Soddy Daisy Homes with FHA Financing available

Soddy Daisy Homes with FHA Financing available

Welcome to Soddy Daisy, Tennessee – a hidden gem nestled in the heart of Hamilton County. This charming city, located just a stone's throw from the bustling city of Chattanooga, offers a perfect blend of small-town tranquility and easy access to urban amenities. With its picturesque landscapes, friendly community, and a wealth of recreational opportunities, Soddy Daisy is an ideal place for families, retirees, and anyone looking to enjoy a serene lifestyle.

Soddy Daisy is known for its stunning natural beauty, with the breathtaking backdrop of the Tennessee River and the nearby Chickamauga Lake providing ample opportunities for fishing, boating, and hiking. The city prides itself on its vibrant community spirit, hosting events throughout the year that bring residents together, from farmers' markets to seasonal festivals. With excellent schools, local shops, and dining options, you’ll find everything you need right at your doorstep.

For those considering making Soddy Daisy their home, there are numerous housing options available, including properties eligible for FHA financing. This means that first-time homebuyers or those looking to invest in real estate can take advantage of more accessible financing options, making homeownership a reality. Whether you're seeking a cozy cottage or a spacious family home, Soddy Daisy offers diverse real estate opportunities that cater to various lifestyles and budgets.

Experience the warmth of community living in Soddy Daisy, where you can enjoy the best of both worlds – the charm of a small town and the convenience of nearby city life. Your dream home awaits in this wonderful Tennessee locale!

Newest Soddy Daisy Homes with FHA Financing available

$614,900
3 Beds 3 Baths 1539891 MLS
Welcome to 11048 High River Drive in Soddy-Daisy, TN, a truly exceptional residence that stands apart with its custom design, thoughtful layout, and meticulous attention to detail throughout. This beautifully crafted home offers an open-concept floor plan that seamlessly blends elegance and functionality, making it ideal for both everyday living and upscale entertaining. From the moment you arrive, you'll appreciate the owner's commitment to quality, showcased by the gorgeous custom landscaping, Featuring 3 bedrooms plus a versatile flex space, this home provides the flexibility to accommodate a home office, nursery, study, or additional bedroom to suit your needs. The luxurious primary suite is highlighted by a stunning double tray ceiling, while the spa-inspired ensuite bath showcases dual vanities, an elegant tiled walk-in shower, a separate soaking tub, and spacious his-and-hers walk-in closets. Transom windows provide an abundance of natural light, creating a bright and inviting retreat. The home also includes 2.5 bathrooms, a dedicated study, and a generously sized bonus room, offering ample space for relaxation, recreation, work, or hosting guests. Throughout the home, you'll find luxury vinyl plank flooring, with plush carpeting in the bonus room for added comfort. The impressive oversized kitchen is highlighted by soaring 14-foot ceilings, custom cabinetry, and a unique snack and beverage bar in the breakfast nook. Recent upgrades include an enhanced appliance package featuring a 26-cubic-foot French door refrigerator, along with a matching washer (just purchased) and dryer set on pedestals. Step through the French doors to enjoy the expansive 18' x 12' screened porch, complete with light-reducing roll-down blinds and upgraded finishes. Exit the screened porch onto a 10' x 12' deck perfect for grilling, entertaining guests or enjoying peaceful evenings.

11048 High River Drive, Soddy Daisy

$489,900
3 Beds 3 Baths 1539853 MLS
Welcome home to 409 Olivia Lane, a beautifully maintained home on a spacious one-acre lot in one of Soddy-Daisy's most desirable neighborhoods. With flexible living space, inviting outdoor areas, and an ideal location near everyday conveniences, this home blends comfort, functionality, and room to grow. From the welcoming covered front porch to the light-filled interior, this home immediately feels warm and inviting. Cathedral ceilings and extra-high windows fill the main living spaces with natural light, while the thoughtful floor plan creates an easy flow for both everyday living and entertaining. The well-appointed kitchen opens seamlessly to the living area, keeping everyone connected whether you are hosting friends or enjoying a quiet evening at home. The home offers generous bedrooms and the flexibility for **up to five bedrooms**, creating excellent options for a home office, playroom, guest space, or growing household. Upstairs, a spacious bonus room provides the perfect entertainment area, media room, game room, or private retreat away from the main living spaces. Outdoor living is equally impressive. Enjoy peaceful mornings on the covered front porch, or gather out back on the expanded double deck with room to dine, relax, and entertain. The outdoor space is anchored by a striking stacked-stone fireplace, creating a cozy setting for cool evenings, weekend gatherings, and year-round enjoyment of the private one-acre setting. Built in 2006, this home offers neighborhood living with extra breathing room and the convenience of being just minutes from schools, shopping, restaurants, parks, and Highway 27. Enjoy an easy commute to downtown Chattanooga while experiencing the charm and slower pace that make Soddy-Daisy such a sought-after place to call home. If you have been searching for a home with flexible space, beautiful natural light, inviting outdoor living, and an unbeatable location, 409 Olivia Lane is a must-see.

