Cohutta Homes with Conventional Financing available

Cohutta Homes with Conventional Financing available

Nestled in the scenic foothills of North Georgia, Cohutta is a charming town in Whitfield County that perfectly blends small-town warmth with the beauty of nature. With a population of just over 1,000 residents, Cohutta offers a tight-knit community feel, where neighbors become friends and every street feels like home. The town’s picturesque landscapes are complemented by lush greenery and rolling hills, making it a serene escape from the hustle of city life.

Cohutta boasts a rich history, with roots dating back to the early 1800s. This quaint town is known for its friendly atmosphere and local charm, featuring delightful parks and outdoor spaces that invite families and nature enthusiasts to explore. The nearby Cohutta Wilderness Area offers breathtaking hiking trails and opportunities for camping, making it a perfect spot for outdoor adventures.

For those considering a move to this idyllic locale, the housing market in Cohutta is both inviting and accessible. Many homes in the area qualify for conventional financing, making it easier for families and first-time buyers to secure their dream residence. Whether you’re looking for a cozy cottage or a spacious family home, you’ll find a variety of options that cater to different lifestyles and budgets.

With its fantastic community spirit, beautiful surroundings, and convenient access to larger cities like Dalton and Chattanooga, Cohutta is a hidden gem waiting to be discovered. Embrace the charm of this delightful town and find your perfect home in Cohutta, where every day feels like a breath of fresh air.

Newest Cohutta Homes with Conventional Financing available

$350,000
1539785 MLS
Dreaming of land and a creek in Northwest Georgia? This property is all you could ask for with pastured land, mature trees, meandering creek and a cool old homesite with root cellar and still standing chimney. Sitting at approximately 23 acres in Cohutta, the possibilities here are endless! Buyer to verify anything deemed important.

Wilson Caldwell Road 0, Cohutta
$390,000
4 Beds ⋅ 3 Baths ⋅ 1539446 MLS
PRIVATE LOWER LEVEL APARTMENT | FLEXIBLE LIVING | COMMUNITY CHARM - Designed to fit a variety of lifestyles, this 4 bedroom, 3 bathroom home offers the space and flexibility that's becoming harder to find. The fully finished lower level serves as its own private living quarters with a separate driveway, kitchen, living room, bedroom, bathroom, and washer and dryer hookup, making it an excellent option for multi-generational living, extended guests, or anyone who values added privacy. Upstairs, the main level features a comfortable layout highlighted by a spacious primary suite with dual walk-in closets and a private bath complete with a soaking tub, double vanity, and walk-in shower. Enjoy outdoor living from the elevated back deck or relax on the covered patio just outside the lower-level entrance. Separate driveways for each level provide added convenience and independence. Storage won't be an issue thanks to an expansive attic offering an impressive amount of usable space, a lighted crawl space, and an additional storage shed in the backyard. Located in a welcoming community with a convenient drive to Cleveland, you'll enjoy a peaceful setting while remaining close to everyday conveniences, locally owned restaurants, a neighborhood general store, parks, playgrounds, and gathering places that feature live music. If you've been searching for a home that offers flexible living spaces, exceptional storage, and a location that provides both convenience and a strong sense of community, this one is well worth a closer look.

318 Eaglebend Drive, Cohutta
$419,900
4 Beds ⋅ 2 Baths ⋅ 1539270 MLS
Nestled on 2.97 beautiful acres in Cohutta, this beautifully updated 4-bedroom, 2-bath home offers the perfect blend of modern comfort and peaceful country living. From the welcoming front porch to the bright, thoughtfully designed interior, every space feels warm and inviting. The stunning kitchen features quartz countertops, open shelving, stylish hardware, and a large picture window framing picturesque views of the property. A durable metal roof, spacious yard, and nearly three acres provide plenty of room to relax, entertain, garden, or simply enjoy the privacy and serenity of country life. If you've been searching for move-in-ready charm with room to roam, this Cohutta gem is one you won't want to miss. Schedule your private showing today!

876 Emerson Road, Cohutta
$320,000
2 Beds ⋅ 1 Baths ⋅ 1539240 MLS
Welcome home to peaceful country living in Cohutta! Situated on 5.92 acres, this charming 2-bedroom, 1-bath home offers approximately 1,680 square feet and would make the perfect starter home or quiet country retreat. Inside, you'll find an open floor plan, oversized rooms, a cozy wood-burning fireplace, and an extra-large laundry room with plenty of pantry and storage space. The home has been refreshed with new flooring, fresh paint, an updated bathroom, a new roof, new gutters, and a new side porch--perfect for relaxing and enjoying the peaceful surroundings. The HVAC system was replaced in 2023, and the septic tank was pumped in 2025. The property is connected to public water and also includes two wells currently used for gardening. With nearly six acres to enjoy, there is plenty of room for a garden, outdoor entertaining, pets, or simply enjoying the privacy and charm of country life.

