Ringgold Homes with FHA Financing available

Ringgold Homes with FHA Financing available

Welcome to Ringgold, Georgia—a charming city nestled in the picturesque foothills of the Appalachian Mountains. Known for its small-town warmth and rich history, Ringgold is a delightful place to call home. With a vibrant community spirit, residents enjoy a blend of modern amenities and natural beauty, making it an ideal location for families, retirees, and everyone in between.

As you explore Ringgold, you'll find a variety of local shops, restaurants, and parks that contribute to the town's inviting atmosphere. The historic downtown area features unique boutiques and eateries, while outdoor enthusiasts can take advantage of the nearby hiking trails and scenic parks. With a strong sense of community, Ringgold hosts numerous events throughout the year, including festivals, farmers' markets, and seasonal celebrations that bring neighbors together.

For those considering a move to this lovely city, you’ll be pleased to know that homes in Ringgold are accessible with FHA financing options. This means that whether you're a first-time homebuyer or looking to invest in a property, you can benefit from lower down payment requirements and flexible credit standards. The housing market here offers a range of options, from charming historic homes to modern family residences, ensuring there's something for everyone.

Living in Ringgold means embracing a lifestyle filled with southern hospitality, community engagement, and the beauty of nature. Discover your dream home in this enchanting city, where a warm welcome awaits you at every corner!

Newest Ringgold Homes with FHA Financing available

43 Cork Oak Circle, Ringgold
$539,900
4 Beds ⋅ 3 Baths ⋅ 1543966 MLS
NEW CONSTRUCTION - MOVE-IN READY! Located in the highly sought-after White Oak Plantation and zoned for Ringgold schools, this beautiful 4-bedroom, 3-full-bath home offers a thoughtfully designed floor plan with quality finishes and custom details throughout. Three bedrooms are conveniently located on the main level, while the additional upstairs space can serve as a fourth bedroom or second living area. The spacious living area features approximately 12-foot ceilings, custom beams, a custom brick fireplace, and LVP flooring. The kitchen offers custom soft-close cabinetry, quartz countertops, stainless steel appliances, and a pantry. Several 8-foot interior doors and extensive trim details add to the home's upscale feel. The primary suite features an oversized bedroom, spacious walk-in closet, and spa-like bath with a freestanding soaking tub, double vanity, and oversized custom tile shower. Additional features include an oversized laundry room, tankless water heater, LED lighting throughout, foam insulation in the exterior walls, brick and cement fiber exterior, an oversized 2-car garage, and a large covered back porch. Why wait to build? This beautiful new construction home is complete, move-in ready, and waiting for its new owners. Schedule your private showing today!

43 Cork Oak Circle, Ringgold
402 Yates Springs, Ringgold
$499,900
4 Beds ⋅ 3 Baths ⋅ 1543940 MLS
Welcome to this meticulously maintained 4-bedroom, 3-bath tri-level home offering 2,644 square feet of beautifully updated living space on 2.3 acres of unrestricted land. From the moment you step inside, you'll appreciate the warmth and character of the pine wood ceilings, spacious layout, and inviting formal dining room. This home has been thoughtfully updated throughout, including a fully remodeled kitchen in 2025, new appliances in 2024, a beautifully remodeled primary bathroom in 2023, and fully remodeled guest and downstairs bathrooms in 2025. Additional interior improvements include new flooring upstairs in 2023, new flooring downstairs in 2025, brand-new toilets in 2025, and fresh paint throughout the home in 2023 and 2025. Major updates provide added peace of mind, including a new roof in 2023, new HVAC system in 2023, new water heater in 2024, and two new septic tanks installed in 2022. Outdoor improvements include a new back deck in 2025 and a new storm door added in 2025. With 2.3 unrestricted acres, 4 bedrooms, 3 full bathrooms, generous living space, and extensive recent updates, this property offers the perfect combination of privacy, functionality, and move-in-ready comfort. Enjoy the freedom of unrestricted land while still having a beautifully maintained and updated home ready for its next owners!

