Fort Oglethorpe Homes with Conventional Financing available

Fort Oglethorpe Homes with Conventional Financing available

Welcome to Fort Oglethorpe, Georgia—a charming city nestled in the heart of Catoosa County. Known for its rich history and warm community spirit, Fort Oglethorpe offers a unique blend of small-town charm and modern conveniences. With its picturesque landscapes and proximity to the stunning Chickamauga and Chattanooga National Military Park, residents enjoy a lifestyle that celebrates both nature and history.

Fort Oglethorpe is a vibrant community that boasts a variety of amenities, including local shops, restaurants, and recreational facilities. The city is conveniently located just a short drive from the bustling city of Chattanooga, Tennessee, making it an ideal spot for those who appreciate a peaceful suburban environment while still having access to urban attractions. Families will love the excellent schools in the area, as well as the friendly neighborhood atmosphere that makes it easy to feel at home.

For potential homeowners, Fort Oglethorpe offers a diverse range of properties, perfect for first-time buyers and seasoned investors alike. Homes in the area are available with conventional financing options, making it easier than ever to secure your dream home. Whether you're looking for a cozy single-family residence or a charming townhouse, the real estate market here is thriving and provides plenty of choices to suit your lifestyle and budget.

Explore the welcoming community of Fort Oglethorpe today, and discover why so many have chosen to call this beautiful city home. Your perfect home awaits in this delightful corner of Georgia!

Newest Fort Oglethorpe Homes with Conventional Financing available

$235,000
2 Beds ⋅ 2 Baths ⋅ 1542883 MLS
Diamond in the Rough - Estate Sale with Endless Potential! Opportunity awaits at this well-maintained estate property offering approximately 1,660 square feet of living space with 2 bedrooms, 1.5 bathrooms, and plenty of room to make it your own. With solid updates already completed, this home is ready for its next chapter. Recent improvements include replacement windows (2008), roof (2020), water heater (2019), dual-fuel HVAC system (2024), crawlspace improvements (2025), and a clear termite letter already completed for the new owner. These major updates provide peace of mind while allowing you to focus on making the interior your own. Inside, you'll find a spacious layout featuring a large family room with a natural gas wall heater, a separate living room, dining room, kitchen with an island, separate laundry room, and abundant storage throughout. Tile flooring is featured in both bathrooms, while the bedrooms, living room, dining room, and hallway are carpeted. Step outside to enjoy the attached screened porch overlooking the generous 0.28-acre lot. The partially fenced backyard offers plenty of room for gardening, entertaining, pets, or even the possibility of an above-ground or in-ground pool. A storage shed, one-car carport, and oversized driveway provide ample parking and additional storage. Conveniently located in the heart of Fort Oglethorpe, you'll be just minutes from shopping, grocery stores, medical facilities, schools, parks, and local dining favorites. Enjoy nearby restaurants, easy access to Battlefield Parkway, and a short drive to downtown Chattanooga, where you'll find the Tennessee Aquarium, Lookout Mountain, Rock City, Ruby Falls, the Tennessee Riverwalk, and countless dining, entertainment, and outdoor recreation opportunities. Whether you're looking for a home with character to personalize or an investment with tremendous upside, this diamond in the rough offers outstanding potential in an established neighborhood.

26 Stovall Street, Fort Oglethorpe
$324,900
2 Beds ⋅ 2 Baths ⋅ 1542755 MLS
Welcome home! This beautifully upgraded, one-level home offers the perfect combination of comfort, style, and easy living. From the moment you step into the inviting foyer, you'll notice the beautiful hardwood floors, 9-foot ceilings, and elegant crown molding that create a warm and polished first impression. The spacious guest bedroom is conveniently located just off the foyer, while the home continues into a wonderful open-concept living space where the kitchen, dining area, and living room come together seamlessly. Designed with both everyday living and entertaining in mind, this layout allows everyone to stay connected--even while preparing a meal in the kitchen. The beautifully upgraded kitchen features custom cabinetry, granite countertops, a breakfast bar, upgraded appliances, and a large walk-in pantry that provides plenty of storage. The cozy stacked-stone fireplace serves as a beautiful focal point and can be enjoyed from the living room, dining area, and kitchen. Just off the kitchen, step outside to the covered patio and enjoy your morning coffee, an evening meal. Beyond the covered patio, the home also offers a lovely private backyard, an inviting outdoor retreat with room to relax, garden, entertain, or simply enjoy your own peaceful space. With everything conveniently located on one level, this home offers an easy, comfortable lifestyle without sacrificing style or space. Beautiful upgrades, an inviting open floor plan, and a private backyard make this a home you'll want to see for yourself!

