Black Creek Chattanooga Homes with FHA Financing available

Black Creek Chattanooga Homes with FHA Financing available

Welcome to Black Creek Chattanooga, a captivating subdivision nestled in the heart of Hamilton County, Tennessee. This charming community offers a perfect blend of modern living and natural beauty, making it an ideal place for families, professionals, and retirees alike. With its stunning landscapes and thoughtfully designed homes, Black Creek is more than just a neighborhood; it's a lifestyle.

One of the standout features of this community is the availability of homes that qualify for FHA financing. This means that your dream home in Black Creek could be more accessible than ever! FHA loans are designed to help first-time homebuyers and those with limited financial resources achieve their homeownership dreams. With lower down payment requirements and flexible credit standards, owning a home in this picturesque subdivision is within reach.

The homes in Black Creek Chattanooga boast a variety of architectural styles, each designed to enhance the natural surroundings while providing modern amenities. Residents can enjoy spacious layouts, contemporary finishes, and beautifully landscaped yards. The community is also conveniently located near top-rated schools, shopping centers, and recreational facilities, ensuring that everything you need is just a short drive away.

Imagine waking up to the serene sounds of nature, with the majestic backdrop of the Tennessee mountains surrounding you. Whether you’re enjoying a morning coffee on your porch or taking a leisurely stroll through the neighborhood, Black Creek Chattanooga offers a peaceful retreat from the hustle and bustle of city life.

Discover the charm of Black Creek Chattanooga today and take the first step towards making this vibrant community your new home!

Newest Black Creek Chattanooga Homes with FHA Financing available

766 Black Creek Drive, Chattanooga
$1,275,000
5 Beds ⋅ 4 Baths ⋅ 1544253 MLS
Luxury living meets resort style elegance in the prestigious Black Creek community! Set against beautiful views of the golf course and tranquil pond, 766 Black Creek Drive offers 5 bedrooms, 3 full baths, 1 half bath, and an exceptional blend of timeless design, thoughtful updates, and elevated outdoor living. Hardwood floors and crown molding create a refined feel throughout, while the spacious primary suite offers a private retreat with a beautifully updated bath featuring a completely renovated walk in shower and elegant freestanding soaking tub. Every bedroom features a full walk in closet, and the oversized garage provides exceptional storage. Extensively updated, the home features fresh interior paint completed September 2026, plantation shutters downstairs, updated cabinet finishes and hardware, new door hardware, LED and under cabinet lighting, and new mirrors and lighting in all bathrooms. New tile flooring was added in the laundry room, back hallway, half bath, and upstairs bathrooms. New countertops enhance the kitchen, laundry, and all three bathrooms, with beautifully tiled walls in both upstairs baths. The pantry has also been upgraded with cabinetry and shelving. Major improvements include new HVAC systems for both levels, a new mini split in the bonus room, and a new on demand water heater. The backyard is a private resort style retreat featuring a heated saltwater pool, freshly painted pool deck, landscape lighting, sprinkler system, and covered porch with fireplace. The pool liner was replaced approximately three years ago, and the exterior was painted approximately three years ago. Porches, driveway, and back sidewalk have also been pressure washed and refreshed. Enjoy the sought after Black Creek lifestyle surrounded by natural beauty, golf course and pond views, and exceptional amenities, while remaining convenient to Chattanooga's shopping, dining, recreation, and downtown. Priced under Appraised Value. This is luxury living at its finest!