409 Olivia Lane, Soddy Daisy

$549,000
4 Beds 3 Baths 1539803 MLS
Six acres in Soddy Daisy, just 3 minutes from Hixson Pike! This property is a dream come true. It has the privacy you crave plus a rustic vibe with a front porch just made for sitting! If you are looking for a true, tongue-in-groove, sturdy log cabin in the woods, just minutes away from everything, this one is for you. The craftsmanship on the cabin is truly a work of art. The 'logs' are actually hand-hewn beams of solid wood 9'' x 9'' with 3'' insulated concrete chinking. It's not only all natural, it provides great insulation for cozy winters and comfortable summers without high energy bills. With a view of gorgeous trees from every window, you'll feel like you're on a secluded holiday every day. Yet it's a three minute drive to Hixson Pike, close to schools, shopping, restaurants and recreation. Whether you just want to kick back and enjoy the privacy, or live the home-steading lifestyle, this property may be just what you're looking for. There's a nice chicken pen if you want to produce your own eggs. The outbuilding could be renovated for a small apartment, workshop, storage, or a garage. (It was most recently used as a horse stall.) There are fenced areas, perfect for keeping livestock. With no neighborhood restrictions (just county regulations) the possibilities are endless for homesteading. Or you can just sit on the porch and enjoy the sound of birds and crickets while watching the local wildlife. Don't miss this one!

8902 Barbara Drive, Soddy Daisy

$699,000
3 Beds 2 Baths 1539787 MLS
Main home 1551 sq ft/2nd home 1152 sq ft -- Tucked away at the end of a quarter mile driveway, this home offers a rare blend of privacy, craftsmanship and natural beauty and is just minutes from Hwy 27 and everything Soddy Daisy, Hixson and Chattanooga has to offer. The main home (1551 sq ft), built in 2023, sits on 5 cleared acres. When entering the property, you will see the lovely home surrounded by lush green grass and maintained landscaping. Step inside the home from the front porch and find a great room with vaulted ceiling and a beautiful fireplace with rich hardwood floors throughout. Kitchen has 10-foot ceiling and all other rooms in the home have 9-foot ceilings. The open-concept layout flows seamlessly into a beautiful kitchen featuring a bar-top island, quartz countertops, stainless steel appliances and a generous panty, perfect for hosting family and friends. The primary suite offers a serene retreat, with a lovely en-suite bath. Additional bedrooms on the other side of the home are equally inviting. Step outside the kitchen onto a spacious screened porch, just perfect for morning or evening relaxation with a cup of coffee, a good book or just enjoying the deer, turkeys and rabbits. The backyard is flat and perfect for gatherings with family and friends. Poured concrete pad for a great set up for your grill is just off the screened porch. To the right of the porch, you will find a storage building and a garden area with peach, apple and plum trees, blackberry bushes and garden beds. To the right of the home, you will see an additional home (1152 sq ft) that can be used for in-laws, grown children, rental, etc. This home features a large great room, 2 bedrooms and 1 bath. This guest home will be sold As Is. Just to the right of the guest house, you will find a 20x20 metal garage that is perfect for mowers, tools, etc. Schedule your showing today! You do not want to miss this one.

10112 Tommys Lane, Soddy Daisy

$724,900
3 Beds 4 Baths 1539257 MLS
Welcome to your dream home! This stunning new construction by Senko Homes offers exceptional one-level living with a spacious bonus room and full bath upstairs, all situated on approximately 2.09 gorgeous, level acres. Featuring 2,896± sq. ft. of thoughtfully designed living space, this home is to be built, or choose from several other floor plans--or let Senko Homes build your custom dream home, with pricing based on your selected design. The inviting full-length covered front porch welcomes you into a beautiful foyer accented with elegant wainscoting. The open-concept floor plan showcases a breathtaking great room with a soaring 12-foot ceiling and cozy gas log fireplace. The chef's kitchen is designed to impress with a large island, maple soft-close cabinetry, quartz countertops, stainless steel appliances including a gas range with decorative hood, walk-in pantry, and a butler's pantry with coffee bar. A separate dining area and convenient powder room make entertaining effortless. The private primary suite is fully insulated for enhanced comfort and privacy and features a luxurious en-suite bath with a freestanding soaking tub, oversized 72'' x 40'' tiled shower, dual quartz vanities, and an expansive walk-in closet. Two additional spacious bedrooms share a Jack-and-Jill bath, while the laundry room offers built-in cabinetry and a utility sink. Upstairs you'll find a versatile bonus room, full bath, and walk-out attic storage. Enjoy outdoor living on the covered and uncovered rear patios overlooking the beautiful acreage. Quality construction includes James Hardie siding with stacked stone accents, concrete driveway with turnaround, high-end LVP flooring throughout (no carpet), crown molding in the main living areas, tankless gas water heater, and countless additional upgrades. Don't miss this opportunity to personalize your new home with one of the area's premier custom builders! Main photo is a rendering. The other pictures are of similar home.

