James Creek Homes with USDA Loan Financing available

James Creek Homes with USDA Loan Financing available

Welcome to James Creek, a picturesque subdivision nestled in the heart of Ooltewah, Tennessee, within the scenic Hamilton County. This charming community is designed for those who appreciate a blend of tranquil living and modern conveniences. With its tree-lined streets and beautifully landscaped yards, James Creek offers a serene escape from the hustle and bustle of city life while still being just a short drive away from shopping, dining, and recreational activities.

The homes in James Creek are not only aesthetically pleasing but also come with an exciting opportunity for potential homeowners. Many properties in this subdivision qualify for USDA loan financing, making it an attractive option for first-time buyers and those looking to invest in their dream home. USDA loans are designed to promote homeownership in rural and suburban areas, offering favorable terms and lower down payment options. This means you can own a piece of this idyllic community without the financial strain often associated with home buying.

In James Creek, you'll find a variety of home styles to suit your taste, from charming single-family residences to modern designs that cater to contemporary living. The community is known for its friendly atmosphere and strong sense of neighborly connection, making it an ideal place to raise a family or enjoy a peaceful retirement.

Explore the beauty and comfort of James Creek, where your dream home awaits. Embrace the opportunity to thrive in a community that truly feels like home, all while taking advantage of the USDA loan financing available to make your move easier than ever. Come discover why James Creek is the perfect place for you!

Newest James Creek Homes with USDA Loan Financing available

$315,000
2 Beds ⋅ 2 Baths ⋅ 1540119 MLS
MOVE-IN READY + INCREDIBLE Incentives! For a limited time, receive: $7,500 toward Buyer's closing costs, 3 Years of HOA Dues PREPAID, & additional $3,000 in closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! (Eligible with a 30-Day close from contract) Located in Ooltewah, TN, the Bluebell floor plan offers two bedrooms and two full baths with an open concept layout designed for easy main level living. From the inviting front porch to the classic brick and board and batten exterior, this home delivers both charm and functionality. The spacious great room features vaulted ceilings and abundant natural light, making it ideal for relaxing or entertaining. The kitchen includes granite countertops, a large island, stainless steel appliances, and a pantry for added storage. The primary suite offers a walk in shower and a bath with granite topped vanities. A deep single car garage provides space for parking and extra storage. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Schedule your private tour today!

8730 James Creek Drive Lot 83, Ooltewah
$300,000
2 Beds ⋅ 2 Baths ⋅ 1540117 MLS
MOVE-IN READY + INCREDIBLE Incentives! For a limited time, receive: $7,500 toward Buyer's closing costs! (Eligible with a 30-Day close from contract) Located in Ooltewah, TN, the Bluebell floor plan offers two bedrooms and two full baths with an open concept layout designed for easy main level living. From the inviting front porch to the classic brick and board and batten exterior, this home delivers both charm and functionality. The spacious great room features vaulted ceilings and abundant natural light, making it ideal for relaxing or entertaining. The kitchen includes granite countertops, a large island, stainless steel appliances, and a pantry for added storage. The primary suite offers a walk in shower and a bath with granite topped vanities. A deep single car garage provides space for parking and extra storage. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Schedule your private tour today!

8736 James Creek Drive Lot 82, Ooltewah
$305,000
2 Beds ⋅ 2 Baths ⋅ 1540115 MLS
MOVE-IN READY + INCREDIBLE Incentives! For a limited time, receive: $7,500 toward Buyer's closing costs, 3 Years of HOA Dues PREPAID, & additional $3,000 in closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! (Eligible with a 30-Day close from contract) Located in Ooltewah, TN, the Bluebell floor plan offers two bedrooms and two full baths with an open concept layout designed for easy main level living. From the inviting front porch to the classic brick and board and batten exterior, this home delivers both charm and functionality. The spacious great room features vaulted ceilings and abundant natural light, making it ideal for relaxing or entertaining. The kitchen includes granite countertops, a large island, stainless steel appliances, and a pantry for added storage. The primary suite offers a walk in shower and a bath with granite topped vanities. A deep single car garage provides space for parking and extra storage. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Schedule your private tour today.

8742 James Creek Drive Lot 81, Ooltewah
$315,000
2 Beds ⋅ 2 Baths ⋅ 1540114 MLS
MOVE-IN READY + INCREDIBLE Incentives! For a limited time, receive: $7,500 toward Buyer's closing costs, 3 Years of HOA Dues PREPAID, & additional $3,000 in closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! (Eligible with a 30-Day close from contract) Located in Ooltewah, TN, the Bluebell floor plan offers two bedrooms and two full baths with an open concept layout designed for easy main level living. From the inviting front porch to the classic brick and board and batten exterior, this home delivers both charm and functionality. The spacious great room features vaulted ceilings and abundant natural light, making it ideal for relaxing or entertaining. The kitchen includes granite countertops, a large island, stainless steel appliances, and a pantry for added storage. The primary suite offers a walk in shower and a bath with granite topped vanities. A deep single car garage provides space for parking and extra storage. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Schedule your private tour today.

