Signal Mountain Homes with FHA Financing available

Signal Mountain Homes with FHA Financing available

Welcome to Signal Mountain, Tennessee—a charming community nestled in the picturesque Appalachian foothills. Just a short drive from Chattanooga, Signal Mountain offers a serene escape with stunning views, abundant outdoor activities, and a close-knit community atmosphere. Known for its excellent schools and family-friendly environment, this enchanting town is perfect for those seeking a tranquil lifestyle without sacrificing access to urban amenities.

Signal Mountain is characterized by its beautiful landscapes, featuring lush forests, scenic hiking trails, and breathtaking vistas from the mountain's summit. Residents enjoy a variety of recreational opportunities, including parks, playgrounds, and nature trails, making it an ideal place for outdoor enthusiasts and families alike. The town also boasts a vibrant local culture, with quaint shops, delightful eateries, and community events that foster connections among neighbors.

For prospective homeowners, Signal Mountain offers a range of housing options, and many properties qualify for FHA financing. This means that first-time homebuyers or those looking to invest can take advantage of lower down payment requirements and flexible credit guidelines, making homeownership more accessible than ever. Whether you're searching for a cozy cottage, a spacious family home, or a modern retreat, Signal Mountain has something to suit every taste and budget.

Discover the perfect blend of natural beauty and community spirit in Signal Mountain, TN. With FHA financing available, your dream home in this idyllic setting is closer than you think. Embrace the charm of mountain living today!

Newest Signal Mountain Homes with FHA Financing available

4 Beds ⋅ 3 Baths ⋅ 1539836 MLS

Welcome to 902 Dunsinane Road, a beautifully updated traditional home in Hidden Brook, one of Signal Mountain's most desirable neighborhoods known for its spacious lots, mature trees, and welcoming community. Situated on a .58-acre corner lot, this home offers the space, functionality, and timeless style today's families are searching for, all just 15 minutes from downtown Chattanooga. Designed for both everyday living and entertaining, the main level features a formal living room, formal dining room, and a sun-filled family room with views of the surrounding landscape. Classic details including crown molding, chair rail, hardwood floors, and a calming neutral color palette create a warm, inviting atmosphere. The updated kitchen is the heart of the home with shaker cabinetry, subway tile backsplash, generous counter space, peninsula seating, and an adjoining breakfast room for casual meals. A spacious laundry room nearby offers abundant storage and everyday convenience. Upstairs, four generously sized bedrooms provide room for family, guests, or a home office. The primary suite features a walk-in closet and private bath with a dual-sink vanity, while the hall bath includes a tub/shower combination. Large closets throughout and an oversized two-bay garage provide exceptional storage. Outside, enjoy the privacy and beauty of a large corner lot shaded by mature trees in one of Signal Mountain's most established neighborhoods. Life on Signal Mountain is about more than a beautiful home. Residents enjoy award-winning schools, miles of hiking and biking trails, locally owned restaurants and shops, parks, community events, and a thriving arts scene including summer outdoor theater. Whether you're relocating to Chattanooga, moving up for more space, or looking for a neighborhood where children can grow and neighbors become friends, this home offers the lifestyle you've been searching for. Buyer to verify all info.

902 Dunsinane Road, Signal Mountain

6 Beds ⋅ 4 Baths ⋅ 1539824 MLS

Two houses on one 7.73 acre lot on Signal Mountain! Main house built in 2004 with 1,512 sqft with 3 bedrooms and 2 bathrooms. Fully updated kitchen with new cabinetry and stainless steel appliances. Granite countertops add a finished feeling. New luxury plank flooring. The living room has a stone fireplace and open layout. The master suite with bathroom is on one side of the living room and the other 2 bedrooms are on the other side with a bathroom between. A screened in porch offers quiet nights in the peaceful trees of Signal Mountain. Separate laundry room is adjacent the kitchen. A full carport with storage add practicality. The other home (income or in-law suite) has 1,421 sqft with 3 beds and 2 bath. This is a non-site built manufactured home. All updated luxury plank flooring. Open concept layout with vaulted ceilings. Granite countertops in the kitchen with stainless steel appliances. Separate laundry room. With 7.73 mostly wooded acres, your options are wide open. There is a good amount of space between both houses but walkable. Large barn was demolished but provides another flat building site for another home or new barn. Power posts are available both at the barn site and old pool site. With nearly 900 feet of road frontage this one is a gem! Don't miss this one! Schedule your own private showing today!