766 Black Creek Drive, Chattanooga
408 Renaissance Court, Chattanooga
$325,000
2 Beds ⋅ 2 Baths ⋅ 1544104 MLS
Beautiful two bedroom, 2 bath condominium in the desirable Black Creek golf course community just minutes from downtown Chattanooga and close to schools, parks, hospitals and more! This 2 bedroom, 2 bath walk-up unit has so many desirable features, including multiple arched doorways, crown moldings, recessed and decorative lighting, spacious rooms, tall ceilings, plantation shutters, great natural lighting, a covered balcony overlooking the shared green space and the townhome community pool, and a coveted double garage. Your tour begins with entry to the foyer with access to the garage. The remainder of the square footage is on the 2nd level and includes the kitchen which is open to the breakfast area and has access to the balcony, plus 2 pantries and an arched pass through with a raised breakfast bar to the formal dining room. The dining room has built-in shelves and overlooks the great room 2 steps down which has a vaulted ceiling and a gas fireplace and will quickly become a favorite spot to gather and entertain. The bedrooms are split with the primary bedroom having a nice walk-in closet and access to the balcony and the primary bath. The primary bath has a dual vanity, jetted tub and separate tiled shower. The guest bedroom is on the opposite side adjacent to the full guest bath and a built-in desk area with an extra closet. All this, and the community also offers a dog park, green spaces, ponds, and close proximity to the amenities offered separately by the Black Creek Club, so please call for more information and to schedule your private showing today. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important.

408 Renaissance Court, Chattanooga
2962 River Gorge Drive 941, Chattanooga
$1,095,000
4 Beds ⋅ 4 Baths ⋅ 1544045 MLS
Welcome to 2962 River Gorge Drive, an exceptional new luxury home situated atop Black Creek Mountain in the highly sought-after Black Creek Community. Prominently positioned along the Boulevard, this beautiful 4-bedroom, 3.5-bath residence offers an impressive combination of sophisticated design, thoughtful functionality, and comfortable everyday living--all just minutes from downtown Chattanooga. Step inside to a welcoming open foyer, where the thoughtfully designed floor plan immediately unfolds. To one side is a Private Guest Ensuite with a walk-in Closet, providing an ideal retreat for family or overnight guests. On the opposite side, a Private Study creates a quiet and elegant space for a home office, library, or sitting room. Continue through the foyer into the Heart of the home, where the Dining area, Great Room, and Gourmet Kitchen flow beautifully together while maintaining their own distinct spaces. Designed for both entertaining and everyday living, the Kitchen features an oversized Island, Quartz Countertops, Built-in Microwave & Refrigerator, oversized Gas Range with Custom Hood, Stainless Steel Monogram Appliances, and a spacious walk-in Pantry. Beyond the Great Room, the home transitions effortlessly to the Covered Outdoor Living area, creating a wonderful extension of the interior living space. A conveniently located Powder Room completes this portion of the main level. Privately situated toward the rear of the home, the Primary Suite is spacious and serene. The luxurious Primary Bath features Dual Vanities, a Garden Tub, large Tiled Shower with frameless glass enclosure, private Water Closet, and an oversized Walk-in Closet--creating a true owner's retreat. The rear of the home also features a Three-Car Garage. Entering from the garage, you'll find a dedicated Mudroom and generously sized Laundry Room, providing the practical spaces today's homeowners appreciate. Upstairs, you'll discover two additional Bedrooms, a Full bath, and a large Bonus/Media Room offering endless possibilities for movie nights, a game room, playroom, or additional gathering space. A convenient walk-in attic area provides valuable storage. And then there is the location; Black Creek offers the beauty and atmosphere of mountain living while placing you approximately 10 minutes from downtown Chattanooga. Twice recognized by *Outside Magazine* as the **"Best Town Ever,"** Chattanooga is celebrated for its incredible outdoor recreation, Tennessee Riverfront, outstanding restaurants, boutique shopping, museums, entertainment, and live music. Whether you're heading downtown for dinner, spending the day outdoors, or simply enjoying the privacy and beauty of Black Creek Mountain, 2962 River Gorge Drive offers the opportunity to enjoy an exceptional home in an exceptional setting. Your new home is waiting. Schedule your private showing today!

