Chickamauga Homes with Cash Financing available

Chickamauga Homes with Cash Financing available

Welcome to Chickamauga, Georgia—a charming city nestled in the heart of Walker County, where Southern hospitality meets a rich tapestry of history and outdoor adventure. Just a short drive from the bustling city of Chattanooga, Chickamauga offers a serene escape from urban life while still providing easy access to modern conveniences.

Known for its picturesque landscapes and historic significance, Chickamauga is home to the famed Chickamauga and Chattanooga National Military Park, where visitors can explore the site of one of the Civil War's most significant battles. The park offers miles of trails for hiking, biking, and enjoying the natural beauty of the area, making it a haven for outdoor enthusiasts.

Real estate in Chickamauga is as diverse as its community. From charming historic homes to modern builds, there is something for everyone. One of the standout features of the housing market here is the availability of cash financing options, making it easier for potential buyers to secure their dream home. This flexible financing can provide a competitive edge in a thriving market, allowing you to seize opportunities that align with your lifestyle and budget.

Chickamauga’s close-knit community fosters a welcoming atmosphere, with local shops, parks, and schools that contribute to a vibrant neighborhood spirit. Whether you’re a first-time homebuyer, looking to invest, or seeking a peaceful retreat, Chickamauga is an ideal place to call home. Explore the charm, history, and opportunities that await you in this delightful Georgia city!

Newest Chickamauga Homes with Cash Financing available

111 Orchard Grass Lane, Chickamauga
$260,000
3 Beds ⋅ 2 Baths ⋅ 1545133 MLS
Located on a level 0.4-acre lot, this brick home offers a practical layout, versatile living spaces, and multiple important updates. The interior features an open floor plan with a living room, dining area, and a separate den or office, providing flexibility for everyday living or working from home. The kitchen includes ample cabinetry, appliances, and a dedicated breakfast area. Conveniently located off the dining room, the oversized laundry room also provides access to the generously sized garage, offering room for parking, additional storage, or a workshop. Three well-sized carpeted bedrooms and two full baths complete the interior. Outdoors, enjoy the screened-in porch for relaxing in the shade or entertaining guests, along with a large open deck ideal for enjoying the sunshine. The brick exterior and metal roof add to the home's appeal, while numerous updates provide additional value, including new septic field lines and windows in 2025, new gutters in 2022, an instant gas water heater in 2023, and a vapor barrier installed in 2019. With its level lot, flexible floor plan, and useful indoor and outdoor spaces, this property offers a variety of possibilities for its next owner.

111 Orchard Grass Lane, Chickamauga
102 Osburn Court, Chickamauga
$396,900
3 Beds ⋅ 2 Baths ⋅ 1545096 MLS
Beautiful new construction home located in the city limits of Chickamauga. Large level lawn. 3 bedroom 2 bath home 1 level home. Home scheduled for completion November 2026. *Mock up photo: Lawn is not yet landscaped

102 Osburn Court, Chickamauga
S Marble Top Road Lot C, Chickamauga
$75,000
1544653 MLS
Lot C offers approximately 5 acres near Prospect Road and S Marble Top Road outside Chickamauga, with an elevated potential building site and sweeping views across the valley and surrounding countryside. The rolling terrain rises to the homesite, where the elevation opens up the landscape and sets the stage for a custom home designed to take full advantage of the view. From the higher ground, the valley spreads out below, and it is easy to picture where the porch belongs. Surrounding wooded areas bring privacy, natural beauty, and seclusion, and the partially cleared, gently sloping ground leaves room to bring your plans to life. Beyond the homesite there is space for a shop or outbuilding, a garden, walking trails, recreation, or simply extra room to enjoy the land. The lot is zoned A-1 Agricultural in Walker County, with possible uses that include agricultural, livestock, hunting, development, and single-family residential. Electricity and public water are available, and the lot fronts a paved county road for easy access. Cash, conventional, and USDA loan financing are acceptable, and possession is negotiable. Expect peaceful acreage living and plenty of wildlife, with Chickamauga, Fort Oglethorpe, and Chattanooga all conveniently close. For buyers wanting more room, the adjoining approximately 5-acre Lot D is also available, creating the opportunity to own approximately 10 acres in total. Final acreage and legal description to be established by survey and/or at closing. Schedule a time to walk the land and take in the valley view from the homesite.

S Marble Top Road Lot C, Chickamauga
S Marble Top Road Lot D, Chickamauga
$75,000
1544650 MLS
Sweeping views across the valley and surrounding countryside set Lot D apart, an approximately 5-acre tract near Prospect Road and S Marble Top Road outside Chickamauga with an elevated potential building site. The land climbs gently to the homesite, where the landscape opens up and a custom home could be placed to capture the view from its main living spaces. Standing up there, the countryside opens up below, and the best spot for a porch is easy to find. Wooded areas around the property add privacy and seclusion, while the partially cleared ground offers flexibility in how you lay things out. There is room past the homesite for a shop or outbuilding, gardens, trails, recreation, or simply more space between you and the road. Zoned A-1 Agricultural in Walker County, the lot allows possible uses that include agricultural, livestock, hunting, development, and single-family residential. Electricity and public water are available, and paved county road frontage makes access simple year round. Cash, conventional, and USDA loan financing are acceptable, and possession is negotiable. Abundant wildlife and a quiet country setting come with the land, and Chickamauga, Fort Oglethorpe, and Chattanooga are all within easy reach. The adjoining approximately 5-acre Lot C is also available, so buyers wanting more space can combine the two for approximately 10 acres in total. Final acreage and legal description to be established by survey and/or at closing. Come stand at the homesite and see the valley view in person.

