James Creek Homes with VA Loan Financing available

James Creek Homes with VA Loan Financing available

Welcome to James Creek, a charming subdivision nestled in the heart of Ooltewah, Tennessee, within the picturesque Hamilton County. This vibrant community is perfect for families, professionals, and retirees alike, offering a blend of tranquility and convenience that makes it a sought-after destination for homebuyers.

James Creek boasts a variety of beautifully designed homes, each showcasing modern architecture and thoughtful layouts that cater to diverse lifestyles. With spacious interiors, well-appointed kitchens, and lush outdoor spaces, these homes provide the perfect backdrop for creating lasting memories. The community is known for its friendly atmosphere, where neighbors become friends and children can play safely in the vibrant surroundings.

One of the standout features of James Creek is the availability of VA loan financing, making it an excellent choice for veterans and active-duty military personnel looking to settle down in this welcoming community. The VA loan program offers numerous benefits, including no down payment and competitive interest rates, ensuring that homeownership is within reach for those who have served our country.

Situated just a short drive from the bustling city of Chattanooga, residents of James Creek enjoy easy access to shopping, dining, and recreational opportunities. The nearby parks and nature trails provide ample opportunities for outdoor activities, while the local schools are highly regarded for their academic excellence.

If you're searching for a place that combines community spirit with modern living, look no further than James Creek in Ooltewah, TN. Discover your dream home today and experience the best that this delightful subdivision has to offer!

Newest James Creek Homes with VA Loan Financing available

$315,000
2 Beds ⋅ 2 Baths ⋅ 1540119 MLS
MOVE-IN READY + INCREDIBLE Incentives! For a limited time, receive: $7,500 toward Buyer's closing costs, 3 Years of HOA Dues PREPAID, & additional $3,000 in closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! (Eligible with a 30-Day close from contract) Located in Ooltewah, TN, the Bluebell floor plan offers two bedrooms and two full baths with an open concept layout designed for easy main level living. From the inviting front porch to the classic brick and board and batten exterior, this home delivers both charm and functionality. The spacious great room features vaulted ceilings and abundant natural light, making it ideal for relaxing or entertaining. The kitchen includes granite countertops, a large island, stainless steel appliances, and a pantry for added storage. The primary suite offers a walk in shower and a bath with granite topped vanities. A deep single car garage provides space for parking and extra storage. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Schedule your private tour today!

8730 James Creek Drive Lot 83, Ooltewah
$300,000
2 Beds ⋅ 2 Baths ⋅ 1540117 MLS
MOVE-IN READY + INCREDIBLE Incentives! For a limited time, receive: $7,500 toward Buyer's closing costs! (Eligible with a 30-Day close from contract) Located in Ooltewah, TN, the Bluebell floor plan offers two bedrooms and two full baths with an open concept layout designed for easy main level living. From the inviting front porch to the classic brick and board and batten exterior, this home delivers both charm and functionality. The spacious great room features vaulted ceilings and abundant natural light, making it ideal for relaxing or entertaining. The kitchen includes granite countertops, a large island, stainless steel appliances, and a pantry for added storage. The primary suite offers a walk in shower and a bath with granite topped vanities. A deep single car garage provides space for parking and extra storage. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Schedule your private tour today!

8736 James Creek Drive Lot 82, Ooltewah
$305,000
2 Beds ⋅ 2 Baths ⋅ 1540115 MLS
MOVE-IN READY + INCREDIBLE Incentives! For a limited time, receive: $7,500 toward Buyer's closing costs, 3 Years of HOA Dues PREPAID, & additional $3,000 in closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! (Eligible with a 30-Day close from contract) Located in Ooltewah, TN, the Bluebell floor plan offers two bedrooms and two full baths with an open concept layout designed for easy main level living. From the inviting front porch to the classic brick and board and batten exterior, this home delivers both charm and functionality. The spacious great room features vaulted ceilings and abundant natural light, making it ideal for relaxing or entertaining. The kitchen includes granite countertops, a large island, stainless steel appliances, and a pantry for added storage. The primary suite offers a walk in shower and a bath with granite topped vanities. A deep single car garage provides space for parking and extra storage. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Schedule your private tour today.

8742 James Creek Drive Lot 81, Ooltewah
$315,000
2 Beds ⋅ 2 Baths ⋅ 1540114 MLS
MOVE-IN READY + INCREDIBLE Incentives! For a limited time, receive: $7,500 toward Buyer's closing costs, 3 Years of HOA Dues PREPAID, & additional $3,000 in closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! (Eligible with a 30-Day close from contract) Located in Ooltewah, TN, the Bluebell floor plan offers two bedrooms and two full baths with an open concept layout designed for easy main level living. From the inviting front porch to the classic brick and board and batten exterior, this home delivers both charm and functionality. The spacious great room features vaulted ceilings and abundant natural light, making it ideal for relaxing or entertaining. The kitchen includes granite countertops, a large island, stainless steel appliances, and a pantry for added storage. The primary suite offers a walk in shower and a bath with granite topped vanities. A deep single car garage provides space for parking and extra storage. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Schedule your private tour today.

