms are split with the primary bedroom having a nice walk-in closet and access to the balcony and the primary bath. The primary bath has a dual vanity, jetted tub and separate tiled shower. The guest bedroom is on the opposite side adjacent to the full guest bath and a built-in desk area with an extra closet. All this, and the community also offers a dog park, green spaces, ponds, and close proximity to the amenities offered separately by the Black Creek Club, so please call for more information and to schedule your private showing today. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important.

408 Renaissance Court, Chattanooga
2962 River Gorge Drive 941, Chattanooga
$1,095,000
4 Beds ⋅ 4 Baths ⋅ 1544045 MLS
Welcome to 2962 River Gorge Drive, an exceptional new luxury home situated atop Black Creek Mountain in the highly sought-after Black Creek Community. Prominently positioned along the Boulevard, this beautiful 4-bedroom, 3.5-bath residence offers an impressive combination of sophisticated design, thoughtful functionality, and comfortable everyday living--all just minutes from downtown Chattanooga. Step inside to a welcoming open foyer, where the thoughtfully designed floor plan immediately unfolds. To one side is a Private Guest Ensuite with a walk-in Closet, providing an ideal retreat for family or overnight guests. On the opposite side, a Private Study creates a quiet and elegant space for a home office, library, or sitting room. Continue through the foyer into the Heart of the home, where the Dining area, Great Room, and Gourmet Kitchen flow beautifully together while maintaining their own distinct spaces. Designed for both entertaining and everyday living, the Kitchen features an oversized Island, Quartz Countertops, Built-in Microwave & Refrigerator, oversized Gas Range with Custom Hood, Stainless Steel Monogram Appliances, and a spacious walk-in Pantry. Beyond the Great Room, the home transitions effortlessly to the Covered Outdoor Living area, creating a wonderful extension of the interior living space. A conveniently located Powder Room completes this portion of the main level. Privately situated toward the rear of the home, the Primary Suite is spacious and serene. The luxurious Primary Bath features Dual Vanities, a Garden Tub, large Tiled Shower with frameless glass enclosure, private Water Closet, and an oversized Walk-in Closet--creating a true owner's retreat. The rear of the home also features a Three-Car Garage. Entering from the garage, you'll find a dedicated Mudroom and generously sized Laundry Room, providing the practical spaces today's homeowners appreciate. Upstairs, you'll discover two additional Bedrooms, a Full bath, and a large Bonus/Media Room offering endless possibilities for movie nights, a game room, playroom, or additional gathering space. A convenient walk-in attic area provides valuable storage. And then there is the location; Black Creek offers the beauty and atmosphere of mountain living while placing you approximately 10 minutes from downtown Chattanooga. Twice recognized by *Outside Magazine* as the **"Best Town Ever,"** Chattanooga is celebrated for its incredible outdoor recreation, Tennessee Riverfront, outstanding restaurants, boutique shopping, museums, entertainment, and live music. Whether you're heading downtown for dinner, spending the day outdoors, or simply enjoying the privacy and beauty of Black Creek Mountain, 2962 River Gorge Drive offers the opportunity to enjoy an exceptional home in an exceptional setting. Your new home is waiting. Schedule your private showing today!