13103 Jones Gap Road, Soddy Daisy

$959,000
3 Beds 3 Baths 1539074 MLS
Waterfront Living at Its Finest on Soddy Lake Experience the beauty of year-round deep-water living in this beautifully remodeled waterfront home on picturesque Soddy Lake. Thoughtfully renovated by the current owner, this exceptional property combines timeless style, abundant natural light, and comfortable everyday living in a peaceful, private setting. The main level features a spacious primary suite, inviting living areas filled with natural light, and an updated kitchen designed for gathering with family and friends. Expansive windows create a bright, airy feel .Step onto the retraactable screened in heated upper deck ,enjoy the peaceful wooded setting with seasonal and lake views. The finished walk-out basement offers exceptional flexibility with two additional bedrooms, a family/bonus room, workout room, and a kitchenette--ideal for guests, extended family, or entertaining. The lower-level deck provides additional outdoor living space and easy access to the lake. A gentle wooded walkway leads to your private covered boat dock, where you'll enjoy year-round deep water on Soddy Lake. Mature trees create a serene, park-like setting while still allowing beautiful views of the water, offering the perfect balance of privacy and lakefront living. This property offers the lake lifestyle you've been dreaming of. Features Include: * Year-round deep water on Soddy Lake * Beautifully remodeled by the current owner * Primary suite on the main level * Bright, open floor plan with abundant natural light * Finished walk-out basement * Two additional bedrooms * Kitchenette * Family/bonus room * Dedicated workout room * Screened upper deck * Lower-level deck * Covered boat dock * Peaceful wooded setting with beautiful lake views * Private walkway to the water Come experience the perfect blend of privacy, nature, and waterfront living at Soddy Lake

1033 Clift Cave Drive, Soddy Daisy

$579,000
3 Beds 2 Baths 1538993 MLS
Welcome to this beautifully maintained, like-new home in the highly sought-after Inlet subdivision. Built in 2023 and thoughtfully enhanced with numerous owner upgrades, this home combines modern design, functional living spaces, and exceptional outdoor enjoyment. Residents enjoy walkable streets, pickleball and basketball courts, a community pool and pavilion, and the convenience of being just minutes from the lake, public boat ramp, and waterfront dining. Step inside to an inviting foyer flanked by two spacious bedrooms and a full bath. One of the secondary bedrooms was expanded during construction, providing additional flexibility and living space. The heart of the home is the expansive open-concept living area where the kitchen, dining room, and living room seamlessly flow together, creating an ideal space for both everyday living and entertaining. Hardwood floors span the main living areas, while the kitchen features granite countertops, tile backsplash, upgraded cabinetry, and a walk-in pantry. The spacious living room is anchored by a vented gas log fireplace, creating a warm and welcoming gathering space. The main-level primary suite offers a private retreat with a spacious bedroom, walk-in closet, and en-suite bath featuring a beautifully tiled shower. Upstairs, you'll find a large bonus room perfect for a media room, playroom, home office, or guest space, along with convenient walk-out storage. Additional enhancements include a whole-home water filtration system, upgraded carpet, an epoxy-coated garage floor, composite decking, and beautiful landscaping that elevates the home's curb appeal. Outside, your private backyard oasis awaits. Relax on the screened deck or entertain on the oversized patio overlooking nearly half an acre of beautifully landscaped yard space. With its thoughtful upgrades, spacious floor plan, and outstanding outdoor living areas, this home offers an exceptional opportunity to enjoy one of the area's most desirable communities. The buyer is responsible to do their due diligence to verify that all information is correct, accurate, and for obtaining any and all restrictions for the property. The number of bedrooms listed above complies with local appraisal standards only.

11944 Herons Haven Drive, Soddy Daisy

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