Soddy Daisy Homes with VA Loan Financing available

Soddy Daisy Homes with VA Loan Financing available

Welcome to Soddy Daisy, Tennessee – a hidden gem nestled in the picturesque Hamilton County! This charming city, located just north of Chattanooga, offers a unique blend of small-town charm and modern convenience. With its stunning views of the surrounding mountains and tranquil lakes, Soddy Daisy is a haven for nature lovers and outdoor enthusiasts alike. Residents enjoy a plethora of recreational activities, from hiking the scenic trails of the nearby Chickamauga Lake to fishing in the serene waters of the Tennessee River.

Soddy Daisy boasts a tight-knit community with a warm and welcoming atmosphere. The city is home to excellent schools, vibrant local businesses, and a variety of parks, making it an ideal place for families and individuals seeking a peaceful lifestyle. With its rich history and friendly residents, you’ll quickly find that Soddy Daisy truly embodies the spirit of Southern hospitality.

For those looking to settle down in this beautiful city, there are a variety of homes available, many of which qualify for VA loan financing. This means that veterans and active-duty military personnel can take advantage of favorable loan terms, making homeownership more accessible. Whether you’re searching for a cozy cottage, a spacious family home, or a charming bungalow, Soddy Daisy offers a diverse selection of properties to suit your needs.

Discover the perfect blend of nature, community, and opportunity in Soddy Daisy, TN. Your dream home awaits in this enchanting city!

Newest Soddy Daisy Homes with VA Loan Financing available

3 Beds ⋅ 3 Baths ⋅ 1543745 MLS

WELCOME HOME to timeless Southern charm with the modern updates that buyers are looking for! From the classic brick exterior and white columns to the fresh landscaping and cheerful brick-red front door, this home makes a warm first impression. Nestled in an established community, this 3 bedroom, 3 FULL bathroom home offers inviting outdoor spaces including a covered front porch, screened-in porch, and a spacious lot with a peaceful wooded backdrop. Inside, the home feels bright, fresh, and move-in ready with updated flooring, neutral finishes, new cabinetry, stainless steel appliances, and a charming brick fireplace that brings character to the main living area. Thoughtful improvements include a newer roof, new windows, new HVAC and ductwork, new plumbing, updated bathrooms, and more - offering both style and added peace of mind. With generous living space, a HUGE BONUS ROOM, comfortable indoor-outdoor living, and a spacious two-car garage with room for storage or projects, this home beautifully blends classic character with modern convenience. Downstairs could even be utilized as a private in-law suite; it has a stainless-steel sink, kitchen cabinetry and electrical outlets in place for a second range and refrigerator. The possibilities are endless, schedule your private tour today!

10810 Jenkins Circle, Soddy Daisy

4 Beds ⋅ 6 Baths ⋅ 1543700 MLS

Welcome home to this beautiful updated home with separate in law suite in basement with its own driveway and separate entrance. Main floor has open floor plan split bedroom design beautiful hand wood floors throughout. Large kitchen with ample counter space, stainless appliances. The primary suite offers a peaceful retreat with tray ceilings, wood accents, en-suite bath offers double vanity, large tile shower & jetted tub. The in-law, or college apt. in basement has a living area, full kitchen, bedroom & full bath. Out side enjoy fenced backyard, above ground pool & double lot. Lakesite offers wonderful community amenities with playground, basketball courts, soccer field, firepit, dog park, pavilion and you can also join community pool for a small fee. Garbage service is included and picked up twice a week. For more info on Lakeside & facilities see http://www.lakesitn.gov/

2313 Lakesite Drive, Soddy Daisy

3 Beds ⋅ 2 Baths ⋅ 1543636 MLS

New construction by Bear Custom Homes & Remodeling! Estimated for completion in April 2027, this 1,690 sq ft home offers 3 bedrooms, 2 full bathrooms, and a thoughtfully designed floor plan on a spacious 1-acre lot. This property offers stunning views and a peaceful setting with plenty of room to enjoy the outdoors. The home will feature quality finishes throughout, comfortable living spaces, and an attached garage providing plenty of room for storage, The primary suite offers a private retreat, while two additional bedrooms provide flexibility for family, guests, or a home office. Located in Bledsoe County with a Soddy Daisy address, this property combines a quiet country setting with convenient access to Chattanooga. Downtown Chattanooga is approximately 35 minutes away, making it easy to enjoy additional shopping, dining, and entertainment while coming home to the privacy and views of Snowy Meadow Lane. With new construction, a full acre, beautiful hilltop views, and a spacious garage, this home offers a combination of space and setting that can be hard to find. Estimated completion April 2027. *CAN BE MADE INTO A CUSTOM HOME WITH CONTRACT AND DOWNPAYMENT AT THIS POINT IN THE BUILD*