2962 River Gorge Drive 941, Chattanooga
2954 River Gorge Drive 940, Chattanooga
$1,095,000
4 Beds ⋅ 4 Baths ⋅ 1543792 MLS
Welcome to 2954 River Gorge Drive, an exceptional new luxury home situated atop Black Creek Mountain in the highly sought-after Black Creek Community. Prominently positioned along the Boulevard, this beautiful 4-bedroom, 3.5-bath residence offers an impressive combination of sophisticated design, thoughtful functionality, and comfortable everyday living--all just minutes from downtown Chattanooga. Step inside to a welcoming open foyer, where the thoughtfully designed floor plan immediately unfolds. To one side is a Private Guest Ensuite with a walk-in Closet, providing an ideal retreat for family or overnight guests. On the opposite side, a Private Study creates a quiet and elegant space for a home office, library, or sitting room. Continue through the foyer into the Heart of the home, where the Dining area, Great Room, and Gourmet Kitchen flow beautifully together while maintaining their own distinct spaces. Designed for both entertaining and everyday living, the Kitchen features an oversized Island, Quartz Countertops, Built-in Refrigerator and Microwave, oversized Gas Range with Custom Hood, Stainless Steel Monogram Appliances, and a spacious walk-in Pantry. Beyond the Great Room, the home transitions effortlessly to the Covered Outdoor Living area, creating a wonderful extension of the interior living space. A conveniently located Powder Room completes this portion of the main level. Privately situated toward the rear of the home, the Primary Suite is spacious and serene. The luxurious Primary Bath features Dual Vanities, a Garden Tub, large Tiled Shower with frameless glass enclosure, private Water Closet, and an oversized Walk-in Closet--creating a true owner's retreat. The rear of the home also features a Three-Car Garage. Entering from the garage, you'll find a dedicated Mudroom and generously sized Laundry Room, providing the practical spaces today's homeowners appreciate. Upstairs, you'll discover two additional Bedrooms, a Full bath, and a large Bonus/Media Room offering endless possibilities for movie nights, a game room, playroom, or additional gathering space. A convenient walk-in attic area provides valuable storage. And then there is the location; Black Creek offers the beauty and atmosphere of mountain living while placing you approximately 10 minutes from downtown Chattanooga. Twice recognized by *Outside Magazine* as the **"Best Town Ever,"** Chattanooga is celebrated for its incredible outdoor recreation, Tennessee Riverfront, outstanding restaurants, boutique shopping, museums, entertainment, and live music. Whether you're heading downtown for dinner, spending the day outdoors, or simply enjoying the privacy and beauty of Black Creek Mountain, 2954 River Gorge Drive offers the opportunity to enjoy an exceptional home in an exceptional setting. Your new home is waiting. Schedule your private showing today!

2954 River Gorge Drive 940, Chattanooga
5012 Ravinia Lane 1442, Chattanooga
$1,400,000
4 Beds ⋅ 4 Baths ⋅ 1543350 MLS
BUILD YOUR CUSTOM HOME WITH CURATE on this private, wooded homesite! PERSONALIZE WITH CURATE'S IN-HOUSE DESIGN TEAM The Elderwood is thoughtfully designed to live like a single-story home, with three bedrooms conveniently located on the main level. The spacious primary suite offers a private retreat, featuring split vanities framed by graceful arched openings, an oversized tile shower with a dedicated drying area, and a generous walk-in closet. A second en suite bedroom provides privacy and comfort for family or overnight guests, while the third bedroom offers flexibility for additional sleeping space or a study. At the heart of the home, an open kitchen and living area creates an effortless setting for everyday life and entertaining. An oversized 10-foot island anchors the kitchen, while the large walk-in pantry offers ample space for cabinetry, storage, and a scullery-style layout. Abundant windows fill the home with natural light, and the living room flows seamlessly onto the covered rear porch, extending the gathering space outdoors. The upper level provides valuable overflow space without sacrificing the convenience of main-level living, along with ample walk-out attic storage. A three-bay garage completes the plan with room for vehicles, hobbies, or additional storage. With its intentional architecture, welcoming gathering spaces, and flexible layout, The Elderwood offers a beautifully considered approach to modern living. Buyers who purchase before drywall may also have the opportunity to work with Curate's interior designer to personalize interior finishes throughout the home. Lot and build opportunity only. Home shown is a proposed design. Final pricing, square footage, and features will vary based on buyer selections. Build your dream home with Curate and create a residence tailored to your lifestyle.