3847 Us 127, Signal Mountain

3 Beds ⋅ 2 Baths ⋅ 1539795 MLS

Experience the magic of Old Town in this beautifully reimagined Craftsman, where every detail whispers of timeless romance and modern comfort. More than a house, this is a storybook retreat crafted for those who appreciate both history and luxury. From the moment you arrive, you'll feel a sense of belonging--a warm invitation to embrace a new chapter in a setting that truly feels like home. Begin each morning with coffee on your enchanting front porch, as golden sunlight filters through the trees and dances across gleaming hardwood floors. Step inside to discover an open, airy layout that flows effortlessly through the home. The heart of the house is the gourmet kitchen--featuring a sparkling new design, custom kitchen island, state-of-the-art Z-line stainless steel appliances, a chef's 36-inch gas range, as well as a hidden walk-in pantry that keeps everything at your fingertips yet out of sight. Gather around the original brick fireplace for cozy evenings, or let natural light from oversized new windows illuminate every room, highlighting all-new light fixtures and the seamless flow from one inviting space to the next. Retreat to your private primary suite, a tranquil haven with spa-inspired, beautifully tiled baths and designer fixtures. Outside, your sprawling deck is perfect for entertaining or quiet reflection, overlooking a whimsical Arcadian backyard oasis that's lovingly landscaped for beauty and peace. This remarkable home doesn't just offer comfort and style--it promises a lifestyle. Adventure and tranquility await just beyond your doorstep: explore the enchanting trails of Rainbow Lake, take in majestic views at Signal Point Park, or discover the shops and amenities of Signal Mountain--all minutes away. With a quick commute to downtown Chattanooga and access to the highly rated Signal Mountain school district, this home is a rare opportunity where every day feels special--come see for yourself and fall in love at first sight.

321 Signal Mountain Boulevard, Signal Mountain

6 Beds ⋅ 6 Baths ⋅ 1539788 MLS

Welcome to 4 St. Ives Way, a timeless brick estate in one of Signal Mountain's most prestigious neighborhoods. Offering approximately 6,300 square feet, 6 bedrooms, 5.5 bathrooms, and exceptional craftsmanship throughout, this home perfectly blends luxury, comfort, and functionality. A grand two-story foyer welcomes you inside, where hardwood floors, spacious living areas, and an open layout create an ideal setting for everyday living and entertaining. The recently renovated kitchen features new Sub-Zero column refrigerators, quartz countertops, a new induction cooktop, and is pre-plumbed for a gas range. Enjoy cool summer evenings on the screened porch overlooking a private backyard. The walkout basement offers outstanding flexibility with a renovated gym, recreation area, media room with upgraded theater sound, second office, and an ADA-accessible bathroom. A private exterior entrance makes it an ideal setup for a mother-in-law suite or extended guest quarters. Additional features include custom closet built-ins, CAT6 wiring throughout, whole-house push-to-talk communication, dedicated HVAC systems for each level, pre-wiring for a whole-house generator, attic space pre-plumbed for future expansion, in-ground irrigation, and an oversized 3-car garage with extra-high ceilings. Recent improvements include the kitchen renovation, gym updates, professional landscaping and tree removal to enhance the view while maintaining year-round privacy, and the upgraded theater system. Located in the highly sought-after St. Ives community, residents enjoy a heated pool, clubhouse, community pond, sidewalks perfect for evening walks, and convenient access to Pruett's Market, local restaurants, and award-winning Signal Mountain schools. Thrasher Elementary is just a short walk away. Luxury living with space to grow, entertain, and enjoy the very best of Signal Mountain.