366 Snowy Meadow Lane, Soddy Daisy

3 Beds ⋅ 2 Baths ⋅ 1543605 MLS

Welcome to 391 Classic Drive, a beautifully built 2026 new-construction home. Step inside to a bright, inviting interior finished with luxury vinyl plank flooring throughout the main living areas and beautifully appointed tile in both bathrooms. The kitchen serves as the heart of the home, featuring brand-new appliances, a spacious eat-in area, and additional barstool seating--perfect for everyday living or entertaining guests. The bathrooms offer a refined feel with beautifully tiled floors and showers, complemented by generously sized vanities and modern finishes. Every detail comes together to create a fresh, contemporary atmosphere that feels both elegant and comfortable. Outside, enjoy your back deck overlooking the private backyard and surrounding 1.6-acre property. The peaceful setting provides plenty of room to relax, entertain, or simply enjoy the privacy that comes with having more space. A two-car garage and ample driveway parking add convenience and functionality. Located in a quiet, established-feeling setting while being less than five minutes from US-27, this home offers the best of both worlds--peaceful living with convenient access to Chattanooga and surrounding areas. A rare combination of new construction, modern finishes, privacy, and acreage--come see everything 391 Classic Drive has to offer.

391 Classic Drive, Soddy Daisy

3 Beds ⋅ 3 Baths ⋅ 1543395 MLS

Welcome to 2141 Short Leaf Lane, a charming two-story home tucked away at the end of a quiet cul-de-sac. Move-in ready and thoughtfully maintained, this home offers fresh interior paint, new carpet, and numerous maintenance updates, giving the next homeowner peace of mind and fewer projects to tackle. Step inside to a welcoming main level featuring a spacious living room, well-appointed kitchen, convenient half bath, and a private primary suite complete with an ensuite bathroom. The comfortable flow of the main living areas creates an inviting setting for both everyday living and entertaining. Upstairs, you'll find two generously sized bedrooms, a full bathroom, and a conveniently located laundry area. The thoughtful layout provides separation between the primary suite and additional bedrooms, offering flexibility for family, guests, or a home office. Outside, enjoy the peaceful cul-de-sac setting, spacious backyard, and large 10x16 shed, providing excellent additional storage for tools, lawn equipment, hobbies, and more. Conveniently located near shopping, dining, schools, and the many amenities Soddy Daisy has to offer, 2141 Short Leaf Lane combines a functional layout, fresh updates, and a well-maintained interior and exterior. Whether you're a first-time homebuyer, downsizing, or simply looking for a home that's ready to enjoy, this one is ready to welcome you!

2141 Short Leaf Lane, Soddy Daisy

3 Beds ⋅ 2 Baths ⋅ 1543309 MLS

Welcome to 860 Ponderosa Drive, a spacious three-bedroom, two-bath manufactured home situated on approximately half an acre lot in Soddy Daisy. Offering 1,748 square feet of single-level living, the home features an open floor plan that comfortably connects the living and dining areas, creating an inviting space for everyday life and entertaining. The back deck offers a relaxing spot to enjoy the peaceful outdoor setting. With generous living space and an interior ready for your personal touches, this property presents an excellent opportunity to create a home that reflects your style. Conveniently located near schools, shopping, and everyday amenities, this home offers space, flexibility, and plenty of potential. Schedule your private showing today!

