Ringgold Homes with Conventional Financing available

Ringgold Homes with Conventional Financing available

Welcome to Ringgold, Georgia—a charming city nestled in the heart of Catoosa County, where Southern hospitality meets stunning natural beauty. Just a stone's throw away from both Chattanooga, Tennessee, and the picturesque foothills of the Appalachian Mountains, Ringgold offers residents the perfect blend of small-town charm and convenient access to urban amenities.

With its rich history, highlighted by the Civil War Battle of Ringgold, this city boasts a vibrant downtown area filled with local shops, delightful eateries, and community events that foster a strong sense of belonging. Families will appreciate the excellent school systems and the numerous parks and recreational spaces, making it an ideal environment for children to grow and thrive.

For those looking to make Ringgold their home, you'll find a diverse array of residential options that cater to various lifestyles and budgets. From charming historic homes to modern developments, the real estate market here is robust and inviting. Conventional financing is readily available, making it easier than ever for prospective homeowners to secure their dream property.

Whether you're a first-time buyer or looking to settle down in a serene environment, Ringgold's real estate offerings are as appealing as the city itself. With a welcoming community, beautiful landscapes, and a range of housing options, Ringgold is not just a place to live—it's a place to call home. Come discover the warmth and charm of Ringgold, Georgia, where your ideal lifestyle awaits!

Newest Ringgold Homes with Conventional Financing available

1939 Burning Bush Road, Ringgold
$317,000
3 Beds ⋅ 3 Baths ⋅ 1544852 MLS
Charming Home with Breathtaking Mountain Views! Welcome home to peaceful living with beautiful mountain views! This charming 3-bedroom, 2.5-bath home offers the perfect combination of comfort, space, and tranquility. Imagine starting your mornings on the inviting front porch, sipping your favorite cup of coffee while taking in the serene mountain views and peaceful surroundings. The spacious yard provides plenty of room for outdoor entertaining, family gatherings, gardening, or simply enjoying the beauty of nature. The fenced-in yard offers added privacy and a wonderful space for pets to play. Inside, you'll find a welcoming home with three bedrooms and two-and-a-half bathrooms, offering room for everyday living and relaxation. Whether you're enjoying quiet evenings on the front porch, hosting friends and family, or simply soaking in the picturesque mountain scenery, this property offers a wonderful place to call home. If you've been searching for a home with beautiful mountain views, a spacious yard, and a peaceful setting, this could be the one you've been waiting for! Don't just imagine yourself enjoying those breathtaking views--come experience them in person. Schedule your private showing today and discover how this beautiful property could become the place where your next chapter begins. Your mountain-view dream home is waiting! Buyers and buyers' agents are solely responsible for verifying all information presented, including but not limited to lot size, school zones, utilities, restrictions, and any other information deemed important to the buyer.

1939 Burning Bush Road, Ringgold
68 Leroy Lane, Ringgold
$265,000
4 Beds ⋅ 2 Baths ⋅ 1544742 MLS
Bring your vision to life with this 4-bedroom, 1.5-bath home situated on 2 acres in Ringgold, Georgia! With plenty of room to spread out, this property offers endless possibilities to make it your own. Inside, you'll find a large kitchen with a cozy breakfast nook, a separate dining room, and a spacious living room perfect for entertaining family and friends. Hardwood floors are believed to be located underneath the existing carpet, offering an opportunity to restore and add your own touch to the home. Outside, the property features a barn and a separate storage building, providing additional space for equipment, hobbies, storage, or other needs. With 2 acres to enjoy, there's plenty of room for outdoor activities, gardening, or simply enjoying the extra space. Whether you're looking to create your dream home, enjoy a little extra land, or embrace the possibilities of country living, this property is full of potential. Zoned for great schools, this is an opportunity to bring your ideas, add your personal touch, and transform this house into your home!

68 Leroy Lane, Ringgold
325 Garden Terrace, Ringgold
$339,900
2 Beds ⋅ 2 Baths ⋅ 1544683 MLS
Welcome to easy living in this beautifully maintained 2-bedroom, 2-bath townhome located in a highly desirable 55+ community! Featuring gorgeous hardwood floors, quartz countertops in the kitchen and bathrooms, included kitchen appliances, a 2-car garage, and additional parking, this home offers comfort and convenience throughout. Situated on a spacious .47-acre wooded corner lot, the property provides a lovely setting with room to enjoy the outdoors. The gated community features scenic walking trails around the pond, a welcoming clubhouse, and wonderful neighbors. An established and active HOA takes pride in maintaining the community's lawns, landscaping, and common areas. Conveniently located near shopping, restaurants, and just minutes from Chattanooga, this home offers the perfect blend of low-maintenance living, community, and location!