S Marble Top Road Lot D, Chickamauga
S Marble Top Road Lots C & D, Chickamauga
$125,000
1544651 MLS
Set near Prospect Road and S Marble Top Road outside Chickamauga, Lots C and D together offer approximately 10 acres with an elevated potential building site and sweeping views across the valley and surrounding countryside. The rolling terrain rises to the homesite, where the elevation opens up the landscape and gives you the chance to design a custom home around the view. Surrounding wooded areas add privacy, natural beauty, and seclusion, while the partially cleared, gently sloping ground leaves plenty of room to create your vision for the property. With approximately 10 acres to work with, there is space well beyond the homesite for a shop or outbuilding, gardens, trails, recreation, or simply a wide buffer of privacy between you and the road. The property is zoned A-1 Agricultural in Walker County, with possible uses that include agricultural, livestock, hunting, development, and single-family residential. Electricity and public water are available, and paved county road frontage keeps access straightforward in every season. Cash, conventional, and USDA loan financing are acceptable, and possession is negotiable. Life here comes with quiet mornings and abundant wildlife, yet Chickamauga, Fort Oglethorpe, and Chattanooga all remain conveniently close. Buying both lots together creates one larger, more private parcel. Each lot is also offered on its own at approximately 5 acres for buyers who need less land. Final acreage and legal description to be established by survey and/or at closing. Walk the property, stand at the elevated homesite, and experience the valley views firsthand.

S Marble Top Road Lots C & D, Chickamauga
163 Sunset Ridge Drive, Chickamauga
$995,000
5 Beds ⋅ 6 Baths ⋅ 1544610 MLS
Sunsets are the main event at 163 Sunset Ridge Drive. Set along the brow on 12.5 private acres in Chickamauga, this 2022 home looks out over panoramic mountain and valley views that run all the way to the skyline. Inside, cathedral and vaulted ceilings lift the open living area, where a wood-burning fireplace anchors the room and a wood stove adds a second source of warmth on cool evenings. The kitchen keeps pace with granite counters, a generous island, a pantry, stainless appliances with a gas range, and instant hot water. A bar and built-in bookcases give the main level real personality, and luxury vinyl floors, recessed lighting, and a laundry room with a sink keep daily life easy. The primary suite sits on the main floor with a sitting area, walk-in closet, soaking tub, separate double shower, and double vanity. Two more bedrooms, 3.5 baths in all, and a finished lower level give everyone room to spread out, and the home is wired for data for working from home. Beyond the main home, a separate guest house offers two bedrooms and two baths of its own, and the former carport has been enclosed into a three-bay garage that works as a shop, a gym, or both. The land is ready to be used and enjoyed: a barn, outbuilding, sheds, a poultry coop, a dog run, and garden space sit among native plants and mature woods, with the corners marked and a split possible. Covered porches on the front, side, and rear, plus a deck, put you outside for every sunset. A metal roof, spray foam insulation, a tankless gas water heater, and a circular gravel drive round it out. Come see the view for yourself! Private tours are available by appointment.

163 Sunset Ridge Drive, Chickamauga
49 Fallen Leaf Drive, Chickamauga
$415,000
4 Beds ⋅ 2 Baths ⋅ 1544597 MLS
Welcome to 49 Fallen Leaf Drive in Farming Rock Subdivision! This 4 bedroom, 2 bath home offers 2,020 square feet with nearly all living space on one level. The main level features hardwood floors, a neutral gray and white color scheme, and quality architectural details throughout. The formal dining room has a double tray ceiling and chair rail molding. The living room features a cathedral ceiling, stone fireplace, and built in bookshelves on each side. The kitchen is bright and open, with double windows on two walls and a breakfast area. A large center island with a sink and raised breakfast bar adds extra workspace and seating. Additional features include stainless steel appliances, plenty of solid wood cabinets, corner glass front cabinets, and new stone countertops. Updates in 2025 include a new range with convection air fryer oven, refrigerator, kitchen sink, and garbage disposal. The oversized primary bedroom has a double tray ceiling and easily fits a king size bedroom suite. The primary bath includes a walk in closet, and a new shower, toilet, light fixtures, and faucets, all updated in 2025. Two additional bedrooms are located on the opposite side of the home, along with a guest bath that received new shower and sink fixtures in 2025. New front yard sod was installed in 2025. Zoned for Battlefield Primary and Heritage Middle and High School, this home offers a great layout, attractive features, and many recent updates.

