Northpoint Cottages Homes with FHA Financing available

Northpoint Cottages Homes with FHA Financing available

Welcome to Northpoint Cottages, a delightful subdivision nestled in the heart of Hixson, Tennessee, within the scenic Hamilton County. This charming community offers an ideal blend of suburban tranquility and modern convenience, making it the perfect place for families, retirees, and professionals alike.

Northpoint Cottages features a collection of beautifully designed homes, each crafted with attention to detail and quality. With a variety of floor plans to choose from, prospective homeowners can find the perfect fit for their lifestyle. The homes in this subdivision are not only aesthetically pleasing but also practical, with many featuring spacious layouts, contemporary kitchens, and inviting outdoor spaces for relaxation and entertainment.

One of the standout features of Northpoint Cottages is the availability of FHA financing, making homeownership more accessible for many buyers. This financing option is particularly beneficial for first-time homeowners, offering lower down payment requirements and flexible credit guidelines. With FHA loans available, your dream of owning a home in this picturesque community is within reach.

Located just a short drive from downtown Chattanooga, residents of Northpoint Cottages enjoy easy access to a wealth of amenities, including shopping, dining, parks, and recreational activities. The friendly atmosphere and well-maintained surroundings make this subdivision a welcoming place to call home.

Discover the charm and convenience of Northpoint Cottages today, where your dream home awaits in beautiful Hixson, TN!

Newest Northpoint Cottages Homes with FHA Financing available

$320,000
3 Beds ⋅ 2 Baths ⋅ 1543134 MLS
From the moment you step inside, this home just works. With three bedrooms and two full baths, it offers a rare mix of space, flexibility, and comfort--designed to fit real life without feeling oversized or complicated. One of the most appealing features is the flexibility on the main level. A first-floor bedroom with a full bathroom can easily serve as a primary suite, a private guest room, or a dedicated home office, adapting effortlessly as your needs change. High ceilings and an open layout create a bright, welcoming feel, while large windows bring in natural light throughout the day. The kitchen sits at the heart of the home, flowing naturally into the living and dining areas--perfect for quiet mornings, casual dinners, and easy entertaining. Upstairs, two spacious bedrooms with walk-in closets share a well-sized full bathroom, offering comfort and privacy for family members or guests. Out front, a generous porch extends the living space outdoors, creating a place to slow down--whether that's coffee in the morning, winding down in the evening, or getting to know your neighbors. Located in Northpoint Cottages, one of Hixson's newest and most thoughtfully planned communities, this home offers the best of both worlds: a connected neighborhood setting just minutes from Target, local dining, medical centers, and outdoor recreation, with an easy drive to downtown Chattanooga. Zoned for Big Ridge Elementary, the location adds lasting value for homeowners and investors alike. This home is currently under construction and is available on a limited number of lots. There is still time to choose exterior colors and a design package, giving you the opportunity to make it truly your own while enjoying the peace of mind that comes with new construction.

6185 Certain Circle, Hixson
$249,700
2 Beds ⋅ 2 Baths ⋅ 1543131 MLS
This charming detached two-bedroom, one-and-a-half-bath home is located in the heart of Hixson and offers a wonderful blend of comfort, convenience, and exceptional value. Set within a friendly, walkable neighborhood, it provides easy access to everything from Target and Home Depot to local restaurants, medical facilities, and nearby parks. Downtown Chattanooga is just a short drive away, making it easy to enjoy city amenities while still coming home to a quieter, more relaxed setting. An added bonus for many buyers is the home's zoning for Big Ridge Elementary, one of the area's most highly regarded schools. From the moment you step inside, the home feels bright, open, and welcoming. High ceilings and abundant natural light create an airy atmosphere that makes the space feel larger than expected. The main level flows effortlessly from the kitchen to the dining and living areas, offering a layout that works just as well for everyday living as it does for hosting friends or family. The design strikes a balance between modern comfort and timeless style, with thoughtful details throughout. Upstairs, the two bedrooms provide comfortable, private spaces, while the overall layout remains efficient and easy to maintain. Every square foot has been carefully considered, making this home a smart option for first-time buyers, those looking to simplify, or anyone seeking a low-maintenance lifestyle. Perhaps most compelling is the value this home offers. In a location this convenient, finding a well-designed, move-in-ready home at such an approachable price point is increasingly rare. This property delivers comfort, style, and location without the premium price tag--making it an excellent opportunity for homeowners and investors alike. The home pictured is available for immediate move-in, and this listing is for the same plan that can be built while getting to choose exterior colors and a design package to make your own.

3483 Northpoint Boulevard 37343, Hixson
$299,700
2 Beds ⋅ 3 Baths ⋅ 1542073 MLS
THE MODEL HOME IS NOW AVAILABLE! There is a reason this home was chosen to showcase Northpoint Cottages. Beautifully finished, loaded with upgrades, and completely move-in ready, this detached two-bedroom model home presents a rare opportunity to own one of the community's most thoughtfully appointed homes at an exceptional value. From the moment you arrive, the oversized covered porches, fencing, and charming curb appeal set this home apart. Inside, the model-home upgrades continue with real engineered hardwood flooring, a tile kitchen backsplash, under-cabinet lighting, and an upgraded primary bath featuring a full tile shower with glass door. The light-filled main level brings the kitchen, dining, and living spaces together in an open layout that feels both spacious and inviting. Soaring ceilings on both levels create an impressive sense of openness and make the home feel considerably larger than expected. Upstairs, both bedrooms are true suites, each with its own private bath. This thoughtful layout offers tremendous flexibility for homeowners who value privacy, guests who stay awhile, roommates, or buyers considering long-term rental potential. Located in the heart of Hixson and zoned for Big Ridge Elementary, Northpoint Cottages offers convenient access to shopping, dining, parks, medical facilities, and downtown Chattanooga--all while providing the privacy and independence of a detached home. Best of all, there is nothing left to wait on. This home is COMPLETE, MOVE-IN READY, and already includes the upgrades and finishing touches that made it the showcase home for the community. This is also the LAST move-in-ready home currently available at Northpoint Cottages. For buyers looking for new construction without the wait--and an opportunity to purchase the community's model home with upgrades already in place--this one deserves a closer look.

5106 Certain Circle, Hixson
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