915 Colony Circle, Fort Oglethorpe
$379,900
5 Beds ⋅ 3 Baths ⋅ 1542526 MLS
Welcome home to 97 Edgewood Circle! This beautifully updated home is the perfect option for a large family, a multigenerational living arrangement, or the buyer looking for manageable living space, and plenty of options in the basement! This home may have been built in 1968, but the updates have brought it completely into this decade and ready for many more years to come! Located just off of Cloud Springs Rd, and in the quiet Green Acres subdivision, the stillness of the large trees and the tranquility of the expansive lot are evidence of space and thought that's hard to find in recent construction. The modern front porch leads from the sidewalk and fresh landscaping that contrast the red brick exterior. The front door opens to the split level design. On the main level, a large living area opens to an updated kitchen. Gleaming hardwoods run throughout this floor, reflecting the ample amounts of sunlight cast from the new vinyl windows which were updated in 2019. The updated kitchen is one place where the home really shines. Solid wood cabinetry, all brand new stainless appliances, new granite countertops, a wall of cabinets for pantry storage, and a new sink, as well as small appliance storage are standout features of this space. Currently, the sellers have positioned the eat-in area of the kitchen to be near the pantry cabinets, but this area could also easily be relocated at the end of the kitchen adjacent to the double doors which lead out onto the deck. Down the hallway from the kitchen, a moderately updated full bath with more solid wooden cabinetry, and updated solid state countertop, a new toilet, and tub/shower combo is a perfect bathroom for guests, or for residents with bedrooms on the main floor. Two good sized bedrooms are also located on this main floor and the primary suite is located at the end of the hallways. The sellers have thoughtfully redone this entire space. The master bathroom has been completely redone with new tile, a new vanity and a new toilet. The seller also took space from an extra closet in the adjacent bedroom, and created a much deeper closet in the master bedroom. Downstairs, the basement features LPV and a living space immediately to the left. This large area is perfect for a teen suite, a hobby room, a downstairs gym, or separate den/living area. The sellers have also added a closet in this space for even more functionality. A new half bath also sits at the end of the stairs. The updated laundry area sits to the right of the steps, and also includes updated flooring and a laundry/folding counter to make this space even more enjoyable. And through one more door on the right, you'll see a brand new, finished basement space. Now fully enclosed, heated and cooled with a mini split, and LVP floors, this extra bedroom is perfect for additional living space, a home office, another teen suite, et al. Outside, a wide and expansive backyard is a rare find with a home that is so updated. The large back deck is perfect for sipping your morning coffee. The owners have put in a new, modern fence, and also run power to the backyard shed!

97 Edgewood Circle, Fort Oglethorpe
$335,000
3 Beds ⋅ 2 Baths ⋅ 1542294 MLS
Welcome to 54 Franklin Cir, Fort Oglethorpe, GA 30742! This inviting 3-bedroom, 2-bathroom home offers comfortable living spaces and a special outdoor feature that makes it truly unique. One of the home's most charming highlights is the peaceful koi pond located just outside the kitchen window in the backyard. Imagine enjoying your morning coffee or preparing meals while looking out onto a tranquil water feature surrounded by nature--a wonderful place to relax and unwind. The home offers a practical layout with three bedrooms and two full bathrooms, providing plenty of space for family, guests, or a home office. The backyard adds another dimension to the property, creating a private setting for outdoor relaxation and entertaining with full privacy fence & porch. Come see the charm of this home and experience the koi pond view from the kitchen for yourself! Schedule your private showing today.