4 Saint Ives Way, Signal Mountain

This amazing private lot is located in the desirable gated Boston Branch Community and offers a view of the North Chicamauga State natural area which includes both the gorge as well as the ridge on the opposite side. You will relax as you hear the calm of the North Chick Creek below. The community offers a stocked 27-+ acre lake where you can enjoy fishing, swimming, paddle boarding and canoeing. Also for the hiking and biking enthusiasts there are multiple trails near by to enjoy. No need to worry about soil test or survey , both have been done on this amazing lot just for you!!. The area is zoned for award winning Signal Mtn schools. Come visit today - be prepared to enjoy the immediate calm and serenity of this magical community.

2362 Little Bend Road 118, Signal Mountain

3 Beds ⋅ 2 Baths ⋅ 1539674 MLS

Peaceful country living with the convenience of Signal Mountain! Situated on approximately 0.74 acres in a quiet area, this 3 bedroom, 2 bath manufactured home offers plenty of space both inside and out. Enjoy your morning coffee or evening sunsets from the spacious screened-in front porch, the perfect place to relax and take in the peaceful surroundings. The mostly fenced yard provides ample room for pets, gardening, or entertaining, while the detached storage building and covered parking add extra functionality. Inside, you'll find a spacious living area, dedicated dining space, and a functional layout ready for your personal touch. Whether you're looking for your first home, a place to downsize, or an investment opportunity, this property offers the chance to enjoy a quiet setting with room to make it your own. Don't miss the opportunity to own a home with privacy, outdoor space, and endless potential on Signal Mountain.

156 Barker Circle, Signal Mountain

4 Beds ⋅ 6 Baths ⋅ 1539641 MLS

Beautiful brow lot home in the newly developed, highly sought after subdivision, Flipper Bend, on Signal Mountain. This exceptional 4-bedroom, 4 full bath, 2 half bath home is perfectly situated on a scenic brow lot next to the Stillhouse, offering luxurious finishes, thoughtful design, and breathtaking views. The main level showcases stunning wood beams throughout, a cathedral ceiling and a spacious open layout centered around a dramatic two-sided, floor-to-ceiling stone gas see-through fireplace connecting the lodge room and den with access to the covered back deck overlooking the panoramic views. The gourmet kitchen is equipped with a Wolf oven, gas cooktop, steam oven, Sub-Zero double refrigerator, built-in Thermador coffee machine, wine refrigerator, a large island with bar-top dining and abundant storage, along with a walk-in pantry. Additional features include a formal dining room with scenic views, office/study with storage closet, walk-in laundry room, and a half bath. The luxurious primary suite offers private access to the covered back deck and the ensuite bath features a double sink vanity, walk-in shower, garden tub, and a walk-in closet. The upper level includes three additional bedrooms, two full baths, an entertainment area with a wet bar, bonus room, half bath, and a comfortable sitting area overlooking the main level, making this home ideal for both everyday living and entertaining. The 3-car garage is complete with built-in storage cabinets, mud/rinse area, coat closet, plus a storm shelter and gun vault nearby. Outdoor living is equally impressive with iron fencing extending from the deck to the brow and a backyard fire-pit for enjoying the peaceful surroundings and views. The home also features gas lanterns, two tank-less gas water heaters, and an elevator for handicap accessibility. Experience the rare opportunity to own a spectacular brow-front estate where luxury craftsmanship and breathtaking views come together in perfect harmony.