2962 River Gorge Drive 941, Chattanooga
2954 River Gorge Drive 940, Chattanooga
$1,095,000
4 Beds ⋅ 4 Baths ⋅ 1543792 MLS
Welcome to 2954 River Gorge Drive, an exceptional new luxury home situated atop Black Creek Mountain in the highly sought-after Black Creek Community. Prominently positioned along the Boulevard, this beautiful 4-bedroom, 3.5-bath residence offers an impressive combination of sophisticated design, thoughtful functionality, and comfortable everyday living--all just minutes from downtown Chattanooga. Step inside to a welcoming open foyer, where the thoughtfully designed floor plan immediately unfolds. To one side is a Private Guest Ensuite with a walk-in Closet, providing an ideal retreat for family or overnight guests. On the opposite side, a Private Study creates a quiet and elegant space for a home office, library, or sitting room. Continue through the foyer into the Heart of the home, where the Dining area, Great Room, and Gourmet Kitchen flow beautifully together while maintaining their own distinct spaces. Designed for both entertaining and everyday living, the Kitchen features an oversized Island, Quartz Countertops, Built-in Refrigerator and Microwave, oversized Gas Range with Custom Hood, Stainless Steel Monogram Appliances, and a spacious walk-in Pantry. Beyond the Great Room, the home transitions effortlessly to the Covered Outdoor Living area, creating a wonderful extension of the interior living space. A conveniently located Powder Room completes this portion of the main level. Privately situated toward the rear of the home, the Primary Suite is spacious and serene. The luxurious Primary Bath features Dual Vanities, a Garden Tub, large Tiled Shower with frameless glass enclosure, private Water Closet, and an oversized Walk-in Closet--creating a true owner's retreat. The rear of the home also features a Three-Car Garage. Entering from the garage, you'll find a dedicated Mudroom and generously sized Laundry Room, providing the practical spaces today's homeowners appreciate. Upstairs, you'll discover two additional Bedrooms, a Full bath, and a large Bonus/Media Room offering endless possibilities for movie nights, a game room, playroom, or additional gathering space. A convenient walk-in attic area provides valuable storage. And then there is the location; Black Creek offers the beauty and atmosphere of mountain living while placing you approximately 10 minutes from downtown Chattanooga. Twice recognized by *Outside Magazine* as the **"Best Town Ever,"** Chattanooga is celebrated for its incredible outdoor recreation, Tennessee Riverfront, outstanding restaurants, boutique shopping, museums, entertainment, and live music. Whether you're heading downtown for dinner, spending the day outdoors, or simply enjoying the privacy and beauty of Black Creek Mountain, 2954 River Gorge Drive offers the opportunity to enjoy an exceptional home in an exceptional setting. Your new home is waiting. Schedule your private showing today!

2954 River Gorge Drive 940, Chattanooga
5012 Ravinia Lane 1442, Chattanooga
$1,400,000
4 Beds ⋅ 4 Baths ⋅ 1543350 MLS
BUILD YOUR CUSTOM HOME WITH CURATE on this private, wooded homesite! PERSONALIZE WITH CURATE'S IN-HOUSE DESIGN TEAM The Elderwood is thoughtfully designed to live like a single-story home, with three bedrooms conveniently located on the main level. The spacious primary suite offers a private retreat, featuring split vanities framed by graceful arched openings, an oversized tile shower with a dedicated drying area, and a generous walk-in closet. A second en suite bedroom provides privacy and comfort for family or overnight guests, while the third bedroom offers flexibility for additional sleeping space or a study. At the heart of the home, an open kitchen and living area creates an effortless setting for everyday life and entertaining. An oversized 10-foot island anchors the kitchen, while the large walk-in pantry offers ample space for cabinetry, storage, and a scullery-style layout. Abundant windows fill the home with natural light, and the living room flows seamlessly onto the covered rear porch, extending the gathering space outdoors. The upper level provides valuable overflow space without sacrificing the convenience of main-level living, along with ample walk-out attic storage. A three-bay garage completes the plan with room for vehicles, hobbies, or additional storage. With its intentional architecture, welcoming gathering spaces, and flexible layout, The Elderwood offers a beautifully considered approach to modern living. Buyers who purchase before drywall may also have the opportunity to work with Curate's interior designer to personalize interior finishes throughout the home. Lot and build opportunity only. Home shown is a proposed design. Final pricing, square footage, and features will vary based on buyer selections. Build your dream home with Curate and create a residence tailored to your lifestyle.