402 Yates Springs, Ringgold
560 Classic Trail, Ringgold
$1,000,000
5 Beds ⋅ 5 Baths ⋅ 1543920 MLS
This exceptional opportunity presents a rare and luxurious home nestled within an exclusive upscale neighborhood. The meticulously constructed home boasts exceptional energy efficiency, with U-factor windows rated at .31, complemented by solar film to minimize energy expenses. Additionally, radiant panels on the roof and styrofoam insulation in the attic further enhance its energy-saving capabilities. The home's design features a spacious and inviting one-level layout, accommodating a fifth bedroom upstairs. The open floor plan creates a sense of flow and spaciousness throughout the living areas. The updated kitchen and bathroom, along with other recent renovations, enhance the home's comfort and aesthetics. The master bedroom, situated on the main level, offers a split bedroom configuration with a spacious great room featuring a fireplace. This inviting room seamlessly transitions to a covered patio overlooking an in-ground pool and a private backyard spanning 3.1 acres. The expansive den includes a second fireplace, providing additional relaxation and entertainment options. The home's interior is characterized by custom cabinets with solid tops and ample trim, creating a refined and elegant ambiance.

560 Classic Trail, Ringgold
155 Lake Avenue Avenue, Ringgold
$253,900
3 Beds ⋅ 2 Baths ⋅ 1543909 MLS
3 Bedroom 1.5 Bath Home on Level Large Corner Lot!! Great Ringgold Location, New Laminated and Ceramic Flooring throughout. Central Heat and Air, Separate Dining Room, Large Workshop, Close to Schools, Restaurants and Shopping Areas.

155 Lake Avenue Avenue, Ringgold
60 W Highland Drive, Ringgold
$355,000
3 Beds ⋅ 3 Baths ⋅ 1543864 MLS
Welcome to this fully renovated, move-in-ready home in a convenient location with easy access to everyday essentials! Thoughtfully updated throughout, this home features brand-new windows, a new roof, and a new HVAC system. The beautifully renovated kitchen offers new cabinets, quartz countertops, and updated lighting, while all bathrooms have been completely refreshed with modern finishes. Fresh paint and new luxury vinyl plank flooring give the interior a bright, inviting feel. Additional living space in the basement provides flexibility for a second gathering area, home office, or recreation room. Outside, an impressive back deck and covered patio create the perfect setting for entertaining or relaxing overlooking the private backyard. With extensive updates inside and out, this turnkey home is ready for you to enjoy. Schedule your showing today!

60 W Highland Drive, Ringgold
12 Heatherwood Lane, Ringgold
$389,900
3 Beds ⋅ 2 Baths ⋅ 1543852 MLS
Welcome home to Ridgecrest Estates! This beautiful 3 bedroom, 2 bath home offers a spacious and functional floor plan with gorgeous hardwood flooring throughout the main living areas. Enjoy a separate dining room, convenient pantry, and a large private suite featuring a spacious bedroom and private bath. The roomy two car garage provides plenty of parking and storage, while the bonus room above the garage offers endless possibilities- use it as a fourth bedroom, home office, playroom, or additional living space. Situated on a .23 acre lot, this home offers wonderful outdoor spaces with a welcoming covered front porch and a screened back porch for relaxing or entertaining. Located in the desirable Ridgecrest Estates neighborhood and zoned for Heritage Schools, this home has so much to offer. Schedule your showing today.