8748 James Creek Drive Lot 80, Ooltewah
$415,000
3 Beds ⋅ 3 Baths ⋅ 1532909 MLS
LIMITED-TIME FINANCING OPPORTUNITY - Introductory Interest Rates as Low as 4.5%! MOVE-IN READY + INCREDIBLE INCENTIVES! For a limited time, receive $7,500 toward Buyer's closing costs, 3 YEARS of HOA Dues PREPAID, & an additional $3,000 toward closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! Must close within 30 days of contract. Seller-paid 2/1 temporary interest rate buydown may also be available with use of Seller's Preferred Lender in lieu of current neighborhood incentive. Buyer must qualify and loan/program eligibility requirements apply. Contact the Community Sales Manager for current incentive details, lender information, and applicable terms. Incentives are subject to change or withdrawal without notice. This spacious home offers flexible living in the desirable James Creek community. Located in Ooltewah, TN, the Daisy floor plan features 3 bedrooms and 3 full baths with an open concept design ideal for everyday living and entertaining. The main level includes a large great room, a well appointed kitchen with granite countertops, stainless steel appliances, and pantry storage, along with a generous primary suite, a second bedroom, a full bath, and a conveniently located laundry room. Upstairs offers an additional bedroom and a third full bath, perfect for guests, a home office, or extra living space. The large upstairs loft offers an additional entertaining area or second living room. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Photos are of the Daisy floor plan and finishes may vary. Schedule your private tour today. (Photos are of another Daisy plan home. Finishes will be different in this home.)

6538 Elizabeth Ann Way Lot 114, Ooltewah
$420,000
3 Beds ⋅ 3 Baths ⋅ 1532908 MLS
LIMITED-TIME FINANCING OPPORTUNITY - Introductory Interest Rates as Low as 4.5%! MOVE-IN READY + INCREDIBLE INCENTIVES! For a limited time, receive $7,500 toward Buyer's closing costs, 3 YEARS of HOA Dues PREPAID, & an additional $3,000 toward closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! Must close within 30 days of contract. Seller-paid 2/1 temporary interest rate buydown may also be available with use of Seller's Preferred Lender in lieu of current neighborhood incentive. Buyer must qualify and loan/program eligibility requirements apply. Contact the Community Sales Manager for current incentive details, lender information, and applicable terms. Incentives are subject to change or withdrawal without notice. This spacious home offers flexible living in the desirable James Creek community. Located in Ooltewah, TN, the Daisy floor plan features 3 bedrooms and 3 full baths with an open concept design ideal for everyday living and entertaining. The main level includes a large great room, a well appointed kitchen with granite countertops, stainless steel appliances, and pantry storage, along with a generous primary suite, a second bedroom, a full bath, and a conveniently located laundry room. Upstairs offers an additional bedroom and a third full bath, perfect for guests, a home office, or extra living space. The large upstairs loft offers an additional entertaining area or second living room. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Schedule your private tour today!

6570 Elizabeth Ann Way Lot 110, Ooltewah
$368,000
3 Beds ⋅ 3 Baths ⋅ 1532905 MLS
MOVE-IN READY + INCREDIBLE Incentives! For a limited time, receive: $7,500 toward Buyer's closing costs, 3 Years of HOA Dues PREPAID, & additional $3,000 in closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! (Must Close 30 Days From Contract Date) The Rhododendron floor plan is a thoughtfully designed 3-bedroom, 2.5-bath home filled with natural light from an abundance of windows. Its inviting front porch blends classic brick with charming board-and-batten siding, creating timeless curb appeal. Inside, the open-concept main level offers a warm great room--perfect for gathering with family and friends. The kitchen is appointed with granite countertops, stainless steel appliances, and a pantry for extra storage. Upstairs, the sun-filled primary suite features large windows, a generous walk-in closet, and a private bath. Two additional bedrooms, a full hall bath, and a conveniently located laundry room complete the second floor. With the HOA maintaining each lawn, you can enjoy low-maintenance living without compromising style. Ideally located just minutes from Cambridge Square and I-75, James Creek combines comfort, convenience, and charm. County only taxes and EPB fiber internet availability are additional perks! Builder includes a one-year warranty!