5012 Ravinia Lane 1442, Chattanooga
555 Alston Drive, Chattanooga
$579,900
3 Beds ⋅ 2 Baths ⋅ 1541633 MLS
One-level & easy-maintenance living in Black Creek! Come see this three-bedroom residence featuring a thoughtfully designed open floor plan, perfect for easy living and entertaining. Kitchen seamlessly connects to the dining room and living area, creating a warm and inviting space. High ceilings and hard wood floors add a touch of elegance and sophistication throughout the home. Enjoy evenings around the fireplace in the spacious living room or retreating to the main ensuite for a relaxing night. This home is designed to provide comfort and style! Black Creek Community offers a lifestyle that caters to a variety of interests. Events are an integral part of Black Creek club membership, with dedicated staff investing time, energy, and thought into planning memorable gatherings. Wine tastings, Pops on the Patio, and golf events like the Bullseye Golf Tournament provide opportunities for club members and their families to celebrate holidays, socialize, and meet new people. In addition to social events, the community features a well-maintained Sports Complex, dog park, and pavilions. Residents enjoy the peace of mind provided by 24-hour video surveillance and daily police patrols. Don't miss out on the opportunity to reside in the Black Creek Community. Whether you're an avid golfer, prefer lounging by the pool, or dining at the community restaurant, this home and community offer something for everyone. This home is priced to sell!!!

555 Alston Drive, Chattanooga
4338 Nestledown Court, Chattanooga
$450,000
2 Beds ⋅ 2 Baths ⋅ 1540759 MLS
Welcome to 4338 Nestledown Ct., tucked away in the highly sought-after, amenity-rich community of Black Creek. Situated on a quiet cul-de-sac street, the rear of the home overlooks the green of Hole #3 and borders the tee box of Hole #4 on Black Creek Club's 18-hole championship golf course, offering beautiful golf and mountain views. This charming cottage provides the ease of low maintenance living while offering a peaceful retreat to enjoy the Black Creek lifestyle, all just minutes from Downtown Chattanooga. Designed for comfortable main-level living, the home features a spacious den with a gas fireplace, an open kitchen with granite countertops, abundant cabinetry, a separate pantry, and a casual dining area perfect for everyday living or relaxed entertaining. The primary suite offers a generous bath with his-and-her vanity areas, a spacious closet, and a wall of windows that fills the room with natural light while capturing the beautiful surroundings. Step directly from the primary suite onto the inviting screened-in rear porch, where sweeping mountain and golf course views create the perfect backdrop for morning coffee or relaxing evenings. An additional guest suite with a full bath and double closets provides comfortable accommodations for family and friends, while the two-car garage offers added convenience and storage. With its peaceful cul-de-sac street setting, exceptional golf and mountain views, and low-maintenance lifestyle, 4338 Nestledown Ct. is a wonderful opportunity to enjoy all that Black Creek has to offer while remaining conveniently close to Downtown Chattanooga.

4338 Nestledown Court, Chattanooga
4134 Night Owl Court, Chattanooga
$810,000
3 Beds ⋅ 3 Baths ⋅ 1540346 MLS
Beautifully renovated 2,374 sq ft home built in 2001. This inviting 3 bedroom 2 1/2 bath home has been thoughtfully updated throughout. In 2022, the home received modernized kitchen which included new cabinets, countertops and appliances. Completely renovated bathrooms featuring new tiled floors and showers along with new cabinets and included a soaker tub in the master bath. Also included are gleaming hardwood floors, fresh paint, roof over the deck, new tile for the patio. The primary suite stands out with an attached sitting room perfect for a private retreat or home office, plus a customized walk-in closet designed for organization and convenience. Spacious, stylish, and ready for its next chapter.