8044 Mountain Laurel Trail (8), Signal Mountain

4 Beds ⋅ 5 Baths ⋅ 1539542 MLS

New construction on Signal Mountain, ready December 2026 -- this 4-bedroom, 4.5+ bath home sits on 1.4 private acres in the sought-after Boston Branch community, blending modern farmhouse charm with everyday livability across 3,734 sq ft of conditioned space plus a 3-car garage. A two-story foyer opens past a flex room/office with double doors stained dark, into a great room warmed by a brick fireplace with a cedar mantel and cedar-stained surround to the ceiling. The kitchen anchors the main level with painted cabinetry, a quartz island, custom range hood, and a walk-in pantry with butcher block counters -- flowing into a dining area framed by windows and a statement chandelier. The main-level primary suite is a true retreat: a spa-style bath with freestanding tub, walk-in shower, dual vanities, and a generous walk-in closet connecting straight to the laundry room. A mudroom with built-in bench and cubbies off the garage, plus a powder bath, complete the first floor. Upstairs, three additional bedrooms (two with en-suite access), a game room, and a versatile unfinished bonus room offer room to grow. Exterior details include board-and-batten and brick facade, a bronze metal roof accent, gas lantern-style lighting, a covered front porch, and covered and uncovered rear decks. Zoned for Signal Mountain schools. This home offers the space and quality of new construction with the character of a custom build. This is a semi-custom build -- buyers may still have the opportunity to personalize select finishes and materials not yet ordered. Contact listing agent for details.

2325 Little Bend Road, Signal Mountain

4 Beds ⋅ 3 Baths ⋅ 1537903 MLS

Welcome to 501 N Palisades Dr. Move-in ready 4 bedroom, 2.5 bath brick home on North Palisades Drive. Across from the brow, it's perfect for walks with mountain and valley views. The home backs to a private wooded yard with a large deck overlooking Shoal Creek. Walking distance to Green Gorge trails. Is just minutes from Signal Mountain restaurants and shops, and only about 15 minutes to downtown Chattanooga. Zoned for highly regarded Signal Mountain schools.

501 N Palisades Drive, Signal Mountain

4 Beds ⋅ 4 Baths ⋅ 1537525 MLS

Imagine waking up, grabbing coffee in a kitchen that belongs on a magazine cover, and stepping onto your covered back deck to enjoy the privacy and peaceful surroundings of Wild Ridge. Tucked away on a quiet, low-traffic street near a cul-de-sac, 3520 Sweetshrub Way offers the perfect blend of luxury, comfort, and everyday functionality. Built in 2022 and zoned for the award-winning Signal Mountain schools, this beautifully designed home features 4 oversized bedrooms, 3.5 baths, a dedicated office, formal dining room, and a sprawling upstairs bonus room, giving everyone the space they need to live, work, and play. The thoughtful floor plan centers around a stunning chef's kitchen with an oversized island, granite countertops, stainless steel appliances, and seamless flow into the main living areas, making entertaining effortless. The main-level primary suite offers convenience and privacy, while generous closets throughout the home provide exceptional storage. Upstairs, three additional bedrooms and a large bonus room create the ideal setup for family, guests, hobbies, or a media room. Outside, you'll appreciate the privacy of the fenced backyard and peaceful setting. Whether you're hosting friends on the covered deck or enjoying a quiet evening on the screened porch, this home was built to make the most of its outdoor spaces. For the hobbyist or outdoor enthusiast, the garage setup is hard to beat, two front-facing bays for daily drivers plus a third rear garage bay perfect for bikes, lawn equipment, tools, or recreational gear. Located in the highly sought-after Wild Ridge community, residents enjoy a lifestyle that extends far beyond their front door. Encompassing approximately 124 acres, the neighborhood preserves more than 52% of its land as dedicated green space, creating a scenic backdrop throughout the community. Homeowners have access to four miles of private hiking trails as well as direct access to a neighboring 51-acre nature park, offering endless opportunities to enjoy the outdoors. Despite these exceptional amenities, Wild Ridge maintains low HOA dues. Combined with convenient access to Signal Mountain amenities and award-winning schools, 3520 Sweetshrub Way delivers community, convenience, and luxury in one exceptional package.