6546 Elizabeth Ann Way Lot 113, Ooltewah
$425,350
3 Beds ⋅ 3 Baths ⋅ 1532899 MLS
LIMITED-TIME FINANCING OPPORTUNITY - Introductory Interest Rates as Low as 4.5%! MOVE-IN READY + INCREDIBLE INCENTIVES! For a limited time, receive $7,500 toward Buyer's closing costs, 3 YEARS of HOA Dues PREPAID, & an additional $3,000 toward closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! Must close within 30 days of contract. Seller-paid 2/1 temporary interest rate buydown may also be available with use of Seller's Preferred Lender in lieu of current neighborhood incentive. Buyer must qualify and loan/program eligibility requirements apply. Contact the Community Sales Manager for current incentive details, lender information, and applicable terms. Incentives are subject to change or withdrawal without notice. This spacious home offers flexible living in the desirable James Creek community. Located in Ooltewah, TN, the Daisy floor plan features 3 bedrooms and 3 full baths with an open concept design ideal for everyday living and entertaining. The main level includes a large great room, a well appointed kitchen with granite countertops, stainless steel appliances, and pantry storage, along with a generous primary suite, a second bedroom, a full bath, and a conveniently located laundry room. Upstairs offers an additional bedroom and a third full bath, perfect for guests, a home office, or extra living space. The large upstairs loft offers an additional entertaining area or second living room. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Schedule your private tour today!

6539 Elizabeth Ann Way Lot 91, Ooltewah
$420,000
4 Beds ⋅ 3 Baths ⋅ 1528599 MLS
LIMITED-TIME FINANCING OPPORTUNITY - Introductory Interest Rates as Low as 4.5%! MOVE-IN READY + INCREDIBLE INCENTIVES! For a limited time, receive $7,500 toward Buyer's closing costs, 3 YEARS of HOA Dues PREPAID, & an additional $3,000 toward closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! Must close within 30 days of contract. Seller-paid 2/1 temporary interest rate buydown may also be available with use of Seller's Preferred Lender in lieu of current neighborhood incentive. Buyer must qualify and loan/program eligibility requirements apply. Contact the Community Sales Manager for current incentive details, lender information, and applicable terms. Incentives are subject to change or withdrawal without notice. This spacious home offers flexible living in the desirable James Creek community. Located in Ooltewah, TN, the Daisy floor plan features 4 bedrooms and 3 full baths with an open concept design ideal for everyday living and entertaining. The main level includes a large great room, a well appointed kitchen with granite countertops, stainless steel appliances, and pantry storage, along with a generous primary suite, a second bedroom, a full bath, and a conveniently located laundry room. Upstairs offers two additional bedrooms and a third full bath, perfect for guests, a home office, or extra living space. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Schedule your private tour today.

6571 Elizabeth Ann Way Lot 95, Ooltewah
$299,900
2 Beds ⋅ 2 Baths ⋅ 1524117 MLS
MOVE-IN READY + INCREDIBLE Incentives! For a limited time, receive: $7,500 toward Buyer's closing costs, 3 Years of HOA Dues PREPAID, & additional $3,000 in closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! (Must Close By 3/31/26) Located in Ooltewah, TN, the Bluebell floor plan offers two bedrooms and two full baths with an open concept layout designed for easy main level living. From the inviting front porch to the classic brick and board and batten exterior, this home delivers both charm and functionality. The spacious great room features vaulted ceilings and abundant natural light, making it ideal for relaxing or entertaining. The kitchen includes granite countertops, a large island, stainless steel appliances, and a pantry for added storage. The primary suite offers a walk in shower and a bath with granite topped vanities. A deep single car garage provides space for parking and extra storage. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Photos are of another Bluebell floor plan and finishes may vary. Schedule your private tour today.

8754 James Creek Drive Lot 79, Ooltewah
$299,900
2 Beds ⋅ 2 Baths ⋅ 1524116 MLS
MOVE-IN READY + INCREDIBLE Incentives! For a limited time, receive: $7,500 toward Buyer's closing costs, 3 Years of HOA Dues PREPAID, & additional $3,000 in closing costs with Seller's Preferred Lender. That's up to $10,500 in closing assistance PLUS HOA savings! (Must Close By 3/31/26) Located in Ooltewah, TN, the Bluebell floor plan offers two bedrooms and two full baths with an open concept layout designed for easy main level living. From the inviting front porch to the classic brick and board and batten exterior, this home delivers both charm and functionality. The spacious great room features vaulted ceilings and abundant natural light, making it ideal for relaxing or entertaining. The kitchen includes granite countertops, a large island, stainless steel appliances, and a pantry for added storage. The primary suite offers a walk in shower and a bath with granite topped vanities. A deep single car garage provides space for parking and extra storage. Enjoy low maintenance living with lawn care included through the HOA. Just minutes from Cambridge Square and I 75, this home offers county only taxes, EPB fiber internet availability, and a one year builder warranty. Photos are of another Bluebell floor plan and finishes may vary. Schedule your private tour today.

8770 James Creek Drive Lot 76, Ooltewah
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