54 Franklin Circle, Fort Oglethorpe
$285,000
3 Beds ⋅ 2 Baths ⋅ 1542120 MLS
Move-in ready, recently refreshed, and all on ONE level! Set on an oversized corner lot in the established Heritage Woods neighborhood central to Fort O and its amenities-- this inviting home combines thoughtful updates, comfortable living spaces, and a location that keeps you close to everything. Step inside to a bright, welcoming living room that flows easily into the dining area, featuring fresh paint, updated fixtures, and attractive engineered hardwood flooring. The kitchen is a standout with gorgeous granite countertops, tile flooring, stainless steel appliances--including a 5-burner gas range, refrigerator, microwave, and dishwasher--plus custom cabinetry with convenient pull-out storage, pot-storage drawers, a newer sink and faucet, and tile backsplash. The spacious primary suite offers a large walk-in closet and a beautifully updated contemporary bath with a large glass-enclosed tile shower and modern vanity. Two additional generously-sized bedrooms also feature brand-new carpet, while the refreshed second full bath carries the home's updated feel throughout. A separate laundry room and attached two-car garage add everyday convenience, while the outdoor spaces give you even more room to enjoy. Relax on the covered front porch or retreat to the private covered back patio. The oversized corner lot also features an 8-foot privacy fence along the rear and left side and 5-foot fencing on the right. Fresh, comfortable, stylish, and truly move-in ready--this is a home where the work has already been done, so you can simply unpack and start enjoying it. Conveniently located just minutes from Ringgold, Chattanooga, shopping, dining, and more. Schedule to see it now! This home is priced well and ready to draw attention to this cute gem!

602 Colony Circle, Fort Oglethorpe
$175,000
2 Beds ⋅ 1 Baths ⋅ 1542041 MLS
Convenient One-Level Living at 4 Stovall St, Fort Oglethorpe, GA This 2-bedroom, 1-bath home offers comfortable, one-level living in a convenient location. The property features a nice yard, covered carport, and storage building, providing additional space for tools, lawn equipment, and seasonal items. Located just minutes from the hospital, shopping, dining, and everyday conveniences, this home offers plenty of potential for a first-time buyer, downsizer, or investor. The property is being sold as-is. Buyer to verify all information.

4 Stovall Street, Fort Oglethorpe
$250,000
3 Beds ⋅ 2 Baths ⋅ 1541772 MLS
MOTIVATED SELLER... Welcome to 78 Elaine Circle! This charming 3-bedroom, 2-bath home offers comfortable one-level living in a convenient Fort Oglethorpe location. Step inside to a welcoming floor plan featuring beautiful hardwood and tile flooring, a cozy living room fireplace, and plenty of natural light. The kitchen offers ample cabinetry and functionality, while the spacious bedrooms provide room for everyone to spread out. Outside, enjoy a fenced backyard and relaxing screened porch, perfect for morning coffee, entertaining, or unwinding at the end of the day. An attached one-car garage adds convenience and extra storage. Located close to schools, shopping, dining, and everyday amenities, this home is a wonderful opportunity to make Fort Oglethorpe home! Schedule your showing today.

78 Elaine Circle, Fort Oglethorpe
$199,900
5 Beds ⋅ 3 Baths ⋅ 1541612 MLS
Welcome to 47 Pegram Circle in Fort Oglethorpe! This 5 bedroom home offers a great opportunity for buyers looking to add their own finishing touches and make a space their own. The property features a large added living area currently being used as a game room/den, providing plenty of extra space for entertaining, relaxing, or creating a flexible bonus area to fit your needs. Some interior work has been started and will need to be completed, giving the next owner the chance to customize the home to their style. With its generous living space and potential, this property is ideal for buyers, investors, or renovators looking for a home with room to add value. HVAC updated in the last 3 years. Property is being sold AS-IS. Bring your ideas and see the possibilities!