8748 James Creek Drive Lot 80, Ooltewah
$299,000
3 Beds ⋅ 3 Baths ⋅ 1537475 MLS
Move in ready with a limited time offer of $7,500 toward buyer closing costs and 3 years of HOA Dues Paid! Do not miss this opportunity to own in the desirable James Creek community. Located in Ooltewah, TN, the Lily floor plan offers 3 bedrooms and 2.5 baths with a bright open concept main level filled with natural light. The kitchen features granite countertops, stainless steel appliances, a spacious island, and pantry storage. Upstairs, the primary suite includes a walk in shower and bath with granite topped vanities, along with two additional bedrooms, a full bath, and a conveniently located laundry room. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Photos are of another Lily floor plan and finishes may vary. Schedule your private tour today. *Photos are of another Lily plan townhome. Finishes will be different in this home. Correct finishes are included in listing photos. Home is currently under-construction and is scheduled to be completed by end of July 2026.

8719 James Creek Drive Lot 18, Ooltewah
$285,000
3 Beds ⋅ 3 Baths ⋅ 1537472 MLS
Move in ready with a limited time offer of $7,500 toward buyer closing costs and 3 years of HOA Dues Paid! Do not miss this opportunity to own in the desirable James Creek community. Located in Ooltewah, TN, the Lily floor plan offers 3 bedrooms and 2.5 baths with a bright open concept main level filled with natural light. The kitchen features granite countertops, stainless steel appliances, a spacious island, and pantry storage. Upstairs, the primary suite includes a walk in shower and bath with granite topped vanities, along with two additional bedrooms, a full bath, and a conveniently located laundry room. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Photos are of another Lily floor plan and finishes may vary. Schedule your private tour today. *Photos are of another Lily plan townhome. Finishes will be different in this home. Correct finishes are included in listing photos. Home is currently under-construction and is scheduled to be completed by end of July 2026.

8715 James Creek Drive Lot 17, Ooltewah
$299,000
3 Beds ⋅ 3 Baths ⋅ 1537471 MLS
Move in ready with a limited time offer of $7,500 toward buyer closing costs and 3 years of HOA Dues Paid! Do not miss this opportunity to own in the desirable James Creek community. Located in Ooltewah, TN, the Lily floor plan offers 3 bedrooms and 2.5 baths with a bright open concept main level filled with natural light. The kitchen features granite countertops, stainless steel appliances, a spacious island, and pantry storage. Upstairs, the primary suite includes a walk in shower and bath with granite topped vanities, along with two additional bedrooms, a full bath, and a conveniently located laundry room. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Photos are of another Lily floor plan and finishes may vary. Schedule your private tour today. *Photos are of another Lily plan townhome. Finishes will be different in this home. Home is currently under-construction and is scheduled to be completed by end of July 2026.

8711 James Creek Drive Lot 16, Ooltewah
$415,000
3 Beds ⋅ 3 Baths ⋅ 1532909 MLS
LIMITED-TIME FINANCING OPPORTUNITY - Introductory Interest Rates as Low as 4.5%! MOVE-IN READY + INCREDIBLE INCENTIVES! For a limited time, receive $7,500 toward Buyer's closing costs, 3 YEARS of HOA Dues PREPAID, & an additional $3,000 toward closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! Must close within 30 days of contract. Seller-paid 2/1 temporary interest rate buydown may also be available with use of Seller's Preferred Lender in lieu of current neighborhood incentive. Buyer must qualify and loan/program eligibility requirements apply. Contact the Community Sales Manager for current incentive details, lender information, and applicable terms. Incentives are subject to change or withdrawal without notice. This spacious home offers flexible living in the desirable James Creek community. Located in Ooltewah, TN, the Daisy floor plan features 3 bedrooms and 3 full baths with an open concept design ideal for everyday living and entertaining. The main level includes a large great room, a well appointed kitchen with granite countertops, stainless steel appliances, and pantry storage, along with a generous primary suite, a second bedroom, a full bath, and a conveniently located laundry room. Upstairs offers an additional bedroom and a third full bath, perfect for guests, a home office, or extra living space. The large upstairs loft offers an additional entertaining area or second living room. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Photos are of the Daisy floor plan and finishes may vary. Schedule your private tour today. (Photos are of another Daisy plan home. Finishes will be different in this home.)