325 Garden Terrace, Ringgold
1156 Mount Pisgah Road, Ringgold
$624,900
4 Beds ⋅ 4 Baths ⋅ 1544642 MLS
Modern Farmhouse on Nearly 2 Flat Acres in Ringgold -- Space to Live, Grow, and Settle In This inviting 4-bedroom, 3.5-bath home delivers the classic farmhouse feel buyers want, with an open layout, abundant natural light, and nearly 2 acres of relatively flat, usable land. The kitchen is a true highlight: generous granite countertops, a large island perfect for gathering, white cabinetry, a stylish range hood, and herringbone backsplash that keeps the space bright and functional. Multiple windows and an open design flow effortlessly into the living areas, where a coffered ceiling, stone fireplace, and hardwood floors create a warm, welcoming atmosphere day and night. Upstairs, the oversized bonus room offers flexible space ideal as a home gym, office, playroom, or second living area with its own character and plenty of room to spread out. The main living level keeps everyday life convenient, while the outdoor space invites both relaxation and purpose. The expansive, mostly level yard is ready for chickens, a garden, a small hobby farm setup, or simply enjoying the outdoors with a basketball hoop already in place and mature trees framing the property. Located just about 5 minutes from the interstate, the home is convenient to Ringgold amenities, a short drive to Chattanooga, and easy access to Dalton--perfect for commuting, errands, or weekend plans without giving up the rural feel. Whether you're looking for everyday comfort, space for animals and homesteading, or a property that balances style with practicality, this one checks the boxes. Schedule your showing today before it's gone.

1156 Mount Pisgah Road, Ringgold
17 Willow Grove Court 1, Ringgold
$399,900
4 Beds ⋅ 3 Baths ⋅ 1544635 MLS
Beautiful home is convenient location - Open concept family room, dining and kitchen. Great plan for entertaining. The primary bedroom is on the main level with two additional bedrooms, a full bathroom and a finished bonus/4th bedroom on the second level. The covered front/back porches and two car attached garage complete this home. The subdivision has a pool, walking trail and a community pond. Call today to schedule your appointment to see 17 Willow Grove Court.

17 Willow Grove Court 1, Ringgold
2077 Saunders Road, Ringgold
$285,000
4 Beds ⋅ 3 Baths ⋅ 1544442 MLS
1% BELOW MARKET INTEREST AVAILABLE, reach out to learn how. Wake up to mountain views and open countryside from this 4 bed, 2.5 bath home in Ringgold. The setting is peaceful and country, but you're still minutes from Chattanooga and I-75. The main level has a bright eat-in kitchen with hardwood floors, stainless appliances, and a subway tile backsplash, along with a comfortable living room and three bedrooms. Downstairs, the finished basement adds a fourth bedroom, a full bath, a large rec room, a bonus room, and laundry, with its own private entrance. Outside, you'll find a covered front porch, a back deck, a big yard with room to play, and two storage buildings. This home is move-in ready and well kept, so the work is already done. Schedule your showing today!

2077 Saunders Road, Ringgold
1412 Poplar Springs Road, Ringgold
$499,900
3 Beds ⋅ 3 Baths ⋅ 1544438 MLS
Well maintained 3BD/3BA brick home on 1.5 acres with in ground pool and zoned for Heritage School district! With almost 2600 sf of one level living, you'll enjoy spacious bedrooms, living room w/ gas log fireplace, formal dining room, kitchen w/ breakfast area and sunroom overlooking the pool and adjacent pastures. There is plenty of room for vehicles, a boat, toys and more with a 2 car attached garage and an oversized 2 car detached garage. An additional room in basement is heated/cooled and accessed from the exterior - this room would make a great office, workshop or home gym! With a salt system pool w/ new liner and a roof thats 2 years old...it's time to love where you live!

1412 Poplar Springs Road, Ringgold
174 Windy Drive, Ringgold
$395,000
3 Beds ⋅ 3 Baths ⋅ 1544340 MLS
**MOTIVATED SELLER** Welcome to 174 Windy Dr, a stunning, move-in-ready retreat nestled on 1.39 acres in the desirable Windy Hills Estates. Spanning 2,072 sq. ft., this home seamlessly blends comfort and style with beautiful hardwood flooring throughout and durable tile in the bathrooms. The main level features 3 spacious bedrooms and 2 full baths, highlighted by a bright living room centered around a cozy stone fireplace and oversized, adjustable windows that flood the space with natural light. The chef's kitchen is a standout, boasting granite countertops, a generous kitchen island, a breakfast bar, and endless cabinet storage. It flows effortlessly into the central dining area, making entertaining a breeze. Bonus: All appliances--refrigerator, electric range, dishwasher, microwave, washer, and dryer--remain with the home, plus the large living room TV! Walk-in-closets and extra storage included! The walkout basement adds incredible functionality, complete with a third full bathroom, a dedicated laundry area, a 1-car garage, and a wood-burning stove for cozy winter nights. Outside, enjoy your morning coffee on the covered front porch or host weekend gatherings on the massive back balcony. The backyard is a true oasis, featuring a patio area with a hot tub, a 10x12 outbuilding, and a lean-to for extra storage. Major peace-of-mind upgrades include new siding and a brand-new HVAC system (installed 11/2025). The home is also equipped with a propane tank. Don't miss this opportunity--schedule your tour today!