49 Fallen Leaf Drive, Chickamauga
95 Cottage Crest Court, Chickamauga
$339,900
4 Beds ⋅ 2 Baths ⋅ 1544564 MLS
As you enter this Chickamauga home from the inviting front porch, you immediately notice the bright and open living area and kitchen. Cathedral ceilings greet you in the living room and the fireplace is perfect for those cold winter nights. The kitchen features a center island bar, granite counter tops, and stainless steel appliances, including a double oven. The primary suite has trey ceilings and recessed lighting, while the full en suite bathroom includes a soaking tub as well as a tiled shower with a rain shower head. Two additional bedrooms and full bathroom are on the opposite side of this split bedroom floor plan, and upstairs you will find a bonus room with a closet, that can be used as a fourth bedroom, media room, office or simply a great room to accommodate your guests or growing teens. The covered back porch has recently been extended by the seller with an additional 10 x12 concrete patio making it a great space to entertain. The new shed in the backyard conveys with the home and a new mini split was added to the upstairs bonus area/fourth bedroom space.

95 Cottage Crest Court, Chickamauga
1214 Vittetoe Road, Chickamauga
$209,999
3 Beds ⋅ 1 Baths ⋅ 1544448 MLS
Welcome home to 1214 Vittetoe Road in Chickamauga! This charming 3-bedroom, 1-bath home offers comfortable living with recent updates throughout and a large, fully fenced yard with plenty of room to enjoy the outdoors. A covered carport provides convenient parking, while the spacious lot offers endless possibilities for pets, play, gardening, or entertaining. Well maintained and move-in ready, this home is a great opportunity to enjoy peaceful living while still being convenient to all that Chickamauga has to offer. Schedule your showing today!

1214 Vittetoe Road, Chickamauga
162 Stone Throw Lane, Chickamauga
$455,000
4 Beds ⋅ 2 Baths ⋅ 1544390 MLS
Come for the house, stay for the patio, and prepare to fight over who gets control of the TV remote. Beautiful hardwood floors and a gas fireplace create a warm, inviting feel inside, while the kitchen pantry gives you the extra storage every home needs (because apparently, we all have a snack collection to maintain) Step outside to your fenced-in yard and covered patio, and prepare to find your new favorite hangout spot. With a TV and heaters, this cozy outdoor retreat is ready for game days, movie nights, morning coffee, or relaxing evenings with friends. Rain or shine, the good times can keep rolling! Ladies, don't worry: The garage comes equipped with AC, making it the perfect setup for a game-day headquarters, hobby space, exercise or extra spot to host your crew. Add in a level lot and all the spaces to relax, unwind, and entertain, and you've got a home that's just as enjoyable on a quiet night in as it is when the whole crew comes over

162 Stone Throw Lane, Chickamauga
256 Hiawatha Circle, Chickamauga
$289,900
4 Beds ⋅ 2 Baths ⋅ 1544354 MLS
Indoor & outdoor living takes the center stage at this Chickamauga gem! From the spacious screened-in back deck overlooking the fully fenced backyard to the covered front porch with its classic swing, this home offers inviting spaces to relax and enjoy the outdoors. The brick exterior adds timeless curb appeal, and the ranch-style layout provides the convenience of one-level living. Inside you'll instantly be greeted by plenty of natural light. The main level features three bedrooms, including a primary suite with a private full bathroom. The kitchen boasts stainless steel appliances and offers plenty of cabinetry & countertop space for cooking & entertaining. Downstairs, the finished basement expands the home's versatility with a fourth bedroom and a large bonus area ideal for secondary living, a home office, recreation room, or flex space. The attached two-car garage offers even more functionality with a separate storage/mechanic area and additional room for tools, a workbench, hobbies, or household storage. Located just minutes from the historic downtown Chickamauga and the National Military Park with convenient access to Fort Oglethorpe and Downtown Chattanooga, this home brings together flexible living space, a functional floor plan, generous storage, and outdoor areas designed to be enjoyed. Schedule your tour today!

256 Hiawatha Circle, Chickamauga
106 Park Street, Chickamauga
$249,900
3 Beds ⋅ 2 Baths ⋅ 1544309 MLS
Check out this beautifully renovated home in Chickamauga! This 3-bedroom, 1.5-bathroom one-level ranch has been completely updated from top to bottom and is situated on a massive, level 0.46-acre lot. Boasting unmatched curb appeal and absolute peace of mind, every major element of this turnkey home has been elevated. The extensive list of premium recent updates includes fresh paint inside and out, completely remodeled bathrooms with modern fixtures, and all-new flooring running continuously through the open-concept layout. The updated kitchen comes equipped with newer cabinets, excellent storage, and stainless steel appliances. For total mechanical peace of mind, the home features a brand-new HVAC unit, a new water heater, brand-new gutters, and energy-efficient windows that are only 3 years old. Outside, you will find a newly paved driveway leading to a brand-new garage door, along with a new back deck overlooking a fenced backyard and a detached storage shed. Located just minutes from historic downtown Chickamauga shops and dining with a quick commute to Highway 27, this is a rare, worry-free find. Schedule your tour today!

106 Park Street, Chickamauga
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