4134 Night Owl Court, Chattanooga
1303 Renaissance Court, Chattanooga
$379,900
2 Beds ⋅ 2 Baths ⋅ 1539791 MLS
Experience refined one-level living in the highly sought-after Black Creek Golf Course Community, where breathtaking mountain vistas, championship golf, and resort-style amenities create an unparalleled lifestyle. This beautifully updated 2-bedroom, 2-bath residence is move-in ready and perfectly positioned to capture spectacular sunset views over Lookout Mountain while offering direct access to the golf course from the expansive private patio. Designed with timeless elegance, the light-filled interior features rich hardwood flooring throughout, crown molding, graceful arched doorways, a sunken living room with a gas fireplace and decorative mantel, formal dining room, built-in china/curio cabinet, eat-in kitchen, and a convenient built-in office nook. The spacious primary suite opens directly to the patio and features a completely remodeled luxury bath with a stunning tiled walk-in shower, dual shower heads, and premium finishes. The current owners have thoughtfully enhanced the home with quality updates that blend timeless style with everyday functionality. The beautifully refreshed kitchen features professionally painted cabinetry, updated hardware, a new faucet, under-cabinet lighting, and generous workspace for meal preparation and entertaining. Additional improvements include professional interior painting throughout--including the walls, doors, trim, kitchen, and laundry room cabinetry--along with updated light fixtures in the kitchen, dining room, bathrooms, and primary bedroom, dual-louver wood plantation shutters throughout, and the addition of a tankless water heater. An abundance of storage and an oversized two-car garage complete this exceptionally well-maintained home. Residents of the Black Creek Renaissance Condo Association have also benefited from recent community improvements, including a new roof installed in 2024, a resurfaced swimming pool, extensive pool fence restoration, road resealing, new gutter installations, and stone chimney repairs, reflecting the community's commitment to exceptional maintenance. Black Creek offers an extraordinary lifestyle with outstanding amenities including a championship golf course, elegant clubhouse, restaurant, community pool, tennis courts, fitness center, playground, scenic ponds, gazebo, walking trails, and four new pickleball courts currently under construction. Nestled in the picturesque Lookout Valley and surrounded by the natural beauty of historic Lookout Mountain, you'll enjoy easy access to downtown Chattanooga, the Tennessee Riverwalk, Ross's Landing, the Chattanooga Choo Choo, Point Park, Rock City, Ruby Falls, outstanding healthcare, and an exceptional selection of local dining and entertainment. Ideally situated just minutes from everyday conveniences and within approximately two hours of both Nashville and Atlanta, this remarkable home also places outdoor enthusiasts close to state parks, hiking, camping, boating, fishing, cycling, and paragliding. Whether you're seeking a full-time residence or a low-maintenance luxury retreat, this exceptional home offers the perfect blend of comfort, elegance, and resort-style living.

1303 Renaissance Court, Chattanooga
1111 Renaissance Court, Chattanooga
$295,000
2 Beds ⋅ 2 Baths ⋅ 1539358 MLS
Simplify your lifestyle without compromising on elegance. Tucked into the scenic backdrop of Black Creek where you can enjoy miles of hiking trails, multiple ponds, a playground and dog park, is this exquisite two-bedroom, two-bath condo pairs low-maintenance ease with architectural sophistication. Soaring ceilings, rich hardwoods, tile flooring, and distinctive arched doorways set a grand tone, while oversized windows and transoms flood every room with natural light. At the heart of the home, an open great room features custom built-ins, a built-in workspace, and a cozy gas-log fireplace. Glass doors open to a private balcony framing peaceful mountain views--the perfect setting for morning coffee or casual entertaining. The well-appointed kitchen offers generous cabinetry, expansive counter space, and a full appliance package, with direct access to the adjacent dining area and laundry nook. The primary suite serves as a true private retreat, complete with detailed built-ins, a massive walk-in closet, and an updated bath featuring a jetted tub, separate shower, and stylish fixtures. A spacious second bedroom also features a walk-in closet and full bath. With updated HVAC, water heater, roof, garage door, and access to a newly refreshed community pool, this is refined Black Creek living at its finest.