174 Windy Drive, Ringgold
212 Hatfield Drive, Ringgold
$309,000
3 Beds ⋅ 2 Baths ⋅ 1544323 MLS
Flat level rancher in Ringgold! Nestled in a quiet cul-de-sac, this flat level Ringgold rancher brings the perfect opportunity for any buyer to gain a footprint in North Georgia close to the interstate, Costco and more. The owners have added thoughtful updates throughout the home: fresh paint, updated lighting fixtures and brand new flooring.The soaring ceilings throughout the home add a light, airy feel the moment you walk in the door. The expansive screened in back porch and newly fenced in backyard create privacy for those early morning moments and evening wind downs sessions amidst a peaceful, natural setting. If you've been looking for an affordable home in Ringgold with a flat lot, fenced yard, and room to add your own personal touch over time, this one is worth a look!

212 Hatfield Drive, Ringgold
204 Dodd Road, Ringgold
$448,500
3 Beds ⋅ 2 Baths ⋅ 1544254 MLS
Privacy, Space & Convenience--All in One! This beautiful rancher offers the best of country-style living while being conveniently located just minutes from I-75! Situated on 4.5 acres, the property features mature trees, peaceful surroundings, and plenty of room to enjoy the outdoors. Inside, you'll find beautiful hardwood flooring throughout much of the home, along with generously sized bedrooms featuring charming cedar closets for exceptional storage. The recently updated kitchen offers granite countertops and new LVP flooring, creating a fresh and inviting space for everyday living and entertaining. A bright sunroom overlooking the backyard provides the perfect spot to relax and enjoy the beauty and privacy of the property. Outside, the possibilities are endless! Most of the acreage is fenced, with an additional smaller section completely fenced--perfect for a garden, pets, or other outdoor uses. A workshop with electricity and a pole barn provide excellent space for hobbies, equipment, storage, or projects. There is a 2 car carport and ample parking for large family and entertaining. And for added peace of mind, the owners have thoughtfully completed inspections and necessary repairs, making this property ready for its next owners to enjoy. If you've been searching for a home with acreage, privacy, mature trees, usable outdoor space, easy interstate access, this one deserves a closer look! Some rooms feature virtually staged photos showcasing potential updated wall colors and design possibilities!

204 Dodd Road, Ringgold
245 Anna Grace Lane, Ringgold
$589,900
3 Beds ⋅ 2 Baths ⋅ 1544231 MLS
Over 2,400 sq. ft of unsurpassed quality includes an unfinished bonus area for easy expansion! The open split bedroom design provides privacy to the en suite with a huge, incredible custom walk-in shower! Every upgrade imaginable! Coffered ceiling in open great room! Leathered granite counters, tankless water heater, all custom wood shelving, and hardwood throughout! Custom wood blinds throughout. Pine Lakes Gated Community enjoys a clubhouse, swimming pool with fountains, large firepit poolside, and a workout space with top-of-the-line equipment - all accessible only with a secure key fob! The premier home and community is zoned for highly rated Boynton Elementary and Heritage Middle and High Schools! Fabulous kitchen with island includes cutting-edge stainless appliance package with French door refrigerator. Tongue-and-groove stained ceiling, screened porch, and front porch. This impeccable one-owner showplace exceeds even new home values! With the cost-effective expansion area, custom Orange Rhino concrete coating on front and back porches and garage with lifetime warranty, custom wood shelving in pantry and master closet, irrigation system, blinds and multiple mounted TVs (all in addition to the cost of the home), a high-end French door refrigerator, the lucky Buyers can save thousands over new home packages and still have the rare opportunity to own this incredible home in Catoosa County's premier development! Immediate possession available. There is also a washer/dryer, freezer, and an additional refrigerator that can be purchased separately.

245 Anna Grace Lane, Ringgold
00 Majestic Heights, Ringgold
$119,900
1544206 MLS
Owner Financing is available. This large lot is 3.03 acres and located in The View subdivision in Ringgold. Build your dream home in a beautiful subdivision. Easy access to I-75. Listing agent is relative of seller.

00 Majestic Heights, Ringgold
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