860 Ponderosa Drive, Soddy Daisy

4 Beds ⋅ 3 Baths ⋅ 1543167 MLS

Welcome to 12769 Emerald Creek Circle! If you're looking for more space, a peaceful setting, and easy access to the water, this 4-bedroom, 3-bath home checks all of those boxes. Situated on a full acre, the home offers 1,929 square feet of living space, a 2-car garage, and a wooded backdrop that gives you the privacy and space that's increasingly hard to find. Step inside to an inviting, open-concept layout designed for both comfortable everyday living and effortless entertaining. The great room serves as the heart of the home, with a fireplace creating a warm backdrop for gatherings, movie nights, and quiet evenings in. Newer luxury vinyl plank flooring enhances the main living areas, while tile adds durability in the kitchen and bathrooms and newer carpet brings comfort to the bedrooms. The flexible floor plan easily accommodates family, guests, a home office, or additional recreational space. The primary suite offers a private en-suite bath with a double vanity, creating a comfortable retreat at the end of the day. One of the biggest updates is already taken care of with a brand-new roof, installed in June 2025. Step outside onto the back deck and take in the wooded views while enjoying your morning coffee, grilling with friends, or simply unwinding at the end of the day. With a full acre, there's room for a garden, fire pit, play area, pets, or whatever outdoor space fits your lifestyle. And then there's the location. Chickamauga Lake access is within approximately 2 miles, putting boating, fishing, and weekends on the water close to home. At the same time, you're just a short drive from Chattanooga for dining, shopping, entertainment, and city amenities. It's the combination of small-town charm, privacy, room to spread out, and convenient access to both the lake and the city that makes Soddy Daisy such a great place to call home. If you've been looking for more space without giving up convenience, this home is it. Schedule your private showing today!

12769 Emerald Creek Circle, Soddy Daisy

4 Beds ⋅ 5 Baths ⋅ 1543071 MLS

Gorgeous Waterfront Home tucked away atop Mowbray Mountain, 9963 Huckleberry Lane offers an extraordinary combination of privacy, lakefront living, and versatility on approximately 6+ wooded acres with nearly 800+/- feet of waterfront. Overlooking an approximately 8 acre private stocked lake, this distinctive 4-bedroom, 4.5-bath home is designed to embrace its peaceful natural surroundings. Warm hardwood floors, Andersen windows, and expansive lake views complement the home's rustic elegance. At its heart are two complete custom cherry kitchens, both featuring abundant cabinetry with pull-outs and quality appliances. Together, the kitchens offer two electric ovens, a gas cooktop, two full-size refrigerators, and two microwaves. The main level includes the primary suite, an additional bedroom and bath, laundry, and access to a large covered deck overlooking the lake. Upstairs provides flexible space ideal for an office, guest retreat, or additional sleeping quarters. The lower level functions beautifully as a private second living space, complete with its own kitchen, laundry, bath with large whirlpool tub, living area, separate entrance, and deck--creating excellent possibilities for extended family, guests, or potential rental/Airbnb use, subject to applicable regulations. Two direct-vent natural gas fireplaces provide warmth and ambiance, while additional features include an on-demand natural gas water heater, spray-foam roof deck insulation, mini-split HVAC systems, GE combination washer/dryer, hot tub, covered parking, circular driveway, and generous walk-out storage. Enjoy swimming, fishing, and recreation just outside your door while remaining convenient to shopping and everyday necessities. EPB fiber internet and cable are available. A rare opportunity to enjoy exceptional privacy, abundant waterfront, and true lake life within approximately 30 minutes of Downtown Chattanooga.

9963 Huckleberry Lane, Soddy Daisy

3 Beds ⋅ 2 Baths ⋅ 1543063 MLS

Enjoy space, privacy, and the lake lifestyle at 2211 Dividing Ridge Cemetery Road! Located in the desirable Lakeside area approximately one mile from Harbor Lights Marina, this 3-bedroom, 2-bath ranch offers 1,360 square feet of comfortable living space over a basement. A versatile bonus room provides additional space for a home office, playroom, or hobby room, while the large screened-in porch creates the perfect setting for relaxing, entertaining, and enjoying the wooded surroundings. Situated on a spacious, tree-filled lot, this home offers a peaceful setting with convenient access to the water. With flexible living space, inviting outdoor areas, and a location close to the marina, this Soddy Daisy property is ready to welcome its next owners! (Information is deemed reliable but not guaranteed. Buyer should verify any information of concern, including but not limited to schools and square footage)