3520 Sweetshrub Way, Signal Mountain

3 Beds ⋅ 2 Baths ⋅ 1536760 MLS

Welcome to this stunning custom-built farmhouse on Signal Mountain, offering luxury finishes, modern amenities, and exceptional craftsmanship. This thoughtfully designed home features an open-concept floor plan with a spacious great room, coffered ceiling, abundant natural light, and beautiful flooring throughout the main living areas. The gourmet kitchen is a chef's dream with custom cabinetry, propane cooktop, subway tile backsplash, farmhouse sink, large center island, pantry, and ample prep space for entertaining. The main-level primary suite provides a private retreat with a spa-inspired bath, oversized tiled steam shower system. Additional main-level features include a dedicated home office, two guest bedrooms, a full bath, and functional living spaces designed for everyday comfort. Upstairs offers a large bonus room, fitness room, and extensive walk-in attic storage rarely found in today's homes. Enjoy year-round outdoor living on the expansive covered back porch with multiple ceiling fans, overlooking a private wooded setting. The adjoining patio and fire pit area create the perfect space for entertaining, relaxing, and enjoying the peaceful surroundings. Additional highlights include energy-efficient features, continuous hot water system, custom finishes, generous storage, and quality construction throughout. Located in one of Signal Mountain's most desirable areas, this home offers convenient to parks, hiking trails, shopping, dining, and downtown Chattanooga. If you're searching for a luxury farmhouse, custom home, main-level living, home office, bonus room, private wooded lot, or a move-in ready home on Signal Mountain, this exceptional property delivers the perfect combination of comfort, style, and location. Schedule your private showing today and experience everything this beautiful Signal Mountain home has to offer.

188 Horseshoe Bend Road E, Signal Mountain

5 Beds ⋅ 4 Baths ⋅ 1536517 MLS

Fantastic opportunity in the desirable Signal Forest neighborhood on Signal Mountain. This 5 bedroom, 4 full bath home boasts curb appeal galore with its Hardie, painted brick and stone exterior, and you will love the flexible floor plan which features an open living concept, two bedrooms on the main including the primary suite, a large bonus room and a coveted 3-bay garage. You will also appreciate the quality finishes and many recent improvements/upgrades, especially the hardwood floors, crown moldings, decorative and recessed lighting, wainscotting and shiplap accents, specialty ceilings, granite countertops, inviting screened porch, a new firepit with and a rock retaining wall lighting, garage ceiling storage rack, gutter guards, fresh paint, and so much more. Your tour begins with entry from the covered front porch to the foyer which opens to a large dining room and the great room, kitchen and breakfast area. The central great room has a coffered ceiling and a stacked stone gas fireplace and will quickly become the favorite gathering spot. The kitchen has a large center island with a level dining bar and glass pendant lighting, granite countertops, tile backsplash, soft close cabinetry with under-cabinet lighting, stainless appliances, a pantry and access to the mudroom and garage for easy loading and unloading. The breakfast area adjoins the screened porch, which is perfect for everyday living and entertaining. The mudroom also has access to the laundry room which has cabinetry and a utility sink, the guest bedroom, and the full guest bath. The primary bedroom is on the opposite side of this level and has a double tray ceiling and a beautiful primary bath with a dual vanity, soaking tub, separate tiled shower, a water closet, and a spacious walk-in closet. Head upstairs where you will find 3 additional bedrooms, a large bonus room with a closet so it could be utilized as a bedroom if desired, a shared bath, a hall bath, and walk-out attic storage. The seller removed multiple trees to expand the yard space in back for outdoor fun while still keeping a layer of privacy, and they expanded the irrigation to the back yard and installed an extra irrigation zone should a new owner like to have a raised garden bed or greenhouse area. All of this, and you are close to Signal Mountain schools, shopping and restaurants and approximately 20-25 minutes from downtown Chattanooga, so please call for more information and to schedule your private showing today. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important.

2415 Anchor Trail, Signal Mountain

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