6538 Elizabeth Ann Way Lot 114, Ooltewah
$420,000
3 Beds ⋅ 3 Baths ⋅ 1532908 MLS
LIMITED-TIME FINANCING OPPORTUNITY - Introductory Interest Rates as Low as 4.5%! MOVE-IN READY + INCREDIBLE INCENTIVES! For a limited time, receive $7,500 toward Buyer's closing costs, 3 YEARS of HOA Dues PREPAID, & an additional $3,000 toward closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! Must close within 30 days of contract. Seller-paid 2/1 temporary interest rate buydown may also be available with use of Seller's Preferred Lender in lieu of current neighborhood incentive. Buyer must qualify and loan/program eligibility requirements apply. Contact the Community Sales Manager for current incentive details, lender information, and applicable terms. Incentives are subject to change or withdrawal without notice. This spacious home offers flexible living in the desirable James Creek community. Located in Ooltewah, TN, the Daisy floor plan features 3 bedrooms and 3 full baths with an open concept design ideal for everyday living and entertaining. The main level includes a large great room, a well appointed kitchen with granite countertops, stainless steel appliances, and pantry storage, along with a generous primary suite, a second bedroom, a full bath, and a conveniently located laundry room. Upstairs offers an additional bedroom and a third full bath, perfect for guests, a home office, or extra living space. The large upstairs loft offers an additional entertaining area or second living room. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Schedule your private tour today!

6570 Elizabeth Ann Way Lot 110, Ooltewah
$368,000
3 Beds ⋅ 3 Baths ⋅ 1532905 MLS
MOVE-IN READY + INCREDIBLE Incentives! For a limited time, receive: $7,500 toward Buyer's closing costs, 3 Years of HOA Dues PREPAID, & additional $3,000 in closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! (Must Close 30 Days From Contract Date) The Rhododendron floor plan is a thoughtfully designed 3-bedroom, 2.5-bath home filled with natural light from an abundance of windows. Its inviting front porch blends classic brick with charming board-and-batten siding, creating timeless curb appeal. Inside, the open-concept main level offers a warm great room--perfect for gathering with family and friends. The kitchen is appointed with granite countertops, stainless steel appliances, and a pantry for extra storage. Upstairs, the sun-filled primary suite features large windows, a generous walk-in closet, and a private bath. Two additional bedrooms, a full hall bath, and a conveniently located laundry room complete the second floor. With the HOA maintaining each lawn, you can enjoy low-maintenance living without compromising style. Ideally located just minutes from Cambridge Square and I-75, James Creek combines comfort, convenience, and charm. County only taxes and EPB fiber internet availability are additional perks! Builder includes a one-year warranty!

6546 Elizabeth Ann Way Lot 113, Ooltewah
$425,350
3 Beds ⋅ 3 Baths ⋅ 1532899 MLS
LIMITED-TIME FINANCING OPPORTUNITY - Introductory Interest Rates as Low as 4.5%! MOVE-IN READY + INCREDIBLE INCENTIVES! For a limited time, receive $7,500 toward Buyer's closing costs, 3 YEARS of HOA Dues PREPAID, & an additional $3,000 toward closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! Must close within 30 days of contract. Seller-paid 2/1 temporary interest rate buydown may also be available with use of Seller's Preferred Lender in lieu of current neighborhood incentive. Buyer must qualify and loan/program eligibility requirements apply. Contact the Community Sales Manager for current incentive details, lender information, and applicable terms. Incentives are subject to change or withdrawal without notice. This spacious home offers flexible living in the desirable James Creek community. Located in Ooltewah, TN, the Daisy floor plan features 3 bedrooms and 3 full baths with an open concept design ideal for everyday living and entertaining. The main level includes a large great room, a well appointed kitchen with granite countertops, stainless steel appliances, and pantry storage, along with a generous primary suite, a second bedroom, a full bath, and a conveniently located laundry room. Upstairs offers an additional bedroom and a third full bath, perfect for guests, a home office, or extra living space. The large upstairs loft offers an additional entertaining area or second living room. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Schedule your private tour today!

6539 Elizabeth Ann Way Lot 91, Ooltewah
$420,000
4 Beds ⋅ 3 Baths ⋅ 1528599 MLS
LIMITED-TIME FINANCING OPPORTUNITY - Introductory Interest Rates as Low as 4.5%! MOVE-IN READY + INCREDIBLE INCENTIVES! For a limited time, receive $7,500 toward Buyer's closing costs, 3 YEARS of HOA Dues PREPAID, & an additional $3,000 toward closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! Must close within 30 days of contract. Seller-paid 2/1 temporary interest rate buydown may also be available with use of Seller's Preferred Lender in lieu of current neighborhood incentive. Buyer must qualify and loan/program eligibility requirements apply. Contact the Community Sales Manager for current incentive details, lender information, and applicable terms. Incentives are subject to change or withdrawal without notice. This spacious home offers flexible living in the desirable James Creek community. Located in Ooltewah, TN, the Daisy floor plan features 4 bedrooms and 3 full baths with an open concept design ideal for everyday living and entertaining. The main level includes a large great room, a well appointed kitchen with granite countertops, stainless steel appliances, and pantry storage, along with a generous primary suite, a second bedroom, a full bath, and a conveniently located laundry room. Upstairs offers two additional bedrooms and a third full bath, perfect for guests, a home office, or extra living space. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Schedule your private tour today.

6571 Elizabeth Ann Way Lot 95, Ooltewah
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