12 Heatherwood Lane, Ringgold
64 Kylene Drive, Ringgold
$229,000
3 Beds ⋅ 1 Baths ⋅ 1543786 MLS
Welcome to 64 Kylene Drive, a beautifully refreshed home tucked away on 3.24 acres in Ringgold, GA! This charming property has been thoughtfully redone and offers the perfect blend of move-in-ready updates, outdoor space, and convenient North Georgia living. Inside, you'll find 3 bedrooms, 1 bath, 1,360 square feet of freshly updated living space with fresh paint, new appliances, and refreshed finishes throughout. The home has been given a fresh new feel while still maintaining its cozy character. Outside, the inviting front porch welcomes you home, while the back deck provides the perfect spot for morning coffee, grilling, or enjoying the privacy of your acreage. With 3.64 acres, there's plenty of room to spread out, garden, play, entertain, or simply enjoy having space around you. And the location is hard to beat! You'll have the peaceful feel of an acreage property while still being conveniently located in Ringgold, with easy access to I-75, Chattanooga, shopping, dining, and everyday conveniences. Downtown Ringgold offers locally owned restaurants, coffee shops, and community amenities, while Chattanooga is just a short drive away. If you've been looking for a home that has been freshened up and ready to enjoy, with acreage and convenience, this one is worth seeing!

64 Kylene Drive, Ringgold
325 Battleview Drive, Ringgold
$600,000
4 Beds ⋅ 4 Baths ⋅ 1543776 MLS
Rare opportunity in one of Ringgold's most sought-after neighborhoods! Tucked away at the end of a quiet cul-de-sac in the highly desirable Heritage School District, this fully furnished 4-bedroom, 3.5-bath home sits on a private 1.6-acre lot and offers the perfect blend of comfort, space, and entertaining amenities. Inside, you'll find hardwood and tile flooring, granite countertops, newer high-end appliances, formal dining, spacious living areas, and a large den/recreation room with half bath and oversized laundry room. The home also features a whole-house water filtration system and reverse osmosis drinking water tap in the kitchen. The backyard is a true retreat featuring a heated 50x30 saltwater pool with brand-new liner and cover, pool house, covered patio, fire pit area, and fenced privacy surrounded by mature trees. A massive 30x60 3-bay garage offers incredible storage and workspace, while the newly built studio suite above includes a full bath and fourth bedroom with it's own private entrance - ideal for guests, office space, or multigenerational living. Conveniently located near downtown Ringgold with easy access to Chattanooga, this move-in-ready property offers privacy, luxury, and flexibility rarely found in today's market. Schedule your private tour today!

325 Battleview Drive, Ringgold
151 Daffron Road, Ringgold
$1,100,000
4 Beds ⋅ 4 Baths ⋅ 1543757 MLS
This home is a hidden gem which is conveniently located near Ringgold/Fort Oglethorpe, Key features to this property are the amazing saltwater pool with a pavilion that features outdoor cooking, fire pit and outdoor shower. Another key feature is the 1500 square foot climate controlled oversized 4 door garage which house up to 8 vehicles.

151 Daffron Road, Ringgold
173 Autumn Drive, Ringgold
$345,000
3 Beds ⋅ 2 Baths ⋅ 1543746 MLS
Welcome to your impeccably maintained sanctuary in Ringgold, GA! Situated on a generous, large lot, this home offers the perfect blend of peaceful suburban living and modern luxury. Meticulously cared for and having a Brand New Roof, this home is move in ready and waiting for you! Being a spacious 3 bedroom 2 full bath home, located in a tranquil neighborhood, within the Heritage school district, this listing won't last long. Step inside and find a home that has been cared for with love and attention. The inviting large living room with beautiful stone fireplace, pulls at the hearts strings and asks you to stay awhile. With this Beautiful Kitchen ''form' and ''function'' are in perfect harmony. Featuring updated cabinets and appliances, in kitchen breakfast nook and adjacent formal dining room, along with easy access to the garage and a large laundry room with extra storage! The Show Stopper is the Master Suite! The tray ceilings, spaciousness, and patio access are second only to the massive ensuite bath, which boast tons of storage, a custom shower, a jacuzzi tub, and perfect lighting. Outdoor living space in abundance, with beautiful screened in porch makes relaxing a certainty and entertaining guest a breeze. With everything updated and immaculately maintain, with all the charm of North Georgia, easy access to amenities, and a short drive to Chattanooga, you couldn't ask for more. Call today for you private showing!