5012 Ravinia Lane 1442, Chattanooga
4660 Dempsey Way, Chattanooga
$670,000
3 Beds ⋅ 4 Baths ⋅ 1543218 MLS
Black Creek sits up on Aetna Mountain, where it's usually a few degrees cooler than it is down in town. A lot of people who move here say that was one of the first things they noticed. 4660 Dempsey Way is a townhome in The Villas, and it was built for people who want to enjoy that setting without spending their free time on upkeep. Dwell Designed Construction built the home, and it has 3 bedrooms, 3.5 baths, and 2,245 square feet. The primary bedroom is on the main floor and has its own bathroom, so you don't have to use the stairs to get through a normal day. There's also a second bedroom and a full bath on the main level for guests. A separate flex room can be an office, a craft room, or storage, whatever you need it to be. The living room, kitchen, and dining area share one open space under vaulted ceilings, and the windows let in plenty of natural light. Out back there's a covered porch where you can sit with your coffee in the morning or wind down at night. Upstairs you'll find the third bedroom, another full bath, and a bonus room that works well as a media room or a place for visiting family to stay. Most days you won't need to go up there at all, since everything you use every day is on the main floor. You won't have a yard to mow or exterior maintenance to deal with. That makes it easy to lock the door and travel whenever you like, and you can expect the house to be in good shape when you get back. Schedule your private showing today.

4660 Dempsey Way, Chattanooga
4831 Ravinia Lane Lot 1423, Chattanooga
$1,590,000
4 Beds ⋅ 3 Baths ⋅ 1543006 MLS
The Hawthorn | Exclusively by A Perry Homes | Sunset Ridge at Black Creek Perched atop The Pass at Black Creek -- Chattanooga's mountaintop enclave of Sunset Ridge -- The Hawthorn is a masterwork of architect-led design, where craftsman lines meet mountain-lodge warmth. Steep gabled rooflines, board-and-batten and lap siding, stacked stone piers, and standing-seam metal accents come together in an elevation that feels both timeless and entirely of its place, framed by hardwood ridgelines and long mountain light. Step through the arched, covered entry into 2,740 square feet of thoughtfully composed living, with the primary suite privately positioned on the main level. The great room opens generously to a chef's kitchen and full scullery, ideal for entertaining without ever losing the view of the gathering space. A formal dining room, home office, mudroom, and powder room complete the main floor, while a deep covered porch -- with an optional screened porch beyond -- extends living outdoors to the mountaintop setting. Upstairs, two additional bedrooms and a flexible den offer room to spread out, with a walk-in expansion space already roughed in with plumbing for a future fourth bedroom and bath. What sets The Hawthorn apart is how it was made: A Perry Homes is a true architect-led, design-build firm, with licensed architects working side by side with in-house project managers and construction superintendents from the first sketch through final walkthrough. There is no gap between design intent and what gets built -- just one team, one vision, executed with precision. Currently under construction at 4831 Ravinia Lane, The Hawthorn will be move-in ready September 2027. Reserve now to make selections your own.