47 Pegram Circle, Fort Oglethorpe
$390,000
3 Beds ⋅ 2 Baths ⋅ 1541473 MLS
NEW CONSTRUCTION in Fort Oglethorpe, Georgia - Huntley Meadows is a Pratt Home Builders Designer Home Community close to the Tennessee/Georgia line and offers convenience to Chattanooga with an attractive small-town feel in the immediate surrounding area. Experience the best of both worlds at Huntley Meadows, a stunning community of designer homes crafted by Pratt Home Builders - our first North Georgia community! Located just over the Tennessee/Georgia line, this community offers the convenience of Chattanooga while boasting an attractive small-town charm in the surrounding area. The Ocoee plan is a single-level ranch style home plan and showcases over 1,700 sqft with 3 bedrooms and 2 bathrooms, ideal for growing families. With an open and spacious layout, the light-filled great room and eat-in kitchen with large island and walk-in pantry are perfect for hosting gatherings with friends and family! Enjoy a luxurious main bedroom with a tiled shower with a full bench, double vanities and HUGE walk-in closet! Sit back and relax in the shade on the covered porch right off the dining room after a long day. Discover the perfect combination of comfort and luxury in this exceptional home in North GA that's convenient to a multitude of shops, Costco, I-75, and a quick trip to downtown Chattanooga.

421 Winchester Drive 59, Fort Oglethorpe
$319,000
2 Beds ⋅ 2 Baths ⋅ 1541177 MLS
Maintenance-Free Living in Heritage Woods! Welcome to this beautifully maintained, low-maintenance 2-bedroom, 2-bathroom townhome in the desirable Heritage Woods community of Fort Oglethorpe, GA. Offering 1,681 square feet, this spacious residence features one of the largest floor plans in the development. Step inside to an inviting open-concept layout with beautiful wood flooring, granite countertops, stainless steel appliances, crown molding, and a cozy gas fireplace. The spacious sunroom, complete with heating and air conditioning, provides the perfect spot to relax or entertain year-round. Additional highlights include a convenient pantry, large laundry room, and a generously sized primary suite with a private en-suite bathroom featuring a walk-in shower. Enjoy easy outdoor living with a concrete patio and fully fenced backyard enclosed by a durable vinyl privacy fence. Ideally located just minutes from shopping, dining, entertainment, healthcare, and with convenient access to I-75, this home offers the perfect combination of comfort, convenience, and low-maintenance living. Schedule your private showing today!

59 Southshore Drive, Fort Oglethorpe
$1,300,000
1540817 MLS
Development opportunity in Fort Oglethorpe, Georgia! Phase 2 of Calvary Estates. This offering includes 39 lots with utilities available, including sewer. Three additional lots to be added to the 36 lots shown on the plat to total 39 lots. Engineering work has been completed. Property is zoned R-3; buyer to verify zoning, permitted uses, utilities, and all development requirements with the City of Fort Oglethorpe. Will not divide. Conveniently located near shopping, dining, schools, and major roadways. Schedule your appointment today! Personal Interest: Owner/Agent

100 Thomas Road, Fort Oglethorpe
$274,000
3 Beds ⋅ 1 Baths ⋅ 1540708 MLS
Welcome to 12 Talley Circle! This well-maintained 3-bedroom, 1-bath home offers comfortable one-level living in a convenient Fort Oglethorpe location just off Battlefield Parkway. Beautiful hardwood floors run through much of the home, with hardwood also beneath the carpet in both secondary bedrooms. The spacious primary bedroom features a large walk-in closet, and the additional office/flex space and roomy laundry area add everyday function and storage. Out back, the covered porch overlooks a fenced backyard with a 24-foot above-ground pool, purchased new and professionally installed in 2022. A surrounding deck provides plenty of space to relax, entertain and enjoy the backyard. There's also a metal storage building in excellent condition with electrical service. Parking is a real bonus here. Two driveways provide plenty of off-street parking, along with a large covered carport with power and overhead lighting. The second driveway also offers potential space for a boat or RV. The home has been cared for and improved over the years, with updates that include the roof, siding, HVAC, replacement double-hung windows with a transferable lifetime warranty, concrete and carport improvements, and a new water heater in 2026. Located just off Battlefield Parkway, the home is convenient to shopping, restaurants, schools and everyday necessities, with Gilbert-Stephenson Park approximately 0.7 mile away. With its inviting outdoor spaces, generous parking and storage, and years of thoughtful care, 12 Talley Circle is ready for its next chapter.

12 Talley Circle, Fort Oglethorpe
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