441 Cohutta Beaverdale Road, Cohutta
$1,925,000
3 Beds ⋅ 4 Baths ⋅ 1538427 MLS
Discover the perfect blend of country charm and modern convenience on this exceptional 23.25-acre property at 3922 Highway 2 in Cohutta, GA--just 20 minutes south of Chattanooga, TN. Tucked away for privacy yet only 2 minutes from groceries, banking, fuel, hardware, and dining. This versatile estate offers endless opportunities as a private homestead, working farm, income-producing rental, or event venue. The beautifully maintained 3,438 sqft main home (3 beds, 3.5 baths, built 1988) features a gourmet kitchen with island cooktop, granite counters, custom pot rack, soft-close cabinets, butler's pantry with dual washer/dryers, and more. It opens to a screened porch overlooking wooded pastures, a living room with wood-burning fireplace (gas starter), and a finished basement with office, media room, full bath, safe room, workshop garage, and storage. Dual HVAC and water heaters ensure comfort. Outdoor living shines with a remodeled pool house (2021), new pool liner/cover (2024), and expansive grounds. A fully updated 900 sqft guest house (2023) serves perfectly as an in-law suite or rental apartment (2 beds, full bath, kitchenette, laundry) with an attached 900 sqft 2-car garage. Farm infrastructure impresses: powered chicken coop with auto features, mini barns with stalls/sink/refrigerator, run-in stables, and two 2-acre fenced pastures with water spigots. The standout 7,500 sqft metal building (remodeled 2025) includes a 1,000 sqft activity center for gatherings, plus a 500 sqft living quarters (kitchenette, bath, bedroom), 350 sqft workbench area, and ~5,600 sqft for equipment/hay storage. All major appliances, wall-mounted TVs, and safe remain. Whether you're dreaming of a self-sufficient retreat, multi-generational living, or a turnkey income producer, this picturesque property delivers. Contact listing agent today for details!

3922 Highway 2, Cohutta
$492,500
4 Beds ⋅ 5 Baths ⋅ 1537938 MLS
Some houses feel like they were built for one specific kind of life. This one feels built for whatever life you throw at it. You're sitting on 2.8 private acres in Highland Forest, and the second you walk in you notice the rooms are big. Not staged to feel big. Actually big. The kind of square footage you don't find in new construction anymore. The living room does the heavy lifting here. That fireplace is the first thing your eye goes to, and everything else, the kitchen, the dining space, the eat in kitchen for lazy mornings, flows right off it. The primary bedroom is on the main level too, so you're not hauling laundry up and down stairs every day of your life. Head upstairs and you've got two more oversized bedrooms plus a bonus room with its own private staircase. That's a game room, a teenager's escape hatch, an office, whatever your family needs it to be this year. Now here's the part that makes this house different from every other listing you've toured. Downstairs there's a second kitchen, a full bath, a flex room, and slides built right in for the kids or the grandkids. There's already a separate entrance too, so if you wanted to pour a sidewalk and finish it out, you're looking at a real setup for in laws, aging parents, or a college kid who needs their own space but still wants to be close. (Quick note, septic is currently permitted for 3 bedrooms. The seller is open to exploring a 4 bedroom permit for the right offer.) Out back you've got a deck that just keeps going. Big enough for the whole family, a grill, and every lawn chair you own. And then there's the location, which honestly might be my favorite part of this whole property. Highland Forest is one of those neighborhoods that still feels like a real community. The pool is a minute or two from your front door. And if you play golf, you're basically next door to Nob North, one of my personal favorite public courses in North Georgia. Add in Cohutta's low property taxes and you're getting land, privacy, and lifestyle without the tax bill that usually comes with it. This isn't just a house tour. It's a look at what your next few years could actually feel like.

326 Charolais Trail, Cohutta
$498,000
4 Beds ⋅ 3 Baths ⋅ 1537702 MLS
Peaceful, Country Living on 2.46 Acres in Cohutta! This New Construction 4BD/2.5BA home features kitchen w/ custom cabinetry, granite countertops, island, vaulted living room ceiling , 9 ft ceilings on main level, luxury vinyl flooring, master bedroom w/ walk in closet, tiled shower & soaking tub, large front porch and 10 x 20 back deck plus 2 car garage! Property is zoned for Beaverdale, North Whitfield and Coahulla Creek schools! Call for more info! Special financing incentives available on this home. Up to $4999 available for buyer to use towards closing costs or rate buy down!