173 Autumn Drive, Ringgold
1653 Clearview Drive, Ringgold
$350,000
4 Beds ⋅ 3 Baths ⋅ 1543715 MLS
Welcome to your peaceful retreat on White Oak Mountain! This spacious 4-bedroom home offers plenty of room to spread out, beautiful wooded surroundings, and mountain views you'll love coming home to. The main level features three bedrooms, providing comfortable everyday living, while the newer finished basement adds a great bonus living space. Complete with a full bathroom, small kitchenette, and separate entertainment/living area, the basement offers endless possibilities. It's the perfect space for teenagers, extended family, guests, or a mother-in-law suite. Large windows throughout the home allow you to take in the beauty of the surrounding mountains and trees, while the large deck spanning the back of the home provides the perfect place to relax, entertain, enjoy your morning coffee, or simply take in the peaceful setting. Surrounded by mature trees, this home offers the privacy and tranquility of mountain living while remaining conveniently located to downtown Ringgold, with its local shopping, dining, schools, and easy access to everyday conveniences.

1653 Clearview Drive, Ringgold
375 Champagne Circle, Ringgold
$445,000
4 Beds ⋅ 2 Baths ⋅ 1543711 MLS
Wonderful ONE LEVEL living brick home in beautiful Denmoore neighborhood. This extensively renovated home offers 2,800+square feet of updated living space in a beautiful, established and vibrant Ringgold neighborhood zoned for sought-after Heritage schools. Bright and sunny FOYER welcomes you into this easy flowing design and into the LARGE living area anchored by the beautiful FIREPLACE flanked by two French doors with soaring vaulted ceilings. This spacious 4 bedroom, 2 bath home offers the perfect floor plan with fresh finishes, NEW flooring, NEW KITCHEN, updated lighting and a neutral color palette. The heart of the home is the kitchen and living area, where the OPEN FLOOR PLAN flows easily for daily living or entertaining, even spilling out onto the spacious SCREENED PORCH, perfect for outdoor living, watching your favorite sports team or using as a great entertaining space for 9 months out of the year! The kitchen has TONS OF STORAGE with plenty of NEW cabinetry, multiple PANTRY areas, soft-close drawers, NEW GE STAINLESS steel appliances and GLEAMING GRANITE countertops. HOME OFFICE area/MUDROOM and laundry are just off kitchen area. Welcoming MAIN LEVEL Primary bedroom offers abundant sunshine, another soaring VAULTED ceiling, oversized bathroom with DOUBLE VANITIES, gorgeous WALK-IN NEW tiled shower and separate soaking tub. Linen closet and vanity offers plenty of storage. WALK-IN primary closet is incredible. Two additional UPDATED bedrooms are located on opposite side of this awesome floor plan, each with large closets. The wonderful UPDATED 2nd full bath, with linen closet is perfectly located in between. Upstairs you will find your 4th bedroom or BONUS ROOM, great storage there with closet and WALK-OUT ATTIC access. Incredible FLEX space for new owners to utilize to fit their needs. Two car garage with ADDITIONAL space and utility closet. Completely level and manicured lot. Vibrant neighborhood has sidewalks and lighting. Easily stroll down to the COMMUNITY POOL and playground area from your new home. INCREDIBLE North Georgia location with easy access to 1-75 and Battlefield Parkway (2 mins away) with shopping, restaurants and retail. The Colonnade Civic Center, Catoosa County Library and CommonSpirit/Memorial hospital are within a 3 minute drive. COSTCO, Chickamauga Battlefield, Camp Jordan Park are all nearby while downtown CHATTANOOGA is an easy drive. Owners have made incredible updates/upgrades throughout the interior of this home, even encapsulating the crawl space with added dehumidifier and sump pump for the new owners. Book your PRIVATE appointment today to tour this beautiful home.

375 Champagne Circle, Ringgold
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