1111 Renaissance Court, Chattanooga
105 Renaissance Court, Chattanooga
$235,000
1 Beds ⋅ 1 Baths ⋅ 1539278 MLS
Resort-style living just 10 minutes from downtown Chattanooga! Welcome to 105 Renaissance Court, a beautifully renovated one-bedroom, one-bathroom condo in The Renaissance at Black Creek. With the entire home on one level and an assigned parking space, this property offers the ease of low-maintenance living in a peaceful mountain setting. Approximately $65,000 in recent renovations gives the interior a fresh, elevated feel. Nine-foot ceilings and an open floor plan allow natural light to flow throughout the home, complemented by luxury vinyl flooring and updated lighting. The renovated kitchen features granite countertops, freshly painted cabinetry, a marble mosaic backsplash, and stainless steel appliances--all approximately two years old. Surrounded by windows, the light-filled eat-in kitchen and dining area create an inviting space for everyday meals and entertaining. The living room is anchored by a gas fireplace with a granite surround and traditional millwork. Working or studying from home? A dedicated desk nook provides the perfect workspace without sacrificing the main living area. Just off the living room, a private balcony offers room for outdoor seating, morning coffee, and taking in the serene view of Raccoon Mountain. The bathroom has been thoughtfully updated with a new vanity, fixtures, and a tiled shower featuring a granite bench, built-in niche, and glass door. The spacious bedroom includes a walk-in closet and access to a second private balcony. A large laundry room and pantry provide practical storage rarely found in a one-bedroom condo. Renaissance residents enjoy a private neighborhood pool just around the corner. Black Creek also features 2.5 miles of private walking trails winding through a 150-acre wilderness preserve, along with a dog park, playground, two ponds, sidewalks, manicured green spaces, peaceful tree-lined streets, and scenic mountain views. The Black Creek Renaissance Condo Association has completed several recent community improvements, including a new roof in 2024, a resurfaced swimming pool, restored pool fencing, resealed roads, new gutters, and stone chimney repairs. These updates reflect the community's continued commitment to thoughtful maintenance and long-term care. At the heart of Black Creek is its championship golf course, ranked among the Top 100 Residential Courses in the country. For an additional membership fee, the Black Creek Club offers access to the golf course, clubhouse, resort-style pools, dining, fitness facilities, pickleball and tennis courts, and year-round social events. Whether you are searching for a primary residence, weekend retreat, or low-maintenance home in Chattanooga, 105 Renaissance Court offers thoughtful renovations, two private balconies, natural beauty, and an exceptional lifestyle just minutes from downtown. Buyer to verify all information.

105 Renaissance Court, Chattanooga
309 Renaissance Court, Chattanooga
$399,000
3 Beds ⋅ 2 Baths ⋅ 1537469 MLS
Discover easy living in the desirable Black Creek community, located less than 15 minutes from downtown Chattanooga. This exceptional condominium offers a rare combination of space, comfort, and location, making it one of the largest floor plans available within the neighborhood. Designed with both functionality and privacy in mind, the split-bedroom layout features three bedrooms and two full baths. The inviting great room is filled with natural light and centered around a cozy gas-log fireplace, creating a warm and welcoming gathering space. The open-concept design flows seamlessly into the dining area and spacious kitchen, complete with a sunny breakfast nook. One of the home's standout features is the private upper-level balcony, where you can relax and take in views of the surrounding mountains. Future enhancements to the community, including two planned lakes, are expected to add even more beauty to the scenery. A two-car garage provides plenty of room for parking and storage. Residents of the Renaissance section also enjoy access to a private pool just a short walk away. Black Creek is known for its picturesque setting, walking trails, parks, and optional club amenities, offering a lifestyle that blends recreation, convenience, and natural beauty. Schedule your private showing today and see all this wonderful home has to offer.

309 Renaissance Court, Chattanooga
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