2211 Dividing Ridge Cemetery Road, Soddy Daisy

3 Beds ⋅ 4 Baths ⋅ 1543041 MLS

Completion scheduled for October! Senko Homes' Pinehurst home plan brings thoughtful, one-level living to this 1.13-acre home site in Emerald Bay, adjacent to the community clubhouse and pool. Measuring just under 3,000 square feet with 3 or 4 Bedrooms and 3.5 Baths, this home checks all the boxes! A rocking chair covered front porch opens to a formal entry foyer, situated beside a formal dining room with butler's pantry. The great room is anchored by a gas log fireplace and framed by a wall of windows with a patio door leading to the covered porch, offering picturesque views over the wooded backyard. The main level flows onto a 19' x 10' covered deck with a neighboring 12'6'' x 10' open deck, ideal for shaded relaxation or open-air entertaining. The kitchen centers around a work island and provides extensive cabinetry and countertop space, along with a butler's pantry and walk-in pantry (with Costco door) close by. Just off the owner's entry, a well-appointed laundry room, powder room, and drop zone sit near the primary suite. The private, main-level primary suite offers a spacious bath with walk-in closet, tiled shower, soaking tub, and dual-sink vanity, while two additional main-level bedrooms -- each with a walk-in closet -- share a Jack-and-Jill bath. With three bedrooms and two and a half baths all situated on the main level, the Pinehurst truly lives like a one-level home. Above the two-car, side-entry garage, an expansive bonus room (4th bedroom) with its own full bath provides a versatile fourth living space, ideal as a guest suite, media room, or private retreat, complete with walk-in attic storage. Construction quality matches the thoughtful design throughout: a brick and fiber cement exterior offers lasting durability and curb appeal, while the gently sloping lot provides a tall crawl space with added storage capacity. The side-entry, two-car garage includes a pedestrian door for everyday convenience. Together, the flow from covered porch to open main main level, private primary retreat, and versatile bonus space above the garage creates a home built as thoughtfully for how you live as for how you'll entertain and grow. This home is permitted for 3 bedrooms.

12750 Emerald Bay Drive, Soddy Daisy

4 Beds ⋅ 4 Baths ⋅ 1543039 MLS

Senko Home's Agave home plan has been thoughtfully customized for this nearly one-acre home site in Emerald Bay. A covered front porch opens to an entry foyer that flows seamlessly into a combined great room, kitchen, and dining space -- anchored by a gas log fireplace and filled with natural light. The main level continues to flow outward to a 15' x 12' covered deck accessible from both the great room and the primary suite, while the kitchen connects effortlessly to a butler's pantry, walk-in pantry, and laundry room -- a layout built for hosting with ease. The private, main level primary suite offers a generous private bath with walk-in closet, tiled shower, relaxing tub, and double-sink vanity. While permitted for 4 bedrooms, the Agave also provides a spacious bonus/flex room and open loft ideal for a den or family room. The second level also contains two full baths, a second laundry room, and walk-out attic storage. Construction quality matches the thoughtful design throughout: a brick and fiber cement exterior offers lasting durability and curb appeal, while the gently sloping lot allows for a tall crawl space with added storage capacity. The side-entry, two-car garage includes a pedestrian door for everyday convenience, and an owner's entry with a mud bench keeps daily comings and goings organized. Together, the flow from covered porch to open main level, private primary retreat, and versatile upper-level living creates a home built as thoughtfully for how you live as for how you'll grow into it. Emerald Bay HOA dues are $500 per year and includes a community clubhouse and pool.

12658 Emerald Bay Drive, Soddy Daisy

4 Beds ⋅ 2 Baths ⋅ 1543036 MLS

Brand-New Construction with Style & Flexible Living Space! Step inside this brand-new construction home and you'll immediately notice the thoughtful details, starting with a striking light fixture in the foyer that sets the tone for the entire space. Luxury vinyl flooring flows throughout the home, creating a clean, cohesive look with easy maintenance. Upstairs, the open-concept living room and eat-in kitchen provide an inviting space for everyday living and entertaining. Vaulted ceilings add an airy feel, while the fireplace creates a cozy focal point. A large picture window fills the living space with natural light. The kitchen features stainless steel appliances and opens directly to the back deck--perfect for grilling or enjoying a little fresh air. The primary suite offers a private en-suite bathroom with a beautiful tile shower. Two additional bedrooms and a full bathroom complete the main level. Downstairs, you'll find a spacious bonus room with a closet that offers endless possibilities--use it as a den, fourth bedroom, home office, playroom, or flex space. The laundry room is also conveniently located downstairs. Brand-new construction, attractive finishes, an open layout, and flexible living space--this one is ready for you to make it home! The buyer is responsible to do their due diligence to verify that all information is correct, accurate, and for obtaining any and all restrictions for the property. The number of bedrooms listed above complies with local appraisal standards only.

1710 Short Leaf Lane, Soddy Daisy

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