1067 Tucker School Road, Cohutta
$375,000
4 Beds ⋅ 2 Baths ⋅ 1537454 MLS
Seller is offering a one-year temporary rate buy down with their preferred lender. This will save about $235/mo for the first year! Welcome home to this beautifully maintained all-brick home situated on 1.81 acres in Cohutta! Offering 4 bedrooms, 2 full bathrooms, and over 2,100 square feet, this home provides the perfect combination of space, comfort, and timeless character. Inside, you'll find multiple living areas, a spacious kitchen with abundant cabinetry, a large dining area perfect for gathering with family and friends, and beautiful custom details throughout including exposed brick accents and a stunning fireplace. The functional floor plan offers flexibility for growing families, guests, or a home office. Outside, enjoy the privacy and room to roam that 1.81 acres provides while still being conveniently located to Dalton and surrounding areas. For added peace of mind, the roof and water heater are only four years old! If you've been searching for a home with space, charm, and land to enjoy, this one is ready to welcome you home.

4989 Cleveland Highway, Cohutta
$38,500
1536928 MLS
Lot 59 Panorama Dr, Cohutta, GA 30710 offers 1.12 acres of wooded residential land in an established area of Whitfield County. With mature trees and a larger footprint than many residential lots, this property provides an opportunity to build a custom home while maintaining a sense of privacy. The wooded setting gives you flexibility in designing your homesite, whether you prefer a home tucked among the trees or a more open layout with selective clearing. Existing homes nearby provide the benefit of an established neighborhood without sacrificing space. With over an acre to work with, there is room for outdoor living areas, a detached garage or workshop, additional parking, gardening space, or simply enjoying a larger yard than typical residential properties offer. If you need a buildable lot with acreage in Cohutta, GA, this 1.12-acre property offers the space and flexibility to bring your vision to life.

Lot 59 Panorama Drive, Cohutta
$409,000
5 Beds ⋅ 4 Baths ⋅ 1535823 MLS
5BD/4BA home in the desirable Highland Forest community! Situated on a spacious 1.53-acre lot, this home offers room for everyone with a flexible layout. The main level features a master suite, an additional bedroom and full bath, a large living room, kitchen with island, and a cozy sunroom with fireplace perfect for relaxing year-round. Upstairs offers two additional bedrooms and a full bath. The walkout basement provides incredible multi-generational living or guest space with a den, kitchenette, full bath, bedroom, and office. Plenty of space inside and out in one of the area's most sought-after neighborhoods! Highland Forest amenities include a pool, clubhouse, walking track, fishing pond, tennis and basketball courts, playground, pavilion, and year-round community activities.

4700 Loftwood Drive, Cohutta
$254,900
3 Beds ⋅ 2 Baths ⋅ 1535752 MLS
🏡 First-Time Homebuyers, This Is the One You've Been Waiting For! Nestled in the highly sought-after Cohutta area, this charming home is ready for its next chapter. Lovingly maintained and well cared for, it offers the perfect opportunity to add your personal touch and create a space that truly feels like home. Inside, you'll find a desirable split-bedroom floor plan, providing both privacy and functionality, along with a spacious living area and kitchen that's perfect for everyday living and entertaining. While the home could benefit from some cosmetic updates, including fresh paint and new flooring, it provides a fantastic opportunity to build instant equity while making it your own. Step outside and enjoy the peace and tranquility this property has to offer. Whether you're relaxing after a long day, hosting friends and family, or enjoying your favorite outdoor activities, there's plenty of space to make the best memories. With great bones, a desirable location, and room to customize to your taste, this home is full of potential and ready for new memories to be made. ✨ Schedule your showing today and imagine the possibilities!

4061 Village Drive, Cohutta
$524,900
3 Beds ⋅ 2 Baths ⋅ 1535591 MLS
New construction for a 3-bedroom 2 full bathrooms complete in August of 2026! New construction home offering modern comfort and incredible future flexibility. All bedrooms and bathrooms on the main floor with an unfinished bonus room upstairs with its own bathroom already roughed in. Builder willing to finish that area or leave it for a DIY'er. Builder is giving an appliance allowance for all your kitchen appliances as well. In the kitchen will be granite countertops and soft close doors/drawers. Large lot at just under an acre in a community with a pool and clubhouse. Convenient to Dalton, Ringgold, and Chattanooga.

645 Rochester Place Lot 60, Cohutta
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