Ray Jo Estates Homes with FHA Financing available

Welcome to Ray Jo Estates, a hidden gem nestled in the heart of Chattanooga, Tennessee. This charming subdivision offers a perfect blend of suburban tranquility and urban accessibility, making it an ideal choice for families, professionals, and retirees alike. With its tree-lined streets and friendly neighbors, Ray Jo Estates exudes a warm and inviting atmosphere that instantly feels like home.

The homes in Ray Jo Estates are designed with modern living in mind, featuring spacious layouts, contemporary finishes, and beautiful outdoor spaces. Whether you’re looking for a cozy starter home or a larger residence to accommodate your growing family, this subdivision has something for everyone. One of the standout features of Ray Jo Estates is the availability of FHA financing, making homeownership more accessible to a wider range of buyers. This financing option allows you to secure a home with lower down payment requirements, making it easier to invest in your dream home.

Located just a short drive from downtown Chattanooga, residents enjoy easy access to a vibrant array of dining, shopping, and entertainment options. Explore the scenic beauty of the Tennessee River or take a stroll through the picturesque parks that dot the area. With excellent schools and community amenities nearby, Ray Jo Estates is not just a place to live; it’s a place to thrive.

Discover the charm of Ray Jo Estates today, where your dream home awaits! Embrace the opportunity to become part of this welcoming community, and experience the best that Chattanooga has to offer.

Newest Ray Jo Estates Homes with FHA Financing available

$500,000

4 Beds ⋅ 2 Baths ⋅ 1543593 MLS

1724 Spring View Lane Single-Level Brick Living with Exceptional Outdoor Entertainment Space feels like an adult tree house! Welcome to 1724 Spring View Lane! Lovingly maintained by its original owner since 1993, this all-brick, single-level home offers 4 bedrooms, 2 full bathrooms, an abundance of privacy, and an outdoor entertaining experience you won't find just anywhere! Inside, you'll discover a thoughtfully updated primary suite featuring a luxurious, oversized walk-in shower and a relaxing soaking tub, creating your own private retreat. A new roof and new appliances add peace of mind, while the home's single-level layout offers comfortable, convenient everyday living. But the real showstopper is outside! Enjoy peaceful mornings on the covered front porch or unwind on the covered rear porch overlooking the private backyard. An expansive, multi-level deck system follows the natural landscape, offering over 1,000 square feet of outdoor entertainment space. Whether you're hosting friends, enjoying the screened-in sitting area, or relaxing on your own private perch complete with a hot tub and TV, this backyard was designed for making memories. There's even a fenced dog run for your four-legged family members! Tucked away in a private setting yet conveniently located less than 10 minutes from Hamilton Place Mall, shopping, restaurants, and medical facilities, this property offers a wonderful combination of privacy, convenience, and outdoor living. One owner, one level, and over 1,000 square feet of outdoor entertainment space--1724 Spring View Lane is ready for its next chapter!

1724 Spring View Lane, Chattanooga

$391,000

4 Beds ⋅ 3 Baths ⋅ 1533074 MLS

Welcome to 1701 Ray Jo Circle -- a spacious and well-maintained 4-bedroom, 3-bath home situated on a large lot in a convenient Chattanooga location. This property offers the perfect blend of comfort, functionality, and accessibility. Inside, you'll find an updated kitchen designed for both everyday living and entertaining. The home has been thoughtfully refreshed, with all carpets replaced just three years ago, new flooring installed in the basement, and fresh paint throughout the bathrooms, bedrooms, entryway, and full basement -- giving the home a clean, modern feel. The layout provides plenty of room to spread out, including a fully finished basement that adds valuable living space. Outside, enjoy the added charm and practicality of a custom-built bridge over the creek, creating a unique and peaceful outdoor setting on the generous lot. Parking is a breeze with off-street parking and a 2-car attached garage. Conveniently located just minutes from everyday essentials and local favorites -- you're only 9 minutes to Malone's and Hamilton Place Mall, 8 minutes to Erlanger East Hospital, 15 minutes to Volkswagen Chattanooga Plant, and just 20 minutes to downtown Chattanooga. Plus, you're only about 5 minutes to convenient access to Interstate 75, making commuting a breeze. If you're looking for space, updates, and a location that keeps you close to everything, this home is a must-see! *large tool cabinet in garage not included in the sale of home

1701 Ray Jo Circle, Chattanooga

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