4831 Ravinia Lane Lot 1423, Chattanooga
4774 Amethyst Road 910, Chattanooga
$825,000
3 Beds ⋅ 3 Baths ⋅ 1542302 MLS
Where home becomes a lifestyle, this incredible investment is made in yourself, your family and in the good life. Time will always be on your side when you live where you play, swim, dine and golf on The Pass atop Aetna Mountain in the NEW master-planned community at Black Creek. Nestled in an idyllic mountain top valley just 10 minutes from downtown Chattanooga where one of the only top 100 Residential Golf Courses in the state of Tennessee resides in Black Creek is also complete with a fitness center, playground, trails, a stunning zero entry resort style community pool and an exceptional array of recreational amenities. The community's wooded lots and breathtaking brows The Pass at Black Creek and breathtaking brows are connected by miles of scenic walking, hiking, and biking trails, and surrounded by 300 protected acres that will remain pristine wilderness forever. And as a resident, you will have stocked ponds to fish, sport fields to include pickle ball and tennis and direct access to the private lakes and the Tennessee River for paddle boarding, kayaking and boating. Convenience is delivered to downtown Chattanooga, you can leave the demands of the day behind without leaving the city far behind. A setting where weekends feel like a getaway and everyday life feels a little more like vacation. Thoughtfully planned and masterfully crafted, this ONE-LEVEL three-bedroom home offers over 2,500 square feet of living area and enjoys a private, pristine lot framed by the natural beauty of Black Creek. Generous windows fill the living and dining areas with natural light, while a rich transitional decor is comfortably warmed by beautiful hardwoods throughout, natural woodwork and a central gas fireplace that provides an inviting focal point for the main living spaces. Rooms are accented by sophisticated designer lighting, custom built in details adding a polished layer of detail without sacrificing the home's comfortable, welcoming character. The kitchen reinforces a chef's pride of function withcommercial grade KitchenAid appliances, a daylight filled walk in pantry and large central island. All while providing an absolutely stunning extension of the living area, with both spaces opening to the covered and uncovered areas. Casual living comes naturally here, with an effortless open flow from entry to end and from indoors to out. The vaulted tongue-and-groove screened porch creates family and friends, all surrounded by the extraordinary mountain setting that makes Black Creek such a special place to call home. Privacy abounds for the main-level primary suite, where custom walk-in closets and a spa-like bathroom create a personal retreat designed for both comfort and restoration. Quietly tucked away from the family fun and main living areas, the suite promises an evening sanctuary for relaxation and rest. At the opposite end of the home, the two additional main-level guest suites await overnight visitors with complete convenience and offering exceptional flexibility for additional workspace, exercise or home gym space, all without ever requiring a stairway. A spacious two-car attached garage on the main level provides ample parking and storage and opens conveniently to the mudroom and nearby kitchen, making the practical routines of daily life remarkably easy. Every aspect of the home reflects an appreciation for comfortable, uncomplicated living, with the thoughtful floor plan allowing the house to adapt effortlessly to both quiet days at home and weekends filled with family and friends. Calling Black Creek home means choosing an amenity-filled community with varying levels of membership designed to accommodate each family's unique interests, needs and budget. It is an investment in more than a home, it is an investment in time, recreation and quality of life. Here, the opportunity to decompress comes naturally as you are quickly embraced by breathtaking views of Raccoon and Elder Mountains, while golf, swimming, fitness, dining, play and the outdoors are all part of the everyday experience. Let home become your weekend escape and the perfect setting for family, friends, play and pets. With its exceptional amenities, beautiful mountain setting, convenient proximity to downtown Chattanooga and an effortless one-level floor plan, this is the kind of place that makes it easy to embrace the good life. Black Creek Chattanooga Home. No Place Like It!

4774 Amethyst Road 910, Chattanooga
555 Alston Drive, Chattanooga
$579,900
3 Beds ⋅ 2 Baths ⋅ 1541633 MLS
One-level & easy-maintenance living in Black Creek! Come see this three-bedroom residence featuring a thoughtfully designed open floor plan, perfect for easy living and entertaining. Kitchen seamlessly connects to the dining room and living area, creating a warm and inviting space. High ceilings and hard wood floors add a touch of elegance and sophistication throughout the home. Enjoy evenings around the fireplace in the spacious living room or retreating to the main ensuite for a relaxing night. This home is designed to provide comfort and style! Black Creek Community offers a lifestyle that caters to a variety of interests. Events are an integral part of Black Creek club membership, with dedicated staff investing time, energy, and thought into planning memorable gatherings. Wine tastings, Pops on the Patio, and golf events like the Bullseye Golf Tournament provide opportunities for club members and their families to celebrate holidays, socialize, and meet new people. In addition to social events, the community features a well-maintained Sports Complex, dog park, and pavilions. Residents enjoy the peace of mind provided by 24-hour video surveillance and daily police patrols. Don't miss out on the opportunity to reside in the Black Creek Community. Whether you're an avid golfer, prefer lounging by the pool, or dining at the community restaurant, this home and community offer something for everyone. This home is priced to sell!!!

555 Alston Drive, Chattanooga
586 Kestrel Lane, Chattanooga
$1,150,000
5 Beds ⋅ 4 Baths ⋅ 1540903 MLS
WOW, CHECK OUT THESE VIEWS! Don't miss this unique opportunity to live minutes from downtown Chattanooga in this custom 5 bedroom, 4 bathroom home with breathtaking views of the Mountains and Black Creek Golf Course. This home sits on a 1.62 acre cul-de-sac lot, loaded with hardwood trees and natural plantings. From the expansive front porch, you'll witness wonderful sunrises and sunsets over the mountains. You are certain to love the gourmet kitchen with marble countertops, five-star 60-inch side-by-side dual-fuel gas and electric ovens, a large marble island with hidden seating, farmhouse sink, pot filler above the stove, and custom-designed white beveled tile backsplash. The dinette area features built-in cabinets for additional display and storage. The eat-in kitchen opens to the family room with gas burning fireplace & built-ins. Check out the custom wet bar next to the expansive pantry to hold all your kitchen essentials. The large primary suite has french doors that lead you out to an extra large covered back porch with a wood-burning fireplace, making it seem like your own private getaway. The primary bathroom will make you feel special every day with a steam shower, dual shower heads and a giant soaking tub. Located just off the bathroom is a large custom walk-in closet with windows. The downstairs features another bedroom with a handicap-accessible full bathroom just across the hall near the laundry room and three-car garage with no step into the house. Upstairs you will find three bedrooms with two full bathrooms. If you need space to expand there is approximately 700 + square feet waiting to be finished in the walk-in attic space. The electric, HVAC, and bathroom are rough-plumbed. This worry-free home has spray foam installation in the exterior walls, making this house energy efficient. There is also a tankless water heater and Tesla car charger in the garage. Agent/Owner.

586 Kestrel Lane, Chattanooga
4260 Amethyst Road 930, Chattanooga
$325,000
1540823 MLS
Beautiful 0.51-acre interior wooded lot in the highly sought-after Black Creek community. This homesite is perfect for a basement home and sits across the street from the brow! . A perfect opportunity to build your dream home surrounded by mature trees and serene views while still enjoying convenient access to neighborhood amenities. Life at Black Creek offers a true connection to the outdoors and an active, engaged community. Residents enjoy miles of scenic hiking trails, stocked fishing ponds, a recreational field, playground, picnic areas, and a full calendar of community events. For those seeking additional amenities, the nationally ranked Black Creek Club offers optional social or full golf memberships. Membership provides access to the fitness center, pools, clubhouse dining, tennis and pickleball courts, and year-round social programming designed to bring members together.

4260 Amethyst Road 930, Chattanooga
925 Tetra Court, Chattanooga
$975,000
4 Beds ⋅ 3 Baths ⋅ 1540816 MLS
This 4-bedroom, 3-bathroom home sits on a quiet cul-de-sac in the Ridges section of Black Creek, close to the golf course, with low traffic and room for kids to play safely. It offers around 4,500 square feet of finished living space. The main level includes a primary suite and a second king suite, giving guests or extended family their own private space. Upstairs has a second living room, two additional bedrooms, and a full bath. The main level living room has a double-sided fireplace shared with a sitting room on the other side. A large screened-in porch is also on the main level. The back of the house is built for entertaining. A huge covered porch is set up with a bar area and a cooking station, sheltered for outdoor dining in any weather. Below it, a private patio is secured with railings and fencing and has room to host a large group, all set against beautifully landscaped grounds. The finished basement has tall ceilings and is currently used as a multi-purpose space, offices, a craft area, a home gym, and play space for grandchildren. It has two separate rear entrances, and the layout would also work well as a home office setup. Black Creek is a members-only golf club community, but the neighborhood itself is known for being tight-knit. Neighbors walk the streets, fish the stocked community pond during the annual fishing tournament, and turn out for trick-or-treating and other yearly events. The Aetna Mountain trailhead is a minute up the road, with four miles of hiking trails.

925 Tetra Court